Mutual Fund Financial Management (FM) Graduate School of Management Studies Gujarat Technological University Introduction of Mutual Fund Working of Mutual fund Benefits Of Investing In Mutual Funds Limitations of a Mutual Fund Classification of Mutual Funds Recent changes in Mutual Fund DOs & DON'Ts for investing in Mutual Fund schemes Reference

1. Mutual Fund
Presented by:
Group No. 7
Deep Shah 47
Janaki Vara 59
Pranav veerani 60
Guided by:
Dr. Sarika Srivastava
Assistant Professor
GSMS, GTU
Graduate School of Management Studies
Financial Management (FM)
Gujarat Technological University

2. ➔ Introduction of Mutual Fund
➔ Working of Mutual fund
➔ Benefits Of Investing In Mutual Funds
➔ Limitations of a Mutual Fund
➔ Classification of Mutual Funds
➔ Recent changes in Mutual Fund
➔ DOs & DON'Ts for investing in Mutual Fund
schemes
➔ Reference

3. Introduction of Mutual
Fund
•A mutual fund is a basket of various
investments, such as stocks, bonds,
and cash. A mutual fund is funded by
the investments of individual
investors and institutions.
•Mutual funds assist in Earning Income
or Building Wealth
•Utilise the knowledge and experience
of a professional fund management
team
•Benefit from the economies of scale

4. MF – Risk vs Reward

5. Working of
Mutual Fund

6. Benefits Of
Investing In
Mutual Funds
➔ Professional Management
➔ Affordable Portfolio Diversification
➔ Economies of Scale
➔ Liquidity
➔ Tax Deferral
➔ Tax benefits
➔ Investment Comfort
➔ Regulatory Comfort
➔ Systematic Approach to Investments

7. Limitations of a Mutual
Fund
➔ Lack of portfolio customization
➔ Choice overload
➔ No control over costs

8. Key Constituents Of A Mutual Fund

9. Classification of Mutual Funds

10. Recent
changes in
Mutual Fund
● Long-term capital gain taxation on Equity
Mutual funds
● Dividend distribution tax on Equity Mutual
funds
● Disclosures on TER
● Benchmarking with Total Return Index
● Rationalization and Categorization of Mutual
funds schemes

11. DOs for
investing in
Mutual Fund
schemes
● Read the offer document carefully before investing
● Investments in mutual funds may be risky, and do
not necessarily result in gains
● Invest in a scheme depending upon your
investment objective and risk appetite
● Note that past performance of a scheme or a fund
is not indicative of the scheme's or the fund's
future performance. Past performance may or may
not be sustained in the future
● Keep regular track of the NAV of the schemes in
which you have invested
● Ensure that you receive an account statement for
your investments/ redemptions

12. DON'Ts for
investing in
mutual fund
schemes
❖ Don't invest in a scheme just because somebody is
offering you a commission or some other incentive,
gift etc.
❖ Don't get carried away by the name of the scheme/
mutual fund
❖ Don't be guided solely by the past performance of
a scheme/ fund
❖ Don't forget to take note of the risks involved in
the investment
❖ Don't hesitate to approach the proper authorities
for redressed of your doubts/ grievances.
❖ Don't deal with any agent/broker dealer who is not
registered with AMFI(Association of Mutual Funds
in India)

13. Mutual Fund Investments Are Subject
To Market Risks, Read All Scheme
Related Documents Carefully.

14. Reference
http://www.psnacet.edu.in/courses/MBA/Financial%20services/10.pdf
https://www.yumpu.com/en/document/read/56110475/mutual-funds/6

15. Thank you