IFG is a fee-only financial planning and investment management firm that helps clients achieve their financial goals and retirement plans. IFG provides strategic financial planning, asset allocation, tax planning, investment manager selection, performance monitoring, and coordination of estate planning. IFG utilizes sophisticated tools and provides clients with 24/7 access to their financial plans, investment accounts, and reporting to help them navigate risks and achieve their desired financial future.

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805.265.5416
IFG Services Outside
California
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IFG is a fee-only financial planning and investment management advisory dedicated to helping clients
achieve their financial goals and live the lives they desire.
IFG services include:
• Providing strategic financial planning for retirement income and wealth preservation
• Budgeting and cash flow analysis
• Developing asset allocation strategy and investment policy
• Developing tax efficient investment strategies
• Analyzing the impact of concentrated positions on overall portfolio
• Searching and selecting investment managers and providing for independent reporting
• Monitoring investment performance
• Coordination of estate and tax planning
• Consulting on current and post-career business interests
IFG helps successful people – business owners, professionals and executives - get their financial lives in
order and keep it that way forever. The idea is to get and stay on a path towards the future they seek.
Minimizing Investment Uncertainty
The process of navigating a course to achieve your financial goals is similar to that of a ship’s captain
navigating a ship across a vast ocean. Just as the ship’s captain must navigate currents and weather,
investors must contend with their own set of external risks: Inflation, interest rates, legislative (tax),
market, and various business risks. No one can control the stock or credit markets. The same is true of
the economic environment, let alone government monetary or fiscal policy and legislation; but all those
changes can be navigated with a long-term focus, discipline, and an understanding of the things that
can be controlled: Risk, taxes, and costs.
A Path You Can Believe In
IFG utilizes some of the most sophisticated tools available in the financial industry. The planning
platform we use for our clients, powered by PIE Technologies, was ranked #1 for the third consecutive
year in a Financial Planning magazine survey of advisors across the United States. Dynamic data feeds
keep a wide variety of inputs constantly updated and IFG clients have 24/7/365 access as well as
complete control.
Sophisticated, Prudent, Investment Management
IFG clients have access to virtually the entire investment universe of investment choices, including
institutional-level asset management in separately managed accounts, including tax-managed
institutional managers. For some accounts, low-cost index mutual or exchange-traded funds (ETFs) are
recommended. IFG utilizes only no-load, no-commission investment solutions and does not receive
commissions or any other compensation of any description from third party investment product or
service providers. Where insurance tools or solutions are required by the client, compensation is
derived from the insurance company rather than annual advisory fees on those assets.
Clients have 24/7/365 access to their financial plans and all investment accounts in both individual and
consolidated formats, as well as up-to-date tax and performance reporting direct from their custodial
institution.
THE INDEPENDENT FINANCIAL GROUP
A Registered Investment Advisor
Financial Planning and Wealth Management
805.265.5416 • www.indfin.com • www.jimsmoneyblog.com
Ca. Ins. Lic. #0C00742