The document discusses how technology is changing the way people interact and conduct transactions. It notes that younger generations have different skills and ways of working compared to older generations. It then introduces TIC-ID as aiming to give people control over their money, information, and identity through a payment and loyalty system. TIC-ID wants to make transactions free, social, and fun for consumers while also providing merchants with free transactions and new marketing tools.
techMAP Amsterdam: Thoughts on the Mobile WalletDan Armstrong
Slides accompanying the techMap Amsterdam talks tonight with Eelco van Wijk - CEO PayPal Benelux, David-Jan Janse (Rabobank), Wouter In 't Velt (VODW) and Geert-Jan van Nunen (4me).
Beyond 4G: A Venture into Digital Services Firdaus Fadzil
One of the speakers in International IT & Telecommunications Exhibition 2014 held in Phnom Penh on 14-17 November 2014. Here, I highlighted what it means by Digital Services from mobile operators' context, discussed briefly on one of the driving forces behind Digital Services, provided some illustrations on what could the verticals to served, highlighted what could possibly be the route opted by Smart (the sole 4G operator in Cambodia) and highlighted some commercial collaborations/partnerships Smart has with its partners.
techMAP Amsterdam: Thoughts on the Mobile WalletDan Armstrong
Slides accompanying the techMap Amsterdam talks tonight with Eelco van Wijk - CEO PayPal Benelux, David-Jan Janse (Rabobank), Wouter In 't Velt (VODW) and Geert-Jan van Nunen (4me).
Beyond 4G: A Venture into Digital Services Firdaus Fadzil
One of the speakers in International IT & Telecommunications Exhibition 2014 held in Phnom Penh on 14-17 November 2014. Here, I highlighted what it means by Digital Services from mobile operators' context, discussed briefly on one of the driving forces behind Digital Services, provided some illustrations on what could the verticals to served, highlighted what could possibly be the route opted by Smart (the sole 4G operator in Cambodia) and highlighted some commercial collaborations/partnerships Smart has with its partners.
Mobile Banking & Rabo Development Partner BanksDan Armstrong
A brief presentation made for Rabobank Groep ICT on Rabo Development partner banks and the launch of mobile banking in Zambia, Tanzania, Malawi and Rwanda (2008-2010).
Mobile barcodes are a simple and open standard that is operational on all mobile phones.
Here some insights into the strenghts of Mbarc's services and solutions.
G2P Payments are now assuming an important delivery model in building the framework for including excluded category.It discusses how it saves government's delivery channel while opening up other vistas
The Spanish Ovarian Cancer Group (GEICO) was created in 1999 as a non-profit Scientific Association.
Evey two years the group organizes an International Symposium entitled: "Advanced Ovarian Cancer Optimal Therapy. Update" (since 2009 together with EMO)
Mobile Banking & Rabo Development Partner BanksDan Armstrong
A brief presentation made for Rabobank Groep ICT on Rabo Development partner banks and the launch of mobile banking in Zambia, Tanzania, Malawi and Rwanda (2008-2010).
Mobile barcodes are a simple and open standard that is operational on all mobile phones.
Here some insights into the strenghts of Mbarc's services and solutions.
G2P Payments are now assuming an important delivery model in building the framework for including excluded category.It discusses how it saves government's delivery channel while opening up other vistas
The Spanish Ovarian Cancer Group (GEICO) was created in 1999 as a non-profit Scientific Association.
Evey two years the group organizes an International Symposium entitled: "Advanced Ovarian Cancer Optimal Therapy. Update" (since 2009 together with EMO)
ZMAZZ zoekt 10 personen in Enschede die ons willen helpen met het testen van ons mobiele betaalplatform. Wij zijn op zoek naar mensen die acteren als ijsbrekers, zie de presentatie voor meer info hierover. Wil jij meedoen? Zie de laatste slide!
How can modern online payments solutions rising up in Africa today serve the practical needs of people? Beyond the code, payments solutions have to be truly practical to be successful. A presentation given by myself at the 1st Ghana eCommerce Expo
The 10 most promising payment and card solution providers Merry D'souza
The 10 most promising payment and card solution providers, September 2020; CIO Look admire their contribution in the evolution to local and global businesses.
earning money through e marketing or e commerce may be amazing sound if followed by perfect strategies so hope my e book inside this make some knowledgeble sense
ABN AMRO underwriters meeting 13 September 2018 handoutsABN AMRO
Changing customer behaviour, fast-changing context and how ABN AMRO Digital Banking responds to it for her Retail Banking customers (By Jessica Niewierra, Director (Grid Owner) Mobile, Internet & Design ABN AMRO Retail Banking)
Economics, money, and the way we make payments have undergone several changes since the time of the Stone Age. In a sense all these are key indicators of our progress as a species. The primitive methods indicated our primitive way of living. Similarly, the current payment methods powered by cutting-edge technology boast our technological achievements of today.
This presentation is an introduction to e-commerce (electronic commerce) and m-commerce (mobile commerce), and how they are changed the view of world commerce.
presented by Benouini rachid
Paybook Volume 3 includes: the era of the savvy shopper, the winners of our Appathon, doing business today with the tools of tomorrow and ingenuity from the inside out.
The next big wave of digital disruption for consumersWard Hemeryck
Digital Transformation is very though, disruption is everywhere and new retail trends are just around the corner. What is the impact of this "new normal" for consumers and how can your company react?
Boosting Ecommerce Conversion with Payments Innovation - Workshop by Pierre-Antoine Vacheron, Executive Vice President Retail, CEO, Sumit Arora, Director Business Development EMEA and Gertjan Dewaele, Product Intelligence & Innovation Lead of Ingenico ePayments at the NOAH Conference Berlin 2017, Tempodrom on the 22nd of June 2017.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
34. OUR VISION
owner of
We see a world where people are the
their money, information and identity.
35. OUR VISION
owner of
We see a world where people are the
their money, information and identity.
A world where ones actions are rewarded and the
financial boundaries of micro-payments are
resolved.
36. OUR VISION
owner of
We see a world where people are the
their money, information and identity.
A world where ones actions are rewarded and the
financial boundaries of micro-payments are
resolved.
Resulting in an economy that is bigger and more
diverse created out of the equality of trade and
information.
40. OUR MISSION
- Consumers -
For consumers this means taking
control over their own money,
information and identity and
having fun while performing
transactions and capitalizing
their own information and
identity
42. OUR MISSION
- Merchants -
Every merchants will get
free transactions and is
empowered with new
marketing tools and
access to a breadth and
depth of information
unimaginable before.
45. OUR AMBITION
• Provide an independent payment and loyalty system
• Lowering the cost of the transactions for consumers and
merchants to zero, utilizing current technology and
infrastructure
46. OUR AMBITION
• Provide an independent payment and loyalty system
• Lowering the cost of the transactions for consumers and
merchants to zero, utilizing current technology and
infrastructure
• Make payments easy and fun
47. OUR AMBITION
• Provide an independent payment and loyalty system
• Lowering the cost of the transactions for consumers and
merchants to zero, utilizing current technology and
infrastructure
• Make payments easy and fun
• Provide a payment and loyalty system that can communicate
with the end user
48. OUR AMBITION
• Provide an independent payment and loyalty system
• Lowering the cost of the transactions for consumers and
merchants to zero, utilizing current technology and
infrastructure
• Make payments easy and fun
• Provide a payment and loyalty system that can communicate
with the end user
• Provide a payment and loyalty system that is compatible with
every mobile phone on earth
49. OUR AMBITION
• Provide an independent payment and loyalty system
• Lowering the cost of the transactions for consumers and
merchants to zero, utilizing current technology and
infrastructure
• Make payments easy and fun
• Provide a payment and loyalty system that can communicate
with the end user
• Provide a payment and loyalty system that is compatible with
every mobile phone on earth
• Monetize the information behind the transaction
50. OUR AMBITION
• Provide an independent payment and loyalty system
• Lowering the cost of the transactions for consumers and
merchants to zero, utilizing current technology and
infrastructure
• Make payments easy and fun
• Provide a payment and loyalty system that can communicate
with the end user
• Provide a payment and loyalty system that is compatible with
every mobile phone on earth
• Monetize the information behind the transaction
• Create a widely accepted mobile intelligence and payment
platform within Europe
51. OUR AMBITION
• Provide an independent payment and loyalty system
• Lowering the cost of the transactions for consumers and
merchants to zero, utilizing current technology and
infrastructure
• Make payments easy and fun
• Provide a payment and loyalty system that can communicate
with the end user
• Provide a payment and loyalty system that is compatible with
every mobile phone on earth
• Monetize the information behind the transaction
• Create a widely accepted mobile intelligence and payment
platform within Europe
• Become the number one marketing machine between the
virtual and real payments world.
52. What are the key success factors
for mobile payments?
Fast, easy to use and for
everybody accessible..
53. What are the key success factors
for mobile payments?
54. What are the key success factors
for mobile payments?
The supplying party
must have the right
profile
55. What are the key success factors
for mobile payments?
The supplying party
must have the right
profile
Telcom Providers &
Social platforms do
not have the right
profile
56. What are the key success factors
for mobile payments?
No additional
hardware
57. What are the key success factors
for mobile payments?
Ensure
complete
privacy
58. Day of transactions in the life of a consumer
Up till now
Morning Evening
As of now
59. Day of transactions in the life of a consumer
Up till now
Morning Evening
As of now
60. Day of transactions in the life of a consumer
Up till now
Morning Evening
E-coupons
checkout
As of now Loyalty
61. Where do we come from? What
have we achieved already?
65. But how are we going
to make money??
With a
revolutionary
business model!
66. C1000 Theo Janssen
Burg. M. van veenlaan 12
7545 HN Enschede
tel: 053 4310431
fax: 053 4310432
www.c1000.nl
67. C1000 Theo Janssen
Burg. M. van veenlaan 12
7545 HN Enschede
tel: 053 4310431
fax: 053 4310432
www.c1000.nl
This transaction costs
21 cents
68. C1000 Theo Janssen
Burg. M. van veenlaan 12
7545 HN Enschede
tel: 053 4310431
fax: 053 4310432
www.c1000.nl
This transaction costs
21 cents
But is worth 100x more when
digitalized and personalized.
Let aside if you can also contact
the customer directly
81. Consumer
- will get complete controle over
his transactions, information and
ID
- his (trans)actions, information
and ID are worth money
- will find all his purchases and
transactions in a secure and easy
to read environment
- determines his own value and his
own conditions
- is no longer spammed
- can share his (trans)actions via
Social Media
- will find back fun and loyalty in
performing (trans)actions
TIC-ID
82. Consumer Merchant
- will get complete controle over - truly knows his customers
his transactions, information and - can communicate directly with
ID his customers
- his (trans)actions, information
- can match his products to a
and ID are worth money
- will find all his purchases and person or profile (no more spam)
transactions in a secure and easy - can involve the entire value
to read environment chain in actions and rewards
- determines his own value and his - can combine value chains
own conditions - will experience the value and
- is no longer spammed effect of true loyalty
- can share his (trans)actions via
Social Media
- will find back fun and loyalty in
performing (trans)actions
TIC-ID
83. Consumer Merchant Information Supplier
- will get complete controle over - truly knows his customers
his transactions, information and - will benefit from the profits of TIC-
- can communicate directly with
ID ID and turns his back on the
his customers
- his (trans)actions, information conventional business model
- can match his products to a
and ID are worth money
- will find all his purchases and person or profile (no more spam)
transactions in a secure and easy - can involve the entire value
to read environment chain in actions and rewards
- determines his own value and his - can combine value chains
own conditions - will experience the value and
- is no longer spammed effect of true loyalty
- can share his (trans)actions via
Social Media
- will find back fun and loyalty in
performing (trans)actions
TIC-ID
84. Consumer Merchant Information Supplier
- will get complete controle over - truly knows his customers
his transactions, information and - will benefit from the profits of TIC-
- can communicate directly with
ID ID and turns his back on the
his customers
- his (trans)actions, information conventional business model
- can match his products to a
and ID are worth money
- will find all his purchases and person or profile (no more spam)
transactions in a secure and easy - can involve the entire value Marketer
to read environment chain in actions and rewards
- determines his own value and his - can combine value chains - knows his customers
own conditions - knows what his customers are
- will experience the value and
- is no longer spammed buying (brands, products, etc)
effect of true loyalty - knows where and when his
- can share his (trans)actions via
customers are performing
Social Media
(trans)actions
- will find back fun and loyalty in - and can reach them via a new and
performing (trans)actions unique loyalty platform
TIC-ID
86. WE ARE ICE BREAKERS
An icebreaker makes his way through the old frozen
system. An icebreaker leads the consumer safely
through all these changes. An icebreaker breaks the
tension and will make you feel at home.
87. First European Payment Institute
Traditional Banks
Payment Card Industry (PCI)
Cash Register Suppliers
Payment Institute Acquiring Bank
ONLINE Merchants
• iDeal
Customers
POS Merchants
‐Prepaid Credit card • Giropay
• Credit card
‐ Mobile Payments
• EU Bank license
PSP
‐ Verified ID • Mobile Payments
‐Loyalty platform • Core Banking Platform ‐ P2P
‐ P2POS
• Lightweight ‐ P2WEB
{
• Trusted broker house
TIC‐ID
M(V)NO
‐ Mobile Payment Platform (White Label)