Afford Mo Bang Magbakasyon?

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Before spending thousands on your next vacation...seriously ask yourself - can I afford it? Vacationing is a highly enjoyable luxury but often it can lead individuals and families into debt or make them vulnerable when emergencies strike. There are better ways to enjoy life - without worries and regrets.

Economy & Finance

Afford mo bang
magbakasyon?
Guita T. Gopalan

Afford mo bang
magbakasyon?
Utang free!
www.guitagopalan.com

Guita Gopalan

@guitagopalan

Afford mo bang
magbakasyon?
Emergency-ready
www.guitagopalan.com

Guita Gopalan

@guitagopalan

Afford mo bang
magbakasyon?
Invested
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Guita Gopalan

@guitagopalan

Go…go…go!

www.guitagopalan.com

Guita Gopalan

@guitagopalan

PLAN FOR YOUR
DREAM VACATION
www.guitagopalan.com

Guita Gopalan

@guitagopalan

1
2

• SASAKYAN

3
4

• ARAW
• ACTIVITIES

5
www.guitagopalan.com

• LUGAR

Guita Gopalan

• KAINAN
@guitagopalan

Saan mo gustong pumunta?

www.guitagopalan.com

Guita Gopalan

@guitagopalan

Paano ka
makakarating?

1
2

• LUGAR
• SASAKYAN

…iikot?
3

4

• ACTIVITIES

5
www.guitagopalan.com

• ARAW

Guita Gopalan

• KAINAN
@guitagopalan

Ilang araw kang
magbabakasyon?

1

2d1n
2
3d2n
3
4d3n
5d4n
4
…o mas matagal?
Kaya kung planado!

5

www.guitagopalan.com

Guita Gopalan

• LUGAR
• SASAKYAN
• ARAW
• ACTIVITIES
• KAINAN
@guitagopalan

www.guitagopalan.com

Guita Gopalan

@guitagopalan

Museum
Swimming
Bungee Jumping
1 • LUGAR
Scuba diving
Theatre
Cliff Diving
• SASAKYAN
2
Safari
Shopping
City Tour
3 • ARAW
Zip Line
Amusement Park
Spa
Photography
• ACTIVITIES
4
Concerts
Island Hopping
Mountain Climbing
5 • KAINAN
Bird Watching
…
www.guitagopalan.com
Guita Gopalan
@guitagopalan

1

2

• LUGAR
• SASAKYAN

3
4

• ARAW
• ACTIVITIES

5
www.guitagopalan.com

Guita Gopalan

• KAINAN
@guitagopalan

Ways to Save:
1. Magbreakfast
2. Magbaon
3. Mag ‘karinderia’

1
2

• SASAKYAN

3
4

• ARAW
• ACTIVITIES

5
www.guitagopalan.com

• LUGAR

Guita Gopalan

• KAINAN
@guitagopalan

May kulang ba?

PASALUBONG
+ gastos
hindi required
huwag mapressure
www.guitagopalan.com

Guita Gopalan

@guitagopalan

Vacation Budgeting in 5Rs

Research
Recommendations
Requests
Renegotiate
Records
www.guitagopalan.com

Guita Gopalan

@guitagopalan

Funding Your Vacation
•

Active Income

www.guitagopalan.com

Guita Gopalan

@guitagopalan

MAXIMUM
VACATION
BUDGET

=

GROSS MO. SALARY
20

www.guitagopalan.com

Guita Gopalan

5

@guitagopalan

MAXIMUM
VACATION
BUDGET

15,000
=
20

5

Php3,750
www.guitagopalan.com

Guita Gopalan

@guitagopalan

Funding Your Vacation
•

•

Active Income

Credit / Utang

www.guitagopalan.com

Guita Gopalan

@guitagopalan

Purchase via Credit Card
A+A = Php10,000
If you pay only the minimum Php250
You could end up paying Php49,000
Over 47 yrs. & 2 mos.
www.guitagopalan.com

Guita Gopalan

@guitagopalan

FULL PAYMENT
WHEN THE BILL ARRIVES

Points / Rewards
Convenience
www.guitagopalan.com

Guita Gopalan

@guitagopalan

Funding Your Vacation
•
•

•

Active Income
Credit / Utang

Passive Income

www.guitagopalan.com

Guita Gopalan

@guitagopalan

Save for Your
Vacation

www.guitagopalan.com

Guita Gopalan

@guitagopalan

Invest for Your
Vacation

www.guitagopalan.com

Guita Gopalan

@guitagopalan

Plan
Budget
Invest
www.guitagopalan.com

Guita Gopalan

@guitagopalan

SPEND TO ENJOY!
Not to stress after!

www.guitagopalan.com

Guita Gopalan

@guitagopalan

THANK YOU
w w w. g u i t a g o p a l a n . c o m
GuitaTGopalan
@guitagopalan
Guita Gopalan
admin@guitagopalan.com

Immediately after the official announcement of the collaboration of ‘Mehfil’ with Turiya Communications as the official digital partner, we got our team together for a brainstorming session. After a day or two of serious contemplation and deliberation, we devised a communication plan for the promotion of the event, covering all major social media platforms such as Facebook, Twitter, Instagram and LinkedIn. We were determined to provide the event with complete exposure and maximum footfall by utilising our two main tools for promotion – digital media and social media. Proper planning and execution was required to pull this off and our agency were determined to deliver just that.

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South Dakota State University degree offer diploma Transcript

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University of North Carolina at Charlotte degree offer diploma Transcript

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BIHC Briefing June 2024 from Bank+Insurance Hybrid Capital in association wit...

Neil Day

一比一原版(cwu毕业证书)美国中央华盛顿大学毕业证如何办理

asukqco

原版一模一样【微信：741003700 】【(cwu毕业证书)美国中央华盛顿大学毕业证成绩单】【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。本公司拥有海外各大学样板无数，能完美还原。 1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700 【主营项目】一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！二.真实使馆公证(即留学回国人员证明,不成功不收费) 三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度) 如果您处于以下几种情况： ◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】 ◇面对父母的压力，希望尽快拿到； ◇不清楚认证流程以及材料该如何准备； ◇回国时间很长，忘记办理； ◇回国马上就要找工作，办给用人单位看； ◇企事业单位必须要求办理的 ◇需要报考公务员、购买免税车、落转户口 ◇申请留学生创业基金留信网认证的作用: 1:该专业认证可证明留学生真实身份 2:同时对留学生所学专业登记给予评定 3:国家专业人才认证中心颁发入库证书 4:这个认证书并且可以归档倒地方 5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息 6:个人职称评审加20分 7:个人信誉贷款加10分 8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才办理(cwu毕业证书)美国中央华盛顿大学毕业证【微信：741003700 】外观非常简单，由纸质材料制成，上面印有校徽、校名、毕业生姓名、专业等信息。办理(cwu毕业证书)美国中央华盛顿大学毕业证【微信：741003700 】格式相对统一，各专业都有相应的模板。通常包括以下部分：校徽：象征着学校的荣誉和传承。校名:学校英文全称授予学位：本部分将注明获得的具体学位名称。毕业生姓名：这是最重要的信息之一，标志着该证书是由特定人员获得的。颁发日期：这是毕业正式生效的时间，也代表着毕业生学业的结束。其他信息：根据不同的专业和学位，可能会有一些特定的信息或章节。办理(cwu毕业证书)美国中央华盛顿大学毕业证【微信：741003700 】价值很高，需要妥善保管。一般来说，应放置在安全、干燥、防潮的地方，避免长时间暴露在阳光下。如需使用，最好使用复印件而不是原件，以免丢失。综上所述，办理(cwu毕业证书)美国中央华盛顿大学毕业证【微信：741003700 】是证明身份和学历的高价值文件。外观简单庄重，格式统一，包括重要的个人信息和发布日期。对持有人来说，妥善保管是非常重要的。

Fabular Frames and the Four Ratio Problem

Majid Iqbal

Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world. Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.

Seven Camp April 2024 Cohort Booklet.pdf

FinTech Belgium

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KishoreKatta6

一比一原版宾夕法尼亚大学毕业证(UPenn毕业证书)学历如何办理

vpqasyb

挂科购买【微信号:176555708】【挂科购买(UPenn毕业证书)】【微信号:176555708】《成绩单、外壳、offer、真实留信官方学历认证（永久存档/真实可查）》采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。【我们承诺采用的是学校原版纸张（纸质、底色、纹路）我们拥有全套进口原装设备，特殊工艺都是采用不同机器制作，仿真度基本可以达到100%，所有工艺效果都可提前给客户展示，不满意可以根据客户要求进行调整，直到满意为止！】【业务选择办理准则】一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信号:176555708】文凭即可二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信号:176555708】即可三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。留信网认证的作用: 1:该专业认证可证明留学生真实身份 2:同时对留学生所学专业登记给予评定 3:国家专业人才认证中心颁发入库证书 4:这个认证书并且可以归档倒地方 5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息 6:个人职称评审加20分 7:个人信誉贷款加10分 8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才留信网服务项目： 1、留学生专业人才库服务（留信分析） 2、国（境）学习人员提供就业推荐信服务 3、留学人员区块链存储服务【关于价格问题（保证一手价格）】我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子我给客户的都是第一手的代理价格，因为我想坦诚对待大家不想跟大家在价格方面浪费时间对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。选择实体注册公司办理，更放心，更安全！我们的承诺：客户在留信官方认证查询网站查询到认证通过结果后付款，不成功不收费！

China's Investment Leader - Dr. Alyce SU

msthrill

In World Expo 2010 Shanghai – the most visited Expo in the World History https://www.britannica.com/event/Expo-Shanghai-2010 China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.

falcon-invoice-discounting-a-premier-investment-platform-for-superior-returns...

Falcon Invoice Discounting

Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.

13 Jun 24 ILC Retirement Income Summit - slides.pptx

ILC- UK

ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement. Contributors included: Jo Blanden, Professor in Economics, University of Surrey Clive Bolton, CEO, Life Insurance M&G Plc Jim Boyd, CEO, Equity Release Council Molly Broome, Economist, Resolution Foundation Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies Joanna Elson CBE, Chief Executive Officer, Independent Age Tom Evans, Managing Director of Retirement, Canada Life Steve Groves, Chair, Key Retirement Group Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers Sue Lewis, ILC Trustee Siobhan Lough, Senior Consultant, Hymans Robertson Mick McAteer, Co-Director, The Financial Inclusion Centre Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation Sarah O'Grady, Journalist Will Sherlock, Head of External Relations, M&G Plc Daniela Silcock, Head of Policy Research, Pensions Policy Institute David Sinclair, Chief Executive, ILC Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee Nigel Waterson, ILC Trustee Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board

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