Jennifer Ding Resume
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Jennifer W. Ding is seeking a position as a Real Estate Credit Analyst. She has over 7 years of experience in credit analysis, loan processing, and administrative support for commercial real estate loans. Her experience includes analyzing financial statements, underwriting loans, and preparing various reports. She is proficient in MS Office applications and is fluent in Mandarin, Shanghainese, and Cantonese.
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Jennifer Ding Resume
- 1. Jennifer W. Ding West Covina, CA 91791 jenniferwding@gmail.com | 626.379.3580 Objective: To apply a Real Estate Credit Analyst position fully utilizing proven credit analytical and administrative skills to support company’s objectives. Summary of Qualifications • Credit Analytical skills for Commercial Real Estate Loans (CRE Loans) • Project Management skills • Strong organization skills and detail oriented • Financial needs analysis skills • Excellent interpersonal skills and a Team Player • MS Office Applications (Word, Excel, PowerPoint, Outlook) • Fluent in speaking, reading, and writing Mandarin, Shanghainese, and Cantonese • Typing: 45 wpm Professional Experience EverTrust Bank / Jr. Credit Analyst (January, 2015 – Present) Pasadena, CA • Assist Senior Underwriters to prepare credit extensions, modifications, renews and memos. • Perform due diligence, spread and analyze financial statements for credit worthiness. • Assist Borrowers with varies inquires related to loan balances, billings, payments, payoffs, etc. by working closely with Loan Servicing Department and Branch Staff. • Supervise daily disbursement requests for CRE and Construction loans. • Prepare Annual Reviews and Site Inspection Reports for CRE loans. • Prepare semi-monthly funding/payoff projection and pipeline reports as well as monthly business report for Lending Teams. • Perform daily administrative duties assigned by Team Leaders & Relationship Managers. EverTrust Bank / Loan Assistant (January, 2013 – December, 2015) Pasadena, CA • Process daily disbursement requests for CRE and Construction loans. • Prepare monthly or quarterly borrowing bases as well as Annual Reviews for CRE loans. • Prepare monthly business report for Lending Teams. • Assist customer and follow up on outstanding items. • Utilize MS Office applications to prepare weekly, monthly and quarterly reports. • Perform daily administrative duties assigned by Team Leaders & Relationship Managers. Cathay Bank / Administration Assistant (May, 2012-December, 2012) EL Monte, CA • Assisted FDIC and internal audit teams with quarterly auditing. • Assisted account officers with variety of tasks such as: preparing loan transfer memo, communicating with Title Company for reconveyance, processing complicated loan payments according to forbearance agreements, preparing borrowing base for Letter of Credit, gathering information for officers to preparing quarterly problem loan reports and stress tests. • Performed daily activities of general office duties such filing, creating files, faxing and scanning documents, routine calculating, and posting entries to general ledger. • Utilized MS Office applications to prepare weekly, monthly and quarterly reports.
- 2. Foothill Federal Credit Union / Teller (November, 2011-April, 2012) Arcadia, CA • Provided excellent customer services by answering or referring financial questions to correct supervisory staffs. • Processed customer deposits and withdraws. • Maintained and balanced cash drawer daily. • Handled vault, ATM and night-drop activities. • Assisted customers with opening new accounts, and on-line banking. U.S. Department of Commerce, Bureau of the Census Honolulu, HI / Los Angeles, CA Project Manager/Partnership Specialist (January, 2009-September, 2010) • As a group leader, managed six (6) partnership assistants for specific ethnic groups. • Oversaw all the details of the Census project from the beginning of the project to the end. • Partnered with local organizations, schools, media and government leaders hosting Census events. • Designed and translated the Census educational materials into specific languages. • Acted as liaison between Census regional office, and local government, organizations, schools, media and private sector contracts. New York Life Insurance Co. / Financial Analyst/Planner (March, 2004-March, 2010) Honolulu, HI • Conducted financial needs analysis and recommends appropriate products to meet client needs. • Delivered informational sales presentation to potential clients and assists throughout completion of application process. • Educated and sells clients products including life insurance, long term care, mutual funds, and education plans. • Obtained and provide information when claims are made. • Developed and maintained the contact with the client. Education 1997-2002 Hawaii Pacific University Honolulu, HI Bachelors in Computer Science August 2002 Core Accomplishments • Graduated top 1% of class earning a paid scholarship to attend a foreign university. • Selected as Rookie of the Year 2004 @ New York Life. • Selected as a member of the prestigious Executive Council 2005 @ New York Life. • Licensed in Life & Health and Series 6 & 63. • Increased response rate about 9% comparing with year 2000 Census in Asian communities@ U.S. Department of Census.