This study explored how four product decision characteristics - decision set size, attribute value format, display format, and information sorting - interact to influence a decision maker's cognitive load. Researchers conducted a 3x2x2x2 between-subject experiment with 23 participants making 72 product choices each under different conditions. Results showed the decision characteristics significantly impacted cognitive load, with the largest effects seen for decision set size and attribute value format. Cognitive load only increased with the largest decision set size in the matrix display format condition. The findings have implications for designing online decision-making tools.