Ramy Abd El-Hafez Farouk Abd El-Hafez is an experienced banking professional currently working as a Sales and Services Officer at Commercial International Bank in Dubai. He has over 10 years of experience in banking including roles as a Wealth Manager, Senior Personal Banker, and Financial Advisor. Ramy holds an MBA from ESLSCA Business School and a Bachelor's Degree in Commerce from Mansoura University. He has received several awards and achievements for his performance and sales.