Carl Emmerson: The outlook for NHS funding to 2021/22Nuffield Trust
This document summarizes projections for NHS funding in England over the next decade based on analysis by Carl Emmerson and Rowena Crawford. It finds that the planned 4-year freeze in NHS funding from 2010-2015 would be the tightest period in the last 50 years. Public service spending growth is projected to average 1.1% annually from 2015-2022, or just 0.4% if economic conditions worsen. Maintaining NHS spending in line with national income growth would not keep up with costs of an aging population, requiring increased NHS productivity to close the gap between funding and demand pressures.
The graph compares the daily energy use of a university building in July 2009 versus July 2010. It shows that energy use decreased from nearly 5,000 kWh/day in July 2009 to around 3,500 kWh/day in July 2010, a reduction of over 79,000 kWh and nearly 40%.
This document announces a competition to fund collaborative R&D projects that address challenges in the digital industries. The competition will invest up to £18M over 12 months. It identifies three key challenge areas: people, digital content/services, and networks. The first round will provide up to £10M for projects addressing at least two areas. It aims to fund projects that can help create a sustainable economic future for all participants in the digital industries.
Project Control using functional size - which method to use?Harold van Heeringen
Project Control is one of the most difficult tasks of a project manager. To assess whether a project is still on track is very difficult because the team members often report overconfident status reports. Using functional size and specialized tooling, like QSM Control or SEER PPMC, helps the project manager to get a real good understanding of the status of the project. These tools produce accurate forecasts and offer the possibility to do what-if analysis in order to select the best way to get a project back on track. In this presentation, it is examined which method would produce the best results, NESMA or IFPUG FPA or COSMIC FPA.
The document provides statistics on Ireland's economy and its relationship with the EU from 1960 to 2005. Key metrics shown include Ireland's GDP per capita increasing sharply from 1960 to 2005, high employment rates from 1996 to 2005 for both males and females, unemployment rates generally lower than the EU average, government debt as a percentage of GDP declining after peaking in the late 1990s, and Ireland typically running budget deficits smaller than the EU limit.
This document contains a floor plan and door/window elevations for a residential project. The floor plan shows the dimensions of rooms labeled D1, D2, D3, W1, W2, and V1. It also indicates the number of doors, windows, and other features. The door/window elevations provide additional dimensional details for external doors and windows, including notes about dimensions and construction details.
Tech Data Corporation reported record financial results for the fiscal year ended January 31, 2000. Net sales grew to $17 billion while net income exceeded $127 million. Tech Data's e-commerce business doubled to over $500 million in sales and their online transaction volume grew substantially. Tech Data positioned itself as a leader in business-to-business e-commerce and outsourcing services for technology vendors and resellers.
Carl Emmerson: The outlook for NHS funding to 2021/22Nuffield Trust
This document summarizes projections for NHS funding in England over the next decade based on analysis by Carl Emmerson and Rowena Crawford. It finds that the planned 4-year freeze in NHS funding from 2010-2015 would be the tightest period in the last 50 years. Public service spending growth is projected to average 1.1% annually from 2015-2022, or just 0.4% if economic conditions worsen. Maintaining NHS spending in line with national income growth would not keep up with costs of an aging population, requiring increased NHS productivity to close the gap between funding and demand pressures.
The graph compares the daily energy use of a university building in July 2009 versus July 2010. It shows that energy use decreased from nearly 5,000 kWh/day in July 2009 to around 3,500 kWh/day in July 2010, a reduction of over 79,000 kWh and nearly 40%.
This document announces a competition to fund collaborative R&D projects that address challenges in the digital industries. The competition will invest up to £18M over 12 months. It identifies three key challenge areas: people, digital content/services, and networks. The first round will provide up to £10M for projects addressing at least two areas. It aims to fund projects that can help create a sustainable economic future for all participants in the digital industries.
Project Control using functional size - which method to use?Harold van Heeringen
Project Control is one of the most difficult tasks of a project manager. To assess whether a project is still on track is very difficult because the team members often report overconfident status reports. Using functional size and specialized tooling, like QSM Control or SEER PPMC, helps the project manager to get a real good understanding of the status of the project. These tools produce accurate forecasts and offer the possibility to do what-if analysis in order to select the best way to get a project back on track. In this presentation, it is examined which method would produce the best results, NESMA or IFPUG FPA or COSMIC FPA.
The document provides statistics on Ireland's economy and its relationship with the EU from 1960 to 2005. Key metrics shown include Ireland's GDP per capita increasing sharply from 1960 to 2005, high employment rates from 1996 to 2005 for both males and females, unemployment rates generally lower than the EU average, government debt as a percentage of GDP declining after peaking in the late 1990s, and Ireland typically running budget deficits smaller than the EU limit.
This document contains a floor plan and door/window elevations for a residential project. The floor plan shows the dimensions of rooms labeled D1, D2, D3, W1, W2, and V1. It also indicates the number of doors, windows, and other features. The door/window elevations provide additional dimensional details for external doors and windows, including notes about dimensions and construction details.
Tech Data Corporation reported record financial results for the fiscal year ended January 31, 2000. Net sales grew to $17 billion while net income exceeded $127 million. Tech Data's e-commerce business doubled to over $500 million in sales and their online transaction volume grew substantially. Tech Data positioned itself as a leader in business-to-business e-commerce and outsourcing services for technology vendors and resellers.
Operational excellence, pricing to value, and pipeline drives are Monsanto's strategic playbook to double Seminis' gross profit from 2007 to 2012. Seminis is expected to outpace industry growth with a 6% CAGR through 2012 by focusing on key crops, shifting to higher value segments like protected culture, and launching 5 new products by 2012 including raised-head broccoli and improved-texture watermelon. The use of genetic mapping and marker assisted breeding could accelerate new product launches by 1-2 years.
The West eLearning Center aims to provide online training options that reinforce the Westlaw value proposition. Currently, the site has 42 courses and 220 lessons that have been completed 152,000 times. Training attributed to Westlaw usage increased 73% on average after completion. The 2009 plan is to drive increased registration, expand course offerings, integrate reporting and analytics to measure marketing impact, and assess opportunities in social networking to engage younger learners. Immersive learning through simulations and games may appeal to visual and experiential learners.
Tutorial for Energy Systems Week - Cambridge 2010Sean Meyn
The document discusses several issues related to dynamic power systems including:
1) Political mandates for renewable energy are changing rapidly and coupled generators and consumers can lead to instability.
2) Power systems are complex interconnected networks that require reliable operation while market power poses risks.
3) Balancing supply and demand is challenging with intermittent renewable resources like wind.
4) Power flow is subject to physical constraints that create friction in the system.
Parker is the world's leading manufacturer of motion and control technologies. In 2006, Parker achieved record financial results including $9.4 billion in sales, a 16.3% increase over 2005. Net income increased 19.7% to $638.3 million. Cash flow from operations reached a record $954.6 million. Parker's diversification across hundreds of markets, 57,000 employees, and 417,000 customers helps drive consistent growth and mitigate risks from economic cycles.
Civic Exchange 2009 The Air We Breathe Conference - The Beijing Olympics Expe...Civic Exchange
Civic Exchange 2009 The Air We Breathe Conference - Experts Symposium 9 January 2009
The Beijing Olympics Experience
presented by Prof. Zhu Tong (College of Environmental Studies and Engineering, Peking University)
http://air.dialogue.org.hk
This document discusses how TV advertisers are seeing Facebook as a competitor. It notes that while Facebook has a large reach, the online world is fragmented with many websites. However, Facebook's daily potential gross rating points (GRPs) of 1,659 for adults aged 15-44 comes close to competing with television's daily GRPs. The document argues that impressions on Facebook should be considered similar to GRPs for television. It suggests that combining television advertising with online advertising on Facebook could provide additional reach beyond either medium alone.
- The energy industry landscape has changed drastically in recent years due to overcapacity, volatile natural gas and power prices, and the stalling of deregulation.
- Duke Energy has taken major hits to its stock price, credit ratings, and profits but maintains sound underlying assets, customer base, and market position.
- In 2003, Duke Energy took steps to reduce debt, cut costs, sell non-core assets, and restructure its business portfolio, resulting in a $3.4 billion write-down and $1.3 billion net loss but positioning the company for long-term stability and value creation.
Tecnologie e Sistemi Per Le Reti Intelligenti MonizzaGIFI
This document discusses smart grids and the transition to more sustainable energy systems. It contains the following key points:
1. Smart grids allow for two-way power flows, integrated distributed generation, and real-time operation based on data from across the entire grid.
2. Drivers for smart grids include improving reliability, integrating more renewable and distributed generation, and enabling demand response.
3. Transmission investments of 22-24 billion euros are needed in Europe from 2010-2014 to develop renewable energy and accommodate rising electricity demand.
This summary provides the key details from the document in 3 sentences:
Orkut remains the leading social networking site in India with 17 million users, far surpassing Facebook's 7.4 million users, despite the popularity of sites like Facebook and Twitter. Orkut started as a Google project and appeals to India's large youth demographic as well as people in smaller cities who see it as aspirational, while some see it as outdated compared to Facebook or niche compared to Twitter. Migration between sites occurs but Orkut maintains a large user base due to its early start and accessibility over other platforms like Twitter that require a computer.
Victoria is Australia's greatest cool climate wine region, located in southeastern Australia. It has over 3,800 hectares of vineyards within the Yarra Valley Geographic Indication area, which produces award-winning wines. Some of the key wine regions highlighted in the document include the Yarra Valley, Harcourt Valley, Beechworth, Nagambie Lakes, King Valley, Mornington Peninsula, and Geelong/Bellarine Peninsula, which are known for their cool climates and high quality wines.
Economics of Cocoa,Profitability of Cocoa Farming in West Africa,What is the greatest threat to the cocoa supply?The R4D Context,Sustainable Tree Crops Development Alliance and Program,Synergies of the Partnership
Fabien Pinckaers is the CEO of Tiny, the company behind the open source ERP software OpenERP. OpenERP is a full-featured enterprise management software with 500 modules that provides accounting, CRM, sales management, manufacturing, and other functions. It has 80 employees, is self-financed and profitable. Pinckaers explains that OpenERP has achieved success through its open source business model, which allows for fast growth through a large community and low R&D costs, while still achieving profitability through services like support and custom development.
Spatial and Temporal Expression of a Citrate Permease and Aluminium-induced C...CIAT
1) The document examines the spatial and temporal expression of a citrate permease gene (PvMATE) and aluminum-induced citrate exudation in common bean roots.
2) Results show that PvMATE is strongly expressed at the root tip, correlating with high citrate exudation in this region. Citrate exudation also remains substantial in the elongation zone.
3) Aluminum treatment induces expression of the STOP1 transcription factor before enhanced expression of PvMATE, indicating STOP1 regulates PvMATE. Citrate exudation follows a cascade of events involving Al signal reception, STOP1 activation, and PvMATE expression to maintain root growth under aluminum
PRIMARY STRUCTURAL STEELWORKS MEMBERS - WATER TREATMENT PLANTJames Halun
FABRICATION OF GALVANIZED CARBON-STEEL COMPONENTS
NEW STRUCTURAL STEELWORKS MEMBERS
TREATMENT BUILDING
GENERAL ARRANGEMENTS
ASSEMBLIES & SCHEMES
ELEVATIONS
SECTIONS
DETAILS
MEMBER DIAGRAMS
PARTS
MATERIAL LISTS
ADVANCED DATA REQUIREMENTS
Portfolio Greenness and the Financial Performance of REITsnilskok
There is an increasing body of evidence on the financial performance of “green” commercial properties, but not much is known about the implications of investments in such buildings for property companies. This paper investigates the effects of the energy efficiency and sustainability of commercial properties on the operating and stock performance of a sample of US REITs, providing insight into the net benefits of “green” buildings. We match data on LEED and Energy Star certified buildings with detailed information on REIT portfolios and calculate the share of “green” properties for each REIT over the 2000-2011 period. In order to control for the endogeneity between environmental and financial performance, we use two instrumental variables – locational greenness and local environmental government policies. We estimate a two-stage regression model and document that the greenness of REITs is positively related to three measures of operating performance – return on assets, return on equity and the ratio of funds from operations to total revenue. We also document that there is no significant relationship between the greenness of property portfolios and abnormal stock returns, suggesting that stock prices already reflect the higher cash flows deriving from investments in more efficient properties. However, REITs with a higher fraction of “green” properties display lower market betas, which may be related to their reduced exposure to shocks in energy prices and environmental legislation.
In 2010, Vitol Group's total energy volumes reached 394 million metric tonnes and turnover was $195 billion, up from $191 billion in 2009. Crude oil accounted for 74.8% of turnover, followed by gasoline and naphtha at 37.2%, and gas oil and jet fuel at 29.2%. Vitol's equity basis CO2 emissions were 103,785 tonnes from their E&P division with an efficiency of 0.0029 tonnes of CO2 per cubic meter, 160,558 tonnes from their VTTI division with an efficiency of 0.0284 tonnes of CO2 per barrel, and 3,814 tonnes from business travel. Spot crude prices increased from a
KF is the union for Sweden's 54 consumer co-operative societies with around 3 million individual members. In 2006, KF reported a healthy profit of SEK 701 million and maintained a strong financial position. KF played an active role in projects to increase coordination and efficiency within the Swedish consumer co-operative movement. These included involvement in logistics, real estate investments, retail modernization, and brand initiatives. Membership increased by around 38,000 in 2006, totaling over 3 million who received SEK 395 million in rewards.
Russian insurance market growth perspectives and main directions of investmen...РОСГОССТРАХ
1) The Russian insurance market has been growing rapidly in recent years and is expected to double in size over the next 5 years.
2) Concentration in the market is increasing, with the top 10 companies now accounting for over 40% of premiums collected.
3) Key areas for future growth include life insurance, property insurance like motor casualty, and developing new products like liability insurance that can help support investment and innovation in the Russian economy.
office space toronto, toronto office space, office search toronto, office space in toronto, office rentals toronto, commercial office space, commercial real estate toronto, office rent toronto, toronto offices for lease
Climate change and biodiversity loss as drivers. Presented by Annapaola Rizzoli at the "Perth II: Global Change and the World's Mountains" conference in Perth, Scotland in September 2010.
Ecology and Biodiversity studies,Strategy for deploying biocontrol agents,IPM approach for flower thrips,Developing alternatives to cotton pesticides in Benin
This document summarizes a panel discussion on managing climate change across enterprises. It introduces the business drivers for integrated climate change management, such as regulatory risks from potential legislation, scientific trends showing the effect of greenhouse gases, and financial risks from issues like insurability. It also discusses the challenges of implementing climate change programs, such as organizational discontinuities and the need for foundational work like greenhouse gas inventories. Finally, it outlines the agenda for the panel discussion, including presentations on topics like establishing greenhouse gas inventories and prioritizing carbon offset investments.
Operational excellence, pricing to value, and pipeline drives are Monsanto's strategic playbook to double Seminis' gross profit from 2007 to 2012. Seminis is expected to outpace industry growth with a 6% CAGR through 2012 by focusing on key crops, shifting to higher value segments like protected culture, and launching 5 new products by 2012 including raised-head broccoli and improved-texture watermelon. The use of genetic mapping and marker assisted breeding could accelerate new product launches by 1-2 years.
The West eLearning Center aims to provide online training options that reinforce the Westlaw value proposition. Currently, the site has 42 courses and 220 lessons that have been completed 152,000 times. Training attributed to Westlaw usage increased 73% on average after completion. The 2009 plan is to drive increased registration, expand course offerings, integrate reporting and analytics to measure marketing impact, and assess opportunities in social networking to engage younger learners. Immersive learning through simulations and games may appeal to visual and experiential learners.
Tutorial for Energy Systems Week - Cambridge 2010Sean Meyn
The document discusses several issues related to dynamic power systems including:
1) Political mandates for renewable energy are changing rapidly and coupled generators and consumers can lead to instability.
2) Power systems are complex interconnected networks that require reliable operation while market power poses risks.
3) Balancing supply and demand is challenging with intermittent renewable resources like wind.
4) Power flow is subject to physical constraints that create friction in the system.
Parker is the world's leading manufacturer of motion and control technologies. In 2006, Parker achieved record financial results including $9.4 billion in sales, a 16.3% increase over 2005. Net income increased 19.7% to $638.3 million. Cash flow from operations reached a record $954.6 million. Parker's diversification across hundreds of markets, 57,000 employees, and 417,000 customers helps drive consistent growth and mitigate risks from economic cycles.
Civic Exchange 2009 The Air We Breathe Conference - The Beijing Olympics Expe...Civic Exchange
Civic Exchange 2009 The Air We Breathe Conference - Experts Symposium 9 January 2009
The Beijing Olympics Experience
presented by Prof. Zhu Tong (College of Environmental Studies and Engineering, Peking University)
http://air.dialogue.org.hk
This document discusses how TV advertisers are seeing Facebook as a competitor. It notes that while Facebook has a large reach, the online world is fragmented with many websites. However, Facebook's daily potential gross rating points (GRPs) of 1,659 for adults aged 15-44 comes close to competing with television's daily GRPs. The document argues that impressions on Facebook should be considered similar to GRPs for television. It suggests that combining television advertising with online advertising on Facebook could provide additional reach beyond either medium alone.
- The energy industry landscape has changed drastically in recent years due to overcapacity, volatile natural gas and power prices, and the stalling of deregulation.
- Duke Energy has taken major hits to its stock price, credit ratings, and profits but maintains sound underlying assets, customer base, and market position.
- In 2003, Duke Energy took steps to reduce debt, cut costs, sell non-core assets, and restructure its business portfolio, resulting in a $3.4 billion write-down and $1.3 billion net loss but positioning the company for long-term stability and value creation.
Tecnologie e Sistemi Per Le Reti Intelligenti MonizzaGIFI
This document discusses smart grids and the transition to more sustainable energy systems. It contains the following key points:
1. Smart grids allow for two-way power flows, integrated distributed generation, and real-time operation based on data from across the entire grid.
2. Drivers for smart grids include improving reliability, integrating more renewable and distributed generation, and enabling demand response.
3. Transmission investments of 22-24 billion euros are needed in Europe from 2010-2014 to develop renewable energy and accommodate rising electricity demand.
This summary provides the key details from the document in 3 sentences:
Orkut remains the leading social networking site in India with 17 million users, far surpassing Facebook's 7.4 million users, despite the popularity of sites like Facebook and Twitter. Orkut started as a Google project and appeals to India's large youth demographic as well as people in smaller cities who see it as aspirational, while some see it as outdated compared to Facebook or niche compared to Twitter. Migration between sites occurs but Orkut maintains a large user base due to its early start and accessibility over other platforms like Twitter that require a computer.
Victoria is Australia's greatest cool climate wine region, located in southeastern Australia. It has over 3,800 hectares of vineyards within the Yarra Valley Geographic Indication area, which produces award-winning wines. Some of the key wine regions highlighted in the document include the Yarra Valley, Harcourt Valley, Beechworth, Nagambie Lakes, King Valley, Mornington Peninsula, and Geelong/Bellarine Peninsula, which are known for their cool climates and high quality wines.
Economics of Cocoa,Profitability of Cocoa Farming in West Africa,What is the greatest threat to the cocoa supply?The R4D Context,Sustainable Tree Crops Development Alliance and Program,Synergies of the Partnership
Fabien Pinckaers is the CEO of Tiny, the company behind the open source ERP software OpenERP. OpenERP is a full-featured enterprise management software with 500 modules that provides accounting, CRM, sales management, manufacturing, and other functions. It has 80 employees, is self-financed and profitable. Pinckaers explains that OpenERP has achieved success through its open source business model, which allows for fast growth through a large community and low R&D costs, while still achieving profitability through services like support and custom development.
Spatial and Temporal Expression of a Citrate Permease and Aluminium-induced C...CIAT
1) The document examines the spatial and temporal expression of a citrate permease gene (PvMATE) and aluminum-induced citrate exudation in common bean roots.
2) Results show that PvMATE is strongly expressed at the root tip, correlating with high citrate exudation in this region. Citrate exudation also remains substantial in the elongation zone.
3) Aluminum treatment induces expression of the STOP1 transcription factor before enhanced expression of PvMATE, indicating STOP1 regulates PvMATE. Citrate exudation follows a cascade of events involving Al signal reception, STOP1 activation, and PvMATE expression to maintain root growth under aluminum
PRIMARY STRUCTURAL STEELWORKS MEMBERS - WATER TREATMENT PLANTJames Halun
FABRICATION OF GALVANIZED CARBON-STEEL COMPONENTS
NEW STRUCTURAL STEELWORKS MEMBERS
TREATMENT BUILDING
GENERAL ARRANGEMENTS
ASSEMBLIES & SCHEMES
ELEVATIONS
SECTIONS
DETAILS
MEMBER DIAGRAMS
PARTS
MATERIAL LISTS
ADVANCED DATA REQUIREMENTS
Portfolio Greenness and the Financial Performance of REITsnilskok
There is an increasing body of evidence on the financial performance of “green” commercial properties, but not much is known about the implications of investments in such buildings for property companies. This paper investigates the effects of the energy efficiency and sustainability of commercial properties on the operating and stock performance of a sample of US REITs, providing insight into the net benefits of “green” buildings. We match data on LEED and Energy Star certified buildings with detailed information on REIT portfolios and calculate the share of “green” properties for each REIT over the 2000-2011 period. In order to control for the endogeneity between environmental and financial performance, we use two instrumental variables – locational greenness and local environmental government policies. We estimate a two-stage regression model and document that the greenness of REITs is positively related to three measures of operating performance – return on assets, return on equity and the ratio of funds from operations to total revenue. We also document that there is no significant relationship between the greenness of property portfolios and abnormal stock returns, suggesting that stock prices already reflect the higher cash flows deriving from investments in more efficient properties. However, REITs with a higher fraction of “green” properties display lower market betas, which may be related to their reduced exposure to shocks in energy prices and environmental legislation.
In 2010, Vitol Group's total energy volumes reached 394 million metric tonnes and turnover was $195 billion, up from $191 billion in 2009. Crude oil accounted for 74.8% of turnover, followed by gasoline and naphtha at 37.2%, and gas oil and jet fuel at 29.2%. Vitol's equity basis CO2 emissions were 103,785 tonnes from their E&P division with an efficiency of 0.0029 tonnes of CO2 per cubic meter, 160,558 tonnes from their VTTI division with an efficiency of 0.0284 tonnes of CO2 per barrel, and 3,814 tonnes from business travel. Spot crude prices increased from a
KF is the union for Sweden's 54 consumer co-operative societies with around 3 million individual members. In 2006, KF reported a healthy profit of SEK 701 million and maintained a strong financial position. KF played an active role in projects to increase coordination and efficiency within the Swedish consumer co-operative movement. These included involvement in logistics, real estate investments, retail modernization, and brand initiatives. Membership increased by around 38,000 in 2006, totaling over 3 million who received SEK 395 million in rewards.
Russian insurance market growth perspectives and main directions of investmen...РОСГОССТРАХ
1) The Russian insurance market has been growing rapidly in recent years and is expected to double in size over the next 5 years.
2) Concentration in the market is increasing, with the top 10 companies now accounting for over 40% of premiums collected.
3) Key areas for future growth include life insurance, property insurance like motor casualty, and developing new products like liability insurance that can help support investment and innovation in the Russian economy.
office space toronto, toronto office space, office search toronto, office space in toronto, office rentals toronto, commercial office space, commercial real estate toronto, office rent toronto, toronto offices for lease
Climate change and biodiversity loss as drivers. Presented by Annapaola Rizzoli at the "Perth II: Global Change and the World's Mountains" conference in Perth, Scotland in September 2010.
Ecology and Biodiversity studies,Strategy for deploying biocontrol agents,IPM approach for flower thrips,Developing alternatives to cotton pesticides in Benin
This document summarizes a panel discussion on managing climate change across enterprises. It introduces the business drivers for integrated climate change management, such as regulatory risks from potential legislation, scientific trends showing the effect of greenhouse gases, and financial risks from issues like insurability. It also discusses the challenges of implementing climate change programs, such as organizational discontinuities and the need for foundational work like greenhouse gas inventories. Finally, it outlines the agenda for the panel discussion, including presentations on topics like establishing greenhouse gas inventories and prioritizing carbon offset investments.
Melody Emadiazar, Water Resources Manager, City of Frisco. Presentation at Texas Water Foundation, Central Texas Water Conservation Symposium February 26, 2013
This presentation provides an overview of Santander Brasil's wholesale banking division. It begins with a market overview showing strong growth in corporate loans from 2005-2010 in Brazil. The agenda then outlines discussing the market overview, Santander's wholesale banking business, and its wholesale banking growth strategy. The presentation is intended for informational purposes only and involves risks and uncertainties about future performance.
Apresentações do evento da corretora santander 12052010risantander
This presentation provides an overview of Santander Brasil's wholesale banking division. It begins with a market overview showing strong growth in corporate loans from 2005-2010 in Brazil. The agenda then outlines that the presentation will cover the Santander wholesale banking business, market trends, and the bank's wholesale banking growth strategy. The presentation is intended for informational purposes only and involves risks and uncertainties about future performance.
This presentation provides an overview of Santander Brasil's wholesale banking division. It begins with a market overview showing strong growth in corporate loans in Brazil from 2005 to 2010. The agenda then outlines that the presentation will cover the Santander wholesale banking business, market trends, and the bank's wholesale banking growth strategy. The presentation is intended for informational purposes only and involves forecasts that may not reflect actual future performance.
Poster for setting reaction & compressive strength of GPC with and without MMTMazlinda Sarihasan
This document discusses the setting reaction and compressive strength of glass polyalkenoate cements based on calcium/sodium fluoro-aluminosilicate glasses. It examines how the addition of montmorillonite clay (MMT) and the presence of sodium influence the compressive strength over time. The key findings are:
1) Compressive strength of both cements tested increased with curing time but was higher for the cement without sodium.
2) Addition of MMT significantly increased the compressive strength of both cements, likely due to hydrogen bonding between MMT and the acid component.
3) Composition of the glass powders, particularly the presence of sodium, affects the
The document provides a technical analysis of the Indian stock market and various stocks for the week of August 27th - September 2nd 2012.
It notes that the Nifty index remained rangebound between 5250-5575 and is expected to continue its upward movement to 5500-5550 if support at 5340 holds. Bank Nifty is holding crucial support at 10360 and positions should be held with stops at 10280. ICICI Bank is viewed as neutral with signals to take long positions above 937-940 and short below 930. SBI has a bearish bias and existing short positions should be held with stops moved to 1940. BHEL is expected to remain rangebound between 227-236. Infosys
The family share of funding for public higher education in Virginia increased from 34% in 2000 to 45% in 2011, while the state share decreased from 66% to 55%. This shift places a greater financial burden on students and their families. It comes at a time when the total cost of attendance, including both educational and non-educational fees, has been rising steadily for in-state students. Fees can lack transparency and transparency, potentially misleading families regarding the true costs of college.
This document discusses agricultural adaptation to climate change. It notes that adaptation involves finding ways to deal with issues like less water and higher temperatures. Crop adaptation is the basis of agriculture and involves the relationship between environmental factors and plant growth. Climate risks go beyond individual farms and are linked through markets. Increasing uncertainty due to climate change affects available options and outcomes. The document examines factors like declining terms of trade and total factor productivity in Australian agriculture over time. It discusses challenges like path dependence and separating climate change from natural variability when making adaptation decisions.
This document appears to be an action plan or report from 2015 that includes the following elements:
- Charts and graphs showing GDP, population, education, and technology trends over time for a particular country or region.
- Data on GDP, income, education performance on tests, and ICT adoption from 2005-2015.
- Mentions a goal to increase ICT use in education by 2021.
- Compares the country or region to OECD averages on various education and technology metrics.
- The document was the earnings call transcript from Quepasa Corporation for the first quarter of 2012, discussing key metrics and financial results.
- Registered users, visits, and pageviews all continued to increase quarter-over-quarter. Adjusted EBITDA was $672,937 for Q1 2012 compared to $10,430 in Q1 2011.
- Management highlighted continued growth in the company's core social networking platform, which was being rebranded from myYearbook to MeetMe.
The document discusses the concept of intercultural cities and policies. It defines an intercultural city as one with a diverse population, strong leadership embracing diversity as an advantage, policies combating discrimination, and institutions addressing diverse community needs. Intercultural cities also have strategies to encourage interaction between groups and deal with cultural conflicts. The document lists cities that have adopted intercultural policies and provides tools and guidelines for other cities.
This document discusses the evolution of agricultural water management (AWM) in rainfed crop-livestock systems of the Volta Basin across Burkina Faso and Ghana. It finds that over 200,000 to 300,000 hectares have been restored through AWM strategies, yielding an extra 80,000 tons of food annually. However, the actual impact on livelihoods and the environment remains controversial, as investments have been found ineffective and degradation continues. The document concludes with recommendations to improve local capacity building, resource management, infrastructure management, and address knowledge gaps through integrated research on water-crop-livestock interactions, landscape approaches, and socio-economic studies.
The Australian avocado industry has experienced significant growth over the last 5 years, with production increasing 65% since 2003. Production is concentrated in Queensland, which accounts for nearly 80% of Australia's avocados. The industry now includes over 1,100 growers producing approximately 46,500 tonnes worth $130 million annually. Looking ahead, the document outlines opportunities for further growth in production, exports, and consumption globally, though it also notes challenges from issues like climate change, biosecurity, and the global economic situation. Overall, the future is seen as positive if the industry maintains focus on quality, strategic promotion, research, and communication.
This document discusses architecting a 10x performance breakthrough for LTE core networking. It describes how NetLogic's XLR multicore processor leverages multithreading and a fast messaging network to improve performance and efficiency. Specialized hardware like an autonomous security acceleration engine is also discussed to minimize processor overhead for tasks like encryption and authentication. The presentation examines how hardware and software work together on the XLR platform to solve challenges around state management, latency hiding, and load balancing for LTE core functions.
- Larsen & Toubro Limited (L&T) is an Indian multinational engaged in technology, engineering, construction, manufacturing and financial services with global operations.
- In Q3 FY13, L&T reported order inflows growth of 14% and order book growth of 11% compared to same period last year. Net sales grew 10% while EBITDA grew 8% for Q3 FY13.
- For 9M FY13, order inflows were up 22% at Rs. 601 billion while order book was up 11% at Rs. 1,623 billion compared to same period last year. Net sales grew 17% to Rs. 405.80 billion for 9M
The CWM 8180 is a high-performance 3-way in-wall speaker system with a 200mm Rohacell bass driver, 130mm Kevlar midrange driver, and 25mm Nautilus tube tweeter. It has a frequency response of 45Hz-22kHz ±3dB and sensitivity of 89dB, making it suitable for accurate music reproduction despite being an in-wall speaker. The speaker is intended for use with amplifiers producing 20-150W into its 8 ohm impedance.
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(1) IITA is the International Institute of Tropical Agriculture, established in 1967 and headquartered in Ibadan, Nigeria with 21 stations in 30 countries. (2) IITA adopted DataCite DOIs in 2017 through the British Library Consortium to create a trusted institutional data repository meeting FAIR data principles. (3) IITA mints DOIs through an automatic Python script integrating with its Cassavabase database, and manually through its Fabrica portal, to increase data visibility, citation, and improve data management practices.
This document summarizes Samwel Muiruri Kariuki's research at IITA Kenya on inducing early flowering in cassava. The document discusses two methods: using LED light supplementation to induce flowering within 4 months, compared to 10 months without light; and developing a CMV-inducible CRISPR-Cas9 system to edit cassava genes in a virus-activated manner. Preliminary results show light supplementation significantly increased the number of flowering plants compared to the control. The researcher is working to assemble constructs using a CMV promoter to drive Cas9 expression and test them in Nicotiana benthamiana transformations. The goal is to create a virus-inducible gene editing system for cassava.
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This document summarizes a study on identifying the preferences of cassava product ("gari") end users in Benue State, Nigeria. The study found that farmers preferred cassava varieties with heavy, long roots that are not rotten or woody, while processors preferred varieties with white, dry peeled roots and less water in the mash. Marketers and consumers preferred gari that is shiny, dry, heavy, sweet with no lumps or smooth and white in color. The preferences identified will help breeders develop new cassava varieties that meet the needs of all end users.
The document discusses a study on the perception of quality in yam landraces among value chain actors in yam producing areas of Nigeria. It finds that Faketsa, Igum, Opoko, and Ushu are the most commonly cultivated varieties for pounded yam and yam flour production. Yam flour is typically processed from fresh yams through washing, peeling, cutting, drying, and grinding. Smoothness and mouldability are key factors in accepting pounded yam and yam fufu. The study recommends further research on Faketsa's qualities for pounded yam and yam flour to aid variety selection for these products.
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This document summarizes a survey of dried plantain chip processors in Ondo State, Nigeria. It describes the background and methods used in the survey. Key findings include that most processors are women between the ages of 25-40 who view chip processing as difficult work. Common challenges included the time-consuming nature, pest infestation during storage, and weather issues during drying. The conclusion recommends addressing animal contamination during drying and limiting the use of toxic preservatives to improve product quality and safety.
The document examines the effect of crop diversification on food and nutrition security among smallholder farming households in Nigeria. It analyzes data from the 2015 Nigerian General Household Survey on 2,041 households. It finds that crop diversification has a positive impact on dietary diversity, increasing it by 10.9%, but negatively impacts subjective food security. However, households with greater crop diversification had a 53.8% higher likelihood of being food secure. The study thus concludes that while crop diversification improves nutrition, broader support is still needed for farming households to ensure food security.
The document summarizes a study on the apparent retention of carotenoids in ogi flour made from different provitamin A maize genotypes. It finds that PVA SYN HGBC0 showed the highest carotenoid and provitamin A retention after processing ogi flour, making it the best genotype studied for producing nutritious ogi. The study aims to establish how processing affects carotenoid levels in ogi, an important food in Nigeria, to reduce micronutrient deficiencies in children.
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Professor Janice Olawoye had a 38-year career as a Professor of Rural Sociology at the University of Ibadan, where she served in various administrative roles including Head of Department and Dean. She supervised 30 PhDs and many other students and published over 70 papers. Professor Olawoye also consulted for international development organizations and worked with IITA on workshops, advisory boards, and fellowship programs. She is married with four sons and six grandchildren.
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Janice E. Olawoye presented on adaptation to climate change and indigenous and formal mitigation strategies. She discussed how climate change negatively impacts people through changes in weather patterns, threats to food security and health. Indigenous communities have adapted through practices like multiple cropping and migration. However, increased frequency and intensity of climate events requires more formal strategies like afforestation, drought-resistant crops, and early warning systems. Adaptation is needed to support livelihoods as traditional strategies are no longer sufficient. Gender must also be considered in climate policies and projects to address women's increased burdens. Individual actions like conserving resources and research can contribute to addressing this challenge.
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Impact of Agricultural Research in Sub-Saharan Africa
1. Impact of Agricultural Research
in Sub-Saharan Africa
Arega D. Alene
R4D Planning Meeting, 23 November 2009, Ibadan, Nigeria
International Institute of Tropical Agriculture – Institut international d’agriculture tropicale – www.iita.org
2. Pathway: R&D Productivity Poverty
R&D
Technology
Productivity
On-farm consumption
Incomes
Health/Nutrition
Labor demand & wages
Aggregate production
Non-farm earnings
Consumer prices
Economy-wide effects
Poverty
International Institute of Tropical Agriculture – Institut international d’agriculture tropicale – www.iita.org
11. Aggregate Rate of Return
Lag weights Model G. lag Elasticity ROR
0.030 (years) (%)
0.025 3 0.11 27
Trapezoid
0.020
1 0.10 34
0.015
3 0.10 31
0.010
C. PDL
0.005 0 0.10 44
0.000
0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 3 0.20 33
Years
UC. PDL
Unconstrained PDL 3–16 Constrained PDL 3–16
0 0.10 39
Trapezoid 2–16 Constrained PDL 0–16
International Institute of Tropical Agriculture – Institut international d’agriculture tropicale – www.iita.org
12. System of Equations
Pathway: R&D... Productivity… Incomes... Poverty
R&D: Polynomial Distributed Lag
International Institute of Tropical Agriculture – Institut international d’agriculture tropicale – www.iita.org
13. Simultaneous equation system estimates
of the impact of R&D in SSA
Equation/variable Parameter Estimate (t-value)
Value added per hectare: α1j + α2j
Research expenditures (t) α1(0) 0.003 (2.34)** 0.007 (4.14)***
Research expenditures (t –1) α1(1) 0.006 (2.34)** 0.012 (4.14)***
Research expenditures (t –2) α1(2) 0.008 (2.34)** 0.018 (4.14)***
Research expenditures (t –3) α1(3) 0.010 (2.34)** 0.022 (4.14)***
Research expenditures (t –4) α1(4) 0.012 (2.34)** 0.025 (4.14)***
Research expenditures (t –5) α1(5) 0.013 (2.34)** 0.028 (4.14)***
Research expenditures (t –6) α1(6) 0.014 (2.34)** 0.030 (4.14)***
Research expenditures (t –7) α1(7) 0.014 (2.34)** 0.031 (4.14)***
Research expenditures (t –8) α1(8) 0.015 (2.34)** 0.032 (4.14)***
Research expenditures (t –9) α1(9) 0.014 (2.34)** 0.031 (4.14)***
Research expenditures (t –10) α1(10) 0.014 (2.34)** 0.030 (4.14)***
Research expenditures (t –11) α1(11) 0.013 (2.34)** 0.028 (4.14)***
Research expenditures (t –12) α1(12) 0.012 (2.34)** 0.025 (4.14)***
Research expenditures (t –13) α1(13) 0.010 (2.34)** 0.022 (4.14)***
Research expenditures (t –14) α1(14) 0.008 (2.34)** 0.018 (4.14)***
Research expenditures (t –15) α1(15) 0.006 (2.34)** 0.012 (4.14)***
Research expenditures (t–16) α1(16) 0.003 (2.34)** 0.007 (4.14)***
α1(RE) 0.38 (4.14)*** (αRE)
Total elasticity 0.17 (2.34)**
Fertilizer (kg per hectare) αFR 0.086 (1.89)*
Labor (workers per hectare) αLB 0.699 (10.01)***
Machinery (tractors per hectare) αMA 0.235 (3.31)***
Irrigation (% of crop land) αIR 0.012 (0.23)
West and Central Africa αWCA 0.457 (3.57)***
Constant δ0 5.161 (23.27)***
R2 0.76
GDP per capita:
Value added per hectare βVA 0.954 (8.49)***
Land (hectares per worker) βLA 1.008 (9.82)***
Government expenditures (% of GDP) βGE 0.215 (1.78)*
Fixed capital investment (% of GDP) βFI –0.005 (–0.05)
Rural population (% of total) βPR –0.653 (–2.28)**
West and Central Africa βWCA –0.313 (–3.35)***
Constant β0 0.638 (0.95)***
R2 0.76
Poverty:
Gini coefficient of inequality γGC 1.740 (3.78)***
GDP per capita γGDP –0.593 (–5.81)***
Government expenditures (% of GDP) γGE 0.226 (1.18)
Fixed capital investment (% of GDP) γFI 0.078 (0.51)
Population growth (% per year) γPG 0.229 (1.43)
West and Central Africa γWCA –0.076 (–0.59)
Constant γ0 8.903 (8.47)***
R2 0.31
International Institute of Tropical Agriculture – Institut international d’agriculture tropicale – www.iita.org
14. Elasticity Measures
Elasticity of—with respect to Estimate
(1) Productivity — R&D 0.38
(2) GDP per capita — Productivity 0.95
(3) Poverty — GDP per capita –0.60
(4) GDP per capita — R&D = (1) (2) 0.36
(5) Poverty — Productivity = (2) (3) –0.58
(6) Poverty — R&D = (1) (2) (3) –0.22
International Institute of Tropical Agriculture – Institut international d’agriculture tropicale – www.iita.org
15. Poverty impacts of R&D in SSA
Annual poverty reduction = 2.3 million (0.8% of the poor)
Poverty reduction due to IITA: 0.5 to 1 million per year
Doubling R&D investments, given more efficient support services:
o Poverty reduction of 2 percentage points per year
o Equivalent to 4.8% of the poor
International Institute of Tropical Agriculture – Institut international d’agriculture tropicale – www.iita.org
17. Case Study Evidence: Maize Research in WCA
Maize Area & Yields
10 2.5
Area (million ha)
8 2.0
Area
Yield (t/ha)
6 1.5
4 Yield 1.0
2 0.5
0 0.0
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
2005
Year
International Institute of Tropical Agriculture – Institut international d’agriculture tropicale – www.iita.org
18. Maize varieties released in WCA, 1965–2006
Country Maize varieties released
Nigeria 82
Burkina Faso 59
Benin 29
Cameroon 27
Ghana 36
Togo 27
Senegal 47
Mali 18
Côte d’Ivoire 8
Chad 14
D.R. Congo 20
Guinea 12
Total 379
International Institute of Tropical Agriculture – Institut international d’agriculture tropicale – www.iita.org
19. Adoption of improved maize varieties in WCA
100 Country Area under improved varieties ('000 ha) % maize area
Nigeria
90 Mali 1981 2005 2005
Burkina Faso
80 Nigeria 27 2180 66
Adoption rate (% area)
Cameroon
70 Ghana Mali 2 163 38
60
Senegal Burkina Faso 5 333 76
Benin
50 Togo Cameroon 36 244 46
40
Cote d'Ivoire Ghana 5 664 88
Aggregate
Senegal 3 136 95
30
Benin 10 236 42
20
Togo 3 213 50
10 Côte d’Ivoire 20 69 53
0
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
2005
WCA 111 4238 62
Year
IITA varieties account for 43% of area under MVs
International Institute of Tropical Agriculture – Institut international d’agriculture tropicale – www.iita.org
20. Production (million tons)
0
2
4
6
8
10
12
14
16
1981
1982
1983
1984
1985
1986
Maize
1987
1988
Actual
1989
1990
1991
Counterfactual
1992
Production (million tons) 1993
0
2
4
6
8
10
12
14
16
1994
1981 1995
1982 1996
1983 1997
1998
Millet
1984
1999
1985 2000
1986 2001
1987 2002
1988 2003
Actual
1989 2004
1990 2005
1991 Counterfactual Production (million tons)
0
2
4
6
10
12
14
8
1992
1993 1981
1994 1982
1995 1983
1984
1996 1985
1997 1986
Sorghum
1998 1987
1999 1988
1989
Counterfactual
Actual
2000 1990
2001 1991
2002 1992
1993
2003 1994
2004 1995
2005 1996
Production with & without maize research
1997
1998
1999
2000
2001
2002
2003
2004
2005
International Institute of Tropical Agriculture – Institut international d’agriculture tropicale – www.iita.org
21. Maize Research Benefits & Costs
Summary Measures
Annual benefits Benefit–Cost Rate of Return
(US$ million) ratio (%)
Nigeria 194 84 74
Mali 6 11 37
Burkina Faso 10 14 39
Cameroon 15 18 69
Ghana 24 12 40
Senegal 5 12 28
Benin 8 28 64
Togo 5 10 31
Côte d’Ivoire 13 20 63
Aggregate 274 21 43
International Institute of Tropical Agriculture – Institut international d’agriculture tropicale – www.iita.org
22. Maize research benefits attributable to IITA
(US$ million)
250
200
US$90–126 m/year
150
100
50
0
1991
2003
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1992
1993
1994
1995
1996
1997
1998
1999
2000
2001
2002
2004
2005
International Institute of Tropical Agriculture – Institut international d’agriculture tropicale – www.iita.org
23. Poverty reduction due to maize research at IITA
(‘000)
600
500
Poverty reduction ('000)
400
230–326,000/year
300 35–50,000/$1 million
200
100
0
International Institute of Tropical Agriculture – Institut international d’agriculture tropicale – www.iita.org
25. Conclusions & Recommendations
Stronger recovery of agricultural productivity after mid-1980s
Results confirm the key roles of R&D, weather, and policy reforms
R&D has contributed to productivity growth and poverty reduction
Potential impacts are greater (fix inefficiencies outside R&D system)
SSA spends half of India’s & a quarter of US R&D expenditures
Increased R&D investments would bring about greater poverty reduction
Increased investments in extension/credit/input supply systems
o Infrastructure, institutions, credit, subsidies, etc
o Greater physical and economic access to seed & fertilizer
Enhancing poverty reduction through resource reallocation (…)
o Current allocations are suboptimal
International Institute of Tropical Agriculture – Institut international d’agriculture tropicale – www.iita.org
26. Benefits to Poor Households
Resource allocation based on expected impact
50
45
Cumulative benefits to the poor
(% of total research benefits)
40
35
30
25 Equity
Efficiency
20
Actual
15
10
5
0
0 10 20 30 40 50 60 70 80 90 100
Cumulative research costs (% of total budget)
International Institute of Tropical Agriculture – Institut international d’agriculture tropicale – www.iita.org
27. Implied Resource Re-allocation
International Institute of Tropical Agriculture – Institut international d’agriculture tropicale – www.iita.org