Joan Paylor is a results-driven management professional with over 30 years of experience in mortgage banking and financial services. She has a proven track record of driving growth, with accomplishments like closing over $1 billion in mortgage loans and generating $10.3 million in gains with no buybacks. Her skills include quality assurance, financial analysis, team leadership, and risk management. Currently she works as an independent consultant helping clients increase loan closures by 20% within six months.