While planning for investing in tax savings instruments, you should be focusing on your portfolio asset allocation rather than safety of returns or recent past performance.
While planning for investing in tax savings instruments, you should be focusing on your portfolio asset allocation rather than safety of returns or recent past performance.
NPS is an easily accessible, low cost, tax-efficient, flexible and portable retirement savings
account. NPS will help you to in building retirement corpus in tax efficient way. This presentation gives your fair details about NPS. Any Indian citizen having age between 18 to 70 can open NPS account.
OBJECTIVE
Goods and Services Tax (GST) is the Indirect Tax levied in India introduced in July 2017 which was one of the most important reforms in the Indian Economy. GST subsumed various indirect laws in the country and the led to the formation of a common national market. In this webinar, we shall examine and understand the various registrations under the GST Law.
Mutual Fund
Financial Management (FM)
Graduate School of Management Studies
Gujarat Technological University
Introduction of Mutual Fund
Working of Mutual fund
Benefits Of Investing In Mutual Funds
Limitations of a Mutual Fund
Classification of Mutual Funds
Recent changes in Mutual Fund
DOs & DON'Ts for investing in Mutual Fund schemes
Reference
NPS is an easily accessible, low cost, tax-efficient, flexible and portable retirement savings
account. NPS will help you to in building retirement corpus in tax efficient way. This presentation gives your fair details about NPS. Any Indian citizen having age between 18 to 70 can open NPS account.
OBJECTIVE
Goods and Services Tax (GST) is the Indirect Tax levied in India introduced in July 2017 which was one of the most important reforms in the Indian Economy. GST subsumed various indirect laws in the country and the led to the formation of a common national market. In this webinar, we shall examine and understand the various registrations under the GST Law.
Mutual Fund
Financial Management (FM)
Graduate School of Management Studies
Gujarat Technological University
Introduction of Mutual Fund
Working of Mutual fund
Benefits Of Investing In Mutual Funds
Limitations of a Mutual Fund
Classification of Mutual Funds
Recent changes in Mutual Fund
DOs & DON'Ts for investing in Mutual Fund schemes
Reference
Currency Derivatives with HDFC securities is easy, seamless and online. Know the benefits of Trading in Currency Derivatives and How to trade in Currency Derivatives. More on HDFC securities.
The National Pension Scheme (NPS) is an excellent instrument when it comes to investing for your future and tax saving for your present. For a detailed and in depth knowledge on how NPS can be a good option for you, view this presentation.
National pension scheme a noble step to provide pensionMoney Investor
National Pension Scheme (NPS) is a contributory pension scheme. It was launched in January
2004 for government employees (except Armed Forces). However, in May 2009, it was opened
to all Citizens of India.
National Pension System- NPS FOR CORPORATESFundsIndia
This is a detailed presentation on NPS for corporates and also employees of private organisations.
FundsIndia is a leading consultant for NPS. We help individuals and corporates open and manage their NPS accounts.
Till date more than 4000 individuals and 15 corporates have opened NPS account leveraging our indepth knowledge in the field of National Pension System ( NPS ).
Do mail us at nps@fundsindia.com if you are interested in opening a National Pension System ( NPS ) either for your company or employees.
Planning for retirement is akin to nurturing a sapling. It takes considerable time for the seedling to morph into a tree and for you to reap its many benefits. The National Pension System (NPS) is a retirement-specific investment plan that gives your regular pension in your retirement years. What's more, you can also reduce your tax liabilities with NPS investments.
The PFRDA (Pension Fund Regulatory and Development Authority) governs the National Pension System (NPS), which is a retirement pension programme established by the Government of India to provide subscribers with a regular income after retirement. NPS also helps you in getting Tax benefits in 2021.
It may be a smart choice for you because of the low minimum commitment and higher returns for retirement planning.
NPS for NRIs - Attractive Schemes available from all leading Indian Banks. Organised by Pension Fund Regulatory and Development Authority. Save Right - Retire Bright. Check your Eligibility, Registration Process and withdrawal methods.
I came across general queries on Income taxation issues from employees and I tried to help them to understand basic taxation rules and better financial plan for middle level salaried employees.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
3. Are you saving enough for a
comfortable retirement?
Retirement is all about getting to do things you've
always wanted to do like :
An extra vacation or a foreign holiday
Pursuing a hobby,sport or an art
Maintaining the same lifestyle you currently enjoy.
But inflation eats away your purchasing
power…
For example:
Your current age is 30yrs & monthly expenses is Rs.30000.
After 30 yrs the value of monthly expenses will be Rs.3.2
lacs, assuming inflation rate grows @ 8%.
Because of this compounding effect of inflation over time, you will lose
significant value of your hard earned savings. Invest sensibly and benefit from
the power of compounding to beat inflation.
5. What is NPS? How did it start?
National Pension System (NPS) is
designed to give a way for all citizens
of India to contribute towards
Pension & enjoy pension benefits
during their old age retirement.
(NPS), is managed by the Pension Fund Regulatory and
Development Authority (PFRDA),the apex body
established by Govt. of India to regulate and develop the
pension sector in India .
To provide old age income
Reasonable market based returns over the long term
Extending old age security coverage to all citizens
6. How does NPS work?
You can subscribe to NPS by contributing
periodic sums towards your pension during
working life.
Regular contribution will gradually
accumulate into a big corpus over the years.
When a subscriber attains 60yrs, he/she can
use min 40% of corpus to buy Annuity & take
the balance money out as lump sum or in
installments.
A subscriber opting to exit before 60 can keep
20% of savings & invest balance in annuities.
7. Why NPS?
Low Cost Investment :The fixed costs & transaction
charges are lowest compared to other investment
products in today’s market.
It is flexible: Client can choose/switch the investment
option and Pension Fund Manager and monitor their
contribution & growth.
Tax Benefits – Individual as well as employer’s
contribution to NPS is eligible for tax exemption as per the
Income Tax Act, 1961 as amended from time to time.
Govt. regulated: NPS is regulated by PFRDA, with
transparent investment norms and regular monitoring and
performance review of fund managers by NPS Trust.
Reasonable market based returns over the long term.
9. Comparison of Charges
Mutual Fund Charges*
Particulars Charges Investment Amt-100000
Asset Management Charges 1.25 1250
Auditors Fee 0.15 150
Registrar Charges 0.12 120
Marketing/Dealing/Selling Expense 0.8 800
Trustee Fees 0.11 110
Custodian Fees 0.07 70
Total Charges 2.5 2500
NPS Charges*
Particulars Charges Investment Amt-100000
Registration Charges 100 100
Transaction Charges 0.25% 250
Total 350
* Example
NPS cost comes to around 1/6th of what a mutual fund charge
No tax rebate for investment into mutual fund
10. NPS – Product features
Age of Entry 18yrs up to 60yrs
Types of Accounts Tier I (Non-withdrawal a/c)*
Tier II (Withdrawal a/c)
Contribution for Tier I • Min amt per contribution: Rs.500
• Min contribution per FY: Rs.6,000
• Min no. of contributions: 1 per yr
• No upper-cap of investment
Choice of any one Fund ICICI Prudential
Manager Kotak Mahindra
Reliance Capital
SBI
UTI
Choice of any 1 Investment Active – Subscriber decides on allocating
option : Asset classes – his Pension wealth in 3 asset classes
(Equity, Debt funds, Govt. Auto Choice – Predefined allocation based
securities) on age& risk profile
* HDFC securities is currently offering only Tier-I account
11. NPS – Product features
Tier I - Withdrawal After 60yrs - At least 40% of the corpus to be
used to buy annuity & withdraw remaining funds in
Lump-sum or deferred withdrawal. Or you can Opt
for 100% annuity.
Before 60 yrs – You can keep 20% of the corpus
& invest the rest in annuities offered by insurance
companies.
Incase of Death - Option will be available to the
nominee to receive 100% of NPS pension wealth
in Lump sum.
Tax Benefits only for Individual contribution to NPS a/c is eligible for
Tier-I tax deduction under Section 80C of the Income
Tax Act 1961.
Employer contributing up to 10% of Basic salary
to the NPS account of an employee, is eligible for
additional tax exemption under Sec 80CCD (2) as
per the Income Tax Act, 1961.
12. NPS – Illustration
*Expected returns under NPS are market driven & are subject to change from time to time. Hence, there is
no guaranteed/defined amount of return.
**Your monthly Pension can be higher if one increases % of annuity from 40% to max upto 100%.
13. How to open a NPS a/c?
You can subscribe to NPS through designated POP (Point of
Presence) i.e HDFC securities Ltd.
Every subscriber of NPS will have a Permanent Retirement Account
No. (PRAN), which will be a unique no. for lifetime.
To open an NPS account :
Download NPS subscriber application form on our website –
www.hdfcsec.com (NPS section)
Attach
1 Passport size photograph
1st contribution cheque in favor of “HDFC securities Ltd – NPS”
Identity proof
Address proof
Forward the duly filled & signed application to our nearest HDFC securities
branch or our representative can collect the application at your door stop.
14. Thank you
For any further queries, visit our
website www.hdfcsec.com or call
our customer care @39019400