Mars is the 4th planet from the Sun- It is one of the terrestrial plan.docx
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Married male aged 35, spouse aged 30, children ages 2 and 5 - Income needed first 2 years : $1700/month - Income needed next 14 years : $1460/month - Income thereafter for surviving spouse: $971/month - Assumed interest rate: 4.0 percent - Cleanup fund : $20,000 - Mortage redemption fund : $80,000 - Emergency fund : $30,000 - Education fund for children: $160,000 - Combined needs: $584,800 Can you explain how to calculate the combined need($584800) from the above circumstance? Monetary Evaluation of the Foregoing Needs - The family head is a male aged 35. - Has gross annual earnings of $40 , 000 , and devotes $20 , 000 per year to his family. - He has a wife aged 30 and two children, ages 2 and 5. Monetary Evaluation of the Foregoing Needs - An income of $1 , 700 per month is to be provided during the first 2 years. - $1 , 460 per month during the next 14 years. - \$971 per month thereafter for the life of the surviving spouse. Monetary Evaluation of the Foregoing - $1 , 460 per month during the next 14 years. - \$971 per month thereafter for the life of the surviving spouse. Monetary Evaluation of the Foregoing Needs Monetary Evaluation of the Foregoing Needs - If the individual in the example is covered under the government program, it is very probable-nearly two-thirds of the income needed until the youngest child is 18 will be provided by the federal government. - This would reduce the personal insurance requirements by approximately $170 , 000 Analysis of Needs (needs approach) How much we are going to contribute to family / ourselves in the future - Cleanup Fund: is a fund to meet the expenses resulting from the insured's death and to liquidate all current outstanding obligations. E.g. depend on how old is the kid - Readjustment Income: an adjustment will generally have to be made in the family's standard of living - Income during Dependency Period: income should be provided in a reduced amount until the children, if any, are able to support themselves (critical period income). - Life Income for Surviving Dependent Spouse. - Special Needs: mortgage redemption needs, educational needs and emergency needs. Monetary Evaluation of the Foregoing Needs - Comparing the monetary value of the above needs with the economic value of the human life computed earlier. - Estimated economic value -Less amounts already available (Social Security, investments, existing benefits and so on)=Equals unfunded amount that can be made up with life insurance .
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Measures of liquidity, Solvency, and Profitability The comparative financial statements of Marshall inc. are as follows. The market price of Marshall comimen stock was 5 69 on December 31 , 20 . 2. Marshall Inc. Comparative Income Statement For the Yaare Indod r Marshall Inc. Comparative Balanna shnet Determine the following measures for 20yz, rounding to one decimal place, except for dollar amounts, which shouid be rounded to the nearmat cent. Use the rounded answer of the requirement for subsequent requirement, if required. Assume 365 days a veaz. Determine the following measures for 20Y2, rounding to one decimal place, except for dollar amounts, which should be rounded to the nearest cent, Use the rounded answer of the requirement for subsequent requirement, if required. Assume 365 days a year 2. Current ratio 3. Quick ratio 4. Accounts receivable tumover 5. Number of days' sales in receivables 6. Inventory turnover 7. Number of days' sales in inventory days 8. Ratio of fixed assets to long-term liabilities 9. Ratio of liabilities to stockholders' equity 10. Times interest eamed 11. Asset turnover 12. Return on total assets 13. Return on stockholders' equity 14. Return on common stockholders' equity 15. Earnings per share on common stock 16. Price-earnings ratio 17. Dividends per share of common stock 18. Dividend yield %
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McConnell Corporation has bonds on the market with 12 years to maturit.docx
McBurger, Inc., wants to redesign its kitchens to improve productivity and quality. Three designs, called designs K1, K2, and K3, are under consideration. No matter which design is used, the daily production of sandwiches at a typical McBurger restaurant is for 500 sandwiches. A sandwich costs $1.30 to produce. Non-defective sandwiches sell, on average, for $2.50 per sandwich. Defective sandwiches cannot be sold and are scrapped. The goal is to choose a design that maximizes the expected profit at a typical restaurant over a 300-day period. Designs K1, K2, and K3 cost $120,000, $140,000, and $160,000, respectively. Under design K1, there is a .80 chance that 90 out of each 100 sandwiches are non-defective and a .20 chance that 70 out of each 100 sandwiches are non-defective. Under design K2, there is a .60 chance that 90 out of each 100 sandwiches are non-defective and a .40 chance that 75 out of each 100 sandwiches are non-defective. Under design K3, there is a .90 chance that 95 out of each 100 sandwiches are non-defective and a .10 chance that 80 out of each 100 sandwiches are non-defective. What is the expected profit level of the design that achieves the maximum expected 300-day profit level?
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Match the pattern of change in allele frequencies with the mechanisa b.docx
Match the major events with the correct phase of the cell cycle. 11 Minutes, 30 Seconds G1 phase of interphase [Choose] mostly biochemical changes, cell iccumulates building blocks and energy necessary for chromosome replication to 62 phase of interphase daughter cells physically separate into two muclear envelope disappears, chromosomes become vibible, mitotic spindle attaches to chromosomes. cell replenhhes energy, duplicates some organelles, cell growth Sphase of interphase DNA replication occurs- two kentical copies of each chromosome are formed all chromosomes line vp down the middile of the cell sister chromatids separate and move towards opposite poles of cells chromosomes arrive at opposite poles of cell, mitotic spindie breaks down nucleus reforms inetaphase telophase anaphese cyokines: Match the major events with the correct phase of the cell cycle. 12 Minutes, 23 Seconds Gt phase of interphase [Choose] 62 phase of interphase daughter cells physically separate into two nuclear envelope disappears, chromosomes become visible, mitotic spindle attaches to chromosomes cell replenishes energy. duplicates some organelles, cell growth S phase of interphase DNA replication occurs- two identical copies of each chromosome are formed all chromosomes line up down the middle of the cell sister chromatids separate and move towards opposite poles of cells: chromosomes arrive at opposite poles of cell, mitotic spindle breaks down, nucleus refoeris prophase metachuse telophine anachave grolineds
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Match the description to the correct vessel name- the longest vein in.docx
Match the description or function with the term or concept. a) Allows calcium ions into the cell during long-term potentiation b) Functions as retrograde neurotransmitter during long-term potentiation c) Binds calcium ions to initiate long-term potentiation d) Brain area responsible for the conscious experience of pleasure and reward e) Brain area responsible for motivation and cognitive functions f) Brain area involvectin memory consolidation a) Allows calcium ions into the cell during lons otransmitter du ong-term poten d) Brain area responsible for the conscious exper
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Match the statements with the accounting principles- A partnership cha.docx
Match the scenarios given in the left-hand column with the type of decomposition indicated in the right-hand column. Maria is responsible for cooking and Mateo is responsible. for washing utensils used for cooking Dean is responsible for mopping half the floor and Denise is responsible for mopping the other half Mihir is responsible for doing laundry and Manyata is responsible for shopging for eroceries [Choose] Thread decomposition Data decomposition Data flow decomposition Task decomposition Task flow decomposition
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Match these cellular network acronyms to their function- IMSI IMEI ICC.docx
Match the terms with their definition. bevith care eren when the artisy costs are idchical B. Population i fonth horiogment. Traveing actoss refensatonvi beedirs in order to ootisn beater cove C. hecelal b. Pesk migipion kiberinetion and provise long ditance cliveal care, as wol at vilus patiert and probssenal twath - sideted oducaton. public health and hosath adrinistrative corkess at a dstance, ndubes patents emaing phrstians F. Cincostriss Soonbte research stubes that imestigate mw drugs, devices benogios. G. Reseromsed nedical deveces. or isboratory studien, bit that hime not yot been proven effectre in hamas. H. Priae docaminetion steriting of devices wheh wee previously used or contanintod to eentove and. the packsoeg and latieng of devals opened fiom ther orgina packeng 9 but Wirtary or drnoded romoval of a prodest that the r CA comales to bo mo incopery, of becuris Reter to ufloets thit poour sig monts atier a modkad treobeient, woc os frem a fresereied diyg or tadioton Veatment. I soceococeome status by soling a niciow set of targets (wuch as fidure ilfe erpectancy) and dinica outcomes of ehrolled potents (ofen foaring on cincol cinkas and tinancal oulcomers (suct as reducing the por cappan cost ot theeth cape]. laking stops 10 systenatcelly reduce the ingead and serenty, as wot as the resuring soppe of practice, nsk can be accoptid tf the lkeinood of ts ovourence is suticatify remoie and the cotrequences are not serere
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Match the best answer on the right to the item on the left- Discrete v.docx
Match each trade model to a situation it helps us understand better. Comparative advantage A. Trade between countries that are very similar in their factor proportions and technology Heckscher-Ohlin B. Increasing trade between countries with many firms Monopolistic competition engaged in offshoring and foreign outsourcing Skill-continuum C. Trade between countries with different opportunity costs from different factor proportions D. Trade between countries with different opportunity costs from differences in technology
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Match the law wht theet Hunction or pupose- A Aederal law far health c.docx
Match the hormone with its function This hormone is released by the kidney and tells the Parathyroid hormone intestines to keep calcium This hormone tells the kidney what to do with calcium Calcitriol and phosphorous Erythropoietin This hormone is released by the kidney and tells the bone marrow to make red blood cells This hormone tells the kidney to conserve sodium and Antidiuretic hormone body water Aldosterone
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Match the following terms related to soil profiles- The base geologica.docx
Match the following species with correct characteristics (hint: recall the characteristics of the genus): commensal microbe part of the genital flora, lack cell wall, smallest free-living cells. an actinobacteria, short rods, cell walls contain mycolic acid. gram-negative rod that causes the plague. 1. Clostridium botulinum gram-negative rod, an 2. Yersinia pestis intracellular pathogen. gram-positive bacteria that 3. Legionella pneumophila rarely causes disease, resident throughout the 4. Mycoplasma genitalium body; used in the production of yogurt 5. Lactobacillus acidophilus gram-positive bacteria, a 6. Mycobacterium leprae firmicute, that inhabits GI tract, includes drug- 7. Enteroccoccus faecalis resistant strains. non-spore forming 8. Nocardia asteroides firmicute, gram-positive cocci, resident of the skin. 9. Staphylococcus aureus an actinobacteria known to cause pulmonary infections; rod-shaped; form branching filaments like fungi; stains acid-fast gram-positive rods, spore former; produces toxins
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Match the pattern of change in allele frequencies with the mechanisa by which the population is evolving. Colors represent alternative allelesat genetic locus and bars ind cate relative allele frequencies. Mechanisms of Evolution: Altering Allele Frequencies D E Previous
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Majority of people engage this region of the brain to understand the e.docx
Major types of hypersensitivity reactions include all EXCEPT Cell mediated Cytotoxic Immune complex Anaphylactic type Biotransformation Question 48 If substance A produces a 5% reduction in RBC and substance B produces a 3% reduction, what would the effect be called if both substances together produce a 20% reduction? Additive Multiplicative Synergistic Antagonistic Anachronistic
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Match the description to the correct vessel name. the longest vein in the body vessel most commonly used for blood pressure vessel most commonly used for taking the pulse supplies the diaphragm drains the liver brings oxygenated blood to the heart chambers supplies the heart muscle supplies the heart muscle with oxygenated blood drains the superficial medial forearm and arm branches off the pulmonary trunk supplies the internal pelvic organs B. femoral vein C. internal iliac arteries D. lumbar arteries E. humeral artery F. radial artery G. hepatic vein H. basilic vein I. hepatic portal vein J. pulmonary veins K. coronary sinus L. brachial artery M. cephalic vein N. coronary arteries O. ulnar vein H. basilic vein I. hepatic portal vein J. pulmonary veins K. coronary sinus L. brachial artery M. cephalic vein N. coronary arteries O. ulnar vein P. phrenic artery Q. pulmonary arteries R. greater saphenous vein S. radial vein
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Match the following terms to their correct descriptions- pop culture c.docx
Match the following terms related to soil profiles: The base geological material for soils in a particular area The main component of the 1. parent material O horizon The layer below the O 2. horizon horizon in an idealized profile 3. A horizon when minerals suspended 4. organic matter or dissolved in solution are transported downward in 5. leaching soil The name for an individual layer of soil
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Match the description or function with the term or concept- a) Allows.docx
Match the correct cause for each symptom and sign. A. Fatigue (tired) Referred pain 8. Malaise Hunger and fatigue C. Hungry all the time Lipolysis and beta oxidation D. Thirsty all the time Blood is too concentrated due to additional solutes like glucose, ketones, etc E. Lost weight even with increased food intake Cells, especially neurons, cannot use glucose for energy (to make ATP) F. Dizziness Toxins in the blood G. Blurred vision Infection H. Numbness in right foot Trauma I. Elevated respiratory rate Respiratory compensation for pH - Blood is too concentrated due to additional solutes like glucose, ketones, etc - Cells, especially neurons, cannot use glucose for energy (to make ATP) - Hunger and fatigue - Infection - Lipolysis and beta oxidation - Referred pain - Respiratory compensation for pH - Toxins in the blood - Trauma Match the correct cause with each finding. - Color: reddish brown Presence of blood, protein, and hemoglobin - Transparency: cloudy Presence of blood, protein, and hemoglobin - Leukocytes: negative Normal - Nitrites: negative Normal - pH : 6.2 Normal - Protein: 2 + ( 100 mg / dL ) Normal - Glucose: normal Normal - Ketones: negative Normal - Urobiligen: normal Normal - Bilirubin: negative Normal - Blood: 4+ (250 ca. Ery/uL) Kidney disease - Specific gravity: 1.050 Presence of blood, protein, and hemoglobin
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Match the following genera with correct characteristics: aerobic bacteria; reproduction involves rudimentary filaments which fragment into short rods pleomorphic bacteria; one species of this group causes diphtheria endospore-producing, 1. clostridia obligate anaerobes; includes species that cause 2. bacillus tetanus and botulism and gangrene 3. streptococcus cocci in chains; produce enzymes that destroy 4. mycobacterium tissue; associated with a variety of human disease 5. corynebacterium endospore-producing rods; 6. nocardia one species of this group causes anthrax outermost layer contains mycolic acids that makes it waxy and water-resistant; often slow-growing; one species is known to cause tuberculosis
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Marco expects his investment returns to be 9-53 percent and inflation.docx
Marco Company shows the following costs for three jobs worked on in April. Additional Information a. Raw Materials Inventory has a March 31 balance of $86 , 000 . b. Raw materials purchases in April are $520 , 000 , and total factory payroll cost in April is $385 , 000 . c. Actual overhead costs incurred in April are indirect materials, $54 , 000 ; indirect labor, $28 , 000 ; factory rent, $36 , 000 ; factory utilities, $21 , 000 ; and factory equipment depreciation, $57 , 000 . d. Predetermined overhead rate is 50% of direct labor cost. e. Job 306 is sold for $650.000 cash in April. Compute gross profit for April. \begin{tabular}{|l|l|} \hline \multicolumn{2}{|c|}{ Inventories } \\ \hline Raw materials & \\ \hline Work in process & \\ \hline Finished goods & \\ \hline Total inventories & $ \\ \hline \end{tabular}
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