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Employees are confused about health 
care reform 
73% agree that health care reform is too complicated 
to understand. 
71% believe their personal health insurance situation will 
become more confusing. 
Just 10% say they are very or extremely knowledgeable 
about health care exchanges. 
Source: 
2014 Aflac WorkForces Report 
Z140812 8/14 
This article is for informational purposes only and is not intended to be a solicitation. 
Aflac herein means American Family Life Assurance Company of Columbus and 
American Family Life Assurance Company of New York. WWHQ | 1932 Wynnton 
Road | Columbus, GA 31999.
Most workers don’t understand consumer-driven 
health care 
71% of workers have not heard of the phrase consumer-driven 
health care. 
Of those who have heard the phrase, only 19% say 
they understand it extremely or very well. 
Yet 20% of employees enrolled in High Deductible Health Plans 
(HDHPs) in 2013, a 400% increase – from 4% in 2012. 
Source: 
2014 Aflac WorkForces Report 2014 
Aflac Open Enrollment Survey 
Z140821 8/14 
This article is for informational purposes only and is not intended to be a solicitation. 
Aflac herein means American Family Life Assurance Company of Columbus and 
American Family Life Assurance Company of New York. WWHQ | 1932Wynnton 
Road | Columbus, GA 31999.

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Healthcare Reform Confusion

  • 1. Employees are confused about health care reform 73% agree that health care reform is too complicated to understand. 71% believe their personal health insurance situation will become more confusing. Just 10% say they are very or extremely knowledgeable about health care exchanges. Source: 2014 Aflac WorkForces Report Z140812 8/14 This article is for informational purposes only and is not intended to be a solicitation. Aflac herein means American Family Life Assurance Company of Columbus and American Family Life Assurance Company of New York. WWHQ | 1932 Wynnton Road | Columbus, GA 31999.
  • 2. Most workers don’t understand consumer-driven health care 71% of workers have not heard of the phrase consumer-driven health care. Of those who have heard the phrase, only 19% say they understand it extremely or very well. Yet 20% of employees enrolled in High Deductible Health Plans (HDHPs) in 2013, a 400% increase – from 4% in 2012. Source: 2014 Aflac WorkForces Report 2014 Aflac Open Enrollment Survey Z140821 8/14 This article is for informational purposes only and is not intended to be a solicitation. Aflac herein means American Family Life Assurance Company of Columbus and American Family Life Assurance Company of New York. WWHQ | 1932Wynnton Road | Columbus, GA 31999.