The document proposes two prototypes: 1) A mandatory financial literacy class in colleges and workplaces to teach personal finance basics like taxes, budgeting, banking, and more. This could help individuals better balance their work and personal lives. 2) Restructuring workplace hierarchies from a top-down model to a flat, creative collaboration model without titles. While this may enhance communication, eliminating titles and hierarchy completely may not be realistic or effective for all companies.

1. Prototype and Test

2. Problem Statement
• STAKEHOLDER: A social, forward-
looking, degree-holding financial analyst, who
is open to new ideas, perceptive, and diligent
• NEEDS A WAY TO: achieve the right balance
between her work life and her personal life
• BECAUSE: she is currently overwhelmed with
her job responsibilities and feels undervalued
in the workplace

3. Financial Literacy Class (mandatory 1-3
unit college or workplace class)
Taxes
Budget
Management
Paychecks
Credit and
debit cards
Personal
Banking
Insurace
Savings Loans

4. What worked
• Organized class that covers all the
basics of personal finance
• Financial literacy is currently not
taught in K-12 education or even in
college
What can be improved
• Should be adopted beyond just a
college level to include those who do
not attend college
Questions?
• How can we get each college to offer a
class like this and make it a
requirement?
• Should this class be made mandatory?
• What would be the costs involved?
Ideas
• Adopt this at the workplace for all
employees as well
Feedback from a
current college
student

5. Restructuring of Workplace Hierarchy
(current structure based on direct reports and titles)
C-level
officer
Employee Employee Employee
Management

6. Restructuring of Workplace Hierarchy
(Proposed Model: Creative Collaboration that eliminates hierarchy)
Worker
Worker
WorkerWorker
Worker

7. What worked
-Yes, the need for more creative
collaboration is evident
-New model enhances more effective
communication and encourages more
involvement in the workplace
What didn’t work
-Elimination of titles is unrealistic
-New model may work best for smaller
companies but not for bigger corporations
-If adopt new model, process must be
gradual and not a complete overhaul
Questions
-How can we persuade current hierarchal
society to adopt new model?
-Is creative collaboration really the most
effective model?
Ideas
-Maybe keep the titles but ensure all
workers have equity in the company and
eliminate direct reporting
-Each newly graduated worker has a mentor
Feedback (from a co-
founder of a startup)