This presentation provides an overview of credit and debit cards. It defines debit cards as allowing direct withdrawal of funds from a customer's bank account for purchases. Credit cards allow cardholders to borrow money for purchases and pay it back later, potentially with interest. The document describes different types of credit and debit cards such as standard, premium, limited purpose, and specialty cards. It also outlines the parties involved in a transaction and how transaction processing works. Finally, it summarizes the key differences between credit and debit cards, such as credit cards being for purchases on credit versus debit cards withdrawing directly from a linked bank account.
A debit is an accounting entry that either increases an asset or expense account, or decreases a liability or equity account. It is positioned to the left in an accounting entry. A credit is an accounting entry that either increases a liability or equity account, or decreases an asset or expense account.
A slang phrase for credit cards, especially when such cards used to make purchases. The "plastic" portion of this term refers to the plastic construction of credit cards, as opposed to paper and metal of currency. The "money" portion is an erroneous reference to credit cards as a form of money, which they are not. Although credit cards do facilitate transactions, because they are a liability rather than an asset, they are not money and not part of the economy's money supply.
source:net
The growing use of plastic money (Debit, Credit, Gift cards and ATM): Indian ...Sanjay Kumar
The presentation brief you about the technological advancement of payment method through out the world and status of India. More about recent changes in payment system, its effects on economy, possible threats, pros and cons of online system.
This presentation is about the basic information of credit card.
Topics that are covered in this presentation:
1.What is Credit Card ?
2.About credit card network and company
3.Features of Credit Card
4.How does credit card work ?
5.Hologram and Ultraviolet Mark
6.advantages and disadvantages of a credit card
7.Safety tips
A credit card processing expert jay wigdore with risk assessment experienceJayWigdore
Jay Wigdore is popular in his field, he is credit card processing expert. With the support of Jay Wigdore ,Go Payment Pros team is able to place your processing with trustworthy, dependable relationships.
A debit is an accounting entry that either increases an asset or expense account, or decreases a liability or equity account. It is positioned to the left in an accounting entry. A credit is an accounting entry that either increases a liability or equity account, or decreases an asset or expense account.
A slang phrase for credit cards, especially when such cards used to make purchases. The "plastic" portion of this term refers to the plastic construction of credit cards, as opposed to paper and metal of currency. The "money" portion is an erroneous reference to credit cards as a form of money, which they are not. Although credit cards do facilitate transactions, because they are a liability rather than an asset, they are not money and not part of the economy's money supply.
source:net
The growing use of plastic money (Debit, Credit, Gift cards and ATM): Indian ...Sanjay Kumar
The presentation brief you about the technological advancement of payment method through out the world and status of India. More about recent changes in payment system, its effects on economy, possible threats, pros and cons of online system.
This presentation is about the basic information of credit card.
Topics that are covered in this presentation:
1.What is Credit Card ?
2.About credit card network and company
3.Features of Credit Card
4.How does credit card work ?
5.Hologram and Ultraviolet Mark
6.advantages and disadvantages of a credit card
7.Safety tips
A credit card processing expert jay wigdore with risk assessment experienceJayWigdore
Jay Wigdore is popular in his field, he is credit card processing expert. With the support of Jay Wigdore ,Go Payment Pros team is able to place your processing with trustworthy, dependable relationships.
Accept Credit Card Payments with Credit Card ProcessingJayWigdore
One advantage of a full-service wireless terminal is that it allows for receipt reprinting on the spot through the device. Another big plus is that, like their stationary counterparts, most modern full-service wireless terminals are EMV compliant and accept both EMV (chip card) and NFC payment types.
Credit and debit card
1. 1. A PRESENTATIPON ON CREDIT AND DEBIT CARD
2. 2. Debit Card • Debit card allows direct withdrawal of funds from a customer’s bank account. It is a special plastic card connected with electro-magnetic identification that one can use to pay for purchases directly from his bank account. • It is used as Electronic check the funds are withdrawn directly from the account. (BANK CARD or CHECK CARD) • Instant withdrawal of cash, acting as the ATM • No annual fee.
3. 3. Types of Debit Cards • Pin only debit cards • Dual-use cards • Prepaid debit card • Online /offline debit cards and others
4. 4. Credit Card • Credit Card is a plastic card that allows its holder to buy goods or services on credit from approved sales outlets and to pay at fixed intervals through the bank. • Card Holder can borrow money for payment to a merchant and then pay it later with interest. No interest charge if the full payment is made by the due date. Some banks make a specific annual charge to their Card holders.
5. 5. Types of Credit Cards • Standard Credit Card • Premium Credit Card • Limited Purpose Credit Card • Specialty Credit Card
6. 6. Standard Credit Cards • Standard credit cards are the general purpose cards They are issued to those people whose age is above 18 year or exceed the financial institution's minimum credit criteria. No deposits are needed and the credit limit is established by the credit card issuer.
7. 7. Premium Credit Card • ". They are generally referred to as "upscale". They are offered to consumers with excellent credit, which means they've retained this standing for few years, and can afford high credit limit. These consumers typically have huge salaries and are heavy spenders and travelers. The interest and annual fees, however, tend to be high. • Example: Gold And Platinum Cards
8. 8. Limited Purpose Credit Card • Limited Purpose credit cards can only be used at specific locations. The card is used with a minimum payment and finance charge. • Example: Store Credit Cards and Gas Credit Cards
9. 9. Specialty Credit Cards Specialty cards typically are offered through affiliations, partnerships, major brand retailers or service providers. specialty credit cards share a partnership between organizations that support a social cause, professional organization or an alumni association.
10. 10. Transaction and Parties involved • Merchant • Acquirer • Issuer • Cardholder
11. 11. Transaction Processing
12. 12. Difference Between Credit Card and Debit Card Credit Card Debit Card Credit card is issued by a bank or financial institution to the holder of the card to purchase goods and services on credit. The payment is made by the bank on the customer’s behalf. Debit card is issued by a bank to allow its customers to purchase goods and services, whose payment is made directly through the customer’s account linked to the card. Transactions are of credit Nature. Transactions are of Debt Nature. Risk of overspending. No or Less risk of over
The presentation include brief of the consumer credit its meaning ,its types and further brief. It will not give detail notes about all but yes brief of everything is included.
If you think it is helping you out please let me know and also if any other topics which you think i should cover suggest me. your suggestions will be noted.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
2. Debit Card
• Debit card is allows direct withdrawal of funds from
a customer’s bank account. It is a special plastic
card connected with electro-magnetic identification
that one can use to pay for purchases directly from
his bank account.
• It is used as Electronic check the funds are
withdrawn directly from the account.
(BANK CARD or CHECK CARD)
• Instant withdrawal of cash, acting as
the ATM
• No annual fee.
3. Types of Debit Cards
• Pin only debit cards
• Dual-use cards
• Prepaid debit card
• Online /offline debit cards and others
4. Credit Card
• Credit Card is a plastic card that allows its holder to
buy goods or services on credit from approved sales
outlets and to pay at fixed intervals through the bank.
• Card Holder can borrow money for payment to a
merchant and then pay it later with interest.
No interest charge if the full payment is made by the
due date. Some banks make a specific annual charge
to their Card holders.
6. Standard Credit Cards
• Standard credit cards are the general purpose
cards They are issued to those people whose
age is above 18 year or exceed the financial
institution's minimum credit criteria. No deposits
are needed and the credit limit is established by
the credit card issuer.
7. Premium Credit Card
• ". They are generally referred to as "upscale".
They are offered to consumers with excellent
credit, which means they've retained this
standing for few years, and can afford high
credit limit. These consumers typically have
huge salaries and are heavy spenders and
travelers. The interest and annual fees,
however, tend to be high.
• Example: Gold And Platinum Cards
8. Limited Purpose Credit Card
• Limited Purpose credit cards can only be used
at specific locations. The card is used with a
minimum payment and finance charge.
• Example:
Store Credit Cards and Gas Credit Cards
9. Specialty Credit Cards
Specialty cards typically are offered through
affiliations, partnerships, major brand retailers or
service providers. specialty credit cards share a
partnership between organizations that support
a social cause, professional organization or an
alumni association.
12. Difference Between Credit Card and Debit
Card
Credit Card Debit Card
Credit card is issued by a bank or
financial institution to the holder of the
card to purchase goods and services
on credit. The payment is made by
the bank on the customer’s behalf.
Debit card is issued by a bank to allow
its customers to purchase goods and
services, whose payment is made
directly through the customer’s
account linked to the card.
Transactions are of credit Nature. Transactions are of Debt Nature.
Risk of overspending. No or Less risk of over spending.
Interest is charged to the holder of
card in case of overdrawing.
Only Fees are charged on yearly basis
for card usage.
Source of additional funds. Eliminates need to carry cash.