Mobile banking allows users to conduct banking transactions through their mobile phones. It first began in the late 1960s and has since expanded, with the first mobile banking services in Bangladesh launched in the 2000s by Dutch-Bangla Bank and BRAC Bank. Currently around 15 banks in Bangladesh offer mobile banking services through partnerships with major mobile network operators. While mobile banking provides increased access and convenience, challenges remain in expanding awareness and ensuring security of mobile financial transactions.

1. Welcome
 To Our Presentation
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2. Grope Name:
No Risk No Gain
Name ID Program
Md Mozammal Haque 12102471 BBA
Md Mozammel Hoque 12102428 BBA
Mohammed Asif Ikbal 14102485 BBA
Abu Rahain BBA
Umme Habiba Rinty 13302216 BBA
Sumyea Islam Zinia 13202060 BBA
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3. TOPIC NAME
MOBILE BANKING IN BANGLADESH
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4. The aim of our presentation is to tell you the present
situation of mobile banking in Bangladesh
AIM
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5. Sequence of our presentation
1. What is mobile banking?
2. The history of mobile banking.
3. Mobile banking conceptual model
4. History of Mobile Banking in Bangladesh.
5. How does Mobile Banking works?
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6. 6. Present condition of Mobile Banking.
7. Advantage & Disadvantage.
8. Mobile Banking and Economic Development.
9. Comparison between neighboring Countries.
Sequence of our presentation
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Continue…

7. 6. Methodology of The Study
7. Finding
8. Recommendation
9. Conclusion
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8. WHAT IS MOBILE BANKING?
Mobile banking is a term used for performing different task
through a mobile device such as a mobile phone or Personal
Digital Assistant (PDA).
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9. THE HISTORY OF MOBILE
BANKING
•London, in 1967.
•At first there was only SMS
•The first cash point machine in London, in 1967
• Internet banking in the mid 1990s
•Founder of Mobile Banking is “Pay box”
•“Mobi Pago” to “Mobi Pay”
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10. Mobile banking conceptual model
 In one academic model
 Mobile banking business models
 Bank-focused model
 Bank-led model
 Non-bank-led model
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11. History of Mobile Banking in
Bangladesh
Recent developments have dramatically altered the
banking landscape and transformed the relationships
between banks and their customers
Dutch-Bangla Bank Limited (DBBL)
BRAC Bank Limited
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12. Mobile service operators of M-
banking
Name of Banks Mobile service operators
Brack Bank GrameenPhone, Aktel.
Dhaka Bank GrameenPhone, Banglalink.
Mercantile
Bank Limited
GrameenPhone, Citycell, Aktel,
TeleTalk.
Dutch-Bangla
Bank
GrameenPhone, Citycell, Aktel,
Banglalink.
Islami Bank
Bangladesh
Grameenphone, Aktel, Banglalink,
Warid Telecom, CityCell and TeleTalk
Bangladesh
Post Office
Grameenphone, Aktel, Banglalink,
Warid Telecom, CityCell and TeleTalk
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13. UPCOMING MOBILE BANKING IN
BANGLADESH
•Trust Bank
•SSL Wireless and
• Islamic Bank Bangladesh Limited
•Mercantile Bank
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14. MOBILE BANKING SERVICES
1) Account Information:
2) Payment, Deposits, Withdrawals & Transfers:
3) Investments:
4) Support:
5) Content Services:
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15. How does Mobile Banking works
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16. Present condition of Mobile Banking
There are around 151.82 million people in Bangladesh
according to 2012 of which only 13 percent have bank
accounts where as more than 95 percent are mobile phone
users.
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18. Mobile Banking and Economic Development
 Use of Mobile Phones as Electronic Wallet
 Mobile Banking and Microfinance
 Challenge
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19. Comparison between neighboring countries
 India
 Nepal
 Pakistan
 Myanmar
Bangladeshversus
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20. Name Operate Mobile
Banking
Number of User
Bangladesh 15 126.87 (Million)
India 46 150.01 (Million)
Pakistan 33 140 (Million)
Nepal 19 18.24 (Million)
Myanmar 6 93.49 (Million)
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21. Advantage Disadvantage
 Mobile as a technology
provides all the support
required to leverage
Banking transactions.
 Ease of availability- any
time, any where.
 Rapid growth of Mobile
and wireless market.
 Lack of awareness about
the new channel among the
mobile users.
 Security concerns about the
new channel.
 Mobile Handset
Operability.
 Application distribution
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22. Findings
 Most of the rural area people are the potential
customer of mobile banking.
 Mobile banking is not available on every device.
Some banks do not provide mobile banking at all.
 35% of m-banking customer are highly satisfied
with present m-banking service.
 Some village people do not trust mobile banking
as traditional banking system.
 Most people heard about it but not have a clear
idea
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23. Recommendation
 Government must have to take adequate measures
to ensure the uninterrupted supply of raw
materials for M-Banking.
 To reduced M-Banking limitation all banks should
provide this opportunity.
 Government should easier the process to lunch
mobile banking service.
 User guide should be provided to all intended
customers.
 Banks should use all mobile service operators
available in Bangladesh.
 More services should be included in M- banking.
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24. Methodology Of The Study
 All the data and information which is related to
my task was collected from secondary source.
 We used Microsoft Word and Microsoft
PowerPoint to prepare this presentation.
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25. Conclusion
 More than three billion mobile phones are
currently in operation worldwide and fully 70%
of the total population of developing countries fall
within the coverage of existing cellular networks.
 As 99 percent of the people of Bangladesh are
under the mobile phone network, almost all will
have access to the formal financial channel.
 More than 7.5 crore people are using mobile
phones. If the banks can reach out to the un-
banked people, the dream of more people
having bank accounts can be fulfilled.
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26. source
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1. www.google.com
2. www.answer.com
3. www.bkash.com
4. www.dbbl.com.bd
5. The Daily star-Friday, July 22, 2011
6. http://www.thedailystar.net/newDesign/news-details.php?nid=195176
Dutch bangle bank ltd Mobile banking
7. http://www.dutchbanglabank.com/electronic_banking/mobile_bankin
g.html BRAC Bank mobile bank news.
8. Benamati, J. S., & Serva, M.A. (2007).Trust and distrust in online
banking:Their role in developing countries. InformationTechnology
for Development, 13(2), 161-175.

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