The document discusses a company that provides financial education services and products to help people improve their credit, protect their identity, create a will and living trust, and pay off debt. It outlines the company's history and products, including credit restoration services and youth financial literacy programs. It then discusses the financial opportunities and compensation structure for becoming an agent to refer customers to the company's services. Finally, it provides steps for getting started as an agent.

1. BUSINESS PRESENTATION

2. How Many People Are Affected By These Economic Times? How many people have less than perfect credit? How many people have more debt than they want, but just don’t know how to get it paid off?

3. How Many People Are Affected By These Economic Times? How many people are leaving their families unprotected by not having a living trust, a will and a power of attorney over their financial and medical matters? How many people are susceptible to identity theft because they do not have identity theft protection?

4. How Many People Are Affected By These Economic Times? How many people would be better off today if they had been properly educated on the matters of credit, finances and family protection during their formal school years? How important do you think it is for someone to protect their identity, credit, family, finances and future?

5. A Lack of Financial Education!

6. THE COMPANY

7. Founded in 2004 Headquarters in Farmington Hills, Michigan Over 50 million dollars in sales Debt free Almost 200 employees worldwide FINANCIAL EDUCATION SERVICES Mike Toloff Parimal Naik

8. PRODUCTS & SERVICES

9. Credit Restoration PRODUCTS & SERVICES The Protection Plan

13. Credit Restoration: United Credit Education Services 6 year track record Top Rating with the BBB Served over 150,000 clients Removed almost 500,000 derogatory items from people’s credit reports Removed over 50,000 public records Satisfaction money back guarantee

14. Other credit restoration services charge thousands of dollars, and this doesn’t even include the educational resources and coaching that’s included, nor do they have the documentation! What Would It Be Worth To Have Excellent Credit?

15. Multiple dynamic products - one low fee of $87 per month!

16. Youth Financial Literacy Foundation (YFL) Educates young people from ages 8 to 18 on the matters of personal finance. Awards scholarships Each member automatically donates $2 each month to the YFL

17. FINANCIAL OPPORTUNITY

18. (1) Now is the time to build a business for yourself and gain financial control… (2) The fortunes to be made will not come from physical distribution, but from intellectual distribution. ~ Paul Zane Pilzer World Renowned Economist

19. How We Get Paid… Personal Sales Commissions Customer Acquisition Bonuses Training Bonuses Level Overrides Monthly Infinity Bonuses Generational Bonuses Global Profit Sharing Pool

20. Short Term vs. Long Term $ TIME Residual Earnings, Profit sharing Personal Sales Commissions, Customer Acquisition Bonus, Training Bonuses

21. TRAINING & SUPPORT

22. This Means Two Things! It doesn’t matter who invited you to take a look at the business or who enrolls you because they can’t impede your success. You can plug people that you know into the system and they might go out and do better than you!

23. FES UNIVERSITY Hailed by world renowned speaker Les Brown as one of the best Author of “Things That Make You Go HMMM” Co-authored “Discover Your Inner Strength” with best selling authors Steven Covey, Brian Tracy & Ken Blanchard 20 year track record of documented personal success in Network Marketing Developed, managed and trained sales organizations with revenues exceeding $100 million Founded the concept of Pure EdgeUtainment Gregg Amerman Gregg Amerman Joe Locke Frenita Amerman Tony Swiantek Kari Michaelsen

24. MAKING A DECISION Not the right time for the business, but interested in the service and will be glad to provide a referral. Interested in becoming an Agent and using the service, but wants more information and details and has some questions. Ready to start immediately! Just show me how! 3 Kinds Of People

25. 4 Steps To Getting Started

26. Step #1 - Enroll & become an Agent – You Get: Discounts on services Information package delivered to your home Personalized Web site FREE monthly online sales tracking system Agent support service Paid weekly & monthly Tax advantages 4 STEPS TO GETTING STARTED Instant Rebate of $1000.00 $149.00 $249.00

29. Step #2 - Be a believer – What do you need? Credit Restoration The Protection Plan 4 STEPS TO GETTING STARTED - $499 $399 - $87 NO ONE PERSON NEEDS TO BELIEVE MORE THAN YOU!

30. Step #3 - Building Your Referrals Who Do You Know: Has less than perfect credit? Does not have a will and living trust? Whose identity is unprotected? Would like a system on how to pay off their debt? Could use some extra income? Wants to become financially free? MAKE A LIST – DON’T PREJUDGE!!! 4 STEPS TO GETTING STARTED

31. Become great at inviting while you learn to become great at explaining. 4 STEPS TO GETTING STARTED TRUST EDIFY PROMOTE RESPECT CREDIBILITY RAPPORT

32. Step #4 – Training & Support Online Business Office Conference Calls Basic Trainings Advanced Trainings Annual Convention 4 STEPS TO GETTING STARTED

33. CONGRATULATIONS! Welcome to the FES Team!