The document discusses how the world is rapidly changing due to technology and the rise of new generations. It notes that younger generations have different skills and ways of working compared to older generations. The document then outlines the vision, mission, and ambitions of Euro-Wallet, which aims to give people control over their money, data, and identities by creating a widely accepted mobile payment and intelligence platform across Europe that makes transactions free, easy, and fun.

1. We don’t see things
as they are, we see
them as we are...

2. Our world is changing

3. Our world is changing
In less than 20 years we
went from this...

4. to thi
s....

6. Content

7. Content

8. Content
- Technology and a changing society

9. Content
- Technology and a changing society
- The future of (mobile) payments

10. Content
- Technology and a changing society
- The future of (mobile) payments
- The importance of being remarkable

11. Content
- Technology and a changing society
- The future of (mobile) payments
- The importance of being remarkable

12. How did a journalist used to get his
news? How long did this take him?

13. Who is still going to a record store to
discover new music?

14. To a realtor to check the houses in your
neighborhood?

15. Did we really go to the bank for every
transaction?

16. Were we really shopping in a supermarket?

17. There is a new generation coming...
And they have different knowledge, skills and
ways of working

18. Knowledge, skills and ways of working these guys
can’t manage

19. Because they were there when this was world news:

20. But they don’t know any better, they have
not experienced ‘back in the days’, they
grew up with it...

21. Technology and ambition are
teaming up!

22. ..and these guys think it won’t go that
fast..

23. But is going that fast!
And there is nothing the older
generation can do to keep up...

24. Content
- Technology and a changing society
- The future of (mobile) payments
- The importance of being remarkable

25. Content
- Technology and a changing society
- The future of (mobile) payments
- The importance of being remarkable

26. ARE WE STILL IN CONTROL
OF OUR DATA,
TRANSACTIONS AND ID?
ARE FINANCIAL
TRANSACTIONS
FUN?

27. WHY NOT???

29. Isn’t it time to
SECURE
YOUR
IDENTITY

31. ?
Isn’t it time to
CONTROL
YOUR
TRANSACTIONS

33. ?
Isn’t it time to
MONETIZE
YOUR
DATA

34. OUR VISION

35. OUR VISION
We see a world where people are the owner of their
money, information and identity.

36. OUR VISION
We see a world where people are the owner of their
money, information and identity.
A world where ones actions are rewarded and the
financial boundaries of micro-payments are
resolved.

37. OUR VISION
We see a world where people are the owner of their
money, information and identity.
A world where ones actions are rewarded and the
financial boundaries of micro-payments are
resolved.
Resulting in an economy that is bigger and more
diverse created out of the equality of trade and
information.

38. OUR MISSION

39. OUR MISSION
Euro-Wallet strives to give
back control to the
consumer and the merchant
by making transactions free
of charge, social and fun

40. OUR MISSION
- Consumers -

41. OUR MISSION
- Consumers -
For consumers this means taking
control over their own money,
information and identity and
having fun while performing
transactions and capitalizing
their own information and
identity

42. OUR MISSION
- Merchants -

43. OUR MISSION
- Merchants -
Every merchants will get
free transactions and is
empowered with new
marketing tools and
access to a breadth and
depth of information
unimaginable before.

44. OUR AMBITION

45. OUR AMBITION
• Provide an independent payment and loyalty system

46. OUR AMBITION
• Provide an independent payment and loyalty system
• Lowering the cost of the transactions for consumers and
merchants to zero, utilizing current technology and
infrastructure

47. OUR AMBITION
• Provide an independent payment and loyalty system
• Lowering the cost of the transactions for consumers and
merchants to zero, utilizing current technology and
infrastructure
• Make payments easy and fun

48. OUR AMBITION
• Provide an independent payment and loyalty system
• Lowering the cost of the transactions for consumers and
merchants to zero, utilizing current technology and
infrastructure
• Make payments easy and fun
• Provide a payment and loyalty system that can communicate
with the end user

49. OUR AMBITION
• Provide an independent payment and loyalty system
• Lowering the cost of the transactions for consumers and
merchants to zero, utilizing current technology and
infrastructure
• Make payments easy and fun
• Provide a payment and loyalty system that can communicate
with the end user
• Provide a payment and loyalty system that is compatible with
every mobile phone on earth

50. OUR AMBITION
• Provide an independent payment and loyalty system
• Lowering the cost of the transactions for consumers and
merchants to zero, utilizing current technology and
infrastructure
• Make payments easy and fun
• Provide a payment and loyalty system that can communicate
with the end user
• Provide a payment and loyalty system that is compatible with
every mobile phone on earth
• Monetize the information behind the transaction

51. OUR AMBITION
• Provide an independent payment and loyalty system
• Lowering the cost of the transactions for consumers and
merchants to zero, utilizing current technology and
infrastructure
• Make payments easy and fun
• Provide a payment and loyalty system that can communicate
with the end user
• Provide a payment and loyalty system that is compatible with
every mobile phone on earth
• Monetize the information behind the transaction
• Create a widely accepted mobile intelligence and payment
platform within Europe

52. OUR AMBITION
• Provide an independent payment and loyalty system
• Lowering the cost of the transactions for consumers and
merchants to zero, utilizing current technology and
infrastructure
• Make payments easy and fun
• Provide a payment and loyalty system that can communicate
with the end user
• Provide a payment and loyalty system that is compatible with
every mobile phone on earth
• Monetize the information behind the transaction
• Create a widely accepted mobile intelligence and payment
platform within Europe
• Become the number one marketing machine between the
virtual and real payments world.

53. What are the key success factors
for mobile payments?
Fast, easy to use and for
everybody accessible..

54. What are the key success factors
for mobile payments?

55. What are the key success factors
for mobile payments?
The supplying party
must have the right
profile

56. What are the key success factors
for mobile payments?
The supplying party
must have the right
profile
Telcom Providers &
Social platforms do
not have the right
profile

57. What are the key success factors
for mobile payments?
No additional
hardware

58. What are the key success factors
for mobile payments?
Ensure
complete
privacy

59. Current situation?

60. Current situation?
Internet usage in NL:
• 92% penetration
• 71% connects every day

61. Current situation?
Internet usage in NL:
• 92% penetration
• 71% connects every day
Broadband Internet (penetration):
• NL = 93 %
• EU average = 54%

62. RFID / NFC Technology
• Widely discussed but still
years away from introduction
• Is no prerequisite for mobile
payments
• Window of opportunity at
least 2 years

63. Digital Content
• 39% of European online users
is downloading music (1 out of
4 is willing to pay for it)
• 18% of European online users
is playing games, expected to
grow to 25%

64. Mobiel
•>100% penetration
•52% under 25 doesn’t feel connected
with the world without mobile phone
•>200.000 iPhone apps available

65. eCommerce
• Offline POS will grow with
4%
• eCommerce will grow with
18% between 2009 and 2012

66. Crea%ng
opportuni%es
by
offering
solu%ons
Need
for
free
transac%ons
are
solved
by
Euro-­‐Wallet
“Two-click Pay” convenience as key driver
Effective fraude protection/security in a card not necessary
No more need for ʻvirtual moneyʼ.
Micropayments for online shopping are a huge market
Day-to-day Retail transactions (P2POS)
Use existing infrastructure (Barcode)
Prepared for new technology (NFC)
Integrate with loyalty card, tickets and coupon functionalities
Person-to-person (P2P) payments
Low transaction value / micropayments
Easy to use and simple
Consumers decide what their data is worth and make money with it

67. Day of transactions in the life of a consumer
Up till now
Morning Evening
As of now

68. Day of transactions in the life of a consumer
Up till now
Morning Evening
As of now

69. Day of transactions in the life of a consumer
Up till now
Morning Evening
E-coupons
checkout
As of now Loyalty

70. Where do we come from? What
have we achieved already?

71. Independent Mobile Payment Platform
E-Mone
y Licens
e

72. Partners
Cashier suppliers
& Merchants
PSP’s

73. But how are we going
to make money??

74. But how are we going
to make money??
With a
revolutionary
business model!

75. C1000 Theo Janssen
Burg. M. van veenlaan 12
7545 HN Enschede
tel: 053 4310431
fax: 053 4310432
www.c1000.nl

76. C1000 Theo Janssen
Burg. M. van veenlaan 12
7545 HN Enschede
tel: 053 4310431
fax: 053 4310432
www.c1000.nl
This transaction costs
21 cents

77. C1000 Theo Janssen
Burg. M. van veenlaan 12
7545 HN Enschede
tel: 053 4310431
fax: 053 4310432
www.c1000.nl
This transaction costs
21 cents
But is worth 100x more when
digitalized and personalized.
Let aside if you can also contact
the customer directly

78. TIC-ID

79. TIC-ID
Payments

80. TIC-ID
Payments Intelligence

81. TIC-ID
Payments Intelligence

82. TIC-ID
Payments Intelligence

83. TIC-ID
Payments Intelligence

84. TIC-ID
Payments Intelligence

85. TIC-ID
Payments Intelligence

86. TIC-ID
Payments Intelligence

87. TIC-ID
Payments Intelligence

88. TIC-ID

89. Consumer
- will get complete controle over
his transactions, information and
ID
- his (trans)actions, information
and ID are worth money
- will find all his purchases and
transactions in a secure and easy
to read environment
- determines his own value and his
own conditions
- is no longer spammed
- can share his (trans)actions via
Social Media
- will find back fun and loyalty in
performing (trans)actions
TIC-ID

90. Consumer Merchant
- will get complete controle over - truly knows his customers
his transactions, information and - can communicate directly with
ID his customers
- his (trans)actions, information
- can match his products to a
and ID are worth money
- will find all his purchases and person or profile (no more spam)
transactions in a secure and easy - can involve the entire value
to read environment chain in actions and rewards
- determines his own value and his - can combine value chains
own conditions - will experience the value and
- is no longer spammed effect of true loyalty
- can share his (trans)actions via
Social Media
- will find back fun and loyalty in
performing (trans)actions
TIC-ID

91. Consumer Merchant Information Supplier
- will get complete controle over - truly knows his customers
his transactions, information and - will benefit from the profits of TIC-
- can communicate directly with
ID ID and turns his back on the
his customers
- his (trans)actions, information conventional business model
- can match his products to a
and ID are worth money
- will find all his purchases and person or profile (no more spam)
transactions in a secure and easy - can involve the entire value
to read environment chain in actions and rewards
- determines his own value and his - can combine value chains
own conditions - will experience the value and
- is no longer spammed effect of true loyalty
- can share his (trans)actions via
Social Media
- will find back fun and loyalty in
performing (trans)actions
TIC-ID

92. Consumer Merchant Information Supplier
- will get complete controle over - truly knows his customers
his transactions, information and - will benefit from the profits of TIC-
- can communicate directly with
ID ID and turns his back on the
his customers
- his (trans)actions, information conventional business model
- can match his products to a
and ID are worth money
- will find all his purchases and person or profile (no more spam)
transactions in a secure and easy - can involve the entire value Marketer
to read environment chain in actions and rewards
- determines his own value and his - can combine value chains - knows his customers
own conditions - knows what his customers are
- will experience the value and
- is no longer spammed buying (brands, products, etc)
effect of true loyalty - knows where and when his
- can share his (trans)actions via
customers are performing (trans)
Social Media
actions
- will find back fun and loyalty in - and can reach them via a new and
performing (trans)actions unique loyalty platform
TIC-ID

93. 2 Year Timeline

94. 2 Year Timeline
Consumer Merchant
Account Account
+ +
ZMAZZ Database
Verified TIC-ID
2011 2012 2013
Ontvangen Betalen
-Refund - Peer-to-Peer
- Point2Cash - Peer-to-POS
- Direct Marketing - Peer-to-WEB
- Cash4Data - Machtigingen

95. WE ARE ICE BREAKERS

96. WE ARE ICE BREAKERS
An icebreaker makes his way through the old frozen
system. An icebreaker leads the consumer safely
through all these changes. An icebreaker breaks the
tension and will make you feel at home.

97. Content

98. Content
- Technology and a changing society

99. Content
- Technology and a changing society
- The future of (mobile) payments

100. Content
- Technology and a changing society
- The future of (mobile) payments
- The importance of being remarkable

101. Content
- Technology and a changing society
- The future of (mobile) payments
- The importance of being remarkable

102. When was the last time that
a brand...

103. When was the last time that
a brand...
...surprised you?

104. When was the last time that
a brand...
...surprised you?
...exceeded the promise it made you?

105. When was the last time that
a brand...
...surprised you?
...exceeded the promise it made you?
...made you smile?

106. When was the last time that
a brand...
...surprised you?
...exceeded the promise it made you?
...made you smile?
...with a small but remarkable act?

107. Being remarkable:

108. Being remarkable:
...is not about great copy...

109. Being remarkable:
...is not about great copy...
...is not about fantastic art...

110. Being remarkable:
...is not about great copy...
...is not about fantastic art...
...is not about nifty strategies...

111. Being remarkable:
...is not about great copy...
...is not about fantastic art...
...is not about nifty strategies...
...is also not about state of the art
technology...

112. Being remarkable:

113. Being remarkable:
...is only about complete
dedication to make a
difference in peoples lives

114. Being remarkable is all about:

115. Being remarkable is all about:
...exceeding expectations

116. Being remarkable is all about:
...exceeding expectations
...connecting people with a
remarkable story

117. Being remarkable is all about:
...exceeding expectations
...connecting people with a
remarkable story
...knowing that people share
remarkable things with each other!

118. Content

119. Content
- Technology and a changing society

120. Content
- Technology and a changing society
- The future of (mobile) payments

121. Content
- Technology and a changing society
- The future of (mobile) payments
- The importance of being remarkable

122. Summary

123. Summary
- Technology and a changing society

124. Summary
- Technology and a changing society
- The future of (mobile) payments

125. Summary
- Technology and a changing society
- The future of (mobile) payments
- The importance of being remarkable