The document summarizes several housing schemes implemented by the Government of India and the Government of Tamil Nadu. The key schemes discussed are the Pradhan Mantri Awas Yojana, which aims to ensure housing for all by 2022, especially for economically weaker sections; the Pradhan Mantri Gramin Awas Yojana for rural housing; housing schemes implemented by the Tamil Nadu Housing Board and eligibility criteria based on income. Eligibility criteria and benefits of schemes targeting scheduled castes such as those managed by the Tamil Nadu Adi Dravidar Housing Corporation are also outlined.

1. HOUSING SCHEMES

2. PRADHAN MANTRI AWAS YOJANA
 Pradhan Mantri Awas Yojana – Urban (PMAY-U), a flagship Mission of
Government of India being implemented by Ministry of Housing and Urban
Affairs (MoHUA) launched on 25th June 2015
 The Mission addresses urban housing shortage among the EWS/LIG and MIG
categories including the slum dwellers by ensuring a pucca house to all eligible
urban households by the year 2022.
 Features and benefits - Up to 6 lakh per annum – Credited to linked subsidy of
6.5 per cent will be available for loan amounts up to Rs 6 lakhs; Up to 12 lakh
per annum - People earning up to Rs 12 lakh per annum will get 4 per cent
interest subsidy on a loan amount of Rs 9 lakh.

3.  ELIGIBILITY:
o The beneficiary family should not own a pucca
house (an all-weather dwelling unit) either in
his/her name or in the name of any member of
his/her family in any part of India.
o The beneficiary family should not have availed of
central assistance under any housing scheme from
The Government of India/State Government
o The beneficiary family should not have availed
any PMAY-CLSS subsidy from any of the primary
lending institutions (PLI)
 APPLICATION FORM:
https://pmaymis.gov.in/

4. PRADHAN MANTRI GRAMIN AWAS YOJANA
 It is a social welfare programme, created by the Indian Government, to provide
housing for the rural poor in India.
 ELIGIBILITY:
o List of kutcha house under PM awas yojana gramin is prepared on the basis of
Housing deprivation parameter in the Socio economic and caste censes 2011.
o Then this list is confirmed by the gram Shabhas and panchayat level, they will make
deletion or addition of any household who is left outside parameters of SECC 2011.
o Kutcha houses having 0, 1, 2 rooms with kutcha roof are included under PM awas
yojana gramin
o Households without any shelter are covered PM awas yojana or PM rural.

5.  Benefits:
A maximum subsidy of up to Rs. 2.67 lakhs is given to the applicant.
The interest subsidy is provided for a tenure of 20 years at a rate of 4% for
MIG-I and 3% for MIG-II
 Application:
https://pmmodiyojana.in/pradhan-mantri-gramin-awas-yojana/

6. TAMIL NADU HOUSING BOARD SCHEMES
 TNHB as a matter of policy ensures quality materials in construction, using the latest modern
techniques in the construction and provides shelter to the people under Economically Weaker
Section (EWS), Lower Income Group (LIG), Middle Income Group (MIG) and Higher Income
Group (HIG), at costs affordable by people of these Groups.
 ELIGIBILITY:
• The age of the applicant must be 21 years completed
• Applicant must be a native of Tamil Nadu
• Applicant must not own up any property or plots through any other state government housing
schemes
• Applicant should be a salaried one to qualify for any income category

7.  INCOME CRITERIA:
o For EWS Flats – up to INR 12,000 per month
o For LIG Flats - INR 12,001 to INR 18,000 per month
o For MIG Flats - INR 18,001 to INR 37,000 per month
o For HIG Flat - INR 37,001 to INR 62,000 per month
 APPLICATION:
https://tnhb.tn.gov.in/

8. TAMIL NADU ADI DRAVIDAR HOUSING AND
DEVELOPMENT CORPORATION
• Tamil Nadu Adi Dravidar Housing and Development Corporation Limited is an organization
established in 1974 under the Companies Act, 1956. Initially, it functioned as a construction
company but gradually, from the year 1980, undertook numerous actions to improve the skill set,
income, and training of the economically backward sections
• Benefits:
 To implement economic development schemes for the Welfare of SC/ST in the state.
 To provide skill development training to youth belonging to Scheduled Caste and Scheduled
Tribes for job/self employment.
 To undertake construction activities entrusted by the Government.

9. Eligibility
 The individual should be a Scheduled Caste Woman.
 The individual should be between the age of 18 and 65.
 The annual family income of the individual should not be more than Rs 1 lakh.
 The individual should not have any agricultural land in his/her name.
 The individual’s occupation should be agriculture.
 The applicant and her family members should not have taken the benefit of any
subsidy before.
Application: http://application.tahdco.com/

10. TAMIL NADU GOVERNMENT RENTAL HOUSING
SCHEME
 The housing scheme for the TN state government employees to provide flats and
houses to the government employees.
 BENEFITS:
o Houses and flats for government employees
o Amenities for the government employees and their families
 Eligibility:
o Employees of Tamil Nadu state government
 DETAILS
https://govinfo.me/tamil-nadu-government-rental-housing-scheme-tngrhs-tn-build-1800-
homes-government-employees-eligibility-benefits-implementation/

11. Chief Minister’s Solar Powered Green House
Scheme
 The Chief Minister’s Solar Powered Green House Scheme (CMSPGHS) was launched during the
year 2011-201.
 It is a flagship scheme of Government of Tamil Nadu, which fulfils the Housing requirement of the
rural poor people along with Solar Powered Home Lighting Systems and thereby promoting green
energy.
 Nowhere else in the country such a free housing scheme for the construction of houses with an area
of 300 sq.ft with solar powered lighting is implemented.
 BENEFITS:
o Each house shall be built with an area of 300 square feet at an unit cost of Rs.2.10 lakh fully funded
by the State Government.
o Each house shall consist of a living room, bed room, kitchen, toilet and verandah apart from the
provision of harvesting rain water.
o Both the construction of houses and installation of solar lights shall be taken up by the Rural
Development and Panchayat Raj Department

12.  ELIGIBILITY:
The beneficiary should,
o Be a resident of the Village Panchayat concerned.
o Own a site of not less than 300 sq.ft area.
o Have clear patta for the site/house in the name of the head of the family or any
other member of the household.
o Do not own any other pucca concrete house in the village or elsewhere.
o Should not have been benefited under any other housing scheme of the
Government.
DETAILS: http://teda.in/programes/cms-solar-powered-green-house-scheme/