O Caixa Empreender Award atribuiu um valor de investimento adicional, no valor de 100 mil euros, ao projeto que mais se destacou de um conjunto de 7 startups, previamente selecionadas no âmbito dos programas de aceleração que contam com o apoio do Grupo CGD, BGI, Lisbon Challenge e ACT by COTEC.
A Egg foi uma das startups presentes no Caixa Empreender. #thefuturefromscratch
Mais sobre o objetivo deste evento em: http://bit.ly/1CzA5BV
Futad Advertising is an innovative media company based in Qatar.
Futad Advertising was founded on the premise that there was an apparent lack of forward-thinking and innovative advertising services in Qatar.
Mobilis 2008 - TR2 : Innovative Eco-Technologies & Design in the Automotive ...Mobilis Conférence
Support utilisé lors de la table ronde 2 : "La compétitivité par l'intelligence des organisations" lors des rencontres Mobilis 2008 (Belfort 18&19 nov 08). Intervenant : Marzio Bianchi (From Concept to Car - Turin)
What is Capella Day?
This one-day event brings together the community of Capella and Arcadia:
creators of this innovative systems engineering solution,
providers of Capella add-ons and services,
MBSE experts and industrial users.
What is Capella?
Capella is an open-source and field-proven Model-Based Systems Engineering (MBSE) solution to successfully design systems architecture.
It provides systems, software and hardware architects with rich methodological guidance relying on Arcadia, a comprehensive model-based engineering method based on both industrial experimentations and system engineers' feedback
Natively supporting Arcadia , Capella can be customized to fit the specific needs of many industrial domains.
Why you should attend?
Capella Day is your opportunity to meet the Capella ecosystem's members and to learn from their expertise.
Deepen your knowledge of the Capella workbench or, if you're new to the community, discover the latest plugins and extensions that will unleash the potential of Capella.
HOW-TO: Move Your Business into the Cloud (a Google Apps story)Christopher Mohritz
Its time to make your life easier. Its time your business takes full advantage of the Google cloud! Join us for a step-by-step guide to setting up your Google Apps account.
With Google Apps, you get web-based email, calendar and documents served from Google's own data centers, so you can be productive from anywhere - whether you're at home, in the office, or on the go with a mobile device. Google Apps also gives you access to hundreds of other apps to help streamline your business.
O Caixa Empreender Award atribuiu um valor de investimento adicional, no valor de 100 mil euros, ao projeto que mais se destacou de um conjunto de 7 startups, previamente selecionadas no âmbito dos programas de aceleração que contam com o apoio do Grupo CGD, BGI, Lisbon Challenge e ACT by COTEC.
A Egg foi uma das startups presentes no Caixa Empreender. #thefuturefromscratch
Mais sobre o objetivo deste evento em: http://bit.ly/1CzA5BV
Futad Advertising is an innovative media company based in Qatar.
Futad Advertising was founded on the premise that there was an apparent lack of forward-thinking and innovative advertising services in Qatar.
Mobilis 2008 - TR2 : Innovative Eco-Technologies & Design in the Automotive ...Mobilis Conférence
Support utilisé lors de la table ronde 2 : "La compétitivité par l'intelligence des organisations" lors des rencontres Mobilis 2008 (Belfort 18&19 nov 08). Intervenant : Marzio Bianchi (From Concept to Car - Turin)
What is Capella Day?
This one-day event brings together the community of Capella and Arcadia:
creators of this innovative systems engineering solution,
providers of Capella add-ons and services,
MBSE experts and industrial users.
What is Capella?
Capella is an open-source and field-proven Model-Based Systems Engineering (MBSE) solution to successfully design systems architecture.
It provides systems, software and hardware architects with rich methodological guidance relying on Arcadia, a comprehensive model-based engineering method based on both industrial experimentations and system engineers' feedback
Natively supporting Arcadia , Capella can be customized to fit the specific needs of many industrial domains.
Why you should attend?
Capella Day is your opportunity to meet the Capella ecosystem's members and to learn from their expertise.
Deepen your knowledge of the Capella workbench or, if you're new to the community, discover the latest plugins and extensions that will unleash the potential of Capella.
HOW-TO: Move Your Business into the Cloud (a Google Apps story)Christopher Mohritz
Its time to make your life easier. Its time your business takes full advantage of the Google cloud! Join us for a step-by-step guide to setting up your Google Apps account.
With Google Apps, you get web-based email, calendar and documents served from Google's own data centers, so you can be productive from anywhere - whether you're at home, in the office, or on the go with a mobile device. Google Apps also gives you access to hundreds of other apps to help streamline your business.
Cocktails and Conversation: Building a Culture of InventionDigiday
Invention has replaced innovation as the true benchmark of progress for agencies and clients. The best agency partners will not just be doing things that matter, they will be making things that matter. Lori Senecal, kbs+ chairman and CEO, will talk about the cultural shifts needed to build an inventor culture in the agency world and why it matters.
The RLE INTERNATIONAL Group is one of the world’s leading development, technology and consultation service providers to the international engineering industries. Our 2.000 employees constantly keep abreast of technological progress. Thanks to their wide-ranging skills and innovative ideas, they play an active role in shaping the future of our company.
In 1914, French motor car manufacturer - Delage - developed a revolutionary new racing car - the Delage Type S.
today, only one survives. But after 100 years, its unique engine block failed. what do you do? You clone it.
I was asked to give a short (20-30 min) internal introduction into DevOps and I started creating a short set by myself, focussing on just opening the audiences minds. I know I haven't covered all the aspects and just thought, giving a starting point, opening the topic for discussions and to not only focus on tools, automation and such things would be helpful.
UX Days 2019 by Flupa - Conférence : Laure Constantinesco et Chloé GirardFlupa
UX Days 2019 - Journée des Conférences du vendredi 21 juin 2019 - Conférence de Laure Constantinesco et Chloé Girard : Leroy Merlin L'Appart : comment mettre de l'UX dans un magasin de bricolage
CWIN17 Toulouse / How robotics as a service improves your industrial perform...Capgemini
Robotics provides autonomous systems everywhere. The latest generation of
robots is capable of collaborating with humans in the same workspace and even
to fulfill their tasks not only in manufacturing, but also in many other domains.
We aim to demonstrate hereby how IBM Watson cognitive capacities applied to
robotics can open a new area of collaborative work. By using cognitive functions
from IBM Watson, our showcased solution TRY integrates vision, speech and
steps ahead towards digital manufacturing; giving industry 4.0 new perspectives.
TRY (Teach Robot Yourself), is a global platform to easily setup, integrate
and monitor “cobots” in secure and connected environments. It can also be
used in design offices, test benches of robots, overall testing, automation and
collaborative learning... TRY is a complete and autonomous system that can be
connected to existing information system.
• Functionalities ready to use
• Physical interaction: touch, press, feel
• Cognitive interaction: learn, add, stop, behave…
• Connectivity
• Data collection and analysis
• Flexibility
• Safety & security
Presentation from the technology track at I Love APIs London 2016 featuring Oliver Ogg, Marks & Spencer and Andrew Braithwaite, Laterooms.com.
APIs are the modern day version of the Rosetta stone. Learn how to provide standardisation and uniformity for partners and internal teams that want to build their own apps but need to access various IT systems and apps that each speak their own dialects.
This session includes case studies from Laterooms and Marks and Spencer and will cover how they help external teams build APIs, and evangelise an API economy organisation.
Presentation from the technology track at I Love APIs London 2016 featuring Matthew Newton, glh, Hotels.
IT organisations have always been blamed for their slowness and desire for control. Learn how to transform your own organisation and change that perception.
Startup or enterprise we all have to be able our teams to adapt, grow and change direction quickly. The demands come from our users, customers and investors or owners. By building your product using a Microservice Architecture you might get a step closer to this. A Microservice Architecture can together with an agile mindset help you to enable a rapid shifts in product direction. As it can help you grow you engineering team with tens or hundreds without the team becoming to ineffective.
Avec les REX de Leroy Merlin, le Ministère de l'Intérieur et Faurecia.
Gérer un portefeuille de produits et services, c’est comme travailler la carte d’un restaurant. Il faut la réinventer sans retirer ce qui fonctionne déjà. Alors comment être sûr de créer des produits et services qui vont avoir du succès ?
Chez OCTO, nous croyons que l’approche User centric, la rigueur méthodologique et le travail en équipe tout le long de la démarche entre les métiers (la vision business), les designers (la voix des utilisateurs) et les développeurs (les artisans de la fabrication) sont les trois piliers du succès d’un nouveau service. Une approche par portefeuille produits permet de maîtriser les risques, acter des décisions et rendre efficient le renouvellement.
Nous voulons accompagner avec excellence nos clients pour cuisiner et améliorer leurs recettes traditionnelles ou gastronomiques dans une aventure qui pré-figurera leur restaurant de demain.
De cette matinale, vous sortirez avec des idées de pratiques concrètes à mettre en place pour relancer les produits innovants dans votre organisation :
Quelles étapes suivre pour innover sans investir à perte
Comment concilier les piliers business, design et technique à chaque étape de la vie d’un produit innovant
Quelle est la place des managers quand les équipes doivent être autonomes pour avancer rapidement
Comment s’isoler du “business as usual” tout en gardant le lien avec les métiers à réintégrer à terme
Comment attirer et valoriser les collaborateurs dans ces filières innovantes mais déconcertantes
Cocktails and Conversation: Building a Culture of InventionDigiday
Invention has replaced innovation as the true benchmark of progress for agencies and clients. The best agency partners will not just be doing things that matter, they will be making things that matter. Lori Senecal, kbs+ chairman and CEO, will talk about the cultural shifts needed to build an inventor culture in the agency world and why it matters.
The RLE INTERNATIONAL Group is one of the world’s leading development, technology and consultation service providers to the international engineering industries. Our 2.000 employees constantly keep abreast of technological progress. Thanks to their wide-ranging skills and innovative ideas, they play an active role in shaping the future of our company.
In 1914, French motor car manufacturer - Delage - developed a revolutionary new racing car - the Delage Type S.
today, only one survives. But after 100 years, its unique engine block failed. what do you do? You clone it.
I was asked to give a short (20-30 min) internal introduction into DevOps and I started creating a short set by myself, focussing on just opening the audiences minds. I know I haven't covered all the aspects and just thought, giving a starting point, opening the topic for discussions and to not only focus on tools, automation and such things would be helpful.
UX Days 2019 by Flupa - Conférence : Laure Constantinesco et Chloé GirardFlupa
UX Days 2019 - Journée des Conférences du vendredi 21 juin 2019 - Conférence de Laure Constantinesco et Chloé Girard : Leroy Merlin L'Appart : comment mettre de l'UX dans un magasin de bricolage
CWIN17 Toulouse / How robotics as a service improves your industrial perform...Capgemini
Robotics provides autonomous systems everywhere. The latest generation of
robots is capable of collaborating with humans in the same workspace and even
to fulfill their tasks not only in manufacturing, but also in many other domains.
We aim to demonstrate hereby how IBM Watson cognitive capacities applied to
robotics can open a new area of collaborative work. By using cognitive functions
from IBM Watson, our showcased solution TRY integrates vision, speech and
steps ahead towards digital manufacturing; giving industry 4.0 new perspectives.
TRY (Teach Robot Yourself), is a global platform to easily setup, integrate
and monitor “cobots” in secure and connected environments. It can also be
used in design offices, test benches of robots, overall testing, automation and
collaborative learning... TRY is a complete and autonomous system that can be
connected to existing information system.
• Functionalities ready to use
• Physical interaction: touch, press, feel
• Cognitive interaction: learn, add, stop, behave…
• Connectivity
• Data collection and analysis
• Flexibility
• Safety & security
Presentation from the technology track at I Love APIs London 2016 featuring Oliver Ogg, Marks & Spencer and Andrew Braithwaite, Laterooms.com.
APIs are the modern day version of the Rosetta stone. Learn how to provide standardisation and uniformity for partners and internal teams that want to build their own apps but need to access various IT systems and apps that each speak their own dialects.
This session includes case studies from Laterooms and Marks and Spencer and will cover how they help external teams build APIs, and evangelise an API economy organisation.
Presentation from the technology track at I Love APIs London 2016 featuring Matthew Newton, glh, Hotels.
IT organisations have always been blamed for their slowness and desire for control. Learn how to transform your own organisation and change that perception.
Startup or enterprise we all have to be able our teams to adapt, grow and change direction quickly. The demands come from our users, customers and investors or owners. By building your product using a Microservice Architecture you might get a step closer to this. A Microservice Architecture can together with an agile mindset help you to enable a rapid shifts in product direction. As it can help you grow you engineering team with tens or hundreds without the team becoming to ineffective.
Avec les REX de Leroy Merlin, le Ministère de l'Intérieur et Faurecia.
Gérer un portefeuille de produits et services, c’est comme travailler la carte d’un restaurant. Il faut la réinventer sans retirer ce qui fonctionne déjà. Alors comment être sûr de créer des produits et services qui vont avoir du succès ?
Chez OCTO, nous croyons que l’approche User centric, la rigueur méthodologique et le travail en équipe tout le long de la démarche entre les métiers (la vision business), les designers (la voix des utilisateurs) et les développeurs (les artisans de la fabrication) sont les trois piliers du succès d’un nouveau service. Une approche par portefeuille produits permet de maîtriser les risques, acter des décisions et rendre efficient le renouvellement.
Nous voulons accompagner avec excellence nos clients pour cuisiner et améliorer leurs recettes traditionnelles ou gastronomiques dans une aventure qui pré-figurera leur restaurant de demain.
De cette matinale, vous sortirez avec des idées de pratiques concrètes à mettre en place pour relancer les produits innovants dans votre organisation :
Quelles étapes suivre pour innover sans investir à perte
Comment concilier les piliers business, design et technique à chaque étape de la vie d’un produit innovant
Quelle est la place des managers quand les équipes doivent être autonomes pour avancer rapidement
Comment s’isoler du “business as usual” tout en gardant le lien avec les métiers à réintégrer à terme
Comment attirer et valoriser les collaborateurs dans ces filières innovantes mais déconcertantes
Join Qt R&D Manager Cristián and Academy Award Winning software engineer Paul with SilhouetteFX to hear about different use cases, best practices, how to get started, and an extended session on the advanced topics such as creating hybrid Python/C++ applications with Shiboken!
We will review all the possible Qt and Python interactions starting from simple test applications with PySide, Qt and Python ecosystem interaction, until the more advance cases of creating hybrid Python/C++ applications with the help of Shiboken.
2019 Academy Award and Engineering Emmy winner, Paul Miller, principal engineer with SilhouetteFX, will show their design and development of their innovative portfolio of rotoscoping tools for the visual effects industry using Qt for Python to make the C++ application scriptable.
Partial list of notable films:
Avatar (2009): Framestore
Avengers: Age of Ultron (2015): Framestore
Avengers: Infinity War (2018): Weta
Batman vs Superman: Dawn of Justice (2016): MPC Film, Weta
Beauty and the Beast (2017): Framestore
See wikepedia for reference
Panelists:
- Nicki Schumacher, Senior Director, The Qt Company
- Cristián Maureira-Fredes, Qt R&D Manager, The Qt Company
- Paul Miller, Partner & Lead Software Engineer, SilhouetteFX
Producing Systems That Enable The Innovation That Autonomous Vehicles Will Re...Agustin Benito Bethencourt
Description of some of the transformations that automotive will need to go when delivering Open SOurce based systems in order to enable autonomous vehicles.
Similar to Introduction session patrice duboe, capgemini cwin18_toulouse (20)
COVID-19 heightened chronic challenges within the global healthcare industry. It became a catalyst amid fierce competition and tight regulations for health providers and payers to focus on digital health, cybersecurity, patient data transparency, and a variety of customer-centric and operational enhancements. As a result, we found the 2022 trendline pointing to improvements in access and quality of care.
Healthcare challenges such as optimizing the cost of care while simultaneously enabling personalized interventions and consumer-friendly shoppable services are long-standing − but, historically, the industry has been slow to react.
Read our Top Trends 2022 report to examine the lingering ramifications of the pandemic, responses from medical and insurance organizations, and the worldwide impact of ever-changing regulatory standards and mandates.
A combination of factors − the pandemic, catastrophic weather events, evolving policyholder expectations, and insurers’ drive for operational efficiency and future relevance − are sparking P&C industry changes.
In a post-COVID, new-normal environment, the most strategic insurers are building resilient, crisis-proof enterprises poised to take advantage of emerging and future business opportunities. They are leveraging advanced data analytics and novel technologies to assure agility and achieve positive revenue and customer satisfaction outcomes. Competitive advantage will hinge on accelerated digitalization and faster go-to-market. Therefore, win-win partnerships and embedded services with InsurTechs and other ecosystem players are critical.
Read Capgemini’s Top P&C Insurance Trends 2022 for a glimpse at the tactical and strategic initiatives carriers are undertaking to boost customer-centricity, product agility, intelligent processes, and an open ecosystem to ensure profitable growth and future-readiness.
This analysis provides an overview of the top trends in the commercial banking sector as they shift to technology high gear to boost client efficiency and battle a volatile, uncertain, competitive, and evolving landscape.
First, it was retail banking. Now, advanced technology is shifting to – and disrupting − the commercial banking space. Many commercial banks, known for paperwork, red tape, and branch dependency, were unprepared to support clients during their post-COVID-19 ramp-up. But now, the digital pivot to new mindsets, partnerships, and processes is in overdrive.
As commercial banks grapple with competition from FinTechs, BigTechs, and alternative lenders, their inability
to fulfill SME demands and pandemic after-shocks necessitates transformative process changes and a move
to experiential, sustainable, and inclusive banking models. We expect banks to strive to meet the demands
of corporate clients and SMEs by digitally transforming critical workflows and improving client experience.
Additionally, incremental process improvements in the middle and back-office that leverage intelligent
automation will keep the competition at bay because engaged clients are loyal.
Adopting newer methods to mine data and moving to as-a-Service models will prepare commercial banks
to flexibly respond to newcomers and find ways to co-exist through effective collaboration. The time has come for commercial banks to put transformation on the fast track as lending losses in wallet and market share could spill over to other functions!
How incumbents react and respond to 2022 trends could determine their relevancy and resiliency in the years ahead.
The Covid-19 pandemic necessitated the payments industry undergo a facelift, sparked by novel approaches from new-age players, fostered by industry consolidation, and customers’ demand for end-to-end experience. Crossing the threshold, the industry is entering a new era – Payments 4.X, where payments are embedded and invisible, and an enabling function to provide frictionless customer experience. As customers make a permanent shift to next-gen payment methods, Digital IDs are critical for a seamless payment experience. The B2B payments segment is witnessing rapid digitization. BigTechs, PayTechs, and industry newcomers are ready to jump in with newfangled solutions to help underserved small to medium-sized businesses (SMBs).
As incumbents struggle with profits, new-age firms are forging ahead to take the lead in the Payments 4.X era by riding the success of non-card products and services. The new era demands collaboration, platformification, and firms can unleash full market potential only by embracing API-based business models and open ecosystems. Data prowess and enhanced payment processing capabilities are inevitable to thrive ahead. The clock is ticking for banks and traditional payments firms because the competitive advantage is not guaranteed forever. As industry players seek economies of scale, consolidations loom, and non-banks explore new territories to threaten incumbents’ market share. While all these 2022 trends are at play, central bank digital currency (CBDC) is emerging globally and might open a new chapter in the current payments landscape.
As we slowly move out of the pandemic, financial services firms have learned the criticality of virtual engagement to business resilience. Wealth management firms will need capabilities to cater to new-age clients and deliver new-age services. This report aims to understand and analyze the top trends in the Wealth Management industry this year and beyond.
A year ago, our Top Trends in Wealth Management report emphasized how the pandemic sparked disruption and digital transformation and changing investor attitudes around Environmental, Social, and Corporate Governance (ESG) products. As we begin 2022, many of those trends continue to hold as COVID-19’s wide-reaching effects continue to influence the wealth management industry.
As wealth management (WM) firms supercharge their digital transformation journeys, investments in cybersecurity and human-centered design are becoming critical to building superior digital client experience (CX). Another holdover trend − sustainable investing – is gaining mainstream attention and generating increasingly sophisticated client demands. Data and analytics capabilities will become ever more essential for ESG scoring and personalized customer engagement. As large financial services firms refocus on their wealth management business while new digital players make industry strides, competition is becoming historically intense. Not surprisingly, client experience is the new battleground.
This analysis provides an overview of the top trends in the retail banking sector driven by the competition, digital transformation, and innovation led by retail banks exploring novel ways to create and retain value in evolving landscape.
COVID-19 caught banks off guard and shook legacy mindsets to the core. With 20/20 (2020) hindsight, firms are more aware, digitally resilient, and financially stable as they head into 2022. The trials of the past 18 months forced firms to shore up existing business and consider new models and revenue streams.
Customer-centricity remains at the top of most FS agendas and is a 2022 focal point. Banks will focus on achieving operational excellence as diligently as delivering superior CX. In 2022 and beyond, it will be paramount for FIs to explore and invest in new technologies to remain relevant and resilient.
Banking 4.X will arrive in full force in 2022 with platform-supported firms monetizing diverse ecosystem capabilities and aggressively harvesting data to create experiential customer journeys through intelligent and personalized engagements. The new era will compel future-focused banks to finally abandon legacy infrastructure and collaborate with third-party specialists to solidify their best-fit, long-term roles. Increasingly, open platforms will make banks invisible as banking becomes embedded into customer lifestyles. At the same time, banks will shed asset-heavy models and shift to the cloud for greater agility, speed to market, and faster innovation. The shift will act as a precursor to adopting new technologies on the horizon – 5G and Decentralized Finance.
The recent past was filled will extraordinary lessons for financial institutions. Now is the time to act on those learnings and move forward profitably.
While COVID-19 has sparked the demand for life insurance, it has also exposed the operating model vulnerabilities in distribution, servicing, and customer retention. In a post-COVID, new-normal environment, insurers need to enhance their capabilities around advanced data management and focus on seamless and secure data sharing to provide superior CX and hyper-personalized offerings. Accelerated digitalization and faster go-to-market are vital to remaining competitive, and win-win partnerships with ecosystems are critical in the journey.
Read our Top Life Insurance Trends 2022 to explore the tactical and strategic initiatives carriers undertake to acquire competencies around customer centricity, product agility, intelligent processes, and an open ecosystem to ensure profitable growth and future readiness.
Property & Casualty Insurance Top Trends 2021Capgemini
The Property & Casualty insurance landscape is evolving quickly with the changing risk landscape, entry of new players, and changing customer expectations. The ripple effects of COVID-19 on the P&C insurance industry and natural disasters such as forest fires have adversely impacted insurance firm books.
In this scenario, to ensure growth and future-readiness, the most strategic insurers strive to be ‘Inventive Insurers’ – assuming a customer-centric approach, deploying intelligent processes, practicing business resilience and go-to-market agility, and embracing an open ecosystem.
Read our Property & Casualty Insurance Top Trends 2021 report to explore the strategies insurers are adapting to remain competitive amidst the evolving business landscape and how they can explore new ways to enhance their profitability.
A combination of factors such as demographic changes, evolving consumer preferences, and desire to become operationally efficient were already spurring changes in the life insurance industry. Enter 2020 – the COVID-19 pandemic is having a significant impact on the industry.
At the peak of disruption, the focus was on ensuring business continuity, but new initiatives are cropping up to tackle the challenges as the industry is adapting to the new normal.
Furthermore, COVID-19 has acted as a catalyst, pushing life insurers to prioritize their efforts on improving customer centricity, developing go-to-market agility, making processes intelligent, building business resilience, and embracing the open ecosystem.
Read our Life Insurance Top Trends 2021 report to explore the strategies insurers are adopting to manage the changing market dynamics.
The uncertainty of 2020 is setting the global tone for the immediate future in the financial services industry. So it is no surprise banks are laser-focused on business resilience, emphasizing both financial and operational risks. The need to adapt quickly to new normal conditions through virtual customer engagement is clear.
Customer centricity continues to drive commercial banks’ solution designs. And, the pandemic compelled products that deliver immediate client value ‒ quick digital onboarding, seamless lending, and support for small and medium-sized enterprises (SMEs). The onus is now on banks to go to market more quickly, which requires the implementation of intelligent processes and integrating corporates’ enterprise resource planning (ERP) systems with banking workflows.
To achieve go-to-market agility, banks across the globe are investing in and collaborating with FinTechs. Many of these partnerships are focused on boosting digital lending and providing seamless support to anxious small-business clients in need of assurance.
With newfound impetus for FinTech collaboration, commercial banks have picked up their step on the path toward OpenX. COVID-19 made it evident that survival during turbulence is manageable through collaboration with ecosystem players.
Read our Top Trends in Commercial Banking 2021 report to explore the strategies banks are adapting to transform their businesses from a product-led, siloed model to an experiential and agile plan.
When we published the Top Trends in Wealth Management 2020, little did we foresee the pandemic that would sweep through the world and disrupt life as we knew it. Yet, when we reviewed last year’s trends, we found that many still hold and some have taken on even greater relevance. One such trend is sustainable investing, which had begun to gain prominence as investors became more aware of ESG considerations, and firms rolled out more sustainable investing offerings. Another trend that has accelerated in the post-COVID world is the importance of investing in omnichannel capabilities and technologies such as artificial intelligence (AI) to enhance personalization and advisor effectiveness. The pandemic has driven wealth management firms to accelerate their digital transformation journey, with some immediate focus areas being interactive client communications and digital advisor tools.
There is no denying that time is of the essence. Yes, budgets are tight, but the Open X ecosystem offers wealth management firms opportunities to reimagine their operating models and deliver excellent customer experience cost-effectively.
Top trends in Payments: 2020 highlighted the payments industry’s flux driven by new trends in technology adoption, innovative solutions, and changing consumer behavior. The pandemic has tested the digital mastery of players, who are already grappling with transition. Non-cash transactions are on a robust growth path, accelerated by increased adoption during COVID-19. Regulators are working to instill trust and address non-cash payments risk amid unparalleled growth as players collaborate to quell uncertainty. Regional initiatives, such as the P27 (Nordics real-time payments system) and the EPI (European Payments Initiative), are gaining traction in response to country-level fragmentation and competition.
Investment in emerging technologies is looked upon as an elixir to mitigate fraud, data-driven offerings are being considered for providing value-added propositions, and distributed ledger technology is in focus for digital currency solutions, efficiency enhancement, and cost gains. New players, such as retailers/merchants, are integrating payments into their value chains while technology giants are upscaling their financial services game by weaving offerings around payments as a center stage. Constrained by budgets, firms consider business models such as Platform-as-a-Service (PaaS) to provide cost-effective and superior customer experience.
A combination of factors, including demographic changes, evolving consumer preferences, and regulatory and compliance mandates, were already spurring change in the health insurance industry. Enter 2020 and the COVID-19 pandemic, which is having sweeping implications for the industry.
At the peak of disruption, the focus was on ensuring business continuity, but new initiatives are cropping up to tackle the challenges as the industry adapts to the new normal.
Furthermore, some changes are here to stay, and it will be prudent for the industry players to be resilient to the market shifts by being agile, improving member centricity, making processes intelligent, and embracing the open ecosystem.
Read our Health Insurance Top Trends 2021 report to explore the strategies insurers are adopting to manage the external pressures.
The banking industry’s resilience is being tested as banks navigate through a remarkable 2020 filled with uncertainties. The impact of COVID-19 has been about setting the tone for future operational models. Retail banks have shifted focus towards integrated risk management with a more holistic view of operational risks. Adapting to the new normal, banks have prioritized cost transformation while engaging customers virtually. Incumbents sought to be more responsible within fast-changing environmental conditions and ESG remained a critical focus.
To provide more experiential services, banks are leveraging techniques such as segment-of-one to hyper-personalize offerings while aiming to humanize digital channels for increased engagement. Banks are also revamping middle and back offices, going beyond the front end leveraging intelligent processes. Open X is enabling banks to play on their strengths and use the expertise of ecosystem players. Going forward, banks are poised to become an enhanced one-stop shop by providing consumers value-adding FS and non-FS experiences.
To acquire customers in cost-effective manner, retail banks are tapping value-based propositions ‒ such as POS financing and mortgage refinancing. Further, Banking-as-Service provides incumbents a way to provide their high-value offerings to other players. In preparation for the future, banks will be looking to improve their go-to-market agility by leveraging the benefits of cloud. This analysis outlines the top 10 trends in retail banking for 2021.
Explore how Capgemini’s Connected autonomous planning fine-tunes Consumer Products Company’s operations for manufacturing, transport, procurement, and virtually every other aspect of the supply-value network in a touchless, autonomous way.
Financial services is undergoing a paradigm shift that is forcing incumbent retail banks to rethink growth strategies as they struggle to remain relevant. Growing competition from BigTechs, FinTech firms, and challenger banks has added to the complexity created by increasingly stringent regulatory and compliance requirements. Customers now expect a seamless customer journey and personalized offerings because they have become accustomed to top-notch individualized service from GAFA giants Google, Apple, Facebook, and Amazon. The changing ecosystem offers established banks new, unexplored opportunities and encourages a transition beyond traditional products to meet the exacting requirements of today’s customers. Bank collaboration with FinTech and RegTech partners is becoming commonplace. Incumbents are exploring point-of-sale financing and unsecured consumer lending, while they also boost their digital channel competencies to reach a broader customer base. Banks are beginning to accept open APIs and are working with third-party specialists to create an open shared marketplace. Technological advancements such as AI are fueling efforts to evolve customer onboarding and touchpoint processes. Increasingly, banks are turning to design thinking methodology to understand the customer journey, extract deep insights, and develop a more refined user experience across the customer lifecycle.
Our analysis of the top retail banking trends for 2020 offers a glimpse into the fast-changing banking ecosystem and explores the tools and solutions being used to face new-age challenges.
Aspects of the life insurance industry have remained constant for years – and so have premiums. Traditional savings products have taken a huge hit in terms of attractiveness because low interest-rates prevail. Meanwhile, the risk landscape is shifting, and insurers need to align better with the emerging business environment, manage changing customer preferences, and improve operational efficiencies. Within today’s scenario, industry players are undertaking tactical and strategic shifts in attempts to manage unpredictable market dynamics. Insurers must develop alternative products to breathe new life into policies and leverage emerging technologies (artificial intelligence (AI), analytics, and blockchain) to improve efficiency, agility, flexibility, and customer-centricity.
Read Top Trends in Life Insurance: 2020 for a look at the innovative steps future-focused insurers are considering to meet industry challenges and opportunities.
The health insurance industry is evolving and undergoing significant changes. As the risk landscape shifts, insurers are working to improve operational efficiencies, meet evolving customer preferences, and align better with the changing business environment. Accordingly, payers must adapt and align business models and offerings. An incisive tactical approach is required to accommodate members’ needs and related emerging risks — medical, health, and environmental. Advanced technologies such as artificial intelligence, analytics, automation, and connected devices are enabling insurers to manage these changes proactively, partner with members, and help to prevent risks, all the while continuing to fulfill payer responsibilities.
Read Top Trends in Health Insurance: 2020 to learn which strategies insurers are adopting to navigate and align with today’s challenges.
Similar to other financial services domains, payments is evolving into an open ecosystem. The EU’s Payment Services Directive (PSD2) pioneered open banking by encouraging banks and established payments players to securely open the systems to foster competition, innovation, and more customer choices. In tandem with non-cash transaction growth, regulations are driving banks and payments firms to expand their array of payment methods and channels. Governments are encouraging financial inclusion by also promoting the adoption of non-cash payments. Increasingly, merchants and corporates seek to offer alternative payment systems because of widespread popularity among consumers. Alternative payments also enable merchants to provide real-time and cross-border payments to boost business efficiency.
Banks, payment firms, card firms, BigTechs, FinTechs, and other players are continuously developing new technology to cash in on market changes. However, data breaches and fraud continue to hinder innovation as firms devote countless resources each year to address security issues. Many governments are also designing new regulations to reduce ecosystem threats. All these measures are expected to make the current ecosystem much more secure and simple for players as well as customers.
Top Trends in Payments: 2020 explores and analyzes payments ecosystem initiatives and solutions for this year and beyond
Smart TV Buyer Insights Survey 2024 by 91mobiles.pdf91mobiles
91mobiles recently conducted a Smart TV Buyer Insights Survey in which we asked over 3,000 respondents about the TV they own, aspects they look at on a new TV, and their TV buying preferences.
Key Trends Shaping the Future of Infrastructure.pdfCheryl Hung
Keynote at DIGIT West Expo, Glasgow on 29 May 2024.
Cheryl Hung, ochery.com
Sr Director, Infrastructure Ecosystem, Arm.
The key trends across hardware, cloud and open-source; exploring how these areas are likely to mature and develop over the short and long-term, and then considering how organisations can position themselves to adapt and thrive.
GraphRAG is All You need? LLM & Knowledge GraphGuy Korland
Guy Korland, CEO and Co-founder of FalkorDB, will review two articles on the integration of language models with knowledge graphs.
1. Unifying Large Language Models and Knowledge Graphs: A Roadmap.
https://arxiv.org/abs/2306.08302
2. Microsoft Research's GraphRAG paper and a review paper on various uses of knowledge graphs:
https://www.microsoft.com/en-us/research/blog/graphrag-unlocking-llm-discovery-on-narrative-private-data/
GDG Cloud Southlake #33: Boule & Rebala: Effective AppSec in SDLC using Deplo...James Anderson
Effective Application Security in Software Delivery lifecycle using Deployment Firewall and DBOM
The modern software delivery process (or the CI/CD process) includes many tools, distributed teams, open-source code, and cloud platforms. Constant focus on speed to release software to market, along with the traditional slow and manual security checks has caused gaps in continuous security as an important piece in the software supply chain. Today organizations feel more susceptible to external and internal cyber threats due to the vast attack surface in their applications supply chain and the lack of end-to-end governance and risk management.
The software team must secure its software delivery process to avoid vulnerability and security breaches. This needs to be achieved with existing tool chains and without extensive rework of the delivery processes. This talk will present strategies and techniques for providing visibility into the true risk of the existing vulnerabilities, preventing the introduction of security issues in the software, resolving vulnerabilities in production environments quickly, and capturing the deployment bill of materials (DBOM).
Speakers:
Bob Boule
Robert Boule is a technology enthusiast with PASSION for technology and making things work along with a knack for helping others understand how things work. He comes with around 20 years of solution engineering experience in application security, software continuous delivery, and SaaS platforms. He is known for his dynamic presentations in CI/CD and application security integrated in software delivery lifecycle.
Gopinath Rebala
Gopinath Rebala is the CTO of OpsMx, where he has overall responsibility for the machine learning and data processing architectures for Secure Software Delivery. Gopi also has a strong connection with our customers, leading design and architecture for strategic implementations. Gopi is a frequent speaker and well-known leader in continuous delivery and integrating security into software delivery.
State of ICS and IoT Cyber Threat Landscape Report 2024 previewPrayukth K V
The IoT and OT threat landscape report has been prepared by the Threat Research Team at Sectrio using data from Sectrio, cyber threat intelligence farming facilities spread across over 85 cities around the world. In addition, Sectrio also runs AI-based advanced threat and payload engagement facilities that serve as sinks to attract and engage sophisticated threat actors, and newer malware including new variants and latent threats that are at an earlier stage of development.
The latest edition of the OT/ICS and IoT security Threat Landscape Report 2024 also covers:
State of global ICS asset and network exposure
Sectoral targets and attacks as well as the cost of ransom
Global APT activity, AI usage, actor and tactic profiles, and implications
Rise in volumes of AI-powered cyberattacks
Major cyber events in 2024
Malware and malicious payload trends
Cyberattack types and targets
Vulnerability exploit attempts on CVEs
Attacks on counties – USA
Expansion of bot farms – how, where, and why
In-depth analysis of the cyber threat landscape across North America, South America, Europe, APAC, and the Middle East
Why are attacks on smart factories rising?
Cyber risk predictions
Axis of attacks – Europe
Systemic attacks in the Middle East
Download the full report from here:
https://sectrio.com/resources/ot-threat-landscape-reports/sectrio-releases-ot-ics-and-iot-security-threat-landscape-report-2024/
Dev Dives: Train smarter, not harder – active learning and UiPath LLMs for do...UiPathCommunity
💥 Speed, accuracy, and scaling – discover the superpowers of GenAI in action with UiPath Document Understanding and Communications Mining™:
See how to accelerate model training and optimize model performance with active learning
Learn about the latest enhancements to out-of-the-box document processing – with little to no training required
Get an exclusive demo of the new family of UiPath LLMs – GenAI models specialized for processing different types of documents and messages
This is a hands-on session specifically designed for automation developers and AI enthusiasts seeking to enhance their knowledge in leveraging the latest intelligent document processing capabilities offered by UiPath.
Speakers:
👨🏫 Andras Palfi, Senior Product Manager, UiPath
👩🏫 Lenka Dulovicova, Product Program Manager, UiPath
Connector Corner: Automate dynamic content and events by pushing a buttonDianaGray10
Here is something new! In our next Connector Corner webinar, we will demonstrate how you can use a single workflow to:
Create a campaign using Mailchimp with merge tags/fields
Send an interactive Slack channel message (using buttons)
Have the message received by managers and peers along with a test email for review
But there’s more:
In a second workflow supporting the same use case, you’ll see:
Your campaign sent to target colleagues for approval
If the “Approve” button is clicked, a Jira/Zendesk ticket is created for the marketing design team
But—if the “Reject” button is pushed, colleagues will be alerted via Slack message
Join us to learn more about this new, human-in-the-loop capability, brought to you by Integration Service connectors.
And...
Speakers:
Akshay Agnihotri, Product Manager
Charlie Greenberg, Host
Let's dive deeper into the world of ODC! Ricardo Alves (OutSystems) will join us to tell all about the new Data Fabric. After that, Sezen de Bruijn (OutSystems) will get into the details on how to best design a sturdy architecture within ODC.