This document contains the resume of V. Chandraleka. It summarizes her professional experience working for 5 years at Standard Chartered Bank in credit risk control. It also lists her educational qualifications including an MBA from KEC, Erode in 2011 and B.Sc from Ethiraj College in 2008. Her skills include data analysis, process training, and client communication. She is seeking new opportunities in banking or human resources.

1. V.CHANDRALEKA
D/O C.vadivelu
2/284 MGR nagar,
Vellore,
Ariyalur (d.t).
Pincode: 621718
Email Id : v.chandraleka@gmail.com
Mobile No: +919786016647 & 9884332788
CAREER OBJECTIVE
An experienced and maintained professional having knowledge in banking and
seeking an opportunity in the organization to use my skills and be able to contribute to the firm
for which I am working. I will put my best effort to learn the company’s policies and make better
decisions in the favour of the company.
PROFESSIONAL OBJECTIVE
I am an enthusiastic and dedicated professional. The person who is able to develop and
motivate others to achieve targets, I can demonstrate a strong ability to manage projects from
conception through to successful completion. A proactive individual with a logical approach to
challenges,I perform effectively even within a highly pressurised working environment. I can say I am
quick learner in any new process.
ACADEMIC QUALIFICATION
COURSE/DEGREE EXAMINING
AUTHORITY
INSTITUTE YEAR OF
PASSING
% OF
MARKS
MBA (Finance,
Marketing)
Anna
University
KEC, Erode 2011 7.96*
(CGPA)
B.SC(Mathematics)
Madras University Ethiraj college for
women, Chennai 2008 74.1
HSC State board
Nehru Higher
Sec.School 2005 87
SSLC State board
Nehru Higher
Sec.School 2003 93.8

2. PROFEESIONAL QUALIFICATION
 Five years of experience at Standard Chartered Bank – Joined at 2011
 Field of experience: Dept of Credit Risk control
 Designation : Team leader
 Country supported: India – Commercial & Corporate institutional Banking
 Process supported: Major in the field of Current asset valuation, familiar with India –
banking products, Channel finance.
FUNCTIONAL RESPONSIBILITIES
Drawing power Management
 I have good knowledge on valuation piece which includes the corporate customers
drawing power calculation based on the monthly current asset statements and share
valuation where ever the marketable securities are held as collateral against the advances.
 Monitoring of Working capital lending based on current asset,CMV& FSV as per
guidelines.
 Monitoring deviation of CMV & FSV .
 Valuation monitoring of current , movable & immovable Fixed Assets.
 Monitoring of trade limits against available cash margin.
 Reporting to the Credit on any non compliance on the above vicinity for their monthly
credit review on the clients of the bank.
 Valuations on Current asset (specific to INDIA), marketable security, guarantee –
corporate & cash.
Limit Administration
 Facility (Overdraft, Trade products & Term loan) creation at all Transaction process
system level.
 Product monitoring based on credit condition.
 Fee creation at all product level.
 Marking & removal of Lien on cash collateral.
 Ensuring all approved Business Credit Applications is in order.
 Allocation of approved limits in various systems as per products.
 Ensuring correct margins and commissions are captured for each product as agreed in
facility letter.
 Activating the approved limits based on security.
 Ensures Limits are loaded within the restriction set in the SCC (Security Compliance
Certificate) /DDN (Document DeferralNote).
 Ensures ASTAR (Account subject To Additional Review) and GDR (Global Deficiency
Report) Reports are submitted to Credit world on time.
Reporting & Other Actives:
 Daily monitoring of DeferralReports, Insurance MIS, security shortfall, daily FD reports.
 Monthly overdue reports (stock statement, inspection & insurance).
 Bi-monthly FD (Fixed deposit) reports.

3.  Project Handled for automation on overdue report .
 Preparations of NPA file on monthly basis.
 Very well experience in ASTAR & GDR preparation.
SKILLS
 Strong data Analytical and Organizational skills.
 Effective adherence of TAT & SLA maintained on given instruction.
 Co coordinating with technical team to meet business requirement
 Provided training on collateral valuation to team as and when required.
 Handled client & Business escalation on day to day BAU & implemented preventive
action.
 Managed work flow of day to day operation with available resources.
 Excellent Interpersonal skills, phone manner and office etiquette.
 Software: All Windows Operating system, MS OFFICE. Ability to create and maintain
information on databases with retrieval on demand.
 Ability to create and deliver quality presentations/Slideshows using MS PowerPoint.
 Goal Oriented.
 Keenness to acquire knowledge and ability to translate the same to improve service
levels.
 Commended for excellent written and oral communication skills and for the ability to be
assertive, crisp and concise.
PROFESSIONAL ACHIEVEMENTS
 Projects: “Migration on Collateral valuation overdue report” & presented to head CRC-
scope.
 Migration project on Collateral shortfall report & presented with certain static data.
 Acquired value champ award for two times & spot award for four times.
 Process note prepared & presented for collateral valuation, BCA processing.
Same submitted to country.
KNOWN APPLICATIONS
 Collateral management system (CMS) – Worked for RPT - WB migration
 Credit mate
 EBBS
 Trade port – LTP
 ACBS
SOME MORE TRAINING
 Level 1 certification in Credit risk control process
 Group code of contact
 Anti – money laundering
 Risk & compliance
 Sanction

4. AREA OF INTEREST
 Finance , Commercial & Corporate institutional Banking
 Human Resource
 Marketing
PROJECTS
MBA:
 Model exhibited & presented in the Title : Perishable technology in agriculture
 Summer project Title : Organizational study on LIFE STYLE , Chennai
 Final year project : Customer loyalty at LIFE STYLE , Chennai
CO-CURRICULARACTIVITIES
 Attended International Conference in LIBA on the topic “Business Model”
 Participated in Business Simulation Game conducted by AIMA in kongu Engineering
College
 Undergone Outbound training conducted by ECOLOGIN
ACHIEVEMENTS
 District Rank Holder in State Board Exam (SSLC) & Higher secondary (HSS).
EXTRA CURRICULARACTIVITIES
 Attended Art of Living & Youth awareness program
 Attended Self Development Workshop
 Attended personal effectiveness training for three days
PERSONAL DETAILS
 Date of Birth : 19th
June 1988
 Gender : Female
 Languages Known : Tamil and English(R-W-S)
DECLARATION:
Hereby, I declare that the above statements are true to the best of my knowledge and
belief
PLACE:
DATE :
[V.CHANDRALEKA]