Loss of Licence cover provides benefits to pilots, co-pilots, flight engineers, and air traffic controllers who experience permanent or temporary loss of their aircrew license due to injury or illness. The benefit amount is linked to the beneficiary's age and annual salary, with older beneficiaries often restricted to physical injury only. Benefits for temporary suspension usually start after a waiting period of 90-180 days and provide 2% of the sum assured per month for up to 12 months, after which benefits received will be adjusted if the suspension becomes permanent. Exclusions include pre-existing conditions, intentional acts, war, and loss of license for reasons not covered by the policy.