Prakash Kumar is seeking a challenging position utilizing his 3+ years of experience in the financial sector including insurance, finance, and banking. He has a background in underwriting, customer service, and compliance. His experience includes roles at Birla Sunlife Insurance and Sparsh BPO Services as an underwriter and credit officer. He has strong communication, presentation, and MS Office skills.

1. Prakash Kumar
102/11 ’B’ 3rd Floor, Opp ISKCON Temple, Amritpuri, New Delhi - 110065
Mobile : 9015721259; Email: prakashawake@aol.in
Objective
Seeking a challenging position in a reputable company where my academic background and
interpersonal skills are well developed and utilized.
Summary of Qualifications
• 3+ years of experience in financial sector.
• Good exposure to the back office profile with work experience in the field of Insurance, Finance and
Banking.
• Excellent Presentation and Communication skills.
• Able to work independent and confident.
• Good knowledge of underwriting in insurance and IRDA regulations.
• Good knowledge of the MS office tools.
Work Experience
October’ 2009 to Dec’ 2010 - Worked as Supprot Executive (DSF) Birla Sunlife Insurance Co. Ltd. –
Sitapur (Uttar Pradesh).
Job Profile:-
• Handling Branch Provision, Monthly Compliance and Daily Cash Balance and Policy stamps.
• Managing collection of premium, managing renewal of policies , Cheque dishonor case
• Underwriting of Proposals (KYC).
• Ensuring Issuance of policy without error and maintaining AURA percentage of Branch.
• Resolve day to day operational issues related to customers queries, product sales, claims support.
• To carry out the pre licensing IRDA examination processes
• Coordinate disbursement of commission of advisors, scrutinizing of bills and preparation of
vouchers for completion and club.
• Processing of payments of vendors bill for branch, petty cash and TPV, EERS and TERS
payments.
• To ensure that administration services as housekeeping, security and dispatch are rendered in
proper manner.
• Ensure that the branch is compliant with the statutes of the Minimum Wages Act and other Central
and State Government legislation, as applicable.
• Regularly update HO through the MIS.
• Ensure policy servicing request to be send HO on time with proper securitization of documents
• Ensuring all requisitions are raised on Inventory Tracking System, Ensuring monthly audit report is
submitted within TAT

2. • Correct Pan No availability for all advisors, Direct Commission Credit to be enabled for all advisors
by getting NEFT account details captured (Cat A cities), Timely Updation of AMs & Advisors
Database - 1) Contact Nos., 2) Address, 3) Email Id (Cat A & Cat B cities)
• BM / BH / TM Servicing through MIS support on various sales management activities / R&R
schemes/ Daily Sales Report (AM Report), Coordination with sales force for sales meetings, Follow
ups for R &R schemes with advisors & AMs, Lead Follow up with sales force.
Worked with Sparsh BPO Services Limited as a Credit Officer – Gurgaon (Delhi – NCR) (Jun’07 to
Dec’08)
Job Profile:
• Appraising the credit worthiness of a person applying for Personal loan.
• Monthly Training of Credit on Fraud Checks, to ensure the positive loan processing Maintaining the
desired approval rates on files.
• Analyze the customer credit facility requests with an in-depth knowledge about the concepts of
lending and operations.
• Credit Appraisal of the individual cases for all Personal loan applications.
• Doing month on month analysis of all Decline and login return files.
• Review of all High score CIBIL decline files on daily basis.
• Taking Appeal with Sales RM’s on decline & return cases.
Worked with A C BAXI & Co. Pvt. Ltd as a Team Member - Underwriting for Unsecured Loan Lending
(Personal Loan) (March’06 to May ’07).
Job Profile:
 Appraising the credit worthiness of a person applying for Personal loan.
 Maintaining the desired approval rates on files.
 Ensuring regular feedback on quality on sourcing & related observations / analysis.
Educational Qualification:
 Have passed Matriculation from BSEB, Patna (G.A. Inter College, Hajipur) with 53% marks in 1999.
 Have passed Intermediate (Math) from BIEC, Patna (C.R.K. College, Hajipur) with 68% marks in
the session 1999-2001.
 Have passed Graduation (English) from BRABU, Muzaffarpur with 54% Marks in the session June
2002– May’2005.
 Have completed ADCA from Regional Institute of Computer Education, Hajipur in 2006
Personal Details:
Father’s Name : Late Vishnukant Sharma
Date of Birth : 1st May, 1984
Marital Status : Unmarried
Category : General
Blood Group : ‘O’ Positive
Language Known : Hindi & English
Hobbies : Net Surfing & Watching Cartoon Shows