The document outlines a small cap private placement program where a minimum investment of $50,000 is required to lease a non-rated $25 million Soleil bank Standby Letter of Credit (SBLC) and monetize it at a 6% loan-to-value ratio. It details the agreements between the client and monetizer, including payment terms, refund conditions, and responsibilities of each party in the monetization process. The document emphasizes that while the monetizer has a history of successful transactions, past performance does not guarantee future results, and clients must assume the associated risks.

1. SMALL CAP PPP- min investment
50K USD
 Funds used to lease non-rated SOLEIL Bank SBLC
of 25M USD and then monetize it at 6% LTV
 - 1.5M USD
 Created By – Kishaloy Bhowmick

2.  SMALL CAP PPP- min investment 50K USD. Funds are
used to lease non-rated SOLEIL Bank SBLC of 25M
USD and then monetize it at 6% LTV non-recourse -
1.5M USD.
 Payment is one time after 30 banking days.
 The cost of the instrument is 50K USD and it is to be
paid directly to SOLEIL BANK after the client passes
compliance.

3.  The client will be having contract with the monetizer
first and then only will apply for the Soleil SBLC and
pay the fees to Soleil Bank.
 The monetizer is bound by contract to refund the
SBLC issuance charges incurred by the applicant client
in case the monetizer fails to monetize the instrument
within 30 banking days.
 The SBLC will be issued with monetizer company as
beneficiary and client as applicant.
 The receiving bank is Bank of Africa,Senegal and
advising bank is First Bank, Nigeria.

4.  The monetizer has consistently performed with four
previous clients. However past performance doesn't
always guarantee future performance . The applicant
needs to take that risk.
 Monetization Procedures:
 The Receiver and Provider hereby agree that the term
for this DEED OF AGREEMENT shall be the full
issuance term of the bank instrument(s).

5.  The Receiver and Provider hereby agree that Receiver
will provide any necessary instruction(s), pay order(s)
and/or schedule(s) to Receiver’s designated bank
and/or escrow agent or attorney for financing fee
payment(s) altogether totaling 6% (Six Percent) of the
face value of the instrument(s) to the designated bank
account(s) of Provider and designated bank account(s)
for any agreed and due consultant/intermediary no
later than 10 (Ten) banking days after delivery, and
verification, authentication and acceptance of the
MT760 instruments by Receiver’s designated bank and
credit to Receiver’s designated account.

6.  The Receiver and Provider hereby agree that Provider
and/or Provider’s Mandate on behalf of Provider, will
submit an invoice to Receiver that includes the full
banking coordinates and details for each account
designated by Provider to receive financing fee
payment(s) and for each and any
consultant/intermediary and consultant/intermediary
designated account(s) to receive
consultant/intermediary fee payment(s). All payments
will be sent and delivered via SWIFT MT103.

7.  In case of Receiver failing to perform as agreed in the contract
after provider issued the MT760, Receiver is agreed to reimburse
all the expenses incurred by the Provider in getting the SBLC
issued from Soleil Chartered Bank as penalty.
 Thanks & Regards
KISHALOY BHOWMICK
 skype kishaloyandnicoleta
 email : Kishaloy_bhowmick@yahoo.com
 Whatsapp; +91-8697934386.
 Cell : +91-9830112079