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63% of workers see a growing need for 
voluntary benefits options 
When asked why, workers say: 
Rising medical costs: 76% 
Rising medical coverage costs: 66% 
Increasing deductible and copays: 61% 
Because employer reduced benefts and/or coverage: 37% 
Source: 
2014 Aflac WorkForces Report 
Z140817 8/14 
This article is for informational purposes only and is not intended to be a solicitation. 
Aflac herein means American Family Life Assurance Company of Columbus and 
American Family Life Assurance Company of New York. WWHQ | 1932 Wynnton 
Road | Columbus, GA 31999.
63% of workers see a growing need for 
voluntary benefits options 
When asked why, workers say: 
Rising medical costs: 76% 
Rising medical coverage costs: 66% 
Increasing deductible and copays: 61% 
Because employer reduced benefts and/or coverage: 37% 
Source: 
2014 Aflac WorkForces Report 
Z140818 8/14 
This article is for informational purposes only and is not intended to be a solicitation. 
Aflac herein means American Family Life Assurance Company of Columbus and 
American Family Life Assurance Company of New York. WWHQ | 1932 Wynnton 
Road | Columbus, GA 31999.
Anticipating higher costs 
86% at least somewhat agree the medical costs they’re 
responsible for will increase. 
Source: 
2014 Aflac WorkForces Report 
Z140819 8/14 
This article is for informational purposes only and is not intended to be a solicitation. 
Aflac herein means American Family Life Assurance Company of Columbus and 
American Family Life Assurance Company of New York. WWHQ | 1932Wynnton 
Road | Columbus, GA 31999.
Anticipating higher costs 
86% at least somewhat agree the medical costs they’re 
responsible for will increase. 
Source: 
2014 Aflac WorkForces Report 
Z140820 8/14 
This article is for informational purposes only and is not intended to be a solicitation. 
Aflac herein means American Family Life Assurance Company of Columbus and 
American Family Life Assurance Company of New York. WWHQ | 1932 Wynnton 
Road | Columbus, GA 31999.

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  • 1. 63% of workers see a growing need for voluntary benefits options When asked why, workers say: Rising medical costs: 76% Rising medical coverage costs: 66% Increasing deductible and copays: 61% Because employer reduced benefts and/or coverage: 37% Source: 2014 Aflac WorkForces Report Z140817 8/14 This article is for informational purposes only and is not intended to be a solicitation. Aflac herein means American Family Life Assurance Company of Columbus and American Family Life Assurance Company of New York. WWHQ | 1932 Wynnton Road | Columbus, GA 31999.
  • 2. 63% of workers see a growing need for voluntary benefits options When asked why, workers say: Rising medical costs: 76% Rising medical coverage costs: 66% Increasing deductible and copays: 61% Because employer reduced benefts and/or coverage: 37% Source: 2014 Aflac WorkForces Report Z140818 8/14 This article is for informational purposes only and is not intended to be a solicitation. Aflac herein means American Family Life Assurance Company of Columbus and American Family Life Assurance Company of New York. WWHQ | 1932 Wynnton Road | Columbus, GA 31999.
  • 3. Anticipating higher costs 86% at least somewhat agree the medical costs they’re responsible for will increase. Source: 2014 Aflac WorkForces Report Z140819 8/14 This article is for informational purposes only and is not intended to be a solicitation. Aflac herein means American Family Life Assurance Company of Columbus and American Family Life Assurance Company of New York. WWHQ | 1932Wynnton Road | Columbus, GA 31999.
  • 4. Anticipating higher costs 86% at least somewhat agree the medical costs they’re responsible for will increase. Source: 2014 Aflac WorkForces Report Z140820 8/14 This article is for informational purposes only and is not intended to be a solicitation. Aflac herein means American Family Life Assurance Company of Columbus and American Family Life Assurance Company of New York. WWHQ | 1932 Wynnton Road | Columbus, GA 31999.