Global e-commerce is growing rapidly, with cross-border e-commerce sales reaching $300 billion annually and growing over 45% yearly. This presents significant revenue opportunities for payment service providers (PSPs) to give merchants access to international markets. However, PSPs face pressures to innovate and reduce costs while meeting increasing merchant demands for quality, low costs, new markets and tools. Additionally, integrating with multiple acquirers across many countries results in high upfront costs and ongoing complexities for PSPs.