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The document discusses a group personal accident insurance policy that provides coverage for death and disability caused by accidents. It covers individuals 24 hours a day worldwide as long as the minimum group size is 11 people. The policy covers medical expenses, broken bones, temporary and permanent disability, transportation of remains, education grants for children, and death. Premium rates vary by insurer but range from 73 rupees to 726 rupees annually depending on the sum insured of 100,000 rupees to 10,00,000 rupees per individual. To obtain the policy, the proposal form, employee details, sum insured, and payment are required.





