King Financial Repair is a local credit repair company in Louisville, offering transparent services led by a certified credit expert. They provide a full refund if clients do not see positive changes within 90 days and offer free assistance for clients needing to add accounts without credit repair. The company also conducts educational seminars and has a structured approach to credit repair, including a detailed audit and various payment plans.

1. Look and See How I can help
Available for seminars, presentation, sales meetings
Call 502-689-1001
Published Author - Certified Credit Expert

2. Top 11 ways we are different than other Credit Repair Companies-
Avoid the National Companies... Read below to see why..
King Financial Repair- Louisville Local and not affiliated with a National Company
1-Completely Transparent- to our customers and Referral Partners- You can be updated as little or as
much as you would like
2-Julia King- Owner is a Certified Credit Expert
3-If a client does not have positive changes in the first 90 days then full refund of 100% of the fees paid
into the program refunded
4-Published Author - Help Me Fix my credit Scores What the credit Bureaus Don't Want you to know
5-We will make sure that you go back to the person that referred you to us.
6-We not only work on the Credit but we educate our customers and referral partners on credit issues
7- If a client does not need Credit Repair and only needs to get accounts added- Rental History or Credit
Cards we work with them free of charge
8-We provide with our 299 enrollment package a detailed credit audit mailed to the client after their
first round of investigations. If a client needs to go at a lower entry point King Financial Repair has
Enrollment starting as low as $197.
9-We do not dispute accounts- We use investigations and the numerous laws to permanently and legally
remove accounts.
10-I am available to co-host home buyer seminars, sales meetings, and Credit Education Classes free of
charge
11- Discounted 6 month program Enrollment and 6 monthly payments of $147 or $75 per item per
bureau if cancel the contract early.

3. Louisville’s Only Certified Credit Expert

4. My Process Explained in Detail
Best way to contact me
Call 502-689-1001

5. Don’t Take My Word For It...
53 VERIFIABLE REVIEWS
Link to Website and Verified
Reviews
http://www.kingfinancialrepair
.com/testimonials
Lori Thomas-
Stock Yards Bank

6. Credit During the “Crunch”
How to Thrive while others are trying to Survive!

7. American Dream-
Bad Things Happen to good people

8. March 24, 2006
Some Examples are..

10. When !
HOW !

11. The “When” Department

12. Credit 101
What Makes up this Magical Number

13. Different Scoring Models
• Fico 9 -Stops the medical collection affect after 2
years
• 58 Different Score Cards
• Transunion, Equifax, Experian, Vantage Scores
• Different Scorecards
– Mortgage
– Credit Card
– Auto

14. 1. Past Delinquencies…
14
35%
of
Credit Score
Payment History

15. 2. Revolving Debt Ratio…
15
30%
of
Credit Score
King Financial Repair Requires all Clients to Obtain one Credit Card
Or Work towards below 30% Utilization

16. 3. Average Age of Credit File…
16
15%
of
Credit Score

17. 4. Mix of Credit …
17
10%
of
Credit Score

18. 5. Inquiries…
18
10%
of
Credit Score

19. Credit Score Components
1. Past Delinquencies
2. Debt Ratio
3. Average Age of File
4. Mix of Credit
5. Inquiries
1 - 35%
2 - 30%
3 - 15%
4 - 10%
5 - 10%

20. 100% Accurate
100% VERIFIABLE
Timely
Fair Credit Reporting Act 405- Or it legally and permanently has to be removed!

21. Credit Myths
"The credit bureaus are
government agencies"

22. Credit Myths
“Opting out????”
www.OptOutPrescreen.com

23. Credit Myths
"Checking my own credit
report harms my credit score"

24. Credit Myths
“My Lender can use the
credit report I obtained
from Annual Credit
Report”

25. Credit Myths
“Your income makes a
difference in your credit score”

26. Credit Myths
“FICO scores are locked in for
six months, and that they
change every six months”

27. Credit Myths
“Too many accounts will hurt,
therefore you must close
accounts.”

28. Credit Myths
“Paying off an old collection
or charge off will increase your
credit score”
No! You can change the date of last activity! Making it look newer and
hurting the credit score!

29. Credit Myths
"As long as you pay off your
credit card balances, your
score will go up"
Credit Card Utilization is 30% of your credit score!

30. Credit Myths
“Adding a consumer statement
to your credit file makes a
difference”

31. Credit Myths
"If I get one credit bureau to
remove an item from my credit
report, all the other bureaus
will remove it automatically”

32. Credit Myths
“Multiple auto loan inquiries
increase will hurt your score
for each one”

33. Credit Myths
“It will take me seven years to
improve my credit”
Only 11% of companies are using Fico 9 model.

34. 100% Accurate
100% VERIFIABLE
Timely

35. Bankruptcy, Judgment and 4 other accounts deleted 45 days.
July 29th to Sept 16th, 2015 in Account numbers x out for privacy.

36. Another Client after round 1

37. But… how does it work?

38. Referral Partner
How to securely access
• Affiliate Username= test@1234
• Affiliate Password= test@123
• http://www.kingfinancialrepair.com

39. New Client secure access
• Customer username= test@123
• Customer password= test@123
• http://www.kingfinancialrepair.com

40. Web Based Portal

41. View Clients in Progress

42. View Status 24/7

43. Communication

44. King Financial Repair- Contact Information
Contact me with
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Best Way to Reach Me is
through your portal or
Call 502-689-1001