The document outlines strategies and opportunities to lower healthcare costs in 2012. It discusses knowing your healthcare plan details, cost-based strategies like evaluating network discounts and administrative expenses, design-based strategies like plan eligibility and preventative approaches, and utilization-based strategies. The presentation is given by Randy Gomez, a senior healthcare actuary, and covers benchmarking plans, raising employee contributions, high deductible plans, and value-based approaches. It encourages analyzing data to understand cost drivers and take action.