this is a credit application facility ppt on retailmanagement

1. A Retail credit facility is financing method which
can provide capital for various purpose. Retail
credit facility are portfolios structured with
different type of debt that can be used by a
company for business need of customer lending.

2. 1. Zero down payment
2. Longer tenure
3. Financing of product worth of 4000 and above
4. Fast approve
5. Easy process
6. Hassle free :- {ECS & PDC}

3.  1.Copy of ID
 Copy of address proof
 Copy of income proof
 Copy of bank statement
 Color photo passport size
 Copy of TAN no and shop and establishment
registration.

4. Eligibility Employment type Requirment
Age Salaried
Self employed
21-60
21-65
Minimum monthly Income Salaried
Self employed
RS.4000 & Above
Working professional
experience
Salaried
Self employed
Min. 6 month
Min. 1 Year

5.  1.Identify the customer needs for credit application.
 Clearly explain to the customer the features and
conditions of credit facility.
 Provide enough time and opportunities for the customer
to ask for clarification or more information.
 Accurately fill in the documents needed to allow the
customer to get credit.
 Successfully carry out the necessary credit checks and
authorization procedures.
 Promptly refer difficulties in processing applications to
the right person.