The introduction of BIG FISH Payment Gateway, the leading online payment integrator in Hungary for 2020

1. The gateway to an ideal
online payment mix
and value generation
Attila Horváth PhD
CEO - BIG FISH Payment Services

2. Introduction
01

3. 20+ years in the service of e-commerce
Think BIG
E-commerce
development
BIG FISH E-
commerce
BIG FISH
Consulting
On the move
Mobile app
development
BIG FISH
Mobile
Support from the first
steps to the top of the
market
BIG FISH
Payment Gateway
The Gateway to
versatile online
payments
UX/UI research,
planning and
development
BIG FISH
Design
The BIG FISH Group

4. The BIG FISH Group – Our most favored partners

5. Who we are?
02

6. „The crew of BIG FISH Payment
Gateway instantly reacts to every
market innovation. By doing so,
they have a catalyst role at the
market: webshops can integrate
the most up-to-date solutions with
ease, while online buyers can
meet and try these innovative
payment methods right away.”
László Szetnics
Business Leader, MasterCard

7. A cash-free world
Vision
„Whitening” the economy
Online commerce and payment
Omnichannel, integrated, automated
solutions
Making the world around us more simple
and better by the use of technology

8. ● Full coverage of Hungarian
online payment methods
● The most important regional
(CEE) payment solutions
● Global solutions for the
merchants of the region
● No market or business
segment without a possible
solution
● Autonomous solution in the
center of the market
● Based on merchant and
provider needs
● Deep knowledge of payment
markets and solutions
● Payment-mix tailored to the
merchants’ business model
● Education and consulting
● Trends and innovations
● Merchants, Providers,
Researchers
● Digitalisation evangelist
● Financial consciousness
● Digital payment culture
Mission
Evolution to a major gateway
solution of the CEE-region
For the Merchants success
Autonomous knowledge
center

9. History
1998 BIG FISH webshops with online payment solutions
2005
2006
2009
2014
2016
2018
BIG FISH Payment Gateway – the idea
BIG FISH Payment Gateway – internal project
The first transaction
BIG FISH Payment Gateway – an open product
13 payment solutions
BIG FISH Payment Gateway – an autonomous business unit
22 payment solutions
18 billion HUF turnover
BIG FISH Payment Services Ltd. – an independent company within the Group
32 payment solutions (+20 by gateway-in-gateway solutions)
33,8 billion HUF turnover (15 currencies)
4 payment solutions
83 million HUF processed turnover value (3 currencies)
4,7 billion HUF turnover (6 currencies)
(10 currencies)

10. The present
03

11. Successful
transactions
HUF Merchants Payment and
online trade
loan solutions
Languages Potential
currencies
Countries
Our balance - 2019
5 million+ 50 billion+ 500 + 32+20
27 160 15 4
Unique value
added services

12. Connected by BIG FISH Payment Gateway

13. What can BIG FISH
Payment Gateway
offer?
04

14. Deep knowledge
of the market
Deep knowledge
of the providers
Deep knowledge
of real merchant
needs
Consulting Tendering
More than just a Gateway

15. Payment cards E-wallets Mobile payments Online transfers
More than just vPOS card acceptance
Online
consumer credit

16. Oneclick
Recurring
Preatuthorization
Fraud detection
Embedded operation
in both web and inapp
3DSecure / SCA
Refund
Prequiesites of a modern online payment solution
Unique design
Transaction
traceability
Mobile optimized
front-end
Easy integration
Security and high
system reliability

17. New transaction type: Payment request
5 sec
IBAN
Mobile number(s)
E-mail address(es)
VAT number
Instant transfer + payment request

18. Easy integration
Admin and reporting system
Total flexibility now and ever
Unique, universal value added services
Premium business- and IT-support
High-level security and availability
Predictable, flexible financial conditions
Business benefits
Domestic and international payment solutions
Advices from specialists Tailor-made online payment-mix

19. Short integration time
Basic operation by just 3 calls (init, start, result)
Lower development time and resource requirements
1× integration vs. 60-80 dev hours/provider
1× documentation, 1× system knowledge
Premium development support
New provider = changing one parameter (backend)
Development/integration benefits
Frontend and UX: support/development
Already tested and proven payment solutions Total flexibility, easy to access payment innovations

20. 1× system domain knowledge
Updates, modification needs handled centrally
Unified system and transaction logs
All the transactions at one place
24/7 infrastructure support
3× geo-redundant, ISO27001 certified infrastructure
99,98% < real system availability (99% SLA)
Operating benefits
Unified admin system
Continuous premium business- and IT-support Financial settlement/accounting support

21. Webshop system-modules
Integration by just an easy installation and configuration…

22. Continuous expansion of the integrated provider selection
Market trends, merchant requests, provider inquiries
New providers are accessible without any extra charge
Simple activation
Accesible providers – continuous expansion
Possible unique development needs
Limited by the operation model of the given provider
Unique integration project based on development capacities
Partner- or co-financing

23. PayAlert PayAdmin
Business continuity
notification system
for less cart
abandonment and
error-free payment
processes
Unique value-added services
Easy-to-use, unified
transaction
management and
reporting system
PayBook
Online billing
integrations and
automated PSP
settlement file-
processing for an
advanced accounting
support
Support and advice
from specialists to
find the optimal
solutions in the
complex world of
online payments
PayCons
Online payments
even without a
webshop
PayLink

24. Easy to use
Manually or API-driven
Can be sent on any channel
Can be precisely parameterized
Deactivation options
Protected against multi-payment
Until successful payment, it can be used
multiple times
PayLink
PayLink is a payment link that you can send to your customers
via email, SMS, or even attached to an email account
Handling unique, unforeseen cases
Timing options Significantly speed up payment process

25. E-mail / API alert
Automated processing
Manageable by internal policy
Quicker incident response
Instantly notify customer service
Statistics-based operation model
Manage vendor and merchant specific errors
PayAlert
Business Continuity Support service that alerts you immediately
when a problem is detected with your payment processes.
7/24-es operation
Minimize business loss The possibility of switching providers

26. Reducing accounting costs
Automated, real-time accounting
support
Automated processing of provider
settlement data related to online payment
Payment-Settlement-Clearing
Standardization of service provider formats
Compliance with related bank transfer
There is no output file format constraint
PayBook
Accounting support system. Automated reconciliation of payment
transactions and providers’ settlement data.
Data provision: accounting, ERP, …
Interpret batch provider transfers API-driven or export

27. Tailor-made
solutions for our
business partners
05

28. Integration Consulting Tendering Development
Support, where you most need it...

29. Planning,
Consulting,
Tendering
Payment
Gateway
Development
services by the
BIG FISH Group
Cooperation points

30. Thank you for
your attention!
Attila Horváth PhD
+36 20 284 7952
paymentgateway@bigfish.hu
https://hu.linkedin.com/in/drattilahorvath
www.paymentgateway.hu