The document discusses multitasking your money and provides tips for maintaining healthy personal finances as a Gen X or Gen Y professional. It recommends automating debt payments, saving an emergency fund of 3-6 months of expenses, paying down high-interest credit card debt, contributing to 401k plans to get employer matches, and saving for future large purchases after building emergency savings. The document was written by Rebecca Schreiber, CFP, of Solid Ground Financial Planning, which provides workplace financial education without selling products.

1. Multitasking Your
Money
Rebecca Schreiber, CFP
Solid Ground Financial Planning

2. About Solid Ground Financial
Planning
Solid Ground Financial Planning provides workplace
financial education programming tailored to Gen X
and Gen Y professionals.
Solid Ground does not sell any products instead
charging a flat fee for its services.
www.solidgroundfp.com
#nextgengov

3. Today’s Healthy Finances
- A healthy spending pattern
- Adequate insurance to protect your income
- Shrinking debt
- Growing savings
“How much I want to spend = save $ per month
for x months”
#nextgengov

4. Personal Finance Priorities
1. Automate monthly payments of all debts.
2. Save emergency cash: 3-6 months of debt
payments.
3. Pay down high-interest credit card debt.
4. Contribute enough to your employer’s 401(k) to get
the match.
5. Increase emergency fund savings to 3-6 months of
living expenses.
6. Save toward future purchases.
#nextgengov