This document provides an overview of Max New York Life Insurance Company. It discusses that Max New York Life is a joint venture between Max India Limited and New York Life International established in India in 1985. It owns over 100 offices across 73 cities in India. The document also provides some statistics on the life insurance industry in India and describes several common life insurance products like term insurance, whole life insurance, and variable life insurance. It shares details on some Max New York Life insurance plans and funds.

2. WELCOMETO MAX NEWYORK LIFE INSURANCE COMPANYPresentation byMudassar IrfanSankalp kumar singhAshish YadavSaurabh SinghAbhinav Prakash

3. NEWYORK LIFE INSURANCE IS ONE OF THE LARGEST LIFE INSURANCE COMPANIES IN THE WORLD ESTABLISHED IN 1845 IN NEW YORK FORTUNE 100 COMPANY215BILLION $ UNDER MANAGEMENTFIRST COMPANY TO INSURE WOMEN AT THE SAME RATE AS MEN IN 1894FIRST COMPANY TO COVER DISABILITY BENEFIT FIRST COMPANY TO ISSUE COVER FOR UNEMPLOYMENT/CUSTOMER CARE ON WEBFIRST TO OFFER CASH DIVIDENTS TO POLICY HOLDERS ABOUT MAX NEWYORK LIFE INSURANCE COMPANY

4. IN INDIA MAX CAME IN 1985IS OWNED BY TOP MOST PHARMA COMPANY RANBAXY GROUPWITH MORE THAN 100 OFFICES IN INDIA IN 73 CITIESAND ONE OF THE MOST REPUTATED LIFE INSURANCE COMPANY IN INDIAMax New York Life Insurance Company Ltd. is a joint venture between Max India Limitedand New York Life InternationalABOUT THE COMPANY

5. The awareness about insurance products is around 78 per cent in India.However, ownership of insurance products is low - only 24 per cent households in the country own a life insurance cover.At the all-India level, for all households, while the average sum assured of a life insurance policy in the country is Rs 27,951, the average premium paid is Rs 1,227.Some Facts

6. Awareness of Life InsuranceSource-India Financial Protection Survey

7. OWNERSHIP PATTERN OF LIFE INSURANCESource-India Financial Protection Survey

8. Term InsuranceTerm insurance is a type of life insurance policy that provides coverage for a certain period of time, or a specified "term" of years

9. If the insured dies during the time period specified in the policy and the policy is active - or in force - then a death benefit will be paidLife Insurance Products

10. Whole Life InsuranceA whole life policy runs as long as the policyholder is alive. As risk is covered for the entire life of the policyholder, therefore, such policies are known as whole life policies.

11. There is no survival benefit as the policyholder is not entitled to any money during his / her own lifetime.

12. In a whole life policy, the insured amount and the bonus is payable only to the nominee of the beneficiary upon the death of the policyholdVariable Life InsuranceVariable life insurance allows the insured to invest premiums in securities for a greater return.

13. These policies require a fixed premium that is placed in a separate account for investing. The death benefit and cash value depend on the investment success of the separate account.

14. The policy owner can choose to invest in bonds, stocks, mutual funds, or international fundUniversal Life InsuranceItseparates the saving, expenses, and insurance components, and allows the payment of flexible premiums.

15. The insured must pay the 1st premium, which is consideration for the contract, but the amount and frequency of subsequent premiums is determined by the insured.

16. The death benefit can also be changed, but if it is increased, the insured must provide evidence of insurability. Money can be borrowed from the cash value of the policy at very low interest rates, and if the policy allows, additional people can be insured.

17. Sample ages and PremiumTaxBenefits

18. Dynamic Fund Allocation

20. A 360 degree coverage to ensure a bright future for your childGuaranteed pay out of University Education PoolDynamic Fund Allocation ensures life stage based allocation of fundsOption to include Dread Disease Rider and Personal Accident Benefit RiderMax New York Life Shiksha Plus II

21. Investment Options

22. Endowment to Age 60 (Par) Plan

23. Insurance cover up to age 100Tax benefits on premiums and maturity proceedsAdditional protection through ridersBonus declared every year from 3rd policy year onwards however bonuses are not guaranteed. Whole Life Participating Plan

25. Life MakerThe option to INCREASE SUM ASSURED on any policy anniversary during the term of your policy.

26. Flexibility to ADD RIDERS to the policy at inception or on any policy anniversary.Investment Option

28. Single Premium Bond

29. Max Amsure Future Builder

30. BenefitsMaturity BenefitUpon maturity of the Policy we shall pay you the Sum Assured together with accrued bonuses, ifany.Death BenefitIf the Life Insured dies before the maturity of this Policy, we shall pay the premiums received byus together with interest at the rate of four (4) percent per annum, compounded annually,together with accrued bonuses, if any.

31. Premium collection

32. Investment Non-linked Business-Life Fund