This document contains a resume for Pranab Kumar Das summarizing his career objective, profile, responsibilities and achievements from various roles in finance and credit operations. It outlines his experience as Assistant Manager at Magma Fincorp Ltd. and various roles at Shriram Transport Finance Co. Ltd. rising to Assistant Manager. It also lists a role at Citifinancial Consumer Finance India Ltd. as Executive, Credit & Operations. His educational qualifications and computer skills are provided along with personal details.
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AVERZS TECHNOLOGIES ... IEEE RESEARCH AND DEVELOPMENT PROJECT FOR M.E., M. Tech., B.E., B. Tech., MCA., and Ph.D in MATLAB, NS2, EMBEDDED SYSTEMS, VLSI, ADS, JAVA, DOTNET, CADENCE, ANDROID...
CONTACT ADDRESS
Averzs Technologies, No.468/324, T2, Reshma Tower,
MKN Road, Alandur-600 016, Phone:044-4558 9227
Mobile:9500068577, 9500048577,Mail:info@averzs.com
Web:www.averzs.com,Near St.Thomas Mount Railway Station
Averzs technologies chennai mobile 9500068577_profile_matlab_image processing...AverzsRamesh
AVERZS TECHNOLOGIES ... IEEE RESEARCH AND DEVELOPMENT PROJECT FOR M.E., M. Tech., B.E., B. Tech., MCA., and Ph.D in MATLAB, NS2, EMBEDDED SYSTEMS, VLSI, ADS, JAVA, DOTNET, CADENCE, ANDROID...
CONTACT ADDRESS
Averzs Technologies, No.468/324, T2, Reshma Tower,
MKN Road, Alandur-600 016, Phone:044-4558 9227
Mobile:9500068577, 9500048577,Mail:info@averzs.com
Web:www.averzs.com,Near St.Thomas Mount Railway Station
Newsletter du Groupe BSL Sécurité- Septembre 2016Patrick SENIOR
Digitalisation et sécurité:
Une innovation sans précédent
Le Groupe BSL s'est distingué par ses capacités d'innovation avec le lancement de son appli GettGuard. L'initiative a fait couler beaucoup d'encre.
Mais par essence, nous avons toujours chez BSL placé le facteur humain au coeur de nos développements.
Notre objectif est de mieux servir nos clients et de nous adapter aux nouvelles technologies et à la révolution digitale.
Founded in 1990, BSL Sécurité is an established player in the security sector.
• Groupe BSL specializes in the prevention and management of risks to ensure the safety and security of people and property.
• Our customer relations, the professionalism of our employees, and the relevance and proximity of our full suite of capabilities is backed up by a soundly structured company.
HOTEL SPECIFIC CAPABILITIES
Security Agents
Access Control
On-Site and remote Surveillance
Parking Lot Security
Fire Safety teams, as mandated in France for buildings over a certain size
15 years of experience securing hotels
Currently conducting security for 34 hotels in France, with the 35th starting next month
The majority of our hotel contracts are in the South, around Marseille and Cannes. We service 3 hotels in Paris at this time.
Newsletter du Groupe BSL Sécurité- Septembre 2016Patrick SENIOR
Digitalisation et sécurité:
Une innovation sans précédent
Le Groupe BSL s'est distingué par ses capacités d'innovation avec le lancement de son appli GettGuard. L'initiative a fait couler beaucoup d'encre.
Mais par essence, nous avons toujours chez BSL placé le facteur humain au coeur de nos développements.
Notre objectif est de mieux servir nos clients et de nous adapter aux nouvelles technologies et à la révolution digitale.
Founded in 1990, BSL Sécurité is an established player in the security sector.
• Groupe BSL specializes in the prevention and management of risks to ensure the safety and security of people and property.
• Our customer relations, the professionalism of our employees, and the relevance and proximity of our full suite of capabilities is backed up by a soundly structured company.
HOTEL SPECIFIC CAPABILITIES
Security Agents
Access Control
On-Site and remote Surveillance
Parking Lot Security
Fire Safety teams, as mandated in France for buildings over a certain size
15 years of experience securing hotels
Currently conducting security for 34 hotels in France, with the 35th starting next month
The majority of our hotel contracts are in the South, around Marseille and Cannes. We service 3 hotels in Paris at this time.
1. PRANAB KUMAR DAS
79, S.C. Mukherjee Road,
Halderpara, Chandannagar,
Hooghly, Pin – 712136.
Mob: 9883327910, 9831632710
E-Mail:pranab2002@gmail.com
CAREER OBJECTIVES
To render my active, alert and sincere service to the organizationemployedin, so as to boost my career
graph upward and hence bring the organizationon a higher platform.
CAREER PROFILE
Organization: MAGMA FINCORP LTD.
Designation: Assistant Manager – Credit & Operations.
Duration : From SEP-2014 to Till date.
Job Responsibilities
Handling a team of 22 members to conduct post disbursement audit of Asset Backed & Housing
Finance portfolio.
Ensuring compliance of Credit and Operations activities of the Organization
Nullifying the Risk of Documentation, Credit, Collateral, Revenue & Process in order to get the
portfolio ready for securitization.
Scrutinizing post audited files randomly to have a measure of the team’s performance.
Analysis of trend and risks observed during audit and circulating to all the concerned for prevention.
Responsible for conducting pre sanctioned checking of match found proposals through Hunter Dedupe
System and convey the status to the respective credit authorities for their subsequent action.
Coordinating with Credit Information Companies for all possible activities as a Nodal Officer.
Organization: SHRIRAM TRANSPORT FINANCE CO. LTD.
Designation: Worked in various capacities in this Organization stretching from Assistant Executive to
Assistant Manager – Credit & Operations.
Duration : From FEB-2008 to AUG-2014.
Job Responsibilities
Assistant Manager – East Zone:
Overseeing the audit of disbursed ABF files to ensure compliance of Documentation, Credit &
Operations Policies.
Detailed assessment of the assets and credit worthiness of borrower of the disbursed files on
sample basis.
Analyze the audit observations from risk perspective and circulate to all the concerned for the
purpose of sensitization.
Monitoring and analyzing the repayment of the qualified portfolios in the above mentioned
audit.
2. Coordinating with the Product Executives’ and Borrowers’ regarding collectionof repayments
of the portfolio under scrutiny.
Pay visit to branches for conducting compliance audit of files under process and proposed
customers & assets for the purpose of authentication.
Executive & Senior Executive – WBNE Region:
Cross checking of Documentation, Credit & Operations compliance of sanctioned loan files
prior to disbursement.
Ensuring adherence of Credit & Operations Policies at branch level by providing adequate
training to the Executives & Team Leaders.
Managing and analyzing important database of disbursement, collectionetc. of the region.
Assistant Executive – Kolkata Central Branch:
Entering online proposals in UNO against ABF applications.
Preparing C.A.M. against proposed applications to pitch it for Credit Approval.
Conducting P.D. of the proposed customers.
Thorough checking of pre & post sanctioned documents.
Conducting Dedupe of proposed customers & assets for verification of history.
Processingfiles with due compliance of Credit & Operation policies, for disbursement.
Customer relationship and dealings.
Achievements: Got promoted thrice from Assistant Executive to Assistant Manager in a span of 6 years
in the Organization.
Organization : CITIFINANCIAL CONSUMER FINANCE INDIA LTD.
Designation : Executive - Credit & Operations
Duration : From JUN-2006 to JAN-2008.
Job Responsibilities
Online reference generation using the software I-Loan against Personal Loan applications
Conducting P.D. of the proposed customers.
Checking of customers’ loan history through Dedupe and CIBIL.
Giving preliminary decision of the files in system.
Thorough checking of all pre and post sanctioned documents.
Processing, disbursement and authorization of loans ensuring due policy compliance of Credit
& Operations.
Maintaining, managing and analyzing the disbursement & collectiondatabase of the Branch.
ACADEMIC BACKGROUND
Matriculation from W. B. B. S. E in the Year 1999.
Higher Secondary from W. B. C. H. S. E in the year 2001.
Graduation from BURDWAN UNIVERSITY in the year 2004.
COMPUTER KNOWLEDGE
3. Well conversant with operatingsystems: MSDos, Windows XP, 2007, 2000, 1998.
Well conversant with MS Office XP, 2007, 2000, 1998, Internet.
OTHER SKILLS
Posses data-entryskills at a speedof 16,500 keydepressions per hour.
Well conversant with online database maintaining software I-Loan, UNO & ORACLE.
PERSONAL DETAILS
Father’s Name : Pratap Kumar Das
Date of Birth : 03-May-1982
Languages known : Bengali, Hindi, English.
Nationality : Indian
Hobbies : Net surfing, playing cricket, listening to music.
Date:
Place: Chandannagar Signature