Microloan program for women
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The document summarizes a microloan program for women run by FOCUS Women's Resource Center. The microloans are for up to $1,500 at 4% interest over 2 years to be used for business expenses but not operating costs or tuition. Applicants must submit financial documents including tax returns, bank statements, and a credit report for review by a committee of volunteers. The committee looks for a unique business idea, passion, understanding of the industry, and honest answers. Applicants must apply by the 15th of each month for an interview the last Thursday of the month, and a decision is made within a few days.
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The document discusses several topics related to Cleary University including:
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2) Cleary University offers associate degrees, bachelor's degrees, graduate certificates and master's degrees both online and on-campus.
3) The Cleary University Alumni Association aims to connect alumni and support current students through scholarships.
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- 1. Microloan Program for Women Jennie Shuklis, MBA Executive Director 953 2nd St. SE Charlottesville, VA 22902 434-293-2222 ext. 18 http://focus.avenue.org Facebook: FOCUS Women’s Resource Center FOCUS Flea! Twitter: @focuscville FOCUS Women’s Resource Center
- 3. Why so much paperwork?
- 4. What do we look for?
- 6. 4 percent fixed interest for two years
- 7. Can be used for equipment, business start up expenses, or business certifications
- 8. Cannot be used for operating expenses or tuition
- 10. By ensuring loan repayment, we can help more women
- 12. Tax return: to make sure it’s been done
- 13. Credit report: to hear your explanation
- 14. Bank statements: to check cash flow management
- 16. Passion for your business
- 17. Your reasons for going into business
- 18. Your understanding of your particular business area
- 19. Your understanding of what it takes to get a business off the ground
- 21. By the 15th of each month
- 22. Interview with committee last Thursday of each month
- 23. Decision usually made within a few days