The document provides steps and guidance for starting one's journey to becoming wealthy. It recommends paying yourself first by saving money (Commandment #1). It advises setting goals that define how much wealth is needed and by what timeframe (I.Goal and I.Horizon). Various investment instruments are described for generating wealth over the long term, such as owning stocks, mutual funds, businesses, and lending investments like bonds. Regular planning, tracking assets and expenses, and overcoming obstacles like inflation and spending habits are also emphasized. The document stresses that learning about fundamentals of investing like risk, return, and liquidity is important. Overall, the key message is that taking proactive steps to save and plan one's investments is essential

1. +
Jumpstart your
Journey to be
WEALTHY
Guita T. Gopalan

2. +
Money
Income
Wealth
Our world is
changing…
And its changing
more quickly and
more disruptively
than it did 10, 20,
30 years ago.
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Guita Gopalan
@guitagopalan

3. A wealthy person is
someone who can afford
his/her chosen lifestyle
without having to work.
- Francisco Colayco
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Guita Gopalan
@guitagopalan

4. #1
SaVE:
Pay Yourself First!
-Francisco Colayco’s Commandment #1
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Guita Gopalan
@guitagopalan

5. Destination
+
What do I want?
I.Goal–How much?
Distance
Where am I right now?
I.Horizon–By when?
D’ Vehicle
What do I have?
I.Instrument–Using what?
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Guita Gopalan
@guitagopalan

6. #2
+
Plan
to be wealthy
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Guita Gopalan
@guitagopalan

7. +
I.Goal – What do you want? How much?
I.Horizon – By when?
Protection
Life Goals
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Guita Gopalan
Retirement
@guitagopalan

8. +
Planning - Know Where You Are Right Now
and What You Have
Statement of Assets and
Liabilities


Know and track the growth
of your net worth
Personal Income and
Expense Statement


Follow your money.
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Guita Gopalan
@guitagopalan

9. +
Obstacles to Hurdle
Inflation
– 20 yr ave. 5%
Lifestyle
& Spending Habits
Unwise
Culture
use of credit
& Traditions
Taxes
You
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Guita Gopalan
@guitagopalan

10. +
I.Instrument – What to use?
Ownership Investment (LT)
For Capital Growth
Types
of Investments
For Regular Income
Speculation (LT)
For Short Term Jackpot
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Lending Investment
(ST/MT/LT)
Fixed Income Securities
Guita Gopalan
@guitagopalan

11. +
#3 LEARN
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Guita Gopalan
@guitagopalan

12. +
Fundamentals of Investing
Safety/Risk
Fundamentals
of Investing
Yield/Return
Liquidity
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Guita Gopalan
@guitagopalan

13. +
Wealth Generation Instruments
 Bank Products: SDs; TDs; FCDUs;
LENDING
INVESTMENTS
Government: T-Bills; T-Bonds; ROPs; Bonds
 Private: CPs; Corp. Bonds; (Money Market)
 Insurance Products/LT Savings
 Equities: Stocks
OWNERSHIP
INVESTMENTS
 Pooled Funds: Mutual Funds/UITFS
Small Businesses
 Franchise businesses
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Guita Gopalan
@guitagopalan

14. +
Final Reminders
YOU
are your
greatest obstacle.
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Guita Gopalan
@guitagopalan

15. THANK YOU
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GuitaTGopalan
@guitagopalan
Guita Gopalan
admin@guitagopalan.com