This presentation is from Apigee's Open Banking & PSD2 Summit in London on 19th May 2016. This presentation sets the scene on the state of the union on PSD2 legislation and the role of APIs within this.

1. Lay of the Land and
the Road Ahead
Jeremy Light, Managing Director, Accenture Payment Services
Javier Santamaria, Chair European Payments Council & VP Banco Santander
Paul Rohan, Author “PSD2 in Plain English”
Michael Leppitsch, Digital Transformation Strategist, Apigee

2. Open Banking/PSD2
Jeremy Light
Accenture Payment Services

3. 3
A
Cambrian
Explosion
Copyright
©
2016
Accenture
All
rights
reserved.

4. 4
APIs
outside
Financial
Services
Copyright
©
2016
Accenture
All
rights
reserved.
Copyright © 2016 Accenture All rights reserved.

5. 5
Citymapper
Copyright
©
2016
Accenture
All
rights
reserved.

6. 6
Citymapper
Copyright
©
2016
Accenture
All
rights
reserved.
APIs
Maps
/
Geoloca,on
Googlemaps
OpenStreetMaps
Apple
Transporta,on
TFL
(London)
MTA
(NY)
Merchant
Info
Foursquare
Yelp
Weather
Met
Office
Taxis/Car
Sharing
Car2Go
Uber
Hailo
Autolib
+ 29 other cities

7. 7
PayPal
Copyright
©
2016
Accenture
All
rights
reserved.
Source: https://developer.paypal.com
PayPal
Developer
APIs
Payment
Sales
TransacQons
Refunds
AuthorizaQons
Captures
Billing
Plans
Orders
Payouts
5 2 1 4 2 14 5 4

8. 8
API
Value
Chain
Copyright
©
2016
Accenture
All
rights
reserved.
Data,
Func?ons,
Products,
Services
Expose
Systems
Publish
APIs
Embed,
Combine
Produc?on
Consump?on
Service
Providers
Third
Par?es,
Developers
Apps,
Devices
Digital
Business
Models
Value
Crea,on
Value
Amplifica,on
Customer
Connec,vity

9. 9
Open
Banking
API
Consump?on
Copyright
©
2016
Accenture
All
rights
reserved.
Merchant
Apps
Corporate/SME
Portals
Wealth
Management
Personal
Financial
Management
Comparison
Apps
Insurance
Brokers
Estate
Agents
……..
£538.06

10. Ac?ons
10
Copyright
©
2016
Accenture
All
rights
reserved.
Known
Unknown
Known
Unknown
PSD2
Banking
&
Payments
IT
and
Processes
EBA
RT
Standards
Governance
Liability
New
Business
Models
Merchants
GAFAA
?
AccreditaQon
CMA/OBWG
Security
RedacQon
INTERNAL
-­‐
PREPARATION
EXTERNAL
-­‐
COLLABORATION
MARKET
FUTURE

11. 11
Panel: Lay of the Land and
the Road Ahead
Jeremy Light
Managing Director,
Accenture Payment Services
Javier Santamaria
Paul Rohan
Michael Leppitsch
Author “PSD2 in Plain
English”
Chair European Payments
Council & VP Banco
Santander
Digital Transformation
Strategy, Apigee

12. Thank You