Investment In Vietnam

Investment in Vietnam
Recently, Vietnam is attracting increasing interest from international investors as a promising
emerging market. Some of the largest U.S. corporations such as Intel, IBM, Wells Fargo, Citigroup,
to name a few, started to set foot in the country with confidence.
However, investing in Vietnam still constitutes a conundrum for outsiders and horror stories have
been told by former entrepreneurs who lost their fortunes and even almost lost their lives dealing
with the Vietnamese Communist Party. Case in point: Trinh Vinh Binh, a Vietnamese Dutch investor
who escaped from Vietnam and later sued the Vietnamese government for breach of contract and for
confiscating his assets in Vietnam. The case was eventually settled for an undisclosed amount ...
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A long–term approach investing into the Vietnam Index (VNI) should capture significant profits
generated by a steady growth rate of an emerging economy. Nonetheless, a current lack of sound
laws and regulations limits drastically the participation of foreign investors into the Vietnam stock
market. Furthermore, insider trading is notorious and frustrated many fund managers. Martin
Adams, a longtime investor, had to close his Vietnam Fund in 2004 after 13 years of operation and
said that his investors who bought in the beginning broke even. He now manages the 10–year–old
Beta Vietnam Fund and declares that early investors are still losing money (Balfour, 2005).
2. Technology industry. Since the new policy of "Renovation" (Doi Moi) initiated in 1986 by the
Vietnamese government, marked by the integration of Vietnam into the world community by joining
AFTA and WTO respectively in 2001 and 2007, the two main industries that have seen a remarkable
boost are telecommunications and Internet services. Vietnam's telecommunications is among the
fastest–growing industries of the country and by August 2008, the number of mobile phones
subscribers has jumped to 48 million, representing a penetration percentage of 56% of the
population. Internet services, which became available only since 1998, reach 6.2
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Investment Policy Statement
Investment Policy Statement For JOHN SMITH REVIEW: An Investment Policy Statement (IPS)
serves as a blueprint for your investment strategy and lays the foundation for setting up your
portfolio management process. We will follow the portfolio management process that will consist
of: * Stating policy objectives and constraints, based on the client's needs and expectations. *
Individual five constraints: * Time * Tax * Liquidity * Regulatory * Unique * Creating an
investment strategy based on those objectives and constraints. * This will involve determining a
suitable allocation of assets between securities including: Cash, Stocks, and Bonds. * Also, we ...
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Its products are sold in over 180 countries and they are in 6 different segments of business
including: Beauty; Grooming; Health Care; Snacks and Pet Care; Fabric Care and Home Care, and
Baby Care and Family Care. Many of the products P&G sells are standardized and price wars in
common selling points. Another reason why I believe is their stable cash flows over the years.
Lastly, I think my purchase was a timely one was the fact that right around that time that I bought
P&G, Berkshire sold 9% of their shares in PG to finance another investment, which increased
1.73% right after my buy. Technical Analysis: RSI: From the chart you can see that P&G's stock was
overvalued from February through March. Now you can see that it is below 30 and may be
oversold. The price has dropped slightly, but is still above the Dow Jones Average. It is still
outperforming the rest of the industry. Even though consumer spending has affected Procter &
Gamble, they are constantly growing and reinvesting profits back into the company. RSI Chart=
Bearish Options and Futures Part III By: Brittany Tice Options: 1. Buy a call: a. Bought a call of
100 shares of Nike with an expiration date of June 2010, $75 strike price and $5 premium 2. Write a
put: b. Bought a put of 25 shares of Morgan Stanley with an

Investment and Andrews Company
Dear Board of Directors,
Upon implementing a Broad Differentiation strategy, Andrews Company desired to have highly
demanded products in each of the market segments, hold the majority market share compared to our
competitors and increase the value of our firm by the year 2021. We believed that this strategy could
get us to that point and we have successfully done so. The start up of Andrews Company proved to
be more difficult than anticipated due to high costs in marketing and R&D, investing in automation
of sensors and due to our decision to take out most of our loans in the early stages of our product,
leading to negative profits for the first two years. However, Broad Differentiation lucratively
brought Andrews market share up to ... Show more content on Helpwriting.net ...
Andrews also spent money each year on training employees for a maximum of 80 hour and
recruiting spend of about $4.5 million each year, increasing our productivity index to 129.9% by the
end of 2021. At the beginning of 2016, Andrews made an executive decision to invest in total
quality management. Of a budget of $4 million, we allotted $1.5 million in 2016 and 2017, then
another $600 thousand in 2018. After this amount was spent, we would have seen diminishing
returns and opted to cap out at $3.6 million. The substantial investment allowed us to reduce labor
and material costs, while increasing demand, thus allowing us to steadily increase profits each year,
especially during this three–year span when competitors did not spend enough in TQM.
The Future of Andrews
Andrews Company will continue to use its method of broad differentiation in the upcoming years
and plans to issue stock in order to help with investing in capacity issues that we've had in the past.
We will continue to spend on marketing, research and development and compensating our
employees adequately in order to keep our high market share. Distinguishing our products will
continue to be of the utmost importance, offering clientele a superior design.
Appendix
Exhibit 1
MS Compared to Competitors
Exhibit 2
Sales vs. Variable Costs

Institutions, Investment, And Growth
Institutions, Investment, and Growth Through our discussion this past week, we pondered the role
of institutions in investment and the subsequent resulting growth. I hypothesize that institutional
quality, measured through economic freedom, influences three separate mechanisms that determine
the level of investment and its efficiency in creating growth. First, institutional quality determines
how markets allocate investment capital, favoring both less risky and higher returning projects.
Countries with institutions more consistent with economic freedom have lower taxation rates and
less chance of asset seizure, making them more attractive destinations for investment capital.
Secondly, prospective investment capital is less likely to be used to pay bribes or be confiscated by
the governments of more economically free countries. Thus, the capital is more likely to create
growth rather than be allocated towards unproductive means. Lastly, countries with more economic
freedom should observe higher rates of return due to increased worker productivity and lower
regulatory costs, creating more economic growth and allowing for further investment. In sum,
investment in more likely to be allocated to countries with better quality institutions, the investment
capital is more likely to be used towards productive projects in those countries, and finally, the
investment capital should produce higher returns, leading to more economic growth. This is
particularly relevant in the

Investment
ScenarioThe bank of TSB (Lloyds bank) is an investment bank involved in selling securities such as
stocks and bonds to the public, as well as traditional scope of business such as deposit and loan.
After graduation, you decided to join the bank as a financial advisor, to advice about market trends
in specific securities, such as stocks, bonds, mutual funds, limited partnerships, and commodity
pools, and the real estate such as coins, precious metals, then providing a selective list of products,
finally try to offer the asset allocation advices. The bank has a large collection of guides, which
cover everything from the basics of investing to information on investment risk and financial
planning. Tom and Jerry are customers of your bank, ... Show more content on Helpwriting.net ...
6.15 | 4.83 | 2015–7–3 | 6.29 | 4.82 | 2015–7–6 | 6.99 | 5.1 | 2015–7–7 | 7.02 | 5.15 | 2015–7–8 | 6.99 |
5.12 | 2015–7–9 | 7.03 | 5.15 | 2015–7–10 | 7.14 | 5.27 | 2015–7–13 | 7.08 | 5.54 | 2015–7–14 | 7.11 |
5.58 | 2015–7–15 | 7.47 | 5.47 | 2015–7–16 | 7.34 | 5.15 | 2015–7–17 | 6.75 | 5.17 | 2015–7–20 | 7.14 |
5.21 | 2015–7–21 | 6.77 | 5.22 | 2015–7–22 | 7.06 | 5.27 | 2015–7–23 | 7.31 | 5.74 | 2015–7–24 | 6.99 |
5.79 | 2015–7–27 | 7.18 | 5.31 | 2015–7–28 | 7.35 | 5.44 | 2015–7–29 | 7.14 | 5.14 | 2015–7–30 | 6.72 |
5.28 | 2015–7–31 | 6.75 | 5.07 | 2015–8–3 | 6.67 | 4.98 | 2015–8–4 | 7.02 | 5.15 | 2015–8–5 | 7.29 |
5.22 | 2015–8–6 | 7.02 | 5.18 | 2015–8–7 | 6.83 | 4.97 | 2015–8–10 | 7.32 | 5.42 | 2015–8–11 | 7.6 |
5.43 | 2015–8–12 | 7.44 | 5.52 | 2015–8–13 | 7.71 | 5.63 | 2015–8–14 | 7.9 | 5.32 | 2015–8–17 | 7.62 |
5.11 | 2015–8–18 | 7.47 | 5.29 | 2015–8–19 | 7.5 | 5.23 | 2015–8–20 | 7.5 | 5.32 | 2015–8–21 | 7.21 |
5.44 | 2015–8–24 | 7.86 | 5.34 | 2015–8–25 | 7.94 | 5.2 | 2015–8–26 | 8.03 | 5.2 | 2015–8–27 | 8.17 |
5.23 | 2015–8–28 | 7.77 | 5.07 | Net asset values of the funds ： | MF630001 | 2015–5–29 | 1.852 |
2015–6–1 | 1.848 | 2015–6–2 | 1.886 | 2015–6–3 | 1.905 | 2015–6–4 | 1.838 | 2015–6–5 | 1.76 | 2015–
6–8 | 1.733 | 2015–6–9 | 1.826 | 2015–6–10 | 1.961 | 2015–6–11 | 2.036 | 2015–6–12 | 2.089 | 2015–
6–15 | 2.071 | 2015–6–16 | 2.17 | 2015–6–17 | 2.158 |

Investment Banking
Introduction to Investment Banking An investment bank is not a bank in the usual sense. It doesn't
have checking or savings accounts, nor does it make auto or home loans. It is a bank in the general
sense, in that it helps businesses, governments, and agencies to get financing from investors in a
similar way that regular banks help these organizations get financing by lending money that the
banks' customers have deposited in the banks' savings, checking, and money market accounts, and
CDs. In other words, connecting the need for money with the source of money.Investment banks act
as Intermediary between those needing funds (Corporations (domestic and foreign), government
agencies, state and local governments, foreign governments) and ... Show more content on
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After exposing the corrupt practices of commercial and investment banks, the investigation led to
the establishment of the Securities and Exchange Commission (SEC) as well as to the signing of the
Banking Act of 1933, also known as the Glass–Steagall Act. The SEC became responsible for
regulating and overseeing in–vesting in public companies. The Glass–Steagall Act mandated the
separation of commercial and investment banking and from then–until the late 1980–banks had to
choose between the two enterprises. The Securities Act of 1933 and the Securities Exchange Act of
1934 required investment banks to make full disclosures of securities offerings in investment
prospectuses and charged the SEC with reviewing them. This legislation also required companies to
regularly file financial statements in order to make known changes in their financial position. As a
result of these acts, bidding for investment banking projects became competitive as companies
began to select the lowest bidders and not rely on major traditional companies such as Morgan
Stanley and Kuhn, Loeb. By the 1950s, investment banking began to pick up as the economy
continued to prosper. This growth surpassed that of the 1920s. Consequently, major corporations
sought new financing during this period. General Motors, for example, made a stock offering of
$325 million in 1955, which was the largest stock offering to that time. In addition, airlines,
shopping malls, and governments began

Investment Management
1 INVESTMENT MANAGEMENT Note: These course notes were written by Professor Virginia
Maracine PhD and Professor Emil Scarlat PhD Department of Economic Cybernetics, Academy of
Economic Studies Bucharest, using the announced references (see the Course 's Syllabus). Chapter 1
Introduction. Basic of Investment 1.1. What Investment it is about? But Investment Management? 1.
Investment – concepts and types The word Investment originates in the Latin "vestis", meaning
garment, and refers to the act of putting things (money or other claims to resources) into others '
pockets. The basic meaning of the term being an asset held to have some recurring or capital gains.
It is an asset that is expected to give returns without any work on the ... Show more content on
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Thus investment is everything that remains of production after consumption, government spending,
and exports are subtracted. I is divided into non–residential investment (such as factories) and
residential investment (new houses). Net investment deducts depreciation from gross investment. It
is the value of the net increase in the capital stock per year. Investment, as production over a period
of time ("per year"), is not capital. The time dimension of investment makes it a flow. By contrast,
capital is a stock, that is, an accumulation measurable at a point in time (say December 31st).
Investment is often modeled as a function of Income and Interest rates, given by the relation I = f(Y,
r). An increase in income encourages higher investment, whereas a higher interest rate may
discourage investment as it becomes more costly to borrow money. Even if a firm chooses to use its
own funds in an investment, the interest rate represents an opportunity cost of investing those funds
rather than loaning them out for interest. Finance Approach In finance, investment = cost of capital,
like buying securities or other monetary or paper (financial) assets in the money markets or capital
markets, or in fairly liquid real assets, such as gold, real

Return on Investment
ROI Project: Phase #1 Return on Investment (ROI): An examination of ROI financial analysis and
its historical roots with the DuPont Company Return on Investment (ROI): An examination of ROI
financial analysis and its historical roots with the DuPont Company Like it or not, with the current
state of the economy, as well as, enforced implications of the Affordable Care Act, a large number of
hospitals and healthcare agencies will close their doors for good this year. Perhaps the most
common cause of these closures will be the result of inadequate financial performance. Like any
business entity, it is the lack of proper financing that ultimately kills any healthcare organization.
There is a basic ... Show more content on Helpwriting.net ...
du Pont de Nemours and Co., also known as the DuPont Company. Developed originally in the
early 1900s by a finance executive at E.I. du Pont de Nemours and Co., of Wilmington, Delaware,
the DuPont system of financial analysis provides a classic template for the decomposition process
that can be used to build integrated systems of performance metrics. The traditional role that the
DuPont formula plays in finance is to help investors select projects and investments that are the
most profitable. The first application of the DuPont Model was in 1918. It was used to help with
DuPont's decision to become a major stakeholder in General Motors (Mitchell, Mitchell, & Cai,
2013). The DuPont accounting labs exported their ROI measure during Pierre du Pont 's reign from
1920 to 1923 as president of General Motors Corp., in which DuPont had taken a major
stockholding. At GM and across corporate North America, ROI has since formed the basis of
financial control (Southerst, 1993). Over the years, it has evolved into a classic diagnostic tool for
identifying strengths, weaknesses and potential improvements to a business's capital structure in
order to maximize shareholder wealth. (Mitchell, Mitchell, & Cai, 2013). The DuPont model uses
certain inputs such as sales, cost of sales, fixed assets and current assets. At successive stages they
are added, subtracted, divided or multiplied

Investment Appraisal
D. 1. 2. 3. 4. 5. 6. INVESTMENT APPRAISAL The nature of investment decisions and the
appraisal process Non–discounted cash flow techniques Discounted cash flow techniques Allowing
for inflation and taxation in DCF Adjusting for risk and uncertainty in investment appraisal Specific
investment decisions (lease or buy; asset replacement, capital rationing) The Nature of Investment
Decisions and the Appraisal Process What is an investment? An investment is any expenditure in the
expectation of future benefits. Investments can be made in non–current assets or working capital.
What are some benefits from Investing?  Savings because assets used currently will no longer be
used o Savings in staff cost o Saving in other operating costs ... Show more content on
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Monitoring and review this step involves project control i.e. ensuring that capital spending does not
exceed the amount authorised, the implementation of the project is not delayed, and the anticipated
benefits are eventually obtained. Non–discounted Cash Flow Techniques What are the Non–
discounted Cash Techniques?    Relevant Cost Payback Return on Capital Employed (ROCE)
What is Relevant Costs? Relevant costs are costs that are incurred as a result of a decision. What are
some relevant costs?    Opportunity cost Variable cost that vary with output (such as working
capital cost) Incremental cost (such as Infrastructure and human development costs) What are some
non–relevant costs?     Sunk costs Committed costs Overhead absorbed arbitrarily Non cash
flow Example BPP text Page 134 What is the Payback Method? Payback method is method that
calculates the time it takes for cash inflows from a capital investment project to equal the cash
outflows, usually expressed in years. What are the advantages of Payback?      Easy to use,
calculate, and understand It is a measure of risk since rapid payback minimises risk Useful approach
for ranking projects where a company faces liquidity constraints It is useful for where future cash
flows difficult to predict It uses objective cash flows rather than subjective accounting profits What
are

Portfolio Investment Analysis
Introduction As a consequence of the expectation for earning a return, a portfolio investment is
made through the portfolio of the investment of securities. However, the investment's expected risk
is always significantly related to the expect return in portfolio construction. Compared to direct
investment, Portfolio investment is distinct in which a sizable target companies'stake will be
managed day by day. The asset classes of Portfolio investments Portfolio investment managers will
make a portfolio through a large number of asset classes, for instance, stocks, government bonds,
corporate bonds, Treasury bills, real estate investment trusts, exchange–traded funds, mutual funds
and certificates of deposit. Besides, Portfolio ... Show more content on Helpwriting.net ...
However, high risk tolerances investor may not favour riskier growth stocks if they will retire soon.
Portfolio Investments for Retirement As for Investors who are saving for retirement, their
investment portfolio should be diversified with low–cost investments such as index fund. As a
consequence of the minimum expense level among a number of asset classes, index funds are
favoured by investors who are saving for retirement. Therefore, the retirement portfolios will corely
hold these types of funds. In order to get a more hands–on portfoilo, investors may add additional
asset classes to their portfolio mix, for instance, they can tweak portfolio allocations to add real
estate, private equity, stocks and bonds. Interestingly, the investments between you and other
investors can be considered as a tug of war. In tug of war, the best foothold should be gripped to win
game. Similarly, in order to win the investing game to get profit, you should make effort to manage
your portfolio as well as possible. Therefore, during the rest lifetime, the profit of share you take
will be determinated by your decison now or 10 years later in your Thrift Savings Plan account. In
my opinion, it's essential to try to distill this complex recipe for managing your investment portfolio
down to its essential ingredients. What

The Alternative Investment Of Equity
2.0 Alternative investment to equity "Equities are notoriously volatile investment, both in terms of
the market as a whole and individually, and its prices are affected not only by fundamentals, but by
external factors and market sentiments" (Conen, 2015). Apart from the volatile nature of equities
which may lead to a significant reduction in investment value for investors, equities are subject to
capital gains tax on gains at disposal, and income tax on dividend income. As such including
investments other than equity in an investors overall portfolio not only counteracts the risk of
volatility but may also offer an opportunity for tax efficiency. Even when equities are performing
well, these other assets should also provide reasonable ... Show more content on Helpwriting.net ...
In case of default of a bank or building society, FSCS provides compensation of 100% of the first
£85,000 invested in cash per institution for a single depositor, and £170,000 for joint investors
(Conen, 2015). This means that an investor will most certainly receive back the original amount
invested no matter the turbulence in the financial markets. Conen (2015) identified cash and deposit
based investments in the UK to include but not limited to National Savings and Investment
products; bank and building society accounts; offshore deposits; and credit unions. These
investments will usually offer a very low variable interest rate. Charles Schwab (2015), Money–
Zine (2015) and Voigt (2012) all agree that cash and deposit based investments offer liquidity and
flexibility to a portfolio. This will allow investors not to sell equity holdings during bear market in
other to fund emergency borrowings as they will have easy access to cash. This means that cash will
enable investors to regain over a longer term the losses incurred on equities during a stock market
crash as they will not have the need so sell the shares in the short term. Cash and deposit based
investments however offer investors very low interest rates and over the longer term returns may be
totally wiped out by inflation. According to Conen (2015), a study carried out by

Investment Funds Follow Various Investment Strategies
Answer 1 Investment funds follow various investment strategies. Objectives common to all
investors are safety of invested funds, capital appreciation or providing for current income. 
Income Funds– The investors here are more concerned about current income rather than capital
gains. These funds focus on stocks with high dividend yield. Investors prefer to hold funds for a
longer time period. Balanced investors who prefer a steady flow of cash without much risk and the
retirees are generally attracted towards income funds. These are conservative investments and avoid
volatility. They can ensure a regular income source for meeting common expenses.  Growth
Funds– Funds are invested in diversified stocks having high capital appreciation and generally
involve more than average risk. Investors not due to retire soon, willing to accept risk and plan to
hold the investments for longer time periods prefer to invest in growth funds. They are considered to
be tax–efficient and provide the benefit of compounding.  Value funds– They focus on safety of
funds and often involve investments that provide dividends and appreciation of capital. They follow
stocks that are considered to be undervalued. Conservative investors who desire less volatile returns
prefer these types of funds. Such investments provide the investors with current inflow of income
(through dividends) alongwith capital appreciation.  Short Funds– Common investors can enjoy
some advantages of hedge funds while

Personal Investment
PERSONAL INVESTMENT Personal investment is defined as an individual invest and manage
their own financial instrument, such as, stocks, bonds, property and others. This personal investment
is in aims of improve the liquidity and efficiency of the equity and capital of the individual.
Basically, the individual investors have to develop their own investment plan and framework based
on different characteristics of the individual investors. This is because the personal investment is
very subjective, whereby it is totally based on the characteristics and the degree of risk tolerance of
the individual investors. However, before investing into the financial instruments, the individual
investors should develop an investment plan and strategy. This ... Show more content on
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Finally, when the expected return up to 10 percent, it will result an undiversified and higher risk
portfolio whereby dependent based on the higher risk financial assets. Second part is the individual
investors have to set the investment guidelines and constraints while doing the investment.
Investment guidelines are referred as the road map for investment over different stages of the
financial life cycle, and also consist of the financial goals and the financial perspectives. After that,
the individual investors have to address the investment constraints and take into consideration when
managing the investment. Some constraint factors embraced tax consideration, investment duration
and liquidity. Third part of investment plan is the investment policy which meant a statement about
what will and will not to invest and the way of investing the financial instruments. Firstly, the
individual investors have to clear about which classes of financial instruments wanted to accept and
invest while what kind of financial assets will be rejected. Second, the investment benchmark which
is a hypothetical to show the performance of certain financial asset over the duration. This
benchmark also gives a standard comparison between the real investments. Third is the asset
allocation basically to examine and determine which financial instruments want to invest and how
much want to invest.

Investments Essay
Investments
Nearly three quarters of all U.S. households invest in the stock market. And half of all U.S.
households invest in mutual funds–the nation's fastest growing type of investment. Some investors
are saving for a comfortable retirement, other's for a child's education. Whatever their goals,
shareholders benefit from broad diversification, professional investment management, and ready
access to their money. If one decided investing was a sound way to secure their financial future,
their next step is to build a balanced portfolio by selecting an investment company and/or suitable
investment types. While it may seem daunting–and even overwhelming–there is always someone
who stands ready to help an investor.
EXPERIENCE ... Show more content on Helpwriting.net ...
Companies were small and investors were smaller. Today, companies are huge and investors are still
small for the most part. The biggest problem for the small investor is cost. Costs are a critical
consideration in investing, but are often overlooked by investors. Costs should never be left out of
the investment equation. Here's why:
 In a money market or bond fund, lower cost result directly in higher yields for investors.
 In common stock funds, lower costs can provide a significant enhancement to the
compound rate of total return achieved over a period of time.
The cost of owning a mutual fund, called the expense ratio, can be quite high depending on the type
of fund and company that offers that fund. An expense ratio is the percentage
of a fund's average net assets used to pay annual fund expenses. The expense ratio takes into
account management fees, administrative fees, and 12b–1 marketing fees. Transaction fees or loads
also effect cost. These fees are paid either going into a fund, coming out of a fund, or both. These
fees are used to help offset the cost of maintaining smaller accounts. It costs companies more to
maintain smaller accounts; therefore, smaller clients put less into their pockets as earnings. The less
one spends in fees, the more money one earns. Such a simple process, but easier said than done for
the smaller clients. Once the accounts reach a certain asset level, the account fees are waived.
Vanguard

Investment Theory
Name: Assignment 4 Due Monday October 11 HBS Case: Harvard Management Company The
objective of studying this case is to understand the concepts of diversification and the efficient
frontier by analyzing Harvard Management Company's application of portfolio theory for managing
the endowment of Harvard University. Please read the case carefully and be prepared to discuss the
following questions in class on Monday, October 11. What is the role and importance of Harvard's
endowment? What is Harvard's Policy Portfolio? How is this portfolio determined? How does HMC
develop its capital market assumptions? What is the US equity premium implied in HMC's capital
market assumptions? Why did HMC constrain the ... Show more content on Helpwriting.net ...
To maximize the utility function, we used the formula: y*= [E(rP) – rf]/Aσ2P y*= (0.05317204–
0.03)/(7*(0.100786)^2) = 32.58860806% So the investor will invest 32.58860806% of the
investment budget in the risky asset and 67.41139194% in the risk–free asset. Cash:
67.41139194%*100,000 = $67,411.39 The investor allocation among the risky asset will be Equity:
(0.526881735*32.58860806%) = 17.17034236% 17.17034236%*100,000 = $17,1703.42 Bonds:
(0.473118265* 32.58860806%) = 15.4182657% 15.4182657%*100,000 = $15,418.66 The shape
ratio of the investor optimal complete portfolio is 0.2299132 or 22.99132% Q2. Provide a full–page
plot of the Capital Allocation Line for the case in Q1. Label the axes and locate cash, D. Equity, D.
Bonds, and your optimal complete portfolio clearly on the plot. You may draw this plot by hand.
[pic] Q3. Suppose you want to add commodities into your investment opportunity set in addition to
cash, domestic equity, and domestic bonds. What is your optimal asset allocation decision in this
case, i.e., how should you allocate your fund across cash, domestic equity, domestic bonds, and
commodities? What is the Sharpe ratio of your optimal complete portfolio? To maximize the utility
function, we used the formula: y*= [E(rP) – rf]/Aσ2P y*= (0.05317204–0.03)/(7*(0.0627)^2) =
81.76160279% So the investor will invest 81.76160279% of the investment budget in the risky asset
and 18.23839721% in the

An Multilateral Agreement On Investment
Different countries have different concerns that need to be preserved through exception provisions.
In drafting the Multilateral Agreement on Investment (MAI), France and Germany tended to
introduce cultural exception to protect the domestic cultural industry, while the US proposed
including national security, governmental subsidy, governmental procurement, and support for ethic
minority into exceptions. The discrepancy on the content of exceptions constituted determinant
accelerating the failure of MAI negotiation.
Although each state's regulatory space can be preserved at a maximum level through leaving the
scope of exceptions to the hands of the states, different parties may have different explanations
according to their own needs. For instance, measures protecting 'public infrastructure' constitute a
form of security exception in both US and UK treaties but it is comprehended as 'property, service
and system' in UK practice and 'property and system' in the US practice. Environmental security is a
new form of national security in the US when the country suffered from pollution in the Northeast
region, water shortage in the West, drought and forest fires and hurricanes in the coastal regions
since 2009. But such situation may not appear to the other IITs parties. In addition, each
governmental organ in the US has a definition of national security subject to its own objectives and
national security covers widely including the security of US citizens abroad, the

Investment and Alpine
Q * Expected returns of A and B are 12% and 16%. The betas of A and B are 0.7 and 1.4. T–bill rate
is 5%. S&P 500 is expected to earn 13%. Std of A is 12% and that of B is 31% and that of
S&P 500 is 18%. * If you currently hold a market index portfolio, would you choose to add
either of these portfolios to your holdings? * If instead you could invest only in T–bills and one of
these portfolios, which would you choose? Q * Carl, a portfolio manager for the Alpine Trust
Company, has been responsible since 2010 for the City of Alpine's Employee Retirement Plan, a
municipal pension fund. The plan board of trustees directed Karl 5 years ago to invest for total
return over the long term. However, as trustees of this ... Show more content on Helpwriting.net ...
If it cannot pay pensions, what good is it! Responses * Indeed, the one year results were terrible, but
one year is a poor statistical base from which to draw inferences. Moreover, the board of trustees
had directed Karl to adopt a long–term horizon. The Board specifically instructed the investment
manager to give priority to long term results. * The sample of pension funds had a much larger share
invested in equities than did Alpine. Equities performed much better than bonds. Yet the trustees
told Alpine to hold down risk (Alpine's beta was also somewhat defensive). Alpine should not be
held responsible for an asset allocation policy dictated by the client. * Alpine's alpha measures its
risk–adjusted performance compared to the market: a = 13.3% – [7.5% + 0.90(13.8% – 7.5%)] =
0.13% (actually above zero) * Note that the last 5 years, and particularly the most recent year, have
been bad for bonds, the asset class that Alpine had been encouraged to hold. Within this asset class,
however, Alpine did much better than the index fund. Moreover, despite the fact that the bond index
underperformed both the actuarial return and T–bills, Alpine outperformed both. Alpine's
performance within each asset class has been superior on a risk–adjusted basis. Its overall
disappointing returns were due to a heavy asset allocation weighting towards bonds, which was the
Board's, not Alpine's, choice. * A trustee may not care about the time–weighted return, but

Investment Case Study
In the final year of maturity, I will receive the principal of the bond and the coupon. Plus, when
making these calculations and collecting data I have assumed that the bond is selling at par. All this
means is that the bond will be sold for $100,000, which also means for the next five years I will
have to give up the coupon payments of 4,250 if I do sell this bond. Once reviewing the calculations
and data collected on the company, Apple, the best decision for me that would help finance my
education would have to be selling the 1,000 EE Savings Bonds. This is the best decision because
the value of the 1,000 shares of Apple stock has more potential to increase in value than the 1,000
EE Savings Bonds. Also, when selling the 1,000 EE ... Show more content on Helpwriting.net ...
An advantage of selling bonds is that the federal tax income is greatly decreased if used for
continued education (GreenGarageBlog.org, 2015). Stocks usually outperform bonds, yet to be
successful it is important to research and find a fair price for one's investment (Connectusfund.org,
2015). It is nice to know that having another investment, which makes money with less risk involve
can balance one's investments so that he or she can pay for school and still receive the best returns.
There are many advantages and disadvantages of selling a combination of stocks and bonds, but you
have to make the right decision for yourself and the situation that you are in and would prefer.
Choosing to sell my bonds and keep my stocks is more beneficial to me in this case and even though
I will have a higher risk making this choice, as explained through the calculations and data provided
at the beginning of this short essay, I feel that this choice is better for me than the others available
that may be at a lower risk. Taking a higher risk with keeping Apple's stocks and selling the 1,000
EE Savings Bonds will allow me to have $121,250 in five years. I will have to give up $4,250 each
year for five years, but in the fifth year, I will receive $104, 250 regardless when the bond matures.
This will cover school if something else were to go wrong in making my decision. Plus, keeping
Apple's stocks, which is

Different Types Of Investment And Available-For-Maturity...
– Investments:
" Investment is an asset or item that is purchased with the hope that it will generate income or will
appreciate in the future."
– Available for Sale (AFS) Investment:
"An available–for–sale investment is a debt or equity security purchased with the intent of selling
before it reaches maturity, or selling prior to a lengthy time period in the event the security does not
have maturity." These investments are the investments that do not qualify for classification as held
for trading (fair value through profit and loss) or held–to–maturity investments. They are usually
held for a longer period of time than trading securities.
– Held to Maturity Investment:
"A held–to–maturity investment is the investment made by a company, ... Show more content on
Helpwriting.net ...
Watson intends to hold the bonds until they mature on December 31, 2022.
This investment should be classified as held to maturity because Watson intends to hold the bonds
until their maturity.
2. Watson has invested idle cash in the equity securities of several publicly traded companies.
Watson intends to sell these securities during the first quarter of 2017, when it will need the cash to
acquire seasonal inventory. These equity securities have a cost basis of $500,000 and a fair value of
$620,000 at December 31, 2016.
This investment should be classified as available for sale because Watson intends to sell the
securities when it will need the cash to acquire seasonal inventory and before the securities reach
maturity.
3. Watson has a significant ownership stake in one of the companies that supplies Watson with
various components Watson uses in its products. Watson owns 5 percent of the common stock of the
supplier, does not have any representation on the supplier's board of directors, does not exchange
any personnel with the supplier, and does not consult with the supplier on any of the supplier's
operating, financial, or strategic decisions. The cost basis of the investment in the supplier is
$1,400,000, and the fair value of the investment at December 31, 2016, is $1,800,000. Watson does
not intend to sell the investment in the foreseeable future. The supplier reported net income of
$200,000

Angel Investment Essay
6 Angels are not venture capitalists
You should also know that angel investors are not venture capitalist. It's an important, but often
forgotten, distinction. You do need to learn the difference, as it can make raising money just slightly
easier – you don't want to be pitching to angels when you actually need a VC.
Above, I already gave you to short introduction to angel investing.
So, what about VCs? Why are the two different?
Much of the difference is down to the way the investors operate and invest.
Let's compare the two in three of the most common areas of divergence: the amount of money
invested, the desired terms and conditions, and the involvement after investment.
The two investors would approach the three topics like this: ... Show more content on
Helpwriting.net ...
Why?
Because an angel investor won't ever sign one so you'd be wasting your time.
I mean, sure, you could talk about it when you are dissing the startup that ask an angel to sign one.
Just don't be the startup that asks for one.
I've written a post about why investors won't sign NDAs and it fully applies to both venture
capitalists and angels.
Essentially it all boils down to the nature of angel investing – and venture capital, for what it's
worth. You see, angels have an investment portfolio that they are constantly thinking about
expanding. They will be contacted by numerous hopeful startups, looking for investment.
They will talk to businesses that might be similar to yours. It just isn't possible for them to take the
risk of you thinking they leaked your ideas. That's costly and time–consuming.
Your relationship with the angel will be built on mutual trust and respect.

They trust and respect you to be transparent and do what you're planning with all you can and you
need to trust and respect the angel to not steal your ideas.
The bottom line is that you shouldn't waste time and breath talking about NDAs with angels – they
simply won't write one.
8 Angels expect making a return through an exit sale
Now, angels are investors so they are seeking for a return.
For an angel, the return comes through an exit strategy rather than waiting on for the profits to start
rolling in from sales.
Your angel will

Financial Investment And The Investment
In 20th century, the financial investment is an unfamiliar industry to every family. People usually
save their money in the bank, some of them even keep their money at home. However there are
some special outstanding people has already know the importance of the financial investment and
right now they become one of the richest man in the world. Such as Warren Edward Buffett.
Because of the influence of these people. More and more people start to know and learn how to get
profit from financial investment. Nevertheless not everyone has a father who is financial manager
and have a chance to study in the university. Therefore most of people prefer find a financial adviser
who can help them and using their money to invest on different financial products. So that the
financial adviser became a very popular job. They help investor to find the suitable financial
products and get salary from them. But there were some unethical financial investment companies
use ignorant of the investor to earn more profit. One of the simplest yet most effective investment
scams is the ponzi scheme which happend. The promoter promises investors a very high return on
investment and says it is secure, but there is no real 'investment '. These investment scams make
financial investment industry to lost the trust from their investors.
(https://www.moneysmart.gov.au/scams/investment–scams) For this reason the financial investment
industry and the world countries governments right now are not only

The Investment Detective Case
Case 17 – The Investment Detective The case of the Investment Detective laid out the cash flows for
us in each of eight different projects. Before doing any calculations we came up with the assumption
that we could not rank the projects simply by inspecting the cash flows. Without the ability to rank
the projects based off of cash flows solely, we had to use some analytical criteria as a capital
budgeting analyst to provide some thorough support and reasoning for how we ranked the four best
projects. In this case we are only using quantitative considerations that we deem to be relevant and
no other project characteristics are deciding factors in our selection of the best four projects. When
coming up with our calculations to rank ... Show more content on Helpwriting.net ...
Net Present Value and Internal Rate of Return can disagree when the initial investments are
substantially different as well but in this case the initial investment was the same. In fully
investigating all of our calculations we are fully invested in using the Net Present Value figures we
calculated as a means of ranking the eight projects. In doing so we found reasons in which why the
Net Present Value was our benchmark for ranking the projects and why we did not use the Payback
Method. The Payback Method ignores the time value of money, requires and arbitrary cutoff point,
ignores cash flows beyond the cutoff date, and is biased against long–term projects, such as research
and development and new projects. When comparing the Average Accounting Return Method to the
Net Present Value method we found that the Average Accounting Return Method is a worse option
than using the Payback Method. The Average Accounting Return Method is not a true rate of return
and the time value of money is ignored, it uses an arbitrary benchmark cutoff rate, and is based on
accounting net income and book values, not cash flows and market values. Plain and simply put, the
Net Present Value method is the best criterion to use when ranking these eight

Investment Regulations
Investment Regulations Jerald Carpenter American Intercontinental University MGMT220–1104A–
04 Unit Four Individual Project Foreign investment is an important part of our economy. There are
many benefits to foreign investment in any country. It would be very difficult or impossible today to
close the doors to foreign investment. The fact is foreign investment is responsible for providing a
great deal of needed capital in this country. This capital is an asset in the continuous modernization
and expansion of our manufacturing and other productive facilities. Without investment in our
factories and processes we would fall behind in the world market. These investments lead to
increased competitiveness within the international community. ... Show more content on
Helpwriting.net ...
There are four basic steps to the screening process. The first step involves determining the basic
appeal. This is done through determining the basic demand for the product and determining the
availability of resources to support the business. This would include resources such as labor and raw
materials. The next step in the process is to analyze the national business environment. Managers
must understand the differences in culture, laws, politics, and economies between countries. The
third step in in the process is measuring the market or site potential. The types of products to be sold
and how they are sold are influenced by the different levels of economic development. The fourth
and final step in the process is the actual selection of the site or market. Visits are made to the
remaining sites that have made it through the process so far in order to more closely view the culture
or workforce. Competitors are also analyzed in this process. Competition has a direct impact on
pricing. It needs to be determined how many competitors are in the market, their market share,
segment appeal, their focus on quality or price, their level of control over distribution channels,
level of customer loyalty, the potential of new competitors entering the market, and how much
control competitors have on production inputs such as labor, raw materials, and capital (Analyzing

Alternative Investments
ALTERNATIVE INVESTMENTS Research paper Zagreb, svibanj 2013. Table of Contents 1.
INTRODUCTION 3 2. ART INVESTMENT 3 3. OLD – TIMERS 6 4. BASEBALL
MEMORABILIA 8 5. WINE 11 6. CONCLUSION 13 INTRODUCTION | Alternative investments
have become popular because many people and investors have been looking into safer ways to
invest their money. But there is a question: What is actually an alternative investment? An
alternative investment could any investment other than the three traditional asset classes: stocks,
bonds and cash. Another very important question is: Why do people invest their money in
alternative investment? Answer is very simple, ... Show more content on Helpwriting.net ...
Secondly, art investment is part of a balanced portfolio and it represents good way to diversify it as
was mentioned earlier in the paper. Thirdly, it is useful to buy different types of art pieces, made
during different periods of time, within different cultures and by various artists and that way try to
reduce the risk to as lower point as possible. The last thing, but definitely not the least, is to do your
personal research before investing in this kind of potentially risky investments. If one is not as
experienced as the market requires to be, he needs to take professional advice and try to track art
piece that has the highest profit potential. Art market According to The European Fine Art
Foundation (TEFAF), the total size of the global art market is about $60 billion, which reflects
public auction data and an estimate of art gallery and private art dealer sales during 2011. This
represents a six–fold increase in size over the last 20 years. Figure 1 shows that China (including
Hong Kong) is the world's largest market for art and antiques, representing 30% of the global
market in 2011. Figure 1 Art market share in 2011 (and change from 2010) Source: The European
Fine Art Foundation Players on the art market: the buyers, the sellers side and intermediaries. The
buyers are concentrated in high net worth individuals (HNWI) and collectors. But buyers on

The Importance Of Investment In A Website
Why is investing in a website a good step for your business? Here are great reasons why you need to
have a website. The investment you make in your website is a sustainable investment (your site
exists as long as you renew the hosting and the domain name), especially if you opt for a solution
that offers an easy to use interface and allows to evolve your site at the same time as your activity.
In our "connected" world, many shopping decisions are made at a computer screen. Imagine those
customers you may have lost because you don't have a website. A web page can then become a very
important source of information about everything that affects your products and services for your
customers.
People from all over can find your website and ... Show more content on Helpwriting.net ...
Today, it's also easy to use a website to advertise and increase your visibility. Also, by setting up the
right tools (payment buttons, forms, automated procedures, etc.) you can get prospects and
customers at any time of the day and even during the holidays.
It is also an element that will bring you more credibility. Your website is an investment and not an
expense. In the short and medium term, you will see the benefits of a website. And your website can
also help you defeat your rivals.
An "about" page allows you to tell your readers who you are, the goal of your website and the
experience you have. This is a very important page that can help you quickly win credibility in the
eyes of a surfer who arrives on your website for the first time.
Is there any affiliate program that you would like to promote? For example, a customer's garden is
in great need of landscaping and they have a lot of flyers of landscaping companies. Therefore, the
first reflex may be to check the information that they found on the internet about these landscaping
companies. Imagine your customer who bought 5 years ago at home, do you think he would like
new information?
Your clientele is no longer limited to people in your city or region. Your site is the center of your
online presence. Your website is your anchor, your home on the internet.
A website

Investment Advantages And Disadvantages
The historic choice for a client aged 57 would be to invest heavily in the bond markets to minimise
risk. That being said returns on the bond markets are quite low and rising interest rates could mean
an even lower return in the long term as bond prices decrease. To try and balance risk and return I
have chosen to invest 15% of the portfolio in alternatives.
Alternative assets can help diversify an investor's portfolio. They are normally non–traditional
investments & do not tend to move in the direction of the stock market and may protect the portfolio
in times of market volatility.
Most Popular Alternative Investments
Multi–Currency Derivatives
Commodities
Hedge Funds
Energy
REITS
Infrastructure
Alternatives comprise of mostly non–traditional investments. Alternative assets ... Show more
content on Helpwriting.net ...
Bond prices rise when rates fall and fall when rates rise.
Bond portfolio could suffer market price losses in a rising rate environment.
iii. Stocks ER 10.5%
Stocks or shares are essentially a part ownership of a company & that companies assets & earnings.
As you buy more stock your ownership in the company increases. Stocks are sold by a company to
raise funds to help the company grow. The first stock issue is called an initial public offering or
(IPO). The owners sell control of the company in the form of stock. Shares can then be resold on the
stock market. Stock prices are detmined by expectations of company earnings, or profits.
30% of the portfolio is to be invested in stocks in order to provide a better return and also offset the
lower returns from the cash and bond returns in the portfolio.
Investment Sectors:
Energy, Financials, Materials, Industrials, Utilities, Information Technology, Telecommunication
Services, Consumer Staples, Health Care.
All of the above sectors will be further diversified by having stock in these sectors in different
global

Stock Investment
Why Invest at all? Why invest? This came to me sometime in late 2004/early 2005 as I strongly felt
the need for making my money work better for me. We were blessed with twin daughters, and full
of hopes and dreams. I was transforming to become more financially responsible and aware. No one
needed to educate me on why invest, as I suddenly realised that to achieve these dreams, I needed to
shed a bit of my happy–go–lucky attitude and set longer term financial goals. And to achieve these
financial goals, I needed to invest! Investing to me, is focused primarily on making my own money
(work harder, and) make more money for me. It is clearly about long term financial goals. As I
started reading up and thinking more about building long–term ... Show more content on
Helpwriting.net ...
Probably no more than 6.5% compounded annually. You know that 's a paltry return vis–a–vis some
other risk–free return instruments, right? Real Returns – Inflation And there is the bigger factor of
inflation. Inflation, measured as an annual percentage increase, is a sustained increase in the general
level of prices for goods and services. As inflation rises, every rupee you own buys a smaller
percentage of a good or service. None of us could have missed (even if someone else buys our
groceries) the high inflation figures cited by the press in 2008 – so what happens to my real rate of
return? Post–tax return minus inflation? While 2008 saw inflation figures topping 11%, the long
term average rate of inflation is ~5% in India. With a 6.5% post–tax return and a 5% inflation figure
to absorb, my real rate of return was zilch. I didn 't need more pointers on why invest. Do you?
Different Investment Options Now that you are better informed on the why invest proposition and
the horrifying real–rate of return, you sure want to understand more about the common investment
options available to us in India, the pros and cons, taxability, risk and typical return levels associated
with each instrument. Certificates of Deposits These are short–to–medium–term interest bearing,
debt instruments offered by banks. And are low–risk, low–return instruments. There is usually an
early

Different Forms of Investment
Good morning everyone. I have been asked to find the best investments for my 18 year old friend
who has just received 150 thousand dollars. There are many different ways of investing money. The
five most common ways to invest are: Term deposits, Managed Funds, shares, property and
superannuation. According to can star: A term deposit is a cash investment held at a financial
institution for an agreed rate of interest over a fixed amount of time. If the investor wishes to take
the money out of the account they will be charged a large fee. Another form of Investment is
managed funds. According to colonial first state a managed fund is a professionally managed
investment portfolio that individual investors can buy into, purchasing 'units' rather than shares.
Shares are small parts of businesses sold on the stock market. The value can go up or down. Buying
a property is a way of investing. As the prices of houses rise and fall so does the value of your
house. The fifth way of investing is through Superannuation. Superannuation according to
Investapedia are Funds deposited in a superannuation account growing typically without any tax
implications until retirement or withdrawal These five ways of investing are not all suited to my
friend. She is 18 and doesn't have a proper job therefore she will not be able to get superannuation.
As she only has 150 000 she will not have enough for a house. This leaves term deposits, shares and
managed funds. These are the 3 best ways of

The On The Investment Of The Trust
(a) The first question considers whether there have been any breaches concerning the investment of
the trust and, if so to consider the consequences. As mentioned the will contained no further
provisions, therefore there are no express controls in the trust instrument with reference to
investment so the following advice is on the basis that the trustees' powers are statutory.
Furthermore we are not told of any provision purporting to exclude liability of the trustees. A trustee
may make any kind of investment that he could make if he were entitled to the trust assets , this is
referred to as "the general power of investment" . As there are no positive inclusions of a power to
invest in a particular manner Fiona and Edwin have "the general power of investment". The earlier
view of investment, is to purchase property from which interest or income is to accumulate: Re
Wragg . However in more recent times it is accepted that an investment may include laying out
money with an understanding of achieving a return. This view also includes a capital; Harries v
Church commissioners for England ; Cowan v Scargill . On this basis investing £150,000 into the
investment portfolio, a further £150,000 into Sound Plc and the remainder into the bank; would be
regarded as legitimate investments; the trustee is under a duty "to employ money in the purchase of
anything from which interest or profit is expected" The Trustees Act (TA) stipulates a duty of care to
be imposed upon the

Ethical Investments
Ethical investments are similar to traditional investments with only one difference. Both traditional
and ethical investors pursue the same goal of capital gains, higher income and/or preservation of
capital for future needs. "The major difference between traditional investors and ethical investors is
that ethical investors do not want their investments going for things that cause harm to the social or
physical environments. Instead they want their investments to support needed and life supportive
goods and services"(Kingswood Consultants ). In this paper I will explain what ethical investments
are, why ethical investments are so significant, what was the past stand on ethical investments, the
current stand on ethical investments and ... Show more content on Helpwriting.net ...
"By investing in companies that are doing things in which you improve, you would actually be
helping these companies to continue their good work. Similar logic applies to avoiding those
companies whose activities you find objectionable. If enough people follow suit, the shares may
lose favor and management may be forced to alter its policies. "If our power as consumers were
used to the full, every company would have to account for its business practices". (Stuart Kotler )
By investing ethically, one can gently influence companies to improve their ethical record. Like it or
not, money makes the world go round. If companies found that unethical behavior caused investors
to withdraw their money, it would make them think twice. "In the USA, one in every eight dollars is
invested ethically, and this trend is expanding globally". (Asset Financial Management ) The roots
of modern ethical investment may be traced to the 1920s. The Methodist Church in North America
decided to invest in the stock market, having previously viewed it as a form of gambling. However,
they wished to exclude certain types of companies, specifically those involved in alcohol or
gambling. The Quakers soon followed, but they were especially keen to avoid weapons
manufacture. Public demand for ethical investment vehicles took

Causes Of Investment In Greece
Unfortunately, Greece is trailing in attracting FDIs and the reasons will be explained in detail below.
The net inflows reached EUR 2.8 billion in 2016 (enterprise Greece), the largest amount since 2008,
before the beginning of the crisis. Nevertheless, Greece ranks 29th out of the 39 countries (OECD)
that comprise the OECD showing that the country is unattractive to foreign investors. The same
picture is illustrated and at the latest attractiveness report from Ernst & Young. Even thought Greece
saw a 123% increase in FDI investment in 2016 compared to the year before is still ranked 34th in
the number of FDI projects and 35th in the number of jobs created among the 44 Europeans
countries that participated in the survey. Only 13 projects ... Show more content on Helpwriting.net
...
Such a proportion is considered by many authors as an adequate response rate for surveys
administrated online (Sheehan, 2001; Hamilton, 2003), since 67.69% of the response rate occurred
via emails.
Since we have identified the most important factors that create obstacles for FDIs, thus making
Greece unattractive destination for such investments, we will now analyze in more detail its
business environment. Most specifically we will focus on the bureaucratic problems that the
companies are facing, the infrastructure deficiencies, the unstable and discouraging tax system and
lastly the insolvent banking system. The last one is worth mentioning since its relatively new
comparing to the other contibuting factors and as we will see it may play an important role in
disparaging FDIs from Greece.
Bureaucracy:
A picture of how the Greek public governance works is shown in the "Doing Business 2018" report
published by the World Bank. According to the statistics the country's ranking in registering for
property and enforcing contracts is 145 and 131 respectively out of 190 countries examined. It takes
the last position in the categories easy for doing business, registering property and enforcing
contracts and its close to the last

Essay On Investment Strategy
Investment strategy
Our approach is an active security selection with passive asset allocation. We invest heavily in
common stocks, but vary our holdings to include companies of all sizes and industry groups. We
seek to achieve sufficient diversification by abstaining from investing more than 5% of the total
assets in a single security unless it has significant upside potential, and we make an exception for
ETFs and index funds as they represent a basket of securities. Our main goal is to identify and
invest in common stocks with high potential for both short– and long–term capital appreciation. Our
secondary goal is to invest in common stocks with steady income. When potential for rewards are
high, we also enter into derivative ... Show more content on Helpwriting.net ...
market, and the S&P GSCI All metals, which measures the performance of investment in precious
and industrial metals. The weight of 90% is given to the Russell 3000 index because we believe that
our portfolio represents the U.S. market. Typically, we invest approximately 30% of the total assets
each in large–cap stocks, mid–cap stocks, and small–cap stocks. The weight of 10% is given to the
S&P GSCI All metals because, on average, we take a position in futures contracts that are worth up
to 10% of the total assets.
As of November 17, 2017, we had a negative return of 7.46%, whereas the benchmark index
generated a return of 3.48%, meaning that we underperformed the benchmark by 10.94%. The
decrease in market value of common stock holdings accounted for approximately 3.46% of the total
loss, and losses from futures contracts accounted for approximately 4%. The standard deviation of
our portfolio was 3.41%. Our portfolio had a shape ratio of –2.35%, and the information ratio was
computed to be –9.6%.
Different Next Time
If we were to repeat or continue this Stock Trade simulation, we would adjust our continuous
analysis of each stock to focus more equally in future investment as well as selling current stocks.
To effectively be able to sell our current stocks as well as continue to invest in stocks, we would
need to condense the amount of stocks that we

Investment In Shenandoah
Every war, happens for a reason and brings a change, war is often gruesome and effective to many
people. Some choose to take part of it for different reason, but some do not have a reason. Personal
Investment is all about being involved in what affects you personally, being involved in something
that is important to you. If one is unaware of the reason they are fighting, they will soon be
blindsided by the affects of war and the consequences they are forced to face. The significance of
personal investment is shown in literature and films in all different ways. In the movie Shenandoah
it takes place during the Civil War dealing with a family who lives on a farm in the middle of the
war. The dad also known as Charlie has a strong opposition to ... Show more content on
Helpwriting.net ...
Being apart of something that does not matter personally should not be the case. Personal
investment is allowing one to be involved in something they feel is important, instead of going
along with everyone else. In Shenandoah Charlie at first has a strong opinion on not getting
involved in the war. He believes this way because in this point of the movie the war has not reached
his land yet. When Charlie's son bothers him about the war he sticks to his decision and gives the
response of not getting involved in something that does not regard them. This decision in not being
involved changes when the youngest son is taken by Union soldiers. When Boy and Gabriel are
caught to close to the action putting their life in danger they start to run. After making an effort to
get away from the danger they collapse near the pond. At this time Boy is wearing a hat he had
found in the river that a soldier form the confederate side would wear. The Union soldiers
mistakenly take him for a prisoner and take him away. When news gets to Charlie he now realizes
he has a reason to get involved in the war. For Charlie he now has a personal investment because his
son means more to him then what the war is dealing with. If his son also means war he is willing to
take the chance and go look for him. Charlie does not fall in the trap of the glorification of war, he
instead gets involved in war for the right reasons which is saving his son. Although Joe was drafted
into the war he did not realize he had a choice to go or not to go. Joe falls in the trap of the
glorification to war when he goes to the train station: "The whole place the station and the cars and
even the locomotives were draped with bunting and the children and women mostly carried little
flags little flags that they waved vaguely vacantly. There were three bands all seeming to play at
once and lots of officers herding people around and songs and the mayor

The Investment Detective
Project Free Cash Flows (dollars in thousands) Project number: 1 2 3 4 5 6 7 8
Initial investment (2,000) (2,000) (2,000) (2,000) (2,000) (2,000) (2,000) (2,000)
Year
1 $ 330 $ 1,666 $ 160 $ 280 $ 2,200 $ 1,200 $ (350)
2 330 334 200 280 900 (60)
3 330 165 350 280 300 60
4 330 395 280 90 350
5 330 432 280 70 700
6 330 440 280 1,200
7 330 442 280 2,250 ... Show more content on Helpwriting.net ...
Ranking:
Rank 1st 2nd 3rd 4th 5th 6th 7th 8th
Project 3 5 8 4 1 7 6 2
Cash Flows 10,000 4,200 4,150 3,561 3,310 2,560 2,200 2,165
All the projects will be undertaken except for project 7 since it is mutually exclusive with project 8.
Project 3 4 8 7 5 1 6 2
NPV 393.92 228.22 182.98 165.04 129.70 73.09 0.00 –85.45
All the projects will be undertaken except for project 7 since it is mutually exclusive with project 8,
and project 6 and 2 will not be undertaken since they have 0 and negative value.
Project 6 7 2 8 4 1 5 3
Payback Period 0.91 1.88 2.00 6.04 6.05 6.06 7.14 15
and also project 3 might not be taken since it has the highest payback period, 15 years, which is
almost the double of the 7th best payback period.
Project 6 7 8 1 4 5 2 3
Discounted Payback Period 1.00 2.70 6.84 7.84 9.09 13.15 Negative Cash Flow NONE
and project 2 and 3 will

Factors That Affect Investment Areas And How Your...
I'm a tertiary–educated professional in my mid–twenties with a secure job. My auntie LuLu has left
me with $500 000 as an inheritance. However I have to use all of this inheritance for investment at
least for a 3 year period. As an investment profile I am a moderate investor who likes to take both
low and high risk. In this report I would be applying justification on the four key investment areas
which are term deposits, managed funds, property and shares. I will be explain the advantages and
disadvantages on these investment areas and how my investment portfolio matches my investment
profile. 2.1. Investor Profiles CONSERVATIVE INVESTOR The conservative investor generally
suits investors who don't like to take much risk into ... Show more content on Helpwriting.net ...
Being a moderate investor the person should be considering dividing its type of investments equally.
The investor should have a property or real estate which is the main one, term deposit, small amount
of managed funds and a diversity of shares. AGGRESSIVE INVESTOR The Aggressive investor
tends to expect high returns and are prepared for changes in the share market. The aggressive
investor usually reduces its taxable income and have a clear understanding of the investment
market. If the person is an aggressive investor they would like to spend their money on a diversities
of shares as this is a high risk for an aggressive investor. Buying shares are a high risk due to global
factors and numerous economic. 2.2 My Investor Profile The investor profile that suits me the best
would be the moderate investor. As I like taking both high and low risks. This will help me achieve
reasonable capital growth over the medium to longer term growth. I will expect capital gains but
there is also the risk of capital loss. As I am a moderate investor I would have a diverse a balanced
portfolio (Hey Big Spender Booklet). Property: There are many reasons to invest in a property such
as it is safe and easy to get started in when investing. Investing a property is very easy as the
investor does not need a professional investor's knowledge but can do it themselves. When invested
into a property the value of that property will grow which can be very beneficial

Spinnaker Investment Steps
Home Page: The Journey to Better Investing Starts With a Single Step You work because you have
to, but what if there was another way? By harnessing the power of your investments, you can
develop a portfolio that allows you to work because you want to and feel passionate about your job.
From saving for college to retirement investment, Spinnaker Investment Group can help you reach
your financial goals. All it takes is the first step of reaching out and getting information. Afterward,
our financial advisers will guide you through the rest of the journey. The Path to Asset Allocation
You have a mixture of short–term and long–term goals that you need to achieve. In the short term,
you may want to save for a new property, plan a vacation ... Show more content on Helpwriting.net
...
You have to be prepared for anything to happen, and we can help. Spinnaker Investment Group is a
boutique, family–owned investment company that helps each investor design, implement and run a
portfolio. We work directly with each client to help them realize their financial independence. From
setting savings goals to navigating the complex financial marketplace, our managers take the stress
out of investing. While we cannot give you happiness, we can give you the things that matter: a safe,
secure future for your family, better investment strategies and portfolios that suit your personal

The Theoretical Aspects Of Investments
Introduction In our day to day interactions we end up making many investments anticipating future
gains in terms of profits or dividends. In accounting, financial investments are extensively covered
as they form the basis of many business interactions between people, companies and organizations.
A financial investment can be described as the act of either creating or purchasing an asset for a
fixed amount of money with the hopes and expectations of benefits in the future. A perfect example
is when a company provides services or particular assets, e.g. land to another company or group of
people for a pre–determined value. The primary focus of this paper will be to highlight and critically
analyze the theoretical aspects of ... Show more content on Helpwriting.net ...
Therefore, it is of great importance for adequate prior research to have been conducted on the asset
before the investment is made. In addition to this, the market must be carefully studied to provide
concrete and reliable predictions of future trends in relation to the particular asset (Elton, 2009).
Income Emanating from Dividends and Interest Accrued The second main reason why investors
spend both money and their time on investments is to realize the income that comes in the form of
dividends and interest from assets. Over time, an asset generates either interest or dividends
depending on its use. Assets owned by a company or an individual investor and are loaned to other
individuals or businesses generate interest. This interest is a compensation to the owner of the asset.
To the investor, the interest is the value he, she or it derives from the investment made on the asset.
If the investor invested in a company, then his, her or its reward will come in the form of dividends.
Dividends are mainly the periodic payments made to shareholders of a company depending on their
level of investment, the more money invested in a company, the more the dividend returns will be.
Control and Influence The third and final reason why investments are made is to establish and
maintain significant control and influence over a company, sector, region and many more. By
investing in companies and assets, investors are

Types Of Investment And Financial Investment
I: Types of investment: (words: 184).
There are two main types of investments which are real investment and financial investment. Real
investment in the literal meaning is real assets investment; it is an enterprise in cash in kind such as
investment in intangible assets invested in other companies. It has many characteristics like close
link with the production and operation, and the payback period is long and slow realization of
investment and poor mobility. The examples are land and machinery (kogan, 2004). Financial
investment is an enterprise invested in financial assets or financial instrument or investment
activities of economic behaviour. The targets of financial investment include bond, fund, gold,
stocks, forex and futures (Chen, 1991). And compare with these two investment types, the
differences, firstly, they have different investors, real investment's is a direct investor but financial
investment's is indirect. Secondly, they have the different investment objects, object of real
investment is variety of real assets, and object of financial investment is a variety of financial assets.
Lastly, they have the different purposes, real investors to invest in physical assets, and financial
investors to invest in financial assets (Tornell, 1990).
II: Sources of Finance: (words: 390).
In sources of finance part involved five factors which are stock markets, raising equity capital,
long–term debt finance, short–term and medium–term finance (Glen, 2013).
Stock market, it

Investment Broker Internship
The internship position at Barkley Financial in the stock and bond department was advertised as an
opportunity to take a crash course in the industry. This particular full service brokerage and
investment banking firm has offices throughout the US and is well established in the market that
share information. Barkley's solid presence in the market has made it a major player the world of
finance with well over one billion dollars under its management, so the company selects interns with
the intention of adding to the company's solid base. The job was a way of fully experience the true
aspects of day to day functions and operations of a major stock and bond company.
While the experience itself is the central focus of the position, the ... Show more content on
Helpwriting.net ...
Making phone sells is a vital part of the internship, but interns are also expected to maintain quality
verbal, as well as written communication skills at every feasible level. Interns will find it necessary
to fall back on their course studies.
The impact of the MBA course work cannot be understated in any measure. I quickly discovered
that I had needed to fall back on the knowledge of my course work in some aspect every single day
of my internship. Without a sold understanding of the courses, the foundation needed to properly
correspond with investors is not possible. Extensive investment knowledge is not only the difference
between extending the relationship with Barkley Financial, but is also a needed addition in fulfilling
the requirements of the position. The MBA curriculum covers all of the information needed to
effectively perform the required tasks.
I discovered that new customers are looking for a reason not to invest, so my expertise was never
assumed, I had to prove it. The arduous task of acquiring new accounts hinges of the ability to
project complete confidence while having the ability to address and concerns of questions that a
potential customer may offer. Full knowledge of every aspect of finance is the difference between
adding new accounts and losing a customer's confident in you as well as the company. From my
personal experience, MBA course work accommodated me with a vast

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