- A Pension Administration Office was established to administer retirement pension schemes in the Maldives according to the Pension Law of 2009.
- The office administers the Retirement Pension Scheme of Maldives, where employers and employees must contribute a minimum of 7% each of the employee's wage to a retirement savings account.
- At age 55 or 65, participants can apply for pension benefits based on the balance in their retirement savings account to receive monthly pension payments.
For Malayalam Lecture: https://youtu.be/53WD3wQJOy4
Course: CMA Intermediate, G1
Subject: Laws and Ethics
Topic: Pension Fund Regulatory and Development Authority Act, 2013
Faculty: Asst. Prof. Mohammed Shafath KM (Managing Director, Capred CMA Campus)
Different pension Schemes
National Pension System (NPS)
Point of Presence (POP)
Central Recordkeeping Agency (CRA)
Pension Fund Manager
Section 20 to section 26
Previous year Question discussion
What is NPS? Basic features of NPS. What is CRA. Functions of CRA. NSDL. Functions of NSDL. what is POP? Functions of POP? What is pension Fund? Functions of PF Manager. At present, How many Pension Fund Managers are there in India? 8 Pension Fund Managers in India.
Final Settlement Calculations in UAE.pdfFiyona Nourin
While calculating EOS, companies should include all the benefits as
mentioned in the UAE Labor law and Employment agreement between the company and the employee
The PFRDA (Pension Fund Regulatory and Development Authority) governs the National Pension System (NPS), which is a retirement pension programme established by the Government of India to provide subscribers with a regular income after retirement. NPS also helps you in getting Tax benefits in 2021.
It may be a smart choice for you because of the low minimum commitment and higher returns for retirement planning.
For Malayalam Lecture: https://youtu.be/53WD3wQJOy4
Course: CMA Intermediate, G1
Subject: Laws and Ethics
Topic: Pension Fund Regulatory and Development Authority Act, 2013
Faculty: Asst. Prof. Mohammed Shafath KM (Managing Director, Capred CMA Campus)
Different pension Schemes
National Pension System (NPS)
Point of Presence (POP)
Central Recordkeeping Agency (CRA)
Pension Fund Manager
Section 20 to section 26
Previous year Question discussion
What is NPS? Basic features of NPS. What is CRA. Functions of CRA. NSDL. Functions of NSDL. what is POP? Functions of POP? What is pension Fund? Functions of PF Manager. At present, How many Pension Fund Managers are there in India? 8 Pension Fund Managers in India.
Final Settlement Calculations in UAE.pdfFiyona Nourin
While calculating EOS, companies should include all the benefits as
mentioned in the UAE Labor law and Employment agreement between the company and the employee
The PFRDA (Pension Fund Regulatory and Development Authority) governs the National Pension System (NPS), which is a retirement pension programme established by the Government of India to provide subscribers with a regular income after retirement. NPS also helps you in getting Tax benefits in 2021.
It may be a smart choice for you because of the low minimum commitment and higher returns for retirement planning.
Pensions Act 2014: all you need to knowIus Laboris
Georgina Jones from our UK member Sackers has written this in-depth article on the Pensions Act 2014 in the August edition of PMI Technical News.
Though somewhat overshadowed by this year’s attention-grabbing Budget, the Pensions Act 2014 is a key piece of legislation. Not only does it introduce a new type of state pension and, as a consequence, sweep away contracting-out on a defined benefit basis, but it also contains several important measures for occupational pension schemes.
How to file form-1 (equalization levy) on new income-tax portal?Ankitasahu60
On or before the 30th of June immediately following the financial year, the statement in Form No.1 in respect of all the specified services chargeable to the equalization levy must be given.
The equalization levy would be 6% of the amount of consideration for specified services received or receivable by a non-resident not having a permanent establishment ('PE') in India, from an Indian resident carrying on business or profession, or from a non-resident having a permanent establishment in India.
This file provides complete information about the Public Provident Fund (PPF). It provides features, withdrawal from PPF, loan from PPF, consequences of default in deposit, document required for PPF, etc.
The National Pension Scheme is a Defined Contribution Scheme that was set up in 2004 for all Government Employees and was open to the general public in May 2009. It is a social security benefit to create a retirement corpus to meet post retirement income needs, initiated by the Government of India in association with the Pension Regulatory Development Authority.
Having secured a job, an individual aspires for a better life, a comfortable home, health care, and a pension to take them easily through retirement blues. Key to lead the life out of retirement blues is pension planning for which the savings through Employees’ Provident Funds are important.
Pensions Act 2014: all you need to knowIus Laboris
Georgina Jones from our UK member Sackers has written this in-depth article on the Pensions Act 2014 in the August edition of PMI Technical News.
Though somewhat overshadowed by this year’s attention-grabbing Budget, the Pensions Act 2014 is a key piece of legislation. Not only does it introduce a new type of state pension and, as a consequence, sweep away contracting-out on a defined benefit basis, but it also contains several important measures for occupational pension schemes.
How to file form-1 (equalization levy) on new income-tax portal?Ankitasahu60
On or before the 30th of June immediately following the financial year, the statement in Form No.1 in respect of all the specified services chargeable to the equalization levy must be given.
The equalization levy would be 6% of the amount of consideration for specified services received or receivable by a non-resident not having a permanent establishment ('PE') in India, from an Indian resident carrying on business or profession, or from a non-resident having a permanent establishment in India.
This file provides complete information about the Public Provident Fund (PPF). It provides features, withdrawal from PPF, loan from PPF, consequences of default in deposit, document required for PPF, etc.
The National Pension Scheme is a Defined Contribution Scheme that was set up in 2004 for all Government Employees and was open to the general public in May 2009. It is a social security benefit to create a retirement corpus to meet post retirement income needs, initiated by the Government of India in association with the Pension Regulatory Development Authority.
Having secured a job, an individual aspires for a better life, a comfortable home, health care, and a pension to take them easily through retirement blues. Key to lead the life out of retirement blues is pension planning for which the savings through Employees’ Provident Funds are important.
NPS is an easily accessible, low cost, tax-efficient, flexible and portable retirement savings
account. NPS will help you to in building retirement corpus in tax efficient way. This presentation gives your fair details about NPS. Any Indian citizen having age between 18 to 70 can open NPS account.
This Blog written by me attempts to discuss the features and Benefits of Employee Provident fund Scheme as a Fixed Savings instrument in terms of Applicability, Contributions, Return, Risks, Lock-in period, Liquidity, Tax Benefits, Voluntary PF and highlights the recent relief measures that the government has announced considering the current COVID-19 Pandemic
Advanced Markets Insight: Nonqualified Deferred Compensation—Demystifying the...M Financial Group
A nonqualified plan can help an employer accomplish its objective of recruiting, retaining, and rewarding key employees through income tax-deferred compensation. A phantom stock plan is a popular and effective nonqualified deferred compensation plan used by employers to share value with selected key employees without relinquishing business control and decision-making powers. As a result, the employee has the ability to share in the success of the company without capital investment or shareholder liability.
ESIC ACT, 1948
Slides content:
Introduction
Origin
Objective & Applicability
Administration & Registration
Identity card
Employers & Employee contribution
Benefits under the scheme
Benefits to Employers
Rajiv Gandhi shramik Kalyan Yojna
Certification of return of contribution by Auditor
Records to be maintained for inspection by ESI authorities
Employees Insurance court
Special provisions
other provision
Important forms to be submitted under the Act
End.
Tom Selleck Health: A Comprehensive Look at the Iconic Actor’s Wellness Journeygreendigital
Tom Selleck, an enduring figure in Hollywood. has captivated audiences for decades with his rugged charm, iconic moustache. and memorable roles in television and film. From his breakout role as Thomas Magnum in Magnum P.I. to his current portrayal of Frank Reagan in Blue Bloods. Selleck's career has spanned over 50 years. But beyond his professional achievements. fans have often been curious about Tom Selleck Health. especially as he has aged in the public eye.
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Introduction
Many have been interested in Tom Selleck health. not only because of his enduring presence on screen but also because of the challenges. and lifestyle choices he has faced and made over the years. This article delves into the various aspects of Tom Selleck health. exploring his fitness regimen, diet, mental health. and the challenges he has encountered as he ages. We'll look at how he maintains his well-being. the health issues he has faced, and his approach to ageing .
Early Life and Career
Childhood and Athletic Beginnings
Tom Selleck was born on January 29, 1945, in Detroit, Michigan, and grew up in Sherman Oaks, California. From an early age, he was involved in sports, particularly basketball. which played a significant role in his physical development. His athletic pursuits continued into college. where he attended the University of Southern California (USC) on a basketball scholarship. This early involvement in sports laid a strong foundation for his physical health and disciplined lifestyle.
Transition to Acting
Selleck's transition from an athlete to an actor came with its physical demands. His first significant role in "Magnum P.I." required him to perform various stunts and maintain a fit appearance. This role, which he played from 1980 to 1988. necessitated a rigorous fitness routine to meet the show's demands. setting the stage for his long-term commitment to health and wellness.
Fitness Regimen
Workout Routine
Tom Selleck health and fitness regimen has evolved. adapting to his changing roles and age. During his "Magnum, P.I." days. Selleck's workouts were intense and focused on building and maintaining muscle mass. His routine included weightlifting, cardiovascular exercises. and specific training for the stunts he performed on the show.
Selleck adjusted his fitness routine as he aged to suit his body's needs. Today, his workouts focus on maintaining flexibility, strength, and cardiovascular health. He incorporates low-impact exercises such as swimming, walking, and light weightlifting. This balanced approach helps him stay fit without putting undue strain on his joints and muscles.
Importance of Flexibility and Mobility
In recent years, Selleck has emphasized the importance of flexibility and mobility in his fitness regimen. Understanding the natural decline in muscle mass and joint flexibility with age. he includes stretching and yoga in his routine. These practices help prevent injuries, improve posture, and maintain mobilit
TEST BANK for Operations Management, 14th Edition by William J. Stevenson, Ve...kevinkariuki227
TEST BANK for Operations Management, 14th Edition by William J. Stevenson, Verified Chapters 1 - 19, Complete Newest Version.pdf
TEST BANK for Operations Management, 14th Edition by William J. Stevenson, Verified Chapters 1 - 19, Complete Newest Version.pdf
HOT NEW PRODUCT! BIG SALES FAST SHIPPING NOW FROM CHINA!! EU KU DB BK substit...GL Anaacs
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Couples presenting to the infertility clinic- Do they really have infertility...Sujoy Dasgupta
Dr Sujoy Dasgupta presented the study on "Couples presenting to the infertility clinic- Do they really have infertility? – The unexplored stories of non-consummation" in the 13th Congress of the Asia Pacific Initiative on Reproduction (ASPIRE 2024) at Manila on 24 May, 2024.
Ethanol (CH3CH2OH), or beverage alcohol, is a two-carbon alcohol
that is rapidly distributed in the body and brain. Ethanol alters many
neurochemical systems and has rewarding and addictive properties. It
is the oldest recreational drug and likely contributes to more morbidity,
mortality, and public health costs than all illicit drugs combined. The
5th edition of the Diagnostic and Statistical Manual of Mental Disorders
(DSM-5) integrates alcohol abuse and alcohol dependence into a single
disorder called alcohol use disorder (AUD), with mild, moderate,
and severe subclassifications (American Psychiatric Association, 2013).
In the DSM-5, all types of substance abuse and dependence have been
combined into a single substance use disorder (SUD) on a continuum
from mild to severe. A diagnosis of AUD requires that at least two of
the 11 DSM-5 behaviors be present within a 12-month period (mild
AUD: 2–3 criteria; moderate AUD: 4–5 criteria; severe AUD: 6–11 criteria).
The four main behavioral effects of AUD are impaired control over
drinking, negative social consequences, risky use, and altered physiological
effects (tolerance, withdrawal). This chapter presents an overview
of the prevalence and harmful consequences of AUD in the U.S.,
the systemic nature of the disease, neurocircuitry and stages of AUD,
comorbidities, fetal alcohol spectrum disorders, genetic risk factors, and
pharmacotherapies for AUD.
New Directions in Targeted Therapeutic Approaches for Older Adults With Mantl...i3 Health
i3 Health is pleased to make the speaker slides from this activity available for use as a non-accredited self-study or teaching resource.
This slide deck presented by Dr. Kami Maddocks, Professor-Clinical in the Division of Hematology and
Associate Division Director for Ambulatory Operations
The Ohio State University Comprehensive Cancer Center, will provide insight into new directions in targeted therapeutic approaches for older adults with mantle cell lymphoma.
STATEMENT OF NEED
Mantle cell lymphoma (MCL) is a rare, aggressive B-cell non-Hodgkin lymphoma (NHL) accounting for 5% to 7% of all lymphomas. Its prognosis ranges from indolent disease that does not require treatment for years to very aggressive disease, which is associated with poor survival (Silkenstedt et al, 2021). Typically, MCL is diagnosed at advanced stage and in older patients who cannot tolerate intensive therapy (NCCN, 2022). Although recent advances have slightly increased remission rates, recurrence and relapse remain very common, leading to a median overall survival between 3 and 6 years (LLS, 2021). Though there are several effective options, progress is still needed towards establishing an accepted frontline approach for MCL (Castellino et al, 2022). Treatment selection and management of MCL are complicated by the heterogeneity of prognosis, advanced age and comorbidities of patients, and lack of an established standard approach for treatment, making it vital that clinicians be familiar with the latest research and advances in this area. In this activity chaired by Michael Wang, MD, Professor in the Department of Lymphoma & Myeloma at MD Anderson Cancer Center, expert faculty will discuss prognostic factors informing treatment, the promising results of recent trials in new therapeutic approaches, and the implications of treatment resistance in therapeutic selection for MCL.
Target Audience
Hematology/oncology fellows, attending faculty, and other health care professionals involved in the treatment of patients with mantle cell lymphoma (MCL).
Learning Objectives
1.) Identify clinical and biological prognostic factors that can guide treatment decision making for older adults with MCL
2.) Evaluate emerging data on targeted therapeutic approaches for treatment-naive and relapsed/refractory MCL and their applicability to older adults
3.) Assess mechanisms of resistance to targeted therapies for MCL and their implications for treatment selection
Ozempic: Preoperative Management of Patients on GLP-1 Receptor Agonists Saeid Safari
Preoperative Management of Patients on GLP-1 Receptor Agonists like Ozempic and Semiglutide
ASA GUIDELINE
NYSORA Guideline
2 Case Reports of Gastric Ultrasound
micro teaching on communication m.sc nursing.pdfAnurag Sharma
Microteaching is a unique model of practice teaching. It is a viable instrument for the. desired change in the teaching behavior or the behavior potential which, in specified types of real. classroom situations, tends to facilitate the achievement of specified types of objectives.
ARTIFICIAL INTELLIGENCE IN HEALTHCARE.pdfAnujkumaranit
Artificial intelligence (AI) refers to the simulation of human intelligence processes by machines, especially computer systems. It encompasses tasks such as learning, reasoning, problem-solving, perception, and language understanding. AI technologies are revolutionizing various fields, from healthcare to finance, by enabling machines to perform tasks that typically require human intelligence.
Recomendações da OMS sobre cuidados maternos e neonatais para uma experiência pós-natal positiva.
Em consonância com os ODS – Objetivos do Desenvolvimento Sustentável e a Estratégia Global para a Saúde das Mulheres, Crianças e Adolescentes, e aplicando uma abordagem baseada nos direitos humanos, os esforços de cuidados pós-natais devem expandir-se para além da cobertura e da simples sobrevivência, de modo a incluir cuidados de qualidade.
Estas diretrizes visam melhorar a qualidade dos cuidados pós-natais essenciais e de rotina prestados às mulheres e aos recém-nascidos, com o objetivo final de melhorar a saúde e o bem-estar materno e neonatal.
Uma “experiência pós-natal positiva” é um resultado importante para todas as mulheres que dão à luz e para os seus recém-nascidos, estabelecendo as bases para a melhoria da saúde e do bem-estar a curto e longo prazo. Uma experiência pós-natal positiva é definida como aquela em que as mulheres, pessoas que gestam, os recém-nascidos, os casais, os pais, os cuidadores e as famílias recebem informação consistente, garantia e apoio de profissionais de saúde motivados; e onde um sistema de saúde flexível e com recursos reconheça as necessidades das mulheres e dos bebês e respeite o seu contexto cultural.
Estas diretrizes consolidadas apresentam algumas recomendações novas e já bem fundamentadas sobre cuidados pós-natais de rotina para mulheres e neonatos que recebem cuidados no pós-parto em unidades de saúde ou na comunidade, independentemente dos recursos disponíveis.
É fornecido um conjunto abrangente de recomendações para cuidados durante o período puerperal, com ênfase nos cuidados essenciais que todas as mulheres e recém-nascidos devem receber, e com a devida atenção à qualidade dos cuidados; isto é, a entrega e a experiência do cuidado recebido. Estas diretrizes atualizam e ampliam as recomendações da OMS de 2014 sobre cuidados pós-natais da mãe e do recém-nascido e complementam as atuais diretrizes da OMS sobre a gestão de complicações pós-natais.
O estabelecimento da amamentação e o manejo das principais intercorrências é contemplada.
Recomendamos muito.
Vamos discutir essas recomendações no nosso curso de pós-graduação em Aleitamento no Instituto Ciclos.
Esta publicação só está disponível em inglês até o momento.
Prof. Marcus Renato de Carvalho
www.agostodourado.com
3. Introduction Pension Law was passed by people’s Majlis on 29the April 2009 Pension Law was ratified by His Excellency President Mohamed Nasheed on 13 May 2009
4. Maldives Pension Administration Office A separate office to be known as the “Maldives Pension Administration Office” shall be established upon commencement of this Act. This Pension Office shall be an independent legal entity with perpetual succession and with a separate seal, possessing power to sue and be sued in its own name and having the right to acquire, hold and dispose of moveable and immovable assets in accordance with the law and to make undertakings in its own capacity.
5. The main functions of the Pension Office are: Administering the Pension Schemes established under this Act. Formulating regulations, standards and guidelines to operate the schemes established under this Act. Paying Maldives Old-Age Basic Pensions established under this Act. Conducting public awareness programmes on the pension schemes established under this Act.
6. Board of the Pension Office Chairman of the Board; A senior employee of the Securities Market Regulator; A senior Civil Servant of the Ministry of Finance and Treasury; A senior Civil Servant from the ministry responsible for social security; and Four(4) members from the private sector not employed by the State or Government.
7. Board of the Pension Office The representative of the Securities Market Regulator on the Board shall be a non-voting member. Selection Committee will be formed jointly by the Civil Service Commission, Ministry of Finance and Treasury, and the ministry responsible for social security.
8. Maldives Retirement Pension Scheme A retirement pension scheme known as “Retirement Pension Scheme of the Maldives” which is to be administered from the profits of the investment from specified contributions made by employers and employees shall be established pursuant to this Act.
9. Participating the Retirement Scheme It is obligatory upon the employer to engage persons among the employees who has not attained the age of pension, in the Retirement Pension Scheme of the Maldives, in order to provide them with pension pursuant to this Act. It is also obligatory upon the employee to participate in this scheme. The employment contract shall provide for deduction of pension contribution by the employee.
10. Enrolment of employees The Government, within a maximum of twelve (12) months of coming into force of this Act, shall complete arrangements in relation to the enrolment of employees employed by the State to the Retirement Pension Scheme of the Maldives. The enrolment of employees except State employees to the Retirement Pension Scheme of the Maldives shall be concluded within a maximum of two (2) years upon coming into force of this Act.
11. What Should The Employers Do To Register In The MRPS Employers need to fill an ‘employer registration form’ and submit it to the pension office. This ‘employer registration form’ can be downloaded from our website ‘www.pension.gov.mv’
12. When the employer is registered, the employer will be given an employer id, and MRPS portal access information The employer should submit statement of pension contribution (SPC) to enroll the employees in MRPS. A retirement saving account will be opened for each employee using the information given in enrolment SPC.
13. Contributions to the Scheme Each person who is considered a participant of the Retirement Pension Scheme of the Maldives, shall pay a minimum of 7% of the employee’s pensionable wage, and the employer shall also pay a minimum of 7% of the pensionable wage to the scheme.
14. Contributions to the Scheme This Act does not bar an employer paying a minimum of 14% to the scheme based on pensionable wage of the employee without obtaining contribution from the employee. Self-employed participants shall contribute an aggregate of14% allotted by the employee and the employer to the pension scheme.
15. Establishment of Retirement Saving Account A retirement savings account shall be opened in the name of each participant of the pension scheme. All contributions made by members or on behalf of members to the Pension Scheme shall be deposited to the retirement savings account. All profit and loss arising out of the investment shall be allotted to the accounts of the members proportionately. Operational costs of the scheme in proportion to may be deducted from the accounts. Upon deduction of the operational costs, the remainder of the account shall constitute legal property of the member.
16. Investment of Contributions of the Scheme Pension Assets shall only be invested in a manner to maximize profits for the participants and beneficiaries of the scheme in accordance with this Act. MPAO
17. In order to invest, the following shall be taken into account: security of Assets; diversity of investment; investing in assets which yields maximum profit, taking into account security of assets; Maintenance of adequate liquidity.
18. Formulating basic investment guidelines The Pension Investment Committee, selected from amongst members of the Board of the Pension Office, shall formulate basic investment guidelines in compliance with regulations of the Securities Market Regulator, and with Independent professional advice. The Investment Committee with the approval of the Board of the Pension Office shall review the guidelines of investment on a regular basis.
19. Monitoring and supervising investments The Securities Market Regulator shall monitor whether pension assets are invested in accordance with this Act and the Statement of Investment Principles.
20. Applying for pension benefits at the age of 55 Where funds accumulated in the Retirement Savings Account of a participant of the Scheme who attains 55 years, is divided in accordance with pension payment regulation determined by the Pension Office and the monthly pension amount is equivalent to twice the amount disbursed as Basic Retirement Pension given to a participant of the Scheme, the participant may apply to seek benefit under the Scheme.
21. Demise of a participant Upon demise of a participant of the Retirement Pension Scheme prior to attainment of Pension Age or receipt of benefit under this Act, the money in the Retirement Savings Account of such participant shall be distributed amongst heir or heirs of such participant, in accordance with laws of inheritance. The money may be released in a full payment.
22. Contribution to the Scheme to be exempted from taxation The amount contributed to the Scheme shall be exempted from income tax levied on an employee or employer under any Act.
23. Job transfer The Pension Office shall without altering maintain the Retirement Savings Account of an employee despite job transfer or place of work.
24. Submitting contributions The employer shall be responsible for the submission of reports on contribution payable under this Scheme within specified time under this Act. Upon failure to act accordingly, the employer will be fined as determined by the Pension Office, and such fine shall be deposited to the account of the Pension Office.
25. Retirement benefit The Pension Age under this Act shall be 65 years. The Pension Office shall notify participant in writing of impending Pension Age, at least six (6) months prior to attainment of Pension Age, and shall ensure that standard forms are available in order to apply for benefits under the scheme.
26. Pension payment Monthly pension payment is calculated by dividing the balance in his/her RSA at the time he/she reaches 65 by life expectancy at the age of 65. At present, as per WHO figures the life expectancy at the age of 65 for Maldivians is 79 years. Thus, pension benefit will be calculated for 14 years which is 168 months.
27. MRPS Benefit calculation formula Monthly pension payment = Balance in RSA when the person reaches 55 or 56, 57 or …. 65 ÷ Life expectancy at 55 or 56, 57 or …… 65 (expressed in months)
28. Foreign Workers “Employee” shall have the same meaning as “Employee” stipulated in the Employment Act (excluding former employees) but including police and armed forces. “Employer” shall have the same meaning stipulated in the Employment Act. Therefore, according to the Pension Law, foreign workers need to be enrolled in the pension scheme, same as Maldivians.