Today Home Solutions of America offers a principal reduction program and refinance for homeowners, purchasing mortgage notes at a discount and allowing homeowners to refinance with reduced principal. They package groups of performing and non-performing notes and sell them to banks. Homeowners can refinance into a new loan with 90% reduced principal and lower monthly payments. The process involves submitting loan and income documents for review.
Keep Your Home and Avoid Foreclosure or Short Salerandyvillaverde
The Guardian Group Funds works with homeowners that have negative equity in their home. Regardless if you owe more than your home is worth, if you are in foreclosure or bankruptcy, we can help. Please take a moment and view the PowerPoint to see an overview of our program.
When the economy fell apart, this slide show explained the basic economic principles at work and offered up some terms that were appearing in the paper at the time.
Keep Your Home and Avoid Foreclosure or Short Salerandyvillaverde
The Guardian Group Funds works with homeowners that have negative equity in their home. Regardless if you owe more than your home is worth, if you are in foreclosure or bankruptcy, we can help. Please take a moment and view the PowerPoint to see an overview of our program.
When the economy fell apart, this slide show explained the basic economic principles at work and offered up some terms that were appearing in the paper at the time.
This is a basic slideshow about the costs and benefits of credit. Especially informative for young adults or those who are applying for credit for the first time.
A good credit history makes it possible to get credit, especially for major purchases like a home. It keeps the cost of borrowing to a minimum.
To build good credit, consider using one or a maximum of two credit cards to make small purchases that you pay off when the bill comes in. The biggest factor of your credit score is payment history, or in other words, pay on time every time.
To access your free credit report, visit www.annualcreditreport.com. It's good to review your credit report periodically to make sure all information is accurate and that you have not been the victim of identity theft.
This is a basic slideshow about the costs and benefits of credit. Especially informative for young adults or those who are applying for credit for the first time.
A good credit history makes it possible to get credit, especially for major purchases like a home. It keeps the cost of borrowing to a minimum.
To build good credit, consider using one or a maximum of two credit cards to make small purchases that you pay off when the bill comes in. The biggest factor of your credit score is payment history, or in other words, pay on time every time.
To access your free credit report, visit www.annualcreditreport.com. It's good to review your credit report periodically to make sure all information is accurate and that you have not been the victim of identity theft.
Role of Investment Banks in the Financial Crisis of 2008Mujtaba Zeeshan
This presentation explains how the investment banks played a vital role in the occurrence of the global financial crisis of 2008.
There's a brief discussion on Investment banks in general including their functions. Then briefly explaining the crisis in a manner that students can easily remember. And finally to support our claim, a research paper is used as a reference.
Financial Programmer - How to break into investment banks for java developersArmel Nene
Investment Banks offer great career prospect to Java developer. There is a myth that is hard to break into the industry because most of the time, you do require some experience. But how do you experience if they won't provide it in the first place? This presentation gives some tips on how to get hired for roles in the financial sector.
Merchant Banking vs Investment Banking - Investment Banking by eduCBAeduCBA
For full text article go to : https://www.educorporatebridge.com/investment-banking/merchant-banking-vs-investment-banking/ Learn the differences between Merchant Banking vs Investment Banking, its roles and responsibilities and how each one is related to the capital markets in domestic and global arena
1-Insurance Marketing
AGENTS AND BROKERS
A successful sales force is the key to success in the financial services industry. Most insurance policies sold today are sold by agents and brokers.
Agents:An agent is someonewho legally represents the principal and has the authority to act on the principal’s behalf.
Brokers:A broker is someone who legally represents the insured even though he or she receives a commission from the insurer.
2-TYPES OF MARKETING SYSTEMS
Life Insurance Marketing
Distribution systems for the sale of life insurance have changed dramatically over time.
Major life insurance distribution systems:
Personal selling systems
Financial institution distribution systems
Direct response system
Other distribution systems
1-Personal Selling Systems:
2-Financial Institution Distribution Systems
3-Direct Response System
3-Property and Casualty Insurance Marketing
Independent agency system
Exclusive agency system
Direct writer
Direct response system
Multiple distribution systems
J ZAPPA REALTY CORP offers qualified individuals and corporations a way to utilize their available funds to achieve the highest returns on their principal through Private Mortgage Lending . This is a proven investment strategy that has been used by the most sophisticated of investors. By offering first lien positions on our properties, we can offer between a 4 - 10% return secured by a mortgage - a mortgage on properties with built-in equity as these deals were negotiated with lenders and purchased below market value.
Understanding your mortgage options as a home buyer is the first step to home ownership. With millions of lenders that offer millions of solutions, who do you pick. In this presentation, we will help clear some of your options.
6. What happens now? You refinance: CURRENT MORTGAGE: Loan Amount Interest Rate Monthly Payments 1 st Loan $350,000 7.5 % $ 2,447.00 2 nd Loan $ 50,000 9.0 % $ 402.00 Total Loan $400,000 $ 2,849.00+ T/I NEW MORTGAGE ESTIMATES: Current Market Value (CMV) / Broker Price Option (BPO): $ 250,000 Loan Amount Interest Rate Monthly Payments Loan $225,000 (90% CMV) 6.25 % $ 1,385.36 + T/I Instant monthly savings = $1,463.64 Eliminate $150,000 of NEGATIVE EQUITY! You Gain 10% Instant Equity
7. What’s in it for you? Your old mortgage payment $2,849+T/I / month Your NEW mortgage payment $ 1,385.36 + T/I / month* You Save $1,463.64 month That’s $17,563.68 / year *BASED ON 6.25 % INTEREST
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9. Regardless of… Loan To Value High Debt To Income Ratio’s Notice of Default Notice of Trustee Sale Alternative Income Allowed
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12. How much? NEGATIVE EQUITY ONLY $1,595.00 N.O.D. or N.O.S. ONE TIME PROGRAM FEE OF $500
13. Getting Started 1003 Uniform Loan Application Contractual Agreement Borrowers Authorization Statement of Information Sheet Client Information Work Sheet