Clarion Care is a benefits administration platform that aims to save employers and employees time and money on healthcare costs. It allows employers to make a single monthly payment into employee Clarion Care accounts, giving employees tax-free money to purchase qualified health insurance and pay medical expenses. On average, employers can save over $9300 per employee annually in healthcare costs by using Clarion Care. It streamlines benefits administration and gives employees easy-to-use tools to manage their health spending and insurance choices.

1. What is Clarion CareA Better Way to Give BenefitsSave Time

2. Save Money

3. Take ControlThe Business Burden High Costs

4. Outside of core

5. Employee dissatisfactionSource http://ehbs.kff.org/images/abstract/7791.pdf 2008 Health Insurance Benefits Kaiser Family FoundationBut you already know all of this… So

6. Employer HSA SavingsEMPLOYER$5000* Towards a Clarion Care account$9345 Per employee on average$750,000 New health benefits costs$1,350,000 Currently spent on Benefits+ Time, Effort, Research, Guessing- Time, Effort, Research, Guessing$578,400 Minimum Savings in a year* Contributions are set by you on a monthly basis

7. Clarion HSA SavingsINDIVIDUAL(Family)/EMPLOYEE$3996 Towards qualified insurance$3767 For traditional premiums$5000 Tax free through Clarion Care + Deductibles, co-pays, co-insurance$3500 Spent on medical services a year= $4500??$2004Savings in a year** Tax savings are not included in calculations

8. How Clarion WorksInstead Of Negotiating ThisGuides and Informs EmployeesSingle Payment,Multiple Choices Simple, Easy, EfficientYouContribute ThisMedicalDentalAlternativeEmergency

9. Value Add of ClarionPay OnceProcess Health Benefits DistributionEasy AdministrationHelp Educate EmployeesSecure Web InterfaceEoY Tax Form CreationStore Medical RecordsTrack SpendingGet Medical Surgery PricingEasily Print out Tax FormsInformation Sharing and Community BuildingComparison Shop for approvedHD and HSA accounts

10. 7 Things to Know1.) Contributions can earn interest and be invested.2.) Your balance rolls over from year to year.3.) There is no “use it or lose it” provision.4.) Contributions are the property of the accountholder, not the employer.5.) They are portable. Employees keep their HSAs even if they change jobs.6.) HSA’s have debit card access7.) HSA contributions can come tax free from any source.

11. Why it worksFor EmployeesFor BusinessesFree to choose Dr’sLower H\C expensesTax free moneyHealth Management InterfaceSave moneySave TimeFocus on your coreSimple Health Contributions

12. Contact Clarion Carewww.clarioncare.com800.590.4110customerservice@clarioncare.com