The document discusses green banking in India. It begins by defining green banking as promoting environmentally sustainable practices in the banking sector to reduce carbon emissions. It then outlines various green banking initiatives taken by major Indian banks like State Bank of India and ICICI Bank. These initiatives include online banking, financing green projects, and reducing paper usage. The document also discusses objectives of green banking like encouraging eco-friendly investments. It reviews research on topics like customer perception and willingness to adopt green banking practices in India. Overall, the document provides an overview of the concept of green banking and reviews recent research in the field.
A STUDY ON CUSTOMER AWARENESS ON GREEN BANKING IN SELECTED PUBLIC AND PRIVATE...IAEME Publication
Green Banking means promoting environmental-friendly practices and reducing your carbon footprint from our banking activities. Green banking will be mutually beneficial to the Consumers, banks, industries and the economy. The study aims to identify the awareness on Green banking among the customers of six different banks. Also it aims to find the customers usage relating to Green Banking service. It is necessary to identify various initiatives taken by bank on the concept of green banking in order to influence customer and make them user friendly. Researcher will study the impact of different age group of customers with regard to green initiatives taken by public and private sector banks.
This document discusses IDLC Finance Limited's focus on green banking and sustainability. It outlines IDLC's vision to be the best financial brand in Bangladesh through quality growth, superior customer experience, and sustainable business practices. Some of IDLC's strategic objectives toward this vision include growing its talent pool, leveraging its new core banking platform, and financing various green projects like tunnel kilns, zigzag brick kilns, effluent treatment plants, waste recycling plants, biogas plants, and solar home systems. The document also discusses IDLC's sustainability focus on human rights, community development, anti-corruption, and the environment through awareness campaigns and green technologies.
Green banking practices by the banks of bangladeshAZIM BHUIYAN
This document summarizes green banking initiatives in Bangladesh. It discusses how the Bangladesh Bank (central bank) has taken steps to promote green banking through policies, funding, and initiatives. Major points include:
- The Bangladesh Bank has established green banking guidelines and units in commercial banks to promote environmental risk assessment, green financing, climate risk funds, and online/solar powered branches.
- In 2012, over 12,000 projects were rated for environmental risk and over Tk. 270 billion was disbursed in green financing. However, utilization of climate risk funds was only 12.07% of allocated amounts.
- Major activities include green policies, over 3,000 branches with online banking, 214 branches and 161 ATM
Green banking aims to protect the environment by considering social and environmental factors in banking operations. It promotes online and mobile banking to reduce paper usage. Tools of green banking include online banking, green credit cards, and green mortgages. The objectives are to provide fast customer service while increasing profitability and productivity through paperless banking that saves time, energy and resources. Green banking benefits include less deforestation, time and cost savings, and faster customer service.
This Slide is covered Green Banking Perspective in Bangladesh.By making this slide I include some informational data from Islamic Bank Bangladesh Annual Report 2014.
An evaluation of green banking practices in bangladeshAlexander Decker
This document summarizes a study that evaluates green banking practices in Bangladesh. It finds that 47 banks have adopted green banking policies and formed green banking units, but budget allocations and utilization for green initiatives have been unsatisfactory for some state-owned and specialized development banks. It also notes that while the number of environmentally-rated projects financed by banks has increased significantly in recent years, online and digital banking services remain limited at many banks. The document reviews several other studies on green banking practices in other countries and Bangladesh to provide context.
This presentation is based on the data of 2016 about the Green Banking in Bangladesh. We try to show the present situation of Green Banking and observe as well as analyze whether it has any impact on profitability and stock price.
This presentation is prepared by Bikash Chandra Paul!
A Study on Customer’s Awareness on Green Banking Initiatives in Selected Publ...Dr. C.VIJAI
The banking sector has undergone significant developments and investments in the recent past; most of
the banks take green banking initiatives. The banks are adopting various environmental practices in their day to day
business operations for the environmental concern to maintain the ecological balance. The concept of green banking
helps to create a cleaner and greener future as Green Banking has a direct impact on the environment. This paper has
been made to study the level of customers awareness regarding “Green banking services “initiative taken by various
Public and Private sector banks in India, Cuddalore district.
A STUDY ON CUSTOMER AWARENESS ON GREEN BANKING IN SELECTED PUBLIC AND PRIVATE...IAEME Publication
Green Banking means promoting environmental-friendly practices and reducing your carbon footprint from our banking activities. Green banking will be mutually beneficial to the Consumers, banks, industries and the economy. The study aims to identify the awareness on Green banking among the customers of six different banks. Also it aims to find the customers usage relating to Green Banking service. It is necessary to identify various initiatives taken by bank on the concept of green banking in order to influence customer and make them user friendly. Researcher will study the impact of different age group of customers with regard to green initiatives taken by public and private sector banks.
This document discusses IDLC Finance Limited's focus on green banking and sustainability. It outlines IDLC's vision to be the best financial brand in Bangladesh through quality growth, superior customer experience, and sustainable business practices. Some of IDLC's strategic objectives toward this vision include growing its talent pool, leveraging its new core banking platform, and financing various green projects like tunnel kilns, zigzag brick kilns, effluent treatment plants, waste recycling plants, biogas plants, and solar home systems. The document also discusses IDLC's sustainability focus on human rights, community development, anti-corruption, and the environment through awareness campaigns and green technologies.
Green banking practices by the banks of bangladeshAZIM BHUIYAN
This document summarizes green banking initiatives in Bangladesh. It discusses how the Bangladesh Bank (central bank) has taken steps to promote green banking through policies, funding, and initiatives. Major points include:
- The Bangladesh Bank has established green banking guidelines and units in commercial banks to promote environmental risk assessment, green financing, climate risk funds, and online/solar powered branches.
- In 2012, over 12,000 projects were rated for environmental risk and over Tk. 270 billion was disbursed in green financing. However, utilization of climate risk funds was only 12.07% of allocated amounts.
- Major activities include green policies, over 3,000 branches with online banking, 214 branches and 161 ATM
Green banking aims to protect the environment by considering social and environmental factors in banking operations. It promotes online and mobile banking to reduce paper usage. Tools of green banking include online banking, green credit cards, and green mortgages. The objectives are to provide fast customer service while increasing profitability and productivity through paperless banking that saves time, energy and resources. Green banking benefits include less deforestation, time and cost savings, and faster customer service.
This Slide is covered Green Banking Perspective in Bangladesh.By making this slide I include some informational data from Islamic Bank Bangladesh Annual Report 2014.
An evaluation of green banking practices in bangladeshAlexander Decker
This document summarizes a study that evaluates green banking practices in Bangladesh. It finds that 47 banks have adopted green banking policies and formed green banking units, but budget allocations and utilization for green initiatives have been unsatisfactory for some state-owned and specialized development banks. It also notes that while the number of environmentally-rated projects financed by banks has increased significantly in recent years, online and digital banking services remain limited at many banks. The document reviews several other studies on green banking practices in other countries and Bangladesh to provide context.
This presentation is based on the data of 2016 about the Green Banking in Bangladesh. We try to show the present situation of Green Banking and observe as well as analyze whether it has any impact on profitability and stock price.
This presentation is prepared by Bikash Chandra Paul!
A Study on Customer’s Awareness on Green Banking Initiatives in Selected Publ...Dr. C.VIJAI
The banking sector has undergone significant developments and investments in the recent past; most of
the banks take green banking initiatives. The banks are adopting various environmental practices in their day to day
business operations for the environmental concern to maintain the ecological balance. The concept of green banking
helps to create a cleaner and greener future as Green Banking has a direct impact on the environment. This paper has
been made to study the level of customers awareness regarding “Green banking services “initiative taken by various
Public and Private sector banks in India, Cuddalore district.
The document introduces green banking guidelines issued by the State Bank of Pakistan for banks and financial institutions. It outlines the regulatory requirements for green banking, including developing policies and procedures to identify, assess, and monitor environmental risks. It defines green banking and culture, and discusses objectives like reducing vulnerability from environmental risks and facilitating sustainable development. Key areas of green banking are identified as environmental risk management, green business facilitation, and reducing banks' own environmental impacts. Roles and responsibilities for implementation are also covered.
The document introduces green banking guidelines issued by the State Bank of Pakistan for banks and financial institutions. It outlines the regulatory requirements for green banking, including developing environmental risk management procedures and reducing environmental impacts from banks' own operations. It then discusses key concepts of green banking like environmental risk assessment, green business facilitation, and reducing banks' own environmental impact. The roles and responsibilities of different departments in implementing green banking strategies are also covered.
This document provides an overview and review of green marketing and consumers' buying behavior related to green products. It begins with definitions of green marketing as the promotion of environmentally friendly products and discusses how consumers are increasingly concerned with sustainability and environmental issues, opening opportunities for companies promoting eco-friendly products. The document then reviews the green marketing process and key aspects like the external and internal 7Ps (product, price, place, etc.) and how they can lead to sustainability goals. It concludes with "golden rules" of green marketing, emphasizing the importance of educating customers about environmental issues and being genuinely sustainable throughout a company's practices.
The document discusses green strategies and environmental sustainability in business. It begins by defining a green strategy as having a positive environmental impact while complementing existing business strategies. It then discusses the evolution of green consumerism and environmental regulations. Various models for determining a company's green position are presented. The core pressures model identifies three main pressures driving green strategies: cost cutting, CSR, and legal. It also discusses centralization vs decentralization of environmental decision making. Factors for a successful triple bottom line model include community, environment, financial, supportability, practicality, and economics. Case studies of specific companies' green strategies in different industries are provided. The conclusion emphasizes that a comprehensive approach considering all stakeholders leads to true sustainability.
Internship Report On Green Banking (A study on EXIM Bank Limited)Tan E mul Adnan
This document provides an overview of EXIM Bank Bangladesh Limited, including its history, vision, mission, objectives, products and services. EXIM Bank was established in 1999 and provides both conventional and Islamic banking services. The document outlines the bank's organizational structure and describes the intern's responsibilities and learning experience working in the bank's general banking department at the Dohazari branch for two months. It also introduces the concept of green banking and EXIM Bank's activities to promote environmental sustainability.
When you hear the word, retrofitting, many images come to mind. One in particular is the idea of rummaging around your parent’s closet in search of 70s or 80s disco duds and then trying them on... Instead, this is my working definition, if you will.
This document discusses the growing importance of sustainability for businesses. Consumer awareness of environmental and social issues is increasing, as is societal expectations for corporations to operate sustainably. Multiple stakeholders are driving business change by demanding sustainability. A sustainable business looks at operations through an environmental lens, eliminates toxins, designs for the environment, improves energy and materials efficiency, engages with communities, and exhibits transparent governance. Sustainability provides strategic and financial benefits like reduced costs, improved productivity and reputation, and access to new markets. The trends indicate sustainability will continue growing in importance.
Green Banking & its Application (Internship Report)Tan E mul Adnan
This document is an internship report presentation on green banking and its application in Bangladesh focusing on EXIM Bank Ltd. The report contains chapters on the introduction to EXIM Bank, an overview of green banking, challenges of green banking, and suggestions. It discusses the history, vision, mission and objectives of EXIM Bank. It also outlines the bank's products and services, organizational structure, and the intern's responsibilities. The report examines EXIM Bank's green banking activities, environmental risks, customer satisfaction, challenges and opportunities of green banking, and provides recommendations.
When it comes to Green IT, businesses have been reactive. Interest in Green IT rises significantly when energy prices increase, and drops just as quickly when prices flatten out. This is typical of the ad-hoc approach taken by most organizations which has led to inconsistent results. This research will help organizations determine:
•Why Green IT is important.
•Examples of Green IT opportunities.
•The state of Green IT today.
•How to implement a successful Green IT program.
In this storyboard, learn how a strategic approach to Green IT and a longer-term commitment to sustainability can positively impact the bottom line.
The document provides an overview of green building retrofitting, including that existing buildings can be made more environmentally friendly through renovations. It discusses that renovations involve improving energy efficiency, heating/cooling systems, water efficiency, using renewable energy, and eco-friendly materials. While upfront costs may be high, there are substantial incentives that make retrofitting worthwhile.
This document discusses green initiative approaches for reducing costs and waste in data centers. It begins with introducing data centers and green computing. The main problem outlined is the increasing energy consumption and environmental impact of data centers. Several issues with current practices are identified, including limited server utilization and lack of power management. The challenges of implementing green initiatives include limited funds, proving business benefits, and planning. Case studies and economic analyses of solutions like solar power, virtualization, and variable speed drives are provided to demonstrate how green approaches can reduce costs and waste in data centers.
The document summarizes research conducted on the effectiveness of the Ministry of Corporate Affairs' "Go Green Initiative" in India, which encourages companies to use electronic communication for shareholder documents.
Key findings from surveys of 298 companies across industries include:
- While most companies are aware of the initiative, not all have successfully implemented it due to lack of shareholder email addresses and IT infrastructure.
- The biggest challenges to implementation are lack of investor email IDs and lack of systems to send mass emails.
- Companies expect the initiative to reduce costs and save trees while allowing faster and more frequent shareholder communication.
The document discusses green marketing initiatives in the healthcare sector. It outlines the objectives of examining the need for green marketing and understanding consumer awareness of green practices among Indian hospitals. The methodology section describes how primary and secondary data will be collected and analyzed. There is a literature review on the need to make hospitals more energy efficient and implement practices like water recycling. The case study from Rockland Hospital describes their green approach including an environmental impact assessment and management plan to minimize impacts.
Green Business Process Management
The document discusses green business process management. It defines green BPM as the sum of all IS-supported management activities that help monitor and reduce the environmental impact of business processes throughout their lifecycle, as well as lead to cultural change. The document outlines three key dimensions of green BPM: (1) management activities like planning and controlling, (2) stages of the process lifecycle from design to operation, and (3) goals of reducing environmental impact and driving cultural change. It presents a conceptual research framework with these three dimensions for analyzing green BPM.
Going Green: A Holistic Approach to Transform Business IJMIT JOURNAL
In recent years environmental and energy conservation issues have taken the central theme in the global business arena. The reality of rising energy cost and their impact on international affairs coupled with the different kinds of environmental issues has shifted the social and economic consciousness of the business community. Hence, the business community is now in search of an eco-friendly business model. This paper highlights the concept of green business and their needs in the current global scenario.
Green Bank is like a normal bank, which considers all the social and environmental / ecological factors with an aim to protect the environment and conserve natural resources”. It is also known as ethical bank or sustainable bank. Their purpose is to perform banking activities but with an additional plan towards taking care of earth’s ecology, environment, and natural resources including biodiversity.
This document discusses green banking initiatives taken by public sector banks in India. It provides background on public sector banks and their nationalization. Some key green banking initiatives discussed include providing green home loans at lower interest rates for environmentally sustainable projects, introducing green credit cards where funds are donated for environmental causes, installing solar panels and wind turbines to generate renewable energy, promoting mobile and online banking to reduce paper usage, and purchasing recycled paper products. The document analyzes how public sector banks can play a role in financing environmentally responsible projects and reducing their own environmental footprint through various green initiatives.
Green Banking means ensuring environment friendly practices in banking sector and thereby reducing internal and external carbon footprints.
The concept of green banking helps to create cleaner and greener future as Green Banking has direct impact on the environment.
1. The document discusses effective methodologies for green banking, including engaging stakeholders on environmental and social issues and evaluating clients' impacts. It notes that banks are increasingly responsible for clients' environmental misdeeds.
2. Green banking helps banks avoid credit, legal, and reputational risks. Credit risk arises if clients default due to environmental costs or regulations. Banks have also been held liable for clients' environmental actions in some cases.
3. The document emphasizes that banks must proactively integrate environmental concerns into their operations to manage these risks, which benefits both banks and the economy.
This document is an assignment on green banking in Bangladesh submitted to a lecturer at Uttara University. It discusses green banking practices in Bangladesh, including initiatives by Bangladesh Bank and commercial banks. Key findings include 40 of 47 commercial banks establishing green banking units, Tk. 525 crore allocated for green banking projects, and increasing adoption of online and mobile banking. The document recommends increasing awareness, monitoring adherence to guidelines, and replicating best global practices to further develop green banking in Bangladesh. It concludes that while progress has been made, more efforts are needed to respond to climate change threats and global standards.
The document discusses green banking, which aims to make banking processes more efficient and sustainable with minimal environmental impact. It defines green banking and provides examples of green banking products and services like green credit cards and mortgages. The document also outlines the benefits of green banking such as reduced paper usage and deforestation. It analyzes the role of banks in sustainable development through green banking initiatives and calls for Indian banks to recognize their environmental responsibilities by adopting green banking practices.
An evaluation of green banking practices in bangladeshAlexander Decker
This document summarizes a study that evaluates green banking practices among different types of banks in Bangladesh. It finds that 47 banks have adopted green banking policies and formed green banking units, but budget allocations and utilization for green banking activities are still unsatisfactory for some state-owned and specialized development banks. It also notes that while the number of environmentally-rated projects financed by banks has increased significantly, online and digital banking infrastructure remains limited, especially at some state-owned and specialized development banks. The document reviews several other studies on the evolution and development of green banking concepts and initiatives in various countries.
The document introduces green banking guidelines issued by the State Bank of Pakistan for banks and financial institutions. It outlines the regulatory requirements for green banking, including developing policies and procedures to identify, assess, and monitor environmental risks. It defines green banking and culture, and discusses objectives like reducing vulnerability from environmental risks and facilitating sustainable development. Key areas of green banking are identified as environmental risk management, green business facilitation, and reducing banks' own environmental impacts. Roles and responsibilities for implementation are also covered.
The document introduces green banking guidelines issued by the State Bank of Pakistan for banks and financial institutions. It outlines the regulatory requirements for green banking, including developing environmental risk management procedures and reducing environmental impacts from banks' own operations. It then discusses key concepts of green banking like environmental risk assessment, green business facilitation, and reducing banks' own environmental impact. The roles and responsibilities of different departments in implementing green banking strategies are also covered.
This document provides an overview and review of green marketing and consumers' buying behavior related to green products. It begins with definitions of green marketing as the promotion of environmentally friendly products and discusses how consumers are increasingly concerned with sustainability and environmental issues, opening opportunities for companies promoting eco-friendly products. The document then reviews the green marketing process and key aspects like the external and internal 7Ps (product, price, place, etc.) and how they can lead to sustainability goals. It concludes with "golden rules" of green marketing, emphasizing the importance of educating customers about environmental issues and being genuinely sustainable throughout a company's practices.
The document discusses green strategies and environmental sustainability in business. It begins by defining a green strategy as having a positive environmental impact while complementing existing business strategies. It then discusses the evolution of green consumerism and environmental regulations. Various models for determining a company's green position are presented. The core pressures model identifies three main pressures driving green strategies: cost cutting, CSR, and legal. It also discusses centralization vs decentralization of environmental decision making. Factors for a successful triple bottom line model include community, environment, financial, supportability, practicality, and economics. Case studies of specific companies' green strategies in different industries are provided. The conclusion emphasizes that a comprehensive approach considering all stakeholders leads to true sustainability.
Internship Report On Green Banking (A study on EXIM Bank Limited)Tan E mul Adnan
This document provides an overview of EXIM Bank Bangladesh Limited, including its history, vision, mission, objectives, products and services. EXIM Bank was established in 1999 and provides both conventional and Islamic banking services. The document outlines the bank's organizational structure and describes the intern's responsibilities and learning experience working in the bank's general banking department at the Dohazari branch for two months. It also introduces the concept of green banking and EXIM Bank's activities to promote environmental sustainability.
When you hear the word, retrofitting, many images come to mind. One in particular is the idea of rummaging around your parent’s closet in search of 70s or 80s disco duds and then trying them on... Instead, this is my working definition, if you will.
This document discusses the growing importance of sustainability for businesses. Consumer awareness of environmental and social issues is increasing, as is societal expectations for corporations to operate sustainably. Multiple stakeholders are driving business change by demanding sustainability. A sustainable business looks at operations through an environmental lens, eliminates toxins, designs for the environment, improves energy and materials efficiency, engages with communities, and exhibits transparent governance. Sustainability provides strategic and financial benefits like reduced costs, improved productivity and reputation, and access to new markets. The trends indicate sustainability will continue growing in importance.
Green Banking & its Application (Internship Report)Tan E mul Adnan
This document is an internship report presentation on green banking and its application in Bangladesh focusing on EXIM Bank Ltd. The report contains chapters on the introduction to EXIM Bank, an overview of green banking, challenges of green banking, and suggestions. It discusses the history, vision, mission and objectives of EXIM Bank. It also outlines the bank's products and services, organizational structure, and the intern's responsibilities. The report examines EXIM Bank's green banking activities, environmental risks, customer satisfaction, challenges and opportunities of green banking, and provides recommendations.
When it comes to Green IT, businesses have been reactive. Interest in Green IT rises significantly when energy prices increase, and drops just as quickly when prices flatten out. This is typical of the ad-hoc approach taken by most organizations which has led to inconsistent results. This research will help organizations determine:
•Why Green IT is important.
•Examples of Green IT opportunities.
•The state of Green IT today.
•How to implement a successful Green IT program.
In this storyboard, learn how a strategic approach to Green IT and a longer-term commitment to sustainability can positively impact the bottom line.
The document provides an overview of green building retrofitting, including that existing buildings can be made more environmentally friendly through renovations. It discusses that renovations involve improving energy efficiency, heating/cooling systems, water efficiency, using renewable energy, and eco-friendly materials. While upfront costs may be high, there are substantial incentives that make retrofitting worthwhile.
This document discusses green initiative approaches for reducing costs and waste in data centers. It begins with introducing data centers and green computing. The main problem outlined is the increasing energy consumption and environmental impact of data centers. Several issues with current practices are identified, including limited server utilization and lack of power management. The challenges of implementing green initiatives include limited funds, proving business benefits, and planning. Case studies and economic analyses of solutions like solar power, virtualization, and variable speed drives are provided to demonstrate how green approaches can reduce costs and waste in data centers.
The document summarizes research conducted on the effectiveness of the Ministry of Corporate Affairs' "Go Green Initiative" in India, which encourages companies to use electronic communication for shareholder documents.
Key findings from surveys of 298 companies across industries include:
- While most companies are aware of the initiative, not all have successfully implemented it due to lack of shareholder email addresses and IT infrastructure.
- The biggest challenges to implementation are lack of investor email IDs and lack of systems to send mass emails.
- Companies expect the initiative to reduce costs and save trees while allowing faster and more frequent shareholder communication.
The document discusses green marketing initiatives in the healthcare sector. It outlines the objectives of examining the need for green marketing and understanding consumer awareness of green practices among Indian hospitals. The methodology section describes how primary and secondary data will be collected and analyzed. There is a literature review on the need to make hospitals more energy efficient and implement practices like water recycling. The case study from Rockland Hospital describes their green approach including an environmental impact assessment and management plan to minimize impacts.
Green Business Process Management
The document discusses green business process management. It defines green BPM as the sum of all IS-supported management activities that help monitor and reduce the environmental impact of business processes throughout their lifecycle, as well as lead to cultural change. The document outlines three key dimensions of green BPM: (1) management activities like planning and controlling, (2) stages of the process lifecycle from design to operation, and (3) goals of reducing environmental impact and driving cultural change. It presents a conceptual research framework with these three dimensions for analyzing green BPM.
Going Green: A Holistic Approach to Transform Business IJMIT JOURNAL
In recent years environmental and energy conservation issues have taken the central theme in the global business arena. The reality of rising energy cost and their impact on international affairs coupled with the different kinds of environmental issues has shifted the social and economic consciousness of the business community. Hence, the business community is now in search of an eco-friendly business model. This paper highlights the concept of green business and their needs in the current global scenario.
Green Bank is like a normal bank, which considers all the social and environmental / ecological factors with an aim to protect the environment and conserve natural resources”. It is also known as ethical bank or sustainable bank. Their purpose is to perform banking activities but with an additional plan towards taking care of earth’s ecology, environment, and natural resources including biodiversity.
This document discusses green banking initiatives taken by public sector banks in India. It provides background on public sector banks and their nationalization. Some key green banking initiatives discussed include providing green home loans at lower interest rates for environmentally sustainable projects, introducing green credit cards where funds are donated for environmental causes, installing solar panels and wind turbines to generate renewable energy, promoting mobile and online banking to reduce paper usage, and purchasing recycled paper products. The document analyzes how public sector banks can play a role in financing environmentally responsible projects and reducing their own environmental footprint through various green initiatives.
Green Banking means ensuring environment friendly practices in banking sector and thereby reducing internal and external carbon footprints.
The concept of green banking helps to create cleaner and greener future as Green Banking has direct impact on the environment.
1. The document discusses effective methodologies for green banking, including engaging stakeholders on environmental and social issues and evaluating clients' impacts. It notes that banks are increasingly responsible for clients' environmental misdeeds.
2. Green banking helps banks avoid credit, legal, and reputational risks. Credit risk arises if clients default due to environmental costs or regulations. Banks have also been held liable for clients' environmental actions in some cases.
3. The document emphasizes that banks must proactively integrate environmental concerns into their operations to manage these risks, which benefits both banks and the economy.
This document is an assignment on green banking in Bangladesh submitted to a lecturer at Uttara University. It discusses green banking practices in Bangladesh, including initiatives by Bangladesh Bank and commercial banks. Key findings include 40 of 47 commercial banks establishing green banking units, Tk. 525 crore allocated for green banking projects, and increasing adoption of online and mobile banking. The document recommends increasing awareness, monitoring adherence to guidelines, and replicating best global practices to further develop green banking in Bangladesh. It concludes that while progress has been made, more efforts are needed to respond to climate change threats and global standards.
The document discusses green banking, which aims to make banking processes more efficient and sustainable with minimal environmental impact. It defines green banking and provides examples of green banking products and services like green credit cards and mortgages. The document also outlines the benefits of green banking such as reduced paper usage and deforestation. It analyzes the role of banks in sustainable development through green banking initiatives and calls for Indian banks to recognize their environmental responsibilities by adopting green banking practices.
An evaluation of green banking practices in bangladeshAlexander Decker
This document summarizes a study that evaluates green banking practices among different types of banks in Bangladesh. It finds that 47 banks have adopted green banking policies and formed green banking units, but budget allocations and utilization for green banking activities are still unsatisfactory for some state-owned and specialized development banks. It also notes that while the number of environmentally-rated projects financed by banks has increased significantly, online and digital banking infrastructure remains limited, especially at some state-owned and specialized development banks. The document reviews several other studies on the evolution and development of green banking concepts and initiatives in various countries.
Employees' Perception towards In- House Green Banking Activities of the Comme...Dr. C.VIJAI
1. The document examines employees' perceptions of in-house green banking activities at commercial banks in Cuddalore District, India.
2. 175 bank employees across 5 major commercial banks were surveyed about their bank's green practices like efficient equipment use, reducing environmental impact, and energy audits.
3. The results found no significant relationship between employees' acceptance of green activities and their gender, age, education level, salary, job role, or bank. However, managers had a significantly higher acceptance than staff.
1. The document discusses green banking practices and their impact in reducing stress levels among employees in public sector banks in India. It analyzes various green initiatives taken by banks like SBI to make their processes more environmentally friendly.
2. Introducing green technologies like indoor air purification using plants and improved ventilation can significantly improve indoor air quality and reduce stress, headaches, and other health issues among bank employees.
3. Green banking practices that minimize paperwork and promote digital transactions help reduce the workload of bank employees. This leads to less stress, improved employee productivity and customer relationships.
May 2024. Green Banking, also called Sustainable Banking, or Sustainable Financing, promotes environmentally friendly practices, and reduces the carbon footprint in banking activities by adopting green initiatives and projects.
Green Banks are mission-driven institutions that use innovative financing strategies to accelerate the clean energy transition towards net-zero emissions by 2050.
Green banking Benefits and Advantages:
(1) Environmental: Reduces energy use, water use and carbon emissions, while using renewable energy to minimize the environmental impact.
(2) Distinction and Recognition: Enhances competitive advantage by promoting low carbon investments, attracting eco-conscious customers and generating revenue.
(3) Transparency: Builds trust and loyalty among customers by regularly publishing financial and sustainability reports on investments and carbon footprint.
(4) SDG Alignment: Contributes to a sustainable future by promoting a just transition towards net zero emissions and reducing exposure to unsustainable activities.
Green banking Challenges and Solutions:
(1) Higher Cost: Requires a highly skilled and experienced staff, including loan officers to provide access to green financing services.
Solution: The high cost of highly skilled staff is offset by cost savings from reduced energy and paper consumption.
(2) Lack of Diversification: Will restrict business to meet sustainability requirements, resulting in a smaller customer base and lower profit margins.
Solution: Green banks are more appealing to investors and lenders attracting new funding sources and diversifying their funding base.
(3) Risk of Greenwashing: Significantly reduces the effectiveness of green banking strategies and can harm reputation and long-term growth.
Solution: By adhering to sustainability regulations, green banks can mitigate greenwashing risk and focus on their core business operations.
(4) Complex Policies: Subject to complex policies and regulations. Compliance requires implementing time-consuming and expensive procedures.
Solution: Review policies and regulations and collaborate with regulators and policymakers to ensure compliance.
Green banking Products include Green Car Loans, Green Home Loans, Green Mortgages, and Green Savings and Bonds.
Green banking Services include Paperless Billing, Online Banking, and Remote Deposit Capture (RDC).
Policy wise, in 2021, the Net-Zero Banking Alliance (NZBA) was established by 43 United Nations (UN) members. The NZBA alliance brings together banks committed to aligning their operations with the goal of reaching net-zero emissions by 2050.
In this slideshow, you will learn about the definition, benefits, challenges, solutions, products, services, strategies, UN policy, and global statistics of Green Banking and Sustainable Financing.
For more slideshows on environmental sustainability, please visit www.s2adesign.com
Green and Sustainable Banking: A Pathway to Environmental ResponsibilityFarhatUddinSojib
# Green and Sustainable Banking: A Pathway to Environmental Responsibility
## Abstract
Green and sustainable banking has emerged as a pivotal approach for integrating environmental considerations into the financial sector. This paper explores the evolution, principles, and practices of green banking, its benefits, challenges, and future prospects. By examining case studies and regulatory frameworks, we demonstrate how sustainable banking not only mitigates environmental risks but also enhances financial stability and promotes economic growth. This thesis underscores the necessity for a cohesive strategy involving stakeholders, policy makers, and financial institutions to foster a sustainable future.
## Introduction
### Background
The increasing awareness of environmental degradation and climate change has necessitated a shift in how industries operate, particularly the financial sector. Green and sustainable banking represents an essential transformation aimed at incorporating environmental responsibility into banking operations. This approach not only addresses ecological concerns but also aligns with global sustainability goals.
### Objectives
This paper aims to:
1. Define green and sustainable banking and its core principles.
2. Analyze the benefits and challenges associated with sustainable banking.
3. Review case studies of successful implementation.
4. Discuss regulatory frameworks supporting sustainable banking.
5. Propose strategies for advancing green banking practices.
### Methodology
This thesis employs a mixed-method approach, including qualitative analysis of case studies, regulatory reviews, and quantitative data on the impact of green banking initiatives. Primary sources include academic journals, industry reports, and policy documents.
## Defining Green and Sustainable Banking
### Concept and Principles
Green and sustainable banking refers to the practice of providing financial services in a way that supports environmental conservation and sustainability. This includes financing environmentally friendly projects, reducing the carbon footprint of banking operations, and promoting sustainable business practices among clients.
### Key Principles
1. **Environmental Risk Management:** Assessing and mitigating the environmental risks associated with banking activities.
2. **Sustainable Investment:** Prioritizing investments in renewable energy, energy efficiency, and other green sectors.
3. **Green Products and Services:** Developing financial products that incentivize sustainable practices, such as green bonds and eco-friendly loans.
4. **Transparency and Reporting:** Ensuring clear communication about environmental impact and sustainability efforts.
## Benefits of Sustainable Banking
### Environmental Impact
Green banking initiatives contribute to reducing greenhouse gas emissions, promoting renewable energy, and supporting conservation projects. By directing capital towards sustainable ventures, banks can play a significan
Industrialization approximately the globe has triggered the detection of ever-increasing needs and demands of
the population and it has become symbolic of prosperity and development of an economy. On the other hand, it
has resulted in the exploitation of the natural environment, which in turn has disturbed the ecological balance.
The disturbance in ecological balance has adversely affected the human and its surrounding environment. The
recent industrial disasters and natural disaster that occurred in the last three decades were directly or indirectly
linked with the uneven industrialization. This in turn has raised an important issue of environmental protection
among environmentalists, government and organization from all over the world. Environmental sustainability
and sustainable development have become the important agenda in the international community. The main
objective of this paper is to deeply understand how Indian banks are responding to environmental turbulence
and to provide an overview of their action in view of Go Green banking adoption & its advantages
This document summarizes a study on green banking trends in India. It discusses how banks are responding to environmental issues by adopting green banking practices. Green banking aims to consider social and environmental factors by financing environmentally-friendly projects and reducing the bank's own carbon footprint through online and paperless banking services. The study explores how Indian banks are implementing green initiatives like online savings accounts, paperless statements, direct deposit, online bill payment, mobile banking, and providing loans only to environmentally sustainable projects. Overall, green banking can benefit both banks and customers by lowering environmental impacts while improving financial services.
Green finance refers to financial products and services that promote environmentally sustainable investments and stimulate low-carbon technologies. It includes loans, debt mechanisms, and investments used to encourage green projects or minimize climate impacts. Government policies can significantly influence green finance markets by shaping them around sustainability agendas. Investors see opportunities in national green recovery efforts but also risks of a market bubble without sufficient investment opportunities. Various bond types like green bonds, social bonds, and sustainability-linked bonds are emerging to direct funding to green and social projects. Blockchain and cryptocurrencies also show potential to enable more sustainable financing models if technical and environmental issues can be addressed. Significant investment is still needed to achieve countries' renewables and decarbonization goals.
Importance of Sustainibility Finance Globally.pdfprabinkafle6
Green finance refers to financial products and services that promote environmentally sustainable investments and stimulate low-carbon technologies. It includes loans, debt mechanisms, and investments used to encourage green projects or minimize climate impacts. Government policies can significantly influence green finance markets by shaping them around sustainability agendas. Investors see opportunities in national green recovery efforts but also risks of a market bubble without sufficient investment opportunities. Different financial instruments like green, social, and climate bonds are used to finance various environmental projects. Blockchain and cryptocurrencies also have potential roles to play in making green finance more efficient and widespread.
1) The document discusses green finance, which represents challenges to traditional financial constructs through new green instruments that can transform investment, lending, and accounting practices.
2) It provides examples of community green finance where local communities invest in and own sustainable energy systems like renewable energy to achieve local development and low-carbon economies.
3) Green financial products from green car loans to green credit cards are offered to reconcile environmental and financial matters, with drivers including civic groups, international organizations, and private financial institutions.
This document summarizes ICICI Bank's efforts to promote environmental sustainability. It discusses how ICICI Bank has benchmarked its carbon footprint and engaged employees and customers in green initiatives. Some key initiatives discussed include promoting energy efficient products, investing in green projects, running green contests for employees, and providing paperless and online banking options for customers. The document outlines further opportunities to expand these efforts, such as upgrading IT equipment, implementing monthly green activities at branches, and continuing to promote carbon footprint reduction and offsetting.
This document discusses the importance of green banking in India. It argues that banking institutions can play a key role in promoting environmentally sustainable investment and development by incorporating environmental factors into their lending decisions. The document outlines how banks' credit decisions can influence industry practices and force companies to invest in environmental management. While green banking can benefit banks, businesses, and the economy, the document notes that Indian banks have not yet taken many initiatives in this area despite their influence on India's growing economy. It suggests policy measures to promote green banking in India.
‘Six Sigma Technique’ A Journey Through its Implementationijtsrd
The manufacturing industries all over the world are facing tough challenges for growth, development and sustainability in today’s competitive environment. They have to achieve apex position by adapting with the global competitive environment by delivering goods and services at low cost, prime quality and better price to increase wealth and consumer satisfaction. Cost Management ensures profit, growth and sustainability of the business with implementation of Continuous Improvement Technique like Six Sigma. This leads to optimize Business performance. The method drives for customer satisfaction, low variation, reduction in waste and cycle time resulting into a competitive advantage over other industries which did not implement it. The main objective of this paper ‘Six Sigma Technique A Journey Through Its Implementation’ is to conceptualize the effectiveness of Six Sigma Technique through the journey of its implementation. Aditi Sunilkumar Ghosalkar "‘Six Sigma Technique’: A Journey Through its Implementation" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64546.pdf Paper Url: https://www.ijtsrd.com/other-scientific-research-area/other/64546/‘six-sigma-technique’-a-journey-through-its-implementation/aditi-sunilkumar-ghosalkar
Edge Computing in Space Enhancing Data Processing and Communication for Space...ijtsrd
Edge computing, a paradigm that involves processing data closer to its source, has gained significant attention for its potential to revolutionize data processing and communication in space missions. With the increasing complexity and data volume generated by modern space missions, traditional centralized computing approaches face challenges related to latency, bandwidth, and security. Edge computing in space, involving on board processing and analysis of data, offers promising solutions to these challenges. This paper explores the concept of edge computing in space, its benefits, applications, and future prospects in enhancing space missions. Manish Verma "Edge Computing in Space: Enhancing Data Processing and Communication for Space Missions" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64541.pdf Paper Url: https://www.ijtsrd.com/computer-science/artificial-intelligence/64541/edge-computing-in-space-enhancing-data-processing-and-communication-for-space-missions/manish-verma
Dynamics of Communal Politics in 21st Century India Challenges and Prospectsijtsrd
Communal politics in India has evolved through centuries, weaving a complex tapestry shaped by historical legacies, colonial influences, and contemporary socio political transformations. This research comprehensively examines the dynamics of communal politics in 21st century India, emphasizing its historical roots, socio political dynamics, economic implications, challenges, and prospects for mitigation. The historical perspective unravels the intricate interplay of religious identities and power dynamics from ancient civilizations to the impact of colonial rule, providing insights into the evolution of communalism. The socio political dynamics section delves into the contemporary manifestations, exploring the roles of identity politics, socio economic disparities, and globalization. The economic implications section highlights how communal politics intersects with economic issues, perpetuating disparities and influencing resource allocation. Challenges posed by communal politics are scrutinized, revealing multifaceted issues ranging from social fragmentation to threats against democratic values. The prospects for mitigation present a multifaceted approach, incorporating policy interventions, community engagement, and educational initiatives. The paper conducts a comparative analysis with international examples, identifying common patterns such as identity politics and economic disparities. It also examines unique challenges, emphasizing Indias diverse religious landscape, historical legacy, and secular framework. Lessons for effective strategies are drawn from international experiences, offering insights into inclusive policies, interfaith dialogue, media regulation, and global cooperation. By scrutinizing historical epochs, contemporary dynamics, economic implications, and international comparisons, this research provides a comprehensive understanding of communal politics in India. The proposed strategies for mitigation underscore the importance of a holistic approach to foster social harmony, inclusivity, and democratic values. Rose Hossain "Dynamics of Communal Politics in 21st Century India: Challenges and Prospects" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64528.pdf Paper Url: https://www.ijtsrd.com/humanities-and-the-arts/history/64528/dynamics-of-communal-politics-in-21st-century-india-challenges-and-prospects/rose-hossain
Assess Perspective and Knowledge of Healthcare Providers Towards Elehealth in...ijtsrd
Background and Objective Telehealth has become a well known tool for the delivery of health care in Saudi Arabia, and the perspective and knowledge of healthcare providers are influential in the implementation, adoption and advancement of the method. This systematic review was conducted to examine the current literature base regarding telehealth and the related healthcare professional perspective and knowledge in the Kingdom of Saudi Arabia. Materials and Methods This systematic review was conducted by searching 7 databases including, MEDLINE, CINHAL, Web of Science, Scopus, PubMed, PsycINFO, and ProQuest Central. Studies on healthcare practitioners telehealth knowledge and perspectives published in English in Saudi Arabia from 2000 to 2023 were included. Boland directed this comprehensive review. The researchers examined each connected study using the AXIS tool, which evaluates cross sectional systematic reviews. Narrative synthesis was used to summarise and convey the data. Results Out of 1840 search results, 10 studies were included. Positive outlook and limited knowledge among providers were seen across trials. Healthcare professionals like telehealth for its ability to improve quality, access, and delivery, save time and money, and be successful. Age, gender, occupation, and work experience also affect health workers knowledge. In Saudi Arabia, healthcare professionals face inadequate expert assistance, patient privacy, internet connection concerns, lack of training courses, lack of telehealth understanding, and high costs while performing telemedicine. Conclusions Healthcare practitioners telehealth perceptions and knowledge were examined in this systematic study. Its collection of concerned experts different personal attitudes and expertise would help enhance telehealths implementation in Saudi Arabia, develop its healthcare delivery alternative, and eliminate frequent problems. Badriah Mousa I Mulayhi | Dr. Jomin George | Judy Jenkins "Assess Perspective and Knowledge of Healthcare Providers Towards Elehealth in Saudi Arabia: A Systematic Review" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64535.pdf Paper Url: https://www.ijtsrd.com/medicine/other/64535/assess-perspective-and-knowledge-of-healthcare-providers-towards-elehealth-in-saudi-arabia-a-systematic-review/badriah-mousa-i-mulayhi
The Impact of Digital Media on the Decentralization of Power and the Erosion ...ijtsrd
The impact of digital media on the distribution of power and the weakening of traditional gatekeepers has gained considerable attention in recent years. The adoption of digital technologies and the internet has resulted in declining influence and power for traditional gatekeepers such as publishing houses and news organizations. Simultaneously, digital media has facilitated the emergence of new voices and players in the media industry. Digital medias impact on power decentralization and gatekeeper erosion is visible in several ways. One significant aspect is the democratization of information, which enables anyone with an internet connection to publish and share content globally, leading to citizen journalism and bypassing traditional gatekeepers. Another aspect is the disruption of conventional media industry business models, as traditional organizations struggle to adjust to the decrease in advertising revenue and the rise of digital platforms. Alternative business models, such as subscription models and crowdfunding, have become more prevalent, leading to the emergence of new players. Overall, the impact of digital media on the distribution of power and the weakening of traditional gatekeepers has brought about significant changes in the media landscape and the way information is shared. Further research is required to fully comprehend the implications of these changes and their impact on society. Dr. Kusum Lata "The Impact of Digital Media on the Decentralization of Power and the Erosion of Traditional Gatekeepers" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64544.pdf Paper Url: https://www.ijtsrd.com/humanities-and-the-arts/political-science/64544/the-impact-of-digital-media-on-the-decentralization-of-power-and-the-erosion-of-traditional-gatekeepers/dr-kusum-lata
Online Voices, Offline Impact Ambedkars Ideals and Socio Political Inclusion ...ijtsrd
This research investigates the nexus between online discussions on Dr. B.R. Ambedkars ideals and their impact on social inclusion among college students in Gurugram, Haryana. Surveying 240 students from 12 government colleges, findings indicate that 65 actively engage in online discussions, with 80 demonstrating moderate to high awareness of Ambedkars ideals. Statistically significant correlations reveal that higher online engagement correlates with increased awareness p 0.05 and perceived social inclusion. Variations across colleges and a notable effect of college type on perceived social inclusion highlight the influence of contextual factors. Furthermore, the intersectional analysis underscores nuanced differences based on gender, caste, and socio economic status. Dr. Kusum Lata "Online Voices, Offline Impact: Ambedkar's Ideals and Socio-Political Inclusion - A Study of Gurugram District" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64543.pdf Paper Url: https://www.ijtsrd.com/humanities-and-the-arts/political-science/64543/online-voices-offline-impact-ambedkars-ideals-and-sociopolitical-inclusion--a-study-of-gurugram-district/dr-kusum-lata
Problems and Challenges of Agro Entreprenurship A Studyijtsrd
Noting calls for contextualizing Agro entrepreneurs problems and challenges of the agro entrepreneurs and for greater attention to the Role of entrepreneurs in agro entrepreneurship research, we conduct a systematic literature review of extent research in agriculture entrepreneurship to overcome the study objectives of complications of agro entrepreneurs through various factors, Development of agriculture products is a key factor for the overall economic growth of agro entrepreneurs Agro Entrepreneurs produces firsthand large scale employment, utilizes the labor and natural resources, This research outlines the problems of Weather and Soil Erosions, Market price fluctuation, stimulates labor cost problems, reduces concentration of Price volatility, Dependency on Intermediaries, induces Limited Bargaining Power, and Storage and Transportation Costs. This paper mainly devoted to highlight Problems and challenges faced for the sustainable of Agro Entrepreneurs in India. Vinay Prasad B "Problems and Challenges of Agro Entreprenurship - A Study" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64540.pdf Paper Url: https://www.ijtsrd.com/other-scientific-research-area/other/64540/problems-and-challenges-of-agro-entreprenurship--a-study/vinay-prasad-b
Comparative Analysis of Total Corporate Disclosure of Selected IT Companies o...ijtsrd
Disclosure is a process through which a business enterprise communicates with external parties. A corporate disclosure is communication of financial and non financial information of the activities of a business enterprise to the interested entities. Corporate disclosure is done through publishing annual reports. So corporate disclosure through annual reports plays a vital role in the life of all the companies and provides valuable information to investors. The basic objectives of corporate disclosure is to give a true and fair view of companies to the parties related either directly or indirectly like owner, government, creditors, shareholders etc. in the companies act, provisions have been made about mandatory and voluntary disclosure. The IT sector in India is rapidly growing, the trend to invest in the IT sector is rising and employment opportunities in IT sectors are also increasing. Therefore the IT sector is expected to have fair, full and adequate disclosure of all information. Unfair and incomplete disclosure may adversely affect the entire economy. A research study on disclosure practices of IT companies could play an important role in this regard. Hence, the present research study has been done to study and review comparative analysis of total corporate disclosure of selected IT companies of India and to put forward overall findings and suggestions with a view to increase disclosure score of these companies. The researcher hopes that the present research study will be helpful to all selected Companies for improving level of corporate disclosure through annual reports as well as the government, creditors, investors, all business organizations and upcoming researcher for comparative analyses of level of corporate disclosure with special reference to selected IT companies. Dr. Vaibhavi D. Thaker "Comparative Analysis of Total Corporate Disclosure of Selected IT Companies of India" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64539.pdf Paper Url: https://www.ijtsrd.com/other-scientific-research-area/other/64539/comparative-analysis-of-total-corporate-disclosure-of-selected-it-companies-of-india/dr-vaibhavi-d-thaker
The Impact of Educational Background and Professional Training on Human Right...ijtsrd
This study investigated the impact of educational background and professional training on human rights awareness among secondary school teachers in the Marathwada region of Maharashtra, India. The key findings reveal that higher levels of education, particularly a master’s degree, and fields of study related to education, humanities, or social sciences are associated with greater human rights awareness among teachers. Additionally, both pre service teacher training and in service professional development programs focused on human rights education significantly enhance teacher’s knowledge, skills, and competencies in promoting human rights principles in their classrooms. Baig Ameer Bee Mirza Abdul Aziz | Dr. Syed Azaz Ali Amjad Ali "The Impact of Educational Background and Professional Training on Human Rights Awareness among Secondary School Teachers" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64529.pdf Paper Url: https://www.ijtsrd.com/humanities-and-the-arts/education/64529/the-impact-of-educational-background-and-professional-training-on-human-rights-awareness-among-secondary-school-teachers/baig-ameer-bee-mirza-abdul-aziz
A Study on the Effective Teaching Learning Process in English Curriculum at t...ijtsrd
“One Language sets you in a corridor for life. Two languages open every door along the way” Frank Smith English as a foreign language or as a second language has been ruling in India since the period of Lord Macaulay. But the question is how much we teach or learn English properly in our culture. Is there any scope to use English as a language rather than a subject How much we learn or teach English without any interference of mother language specially in the classroom teaching learning scenario in West Bengal By considering all these issues the researcher has attempted in this article to focus on the effective teaching learning process comparing to other traditional strategies in the field of English curriculum at the secondary level to investigate whether they fulfill the present teaching learning requirements or not by examining the validity of the present curriculum of English. The purpose of this study is to focus on the effectiveness of the systematic, scientific, sequential and logical transaction of the course between the teachers and the learners in the perspective of the 5Es programme that is engage, explore, explain, extend and evaluate. Sanchali Mondal | Santinath Sarkar "A Study on the Effective Teaching Learning Process in English Curriculum at the Secondary Level of West Bengal" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd62412.pdf Paper Url: https://www.ijtsrd.com/humanities-and-the-arts/education/62412/a-study-on-the-effective-teaching-learning-process-in-english-curriculum-at-the-secondary-level-of-west-bengal/sanchali-mondal
The Role of Mentoring and Its Influence on the Effectiveness of the Teaching ...ijtsrd
This paper reports on a study which was conducted to investigate the role of mentoring and its influence on the effectiveness of the teaching of Physics in secondary schools in the South West Region of Cameroon. The study adopted the convergent parallel mixed methods design, focusing on respondents in secondary schools in the South West Region of Cameroon. Both quantitative and qualitative data were collected, analysed separately, and the results were compared to see if the findings confirm or disconfirm each other. The quantitative analysis found that majority of the respondents 72 of Physics teachers affirmed that they had more experienced colleagues as mentors to help build their confidence, improve their teaching, and help them improve their effectiveness and efficiency in guiding learners’ achievements. Only 28 of the respondents disagreed with these statements. With majority respondents 72 agreeing with the statements, it implies that in most secondary schools, experienced Physics teachers act as mentors to build teachers’ confidence in teaching and improving students’ learning. The interview qualitative data analysis summarized how secondary school Principals use meetings with mentors and mentees to promote mentorship in the school milieu. This has helped strengthen teachers’ classroom practices in secondary schools in the South West Region of Cameroon. With the results confirming each other, the study recommends that mentoring should focus on helping teachers employ social interactions and instructional practices feedback and clarity in teaching that have direct measurable impact on students’ learning achievements. Andrew Ngeim Sumba | Frederick Ebot Ashu | Peter Agborbechem Tambi "The Role of Mentoring and Its Influence on the Effectiveness of the Teaching of Physics in Secondary Schools in the South West Region of Cameroon" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64524.pdf Paper Url: https://www.ijtsrd.com/management/management-development/64524/the-role-of-mentoring-and-its-influence-on-the-effectiveness-of-the-teaching-of-physics-in-secondary-schools-in-the-south-west-region-of-cameroon/andrew-ngeim-sumba
Design Simulation and Hardware Construction of an Arduino Microcontroller Bas...ijtsrd
This study primarily focuses on the design of a high side buck converter using an Arduino microcontroller. The converter is specifically intended for use in DC DC applications, particularly in standalone solar PV systems where the PV output voltage exceeds the load or battery voltage. To evaluate the performance of the converter, simulation experiments are conducted using Proteus Software. These simulations provide insights into the input and output voltages, currents, powers, and efficiency under different state of charge SoC conditions of a 12V,70Ah rechargeable lead acid battery. Additionally, the hardware design of the converter is implemented, and practical data is collected through operation, monitoring, and recording. By comparing the simulation results with the practical results, the efficiency and performance of the designed converter are assessed. The findings indicate that while the buck converter is suitable for practical use in standalone PV systems, its efficiency is compromised due to a lower output current. Chan Myae Aung | Dr. Ei Mon "Design Simulation and Hardware Construction of an Arduino-Microcontroller Based DC-DC High-Side Buck Converter for Standalone PV System" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64518.pdf Paper Url: https://www.ijtsrd.com/engineering/mechanical-engineering/64518/design-simulation-and-hardware-construction-of-an-arduinomicrocontroller-based-dcdc-highside-buck-converter-for-standalone-pv-system/chan-myae-aung
Sustainable Energy by Paul A. Adekunte | Matthew N. O. Sadiku | Janet O. Sadikuijtsrd
Energy becomes sustainable if it meets the needs of the present without compromising the ability of future generations to meet their own needs. Some of the definitions of sustainable energy include the considerations of environmental aspects such as greenhouse gas emissions, social, and economic aspects such as energy poverty. Generally far more sustainable than fossil fuel are renewable energy sources such as wind, hydroelectric power, solar, and geothermal energy sources. Worthy of note is that some renewable energy projects, like the clearing of forests to produce biofuels, can cause severe environmental damage. The sustainability of nuclear power which is a low carbon source is highly debated because of concerns about radioactive waste, nuclear proliferation, and accidents. The switching from coal to natural gas has environmental benefits, including a lower climate impact, but could lead to delay in switching to more sustainable options. “Carbon capture and storage” can be built into power plants to remove the carbon dioxide CO2 emissions, but this technology is expensive and has rarely been implemented. Leading non renewable energy sources around the world is fossil fuels, coal, petroleum, and natural gas. Nuclear energy is usually considered another non renewable energy source, although nuclear energy itself is a renewable energy source, but the material used in nuclear power plants is not. The paper addresses the issue of sustainable energy, its attendant benefits to the future generation, and humanity in general. Paul A. Adekunte | Matthew N. O. Sadiku | Janet O. Sadiku "Sustainable Energy" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64534.pdf Paper Url: https://www.ijtsrd.com/engineering/electrical-engineering/64534/sustainable-energy/paul-a-adekunte
Concepts for Sudan Survey Act Implementations Executive Regulations and Stand...ijtsrd
This paper aims to outline the executive regulations, survey standards, and specifications required for the implementation of the Sudan Survey Act, and for regulating and organizing all surveying work activities in Sudan. The act has been discussed for more than 5 years. The Land Survey Act was initiated by the Sudan Survey Authority and all official legislations were headed by the Sudan Ministry of Justice till it was issued in 2022. The paper presents conceptual guidelines to be used for the Survey Act implementation and to regulate the survey work practice, standardizing the field surveys, processing, quality control, procedures, and the processes related to survey work carried out by the stakeholders and relevant authorities in Sudan. The conceptual guidelines are meant to improve the quality and harmonization of geospatial data and to aid decision making processes as well as geospatial information systems. The established comprehensive executive regulations will govern and regulate the implementation of the Sudan Survey Geomatics Act in all surveying and mapping practices undertaken by the Sudan Survey Authority SSA and state local survey departments for public or private sector organizations. The targeted standards and specifications include the reference frame, projection, coordinate systems, and the guidelines and specifications that must be followed in the field of survey work, processes, and mapping products. In the last few decades, there has been a growing awareness of the importance of geomatics activities and measurements on the Earths surface in space and time, together with observing and mapping the changes. In such cases, data must be captured promptly, standardized, and obtained with more accuracy and specified in much detail. The paper will also highlight the current situation in Sudan, the degree to which survey standards are used, the problems encountered, and the errors that arise from not using the standards and survey specifications. Kamal A. A. Sami "Concepts for Sudan Survey Act Implementations - Executive Regulations and Standards" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd63484.pdf Paper Url: https://www.ijtsrd.com/engineering/civil-engineering/63484/concepts-for-sudan-survey-act-implementations--executive-regulations-and-standards/kamal-a-a-sami
Towards the Implementation of the Sudan Interpolated Geoid Model Khartoum Sta...ijtsrd
The discussions between ellipsoid and geoid have invoked many researchers during the recent decades, especially during the GNSS technology era, which had witnessed a great deal of development but still geoid undulation requires more investigations. To figure out a solution for Sudans local geoid, this research has tried to intake the possibility of determining the geoid model by following two approaches, gravimetric and geometrical geoid model determination, by making use of GNSS leveling benchmarks at Khartoum state. The Benchmarks are well distributed in the study area, in which, the horizontal coordinates and the height above the ellipsoid have been observed by GNSS while orthometric heights were carried out using precise leveling. The Global Geopotential Model GGM represented in EGM2008 has been exploited to figure out the geoid undulation at the benchmarks in the study area. This is followed by a fitting process, that has been done to suit the geoid undulation data which has been computed using GNSS leveling data and geoid undulation inspired by the EGM2008. Two geoid surfaces were created after the fitting process to ensure that they are identical and both of them could be counted for getting the same geoid undulation with an acceptable accuracy. In this respect, statistical operation played an important role in ensuring the consistency and integrity of the model by applying cross validation techniques splitting the data into training and testing datasets for building the geoid model and testing its eligibility. The geometrical solution for geoid undulation computation has been utilized by applying straightforward equations that facilitate the calculation of the geoid undulation directly through applying statistical techniques for the GNSS leveling data of the study area to get the common equation parameters values that could be utilized to calculate geoid undulation of any position in the study area within the claimed accuracy. Both systems were checked and proved eligible to be used within the study area with acceptable accuracy which may contribute to solving the geoid undulation problem in the Khartoum area, and be further generalized to determine the geoid model over the entire country, and this could be considered in the future, for regional and continental geoid model. Ahmed M. A. Mohammed. | Kamal A. A. Sami "Towards the Implementation of the Sudan Interpolated Geoid Model (Khartoum State Case Study)" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd63483.pdf Paper Url: https://www.ijtsrd.com/engineering/civil-engineering/63483/towards-the-implementation-of-the-sudan-interpolated-geoid-model-khartoum-state-case-study/ahmed-m-a-mohammed
Activating Geospatial Information for Sudans Sustainable Investment Mapijtsrd
Sudan is witnessing an acceleration in the processes of development and transformation in the performance of government institutions to raise the productivity and investment efficiency of the government sector. The development plans and investment opportunities have focused on achieving national goals in various sectors. This paper aims to illuminate the path to the future and provide geospatial data and information to develop the investment climate and environment for all sized businesses, and to bridge the development gap between the Sudan states. The Sudan Survey Authority SSA is the main advisor to the Sudan Government in conducting surveying, mappings, designing, and developing systems related to geospatial data and information. In recent years, SSA made a strategic partnership with the Ministry of Investment to activate Geospatial Information for Sudans Sustainable Investment and in particular, for the preparation and implementation of the Sudan investment map, based on the directives and objectives of the Ministry of Investment MI in Sudan. This paper comes within the framework of activating the efforts of the Ministry of Investment to develop technical investment services by applying techniques adopted by the Ministry and its strategic partners for advancing investment processes in the country. Kamal A. A. Sami "Activating Geospatial Information for Sudan's Sustainable Investment Map" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd63482.pdf Paper Url: https://www.ijtsrd.com/engineering/information-technology/63482/activating-geospatial-information-for-sudans-sustainable-investment-map/kamal-a-a-sami
Educational Unity Embracing Diversity for a Stronger Societyijtsrd
In a rapidly changing global landscape, the importance of education as a unifying force cannot be overstated. This paper explores the crucial role of educational unity in fostering a stronger and more inclusive society through the embrace of diversity. By examining the benefits of diverse learning environments, the paper aims to highlight the positive impact on societal strength. The discussion encompasses various dimensions, from curriculum design to classroom dynamics, and emphasizes the need for educational institutions to become catalysts for unity in diversity. It highlights the need for a paradigm shift in educational policies, curricula, and pedagogical approaches to ensure that they are reflective of the diverse fabric of society. This paper also addresses the challenges associated with implementing inclusive educational practices and offers practical strategies for overcoming barriers. It advocates for collaborative efforts between educational institutions, policymakers, and communities to create a supportive ecosystem that promotes diversity and unity. Mr. Amit Adhikari | Madhumita Teli | Gopal Adhikari "Educational Unity: Embracing Diversity for a Stronger Society" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64525.pdf Paper Url: https://www.ijtsrd.com/humanities-and-the-arts/education/64525/educational-unity-embracing-diversity-for-a-stronger-society/mr-amit-adhikari
Integration of Indian Indigenous Knowledge System in Management Prospects and...ijtsrd
The diversity of indigenous knowledge systems in India is vast and can vary significantly between different communities and regions. Preserving and respecting these knowledge systems is crucial for maintaining cultural heritage, promoting sustainable practices, and fostering cross cultural understanding. In this paper, an overview of the prospects and challenges associated with incorporating Indian indigenous knowledge into management is explored. It is found that IIKS helps in management in many areas like sustainable development, tourism, food security, natural resource management, cultural preservation and innovation, etc. However, IIKS integration with management faces some challenges in the form of a lack of documentation, cultural sensitivity, language barriers legal framework, etc. Savita Lathwal "Integration of Indian Indigenous Knowledge System in Management: Prospects and Challenges" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd63500.pdf Paper Url: https://www.ijtsrd.com/management/accounting-and-finance/63500/integration-of-indian-indigenous-knowledge-system-in-management-prospects-and-challenges/savita-lathwal
DeepMask Transforming Face Mask Identification for Better Pandemic Control in...ijtsrd
The COVID 19 pandemic has highlighted the crucial need of preventive measures, with widespread use of face masks being a key method for slowing the viruss spread. This research investigates face mask identification using deep learning as a technological solution to be reducing the risk of coronavirus transmission. The proposed method uses state of the art convolutional neural networks CNNs and transfer learning to automatically recognize persons who are not wearing masks in a variety of circumstances. We discuss how this strategy improves public health and safety by providing an efficient manner of enforcing mask wearing standards. The report also discusses the obstacles, ethical concerns, and prospective applications of face mask detection systems in the ongoing fight against the pandemic. Dilip Kumar Sharma | Aaditya Yadav "DeepMask: Transforming Face Mask Identification for Better Pandemic Control in the COVID-19 Era" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64522.pdf Paper Url: https://www.ijtsrd.com/engineering/electronics-and-communication-engineering/64522/deepmask-transforming-face-mask-identification-for-better-pandemic-control-in-the-covid19-era/dilip-kumar-sharma
Streamlining Data Collection eCRF Design and Machine Learningijtsrd
Efficient and accurate data collection is paramount in clinical trials, and the design of Electronic Case Report Forms eCRFs plays a pivotal role in streamlining this process. This paper explores the integration of machine learning techniques in the design and implementation of eCRFs to enhance data collection efficiency. We delve into the synergies between eCRF design principles and machine learning algorithms, aiming to optimize data quality, reduce errors, and expedite the overall data collection process. The application of machine learning in eCRF design brings forth innovative approaches to data validation, anomaly detection, and real time adaptability. This paper discusses the benefits, challenges, and future prospects of leveraging machine learning in eCRF design for streamlined and advanced data collection in clinical trials. Dhanalakshmi D | Vijaya Lakshmi Kannareddy "Streamlining Data Collection: eCRF Design and Machine Learning" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd63515.pdf Paper Url: https://www.ijtsrd.com/biological-science/biotechnology/63515/streamlining-data-collection-ecrf-design-and-machine-learning/dhanalakshmi-d
Leveraging Generative AI to Drive Nonprofit InnovationTechSoup
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Main Java[All of the Base Concepts}.docxadhitya5119
This is part 1 of my Java Learning Journey. This Contains Custom methods, classes, constructors, packages, multithreading , try- catch block, finally block and more.
Communicating effectively and consistently with students can help them feel at ease during their learning experience and provide the instructor with a communication trail to track the course's progress. This workshop will take you through constructing an engaging course container to facilitate effective communication.
Chapter wise All Notes of First year Basic Civil Engineering.pptxDenish Jangid
Chapter wise All Notes of First year Basic Civil Engineering
Syllabus
Chapter-1
Introduction to objective, scope and outcome the subject
Chapter 2
Introduction: Scope and Specialization of Civil Engineering, Role of civil Engineer in Society, Impact of infrastructural development on economy of country.
Chapter 3
Surveying: Object Principles & Types of Surveying; Site Plans, Plans & Maps; Scales & Unit of different Measurements.
Linear Measurements: Instruments used. Linear Measurement by Tape, Ranging out Survey Lines and overcoming Obstructions; Measurements on sloping ground; Tape corrections, conventional symbols. Angular Measurements: Instruments used; Introduction to Compass Surveying, Bearings and Longitude & Latitude of a Line, Introduction to total station.
Levelling: Instrument used Object of levelling, Methods of levelling in brief, and Contour maps.
Chapter 4
Buildings: Selection of site for Buildings, Layout of Building Plan, Types of buildings, Plinth area, carpet area, floor space index, Introduction to building byelaws, concept of sun light & ventilation. Components of Buildings & their functions, Basic concept of R.C.C., Introduction to types of foundation
Chapter 5
Transportation: Introduction to Transportation Engineering; Traffic and Road Safety: Types and Characteristics of Various Modes of Transportation; Various Road Traffic Signs, Causes of Accidents and Road Safety Measures.
Chapter 6
Environmental Engineering: Environmental Pollution, Environmental Acts and Regulations, Functional Concepts of Ecology, Basics of Species, Biodiversity, Ecosystem, Hydrological Cycle; Chemical Cycles: Carbon, Nitrogen & Phosphorus; Energy Flow in Ecosystems.
Water Pollution: Water Quality standards, Introduction to Treatment & Disposal of Waste Water. Reuse and Saving of Water, Rain Water Harvesting. Solid Waste Management: Classification of Solid Waste, Collection, Transportation and Disposal of Solid. Recycling of Solid Waste: Energy Recovery, Sanitary Landfill, On-Site Sanitation. Air & Noise Pollution: Primary and Secondary air pollutants, Harmful effects of Air Pollution, Control of Air Pollution. . Noise Pollution Harmful Effects of noise pollution, control of noise pollution, Global warming & Climate Change, Ozone depletion, Greenhouse effect
Text Books:
1. Palancharmy, Basic Civil Engineering, McGraw Hill publishers.
2. Satheesh Gopi, Basic Civil Engineering, Pearson Publishers.
3. Ketki Rangwala Dalal, Essentials of Civil Engineering, Charotar Publishing House.
4. BCP, Surveying volume 1
This document provides an overview of wound healing, its functions, stages, mechanisms, factors affecting it, and complications.
A wound is a break in the integrity of the skin or tissues, which may be associated with disruption of the structure and function.
Healing is the body’s response to injury in an attempt to restore normal structure and functions.
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There are 4 phases of wound healing: hemostasis, inflammation, proliferation, and remodeling. This document also describes the mechanism of wound healing. Factors that affect healing include infection, uncontrolled diabetes, poor nutrition, age, anemia, the presence of foreign bodies, etc.
Complications of wound healing like infection, hyperpigmentation of scar, contractures, and keloid formation.
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Beyond Degrees - Empowering the Workforce in the Context of Skills-First.pptxEduSkills OECD
Iván Bornacelly, Policy Analyst at the OECD Centre for Skills, OECD, presents at the webinar 'Tackling job market gaps with a skills-first approach' on 12 June 2024
Walmart Business+ and Spark Good for Nonprofits.pdfTechSoup
"Learn about all the ways Walmart supports nonprofit organizations.
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Spark Good (walmart.com/sparkgood) is a charitable platform that enables nonprofits to receive donations directly from customers and associates.
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2. International Journal of Trend in Scientific Research and Development (IJTSRD) @ www.ijtsrd.com eISSN: 2456-6470
@ IJTSRD | Unique Paper ID – IJTSRD38004 | Volume – 5 | Issue – 1 | November-December 2020 Page 612
are working for pollution reduction and adopting green
technologies. Providing loans to firms that have concern for
environment would ensure proper utilization of natural
resources and green banking avoids paper work and
contributes to lower the cutting of trees. It makes the
corporate world aware about environmental and social
responsibility and thereby contributes to handing over a
good environment to the upcoming generation.
Banks must restrict loans to businesses which might cause
environmental degradation. Banks can deny loans to
businesses that aim high profits by degrading the
environment. The nature of business and its impact on the
environment should be carefully considered before
approving business loans. On the other hand, bankscanoffer
low-interest loans to businesses that are environment
friendly. In this way, banks can play a key role in promoting
secondary source of energy like solar energy or bio gas
energy.
Channels of Green banking
Green Mortgages: In general Green mortgages also
known as Energy Efficient Mortgages (EEM’S), provide
retail customers with considerably low interest rates
compare market rates for clients who purchase new
energy efficient homes or invest in retrofits, energy
efficient appliances or green power.
Online Banking: Online banking, also knownas internet
banking, e-banking or virtual banking, is an electronic
payment system that enables customers of a bank or
other financial institution to conduct a range of financial
transactions through the financial institution’s website.
Remote Deposit Capture: Remote deposit capture
(RDC)isa system that allowsa customer to scancheques
remotely and transmit the cheques images to a bank for
deposit, usually via an encrypted Internet connection.
When the bank receives a cheque image from the
customer, it posts the deposit to the customer’s account
and makes the funds available based uponthecustomer’s
particular availability schedule.
Green Car Loans: Many green car loans encourage the
purchase of cars for below market interest rates, which
demonstrate higher fuel efficiency.
Green Credit Cards: A green credit card allows
cardholders to earn rewards or points which can be
redeemed for contributions to eco-friendly charitable
organizations.These cards offer an excellentincentivefor
consumers to use their green card for their expensive
purchases.
Saving of paper: Banks should purchase recycled paper
products with highest post-customer wastecontent.This
includes monthly statements, ATM receipts, annual
reports, envelopes etc.
Mobile banking: By using it customer can check
balances, transfer funds or pay bills from the phone. It
also helps to save time and energy of the customers.
Cash deposit machines: This allows customers to
directly deposit cash at ATM without visiting banks
which saves time, saves cost and lots of paperwork.
Green banking initiatives by Indian Commercial banks
State Bank of India:
SBI has launched green banking policy and set up windmills
in Tamil Nadu, Maharashtra and Gujaratingenerating15MW
power. This is the first bank in India which is in green
banking and promoting green power projects.
Punjab National Bank:
They had taken various steps for reducing emission and
energy consumption.
Bank of Baroda:
They had taken various green banking initiatives such as
financing a commercial project. BOB is giving preference to
environment friendly green projects such as windmills,
biomass and solar power projects which help in earning the
carbon credits.
Canara Bank:
As a part of green banking initiative it had adopted
environmental friendly measures such as mobile banking,
internet banking and solar powered biometric operations.
ICICI Bank Ltd:
ICICI bank had started ‘Go Green’ initiative which involves
activities like Green products/offerings, Green engagement
and green communication with customers.
HDFC Bank Ltd:
HDFC bank is taking up various measures for reducing their
carbon footprints in waste management, paper use and
energy efficiencies.
IndusInd Bank:
It has initiated its Green Office Project under which it had
installed solar powered ATMs in different cities targeting
energy saving as well as reducing CO2 emissions.
YES Bank:
It has projects portfolio in the areas of alternative energy
and cleans Technologies.
HSBC Group:
HSBC has separate targets for data centre, paper
consumption and business air travel. The purposes of the
targets are to drive efficiency, reduce its operational impact
on the environment and generate cost savings.
IDBI:
IDBI Bank is providing various services in the field of Clean
Development Mechanisms (CDM) to its client
Objectives
1) To understand green banking and its application in
Indian commercial banks.
2) To succinctly review the research on greenbanking.
3) To know the further scope for research in the field.
3. International Journal of Trend in Scientific Research and Development (IJTSRD) @ www.ijtsrd.com eISSN: 2456-6470
@ IJTSRD | Unique Paper ID – IJTSRD38004 | Volume – 5 | Issue – 1 | November-December 2020 Page 613
Scope
The study covers only the aspects of understanding green
banking, itsapplication in Indian commercialbanksandbrief
review of recent research in the field.
Methodology
The study is descriptive and review in nature, it reviews the
literature on the basis of secondary data obtained from
sources suchasarticles, research papers, officialwebsitesof
the banks. 10 recent papers are randomly selected toreview
the contribution of research in the field of green banking.
Findings from the articles
Sl/
no
Article Objectives Findings Conclusion
1 Green banking
practices-A Review
To highlight green
rating standards given
by RBI and world bank
on environmental
norms
Various standards set by RBI and
World bank
Green Banks are at start up
mode in India. They should
expand the use of environment
information in their business
operation, credit extension and
investment decisions. The
endeavour will help them
proactively to improve their
environmental performance
and creating long term values
for business.
Initiatives taken by top public and
private sector banks
To highlight the
initiatives taken by
public and private
sector banks in
adoption of green
banking practices
Banks should change routine
operation by going green
LEED certified buildings should be
adopted
To enlist the
significant strategies
for adoption of green
banking
Invest in sustainable products and
services
Adopting environmental
standards
2 A study on green
banking trends in
India
To understand how
Indian banks are
responding to
environmental
turbulence
Detail understanding of various
green banking products and
services such as online SB
account, paperless statement,
direct deposits, online bill
payments net banking, mobile
banking, EFT, etc
Green banking is a way of
cautioning people about global
warming and it contributes to
environment and makes this
world a better place to survive.
This will benefit banks,
industries and ensure overall
development.
To provide an
overview of actions in
view of go green
banking adoptions and
its advantages
3 Sustainability
green banking
approach-Need of
the hour
To highlight major
benefits, address the
challenges and
strategies aspects of
green banking
Green banking is in initial phases No bank has adopted equator
principles, hence banks should
adopt the principles which use
environmental sensitive
parameter and banks must be
very seriously concerned about
sustainability. The proper
policies governing
environmental sustainability is
the need of hour and entire
financial system and sector
must ensure successful
adoption of green banking.
Green banking requires special
skilled which may give rise in cost
To present the status
of Indian banks in
practice of green
banking
Banks needs environment
management system and
environmental risk guidelines
Highlighted the role of
government in influencing green
banking
Need of Legislation and efforts
from financial institutions
4 Green banking: As
initiative for
sustainable
development
To highlight means of
creating awareness in
internal as well as
external system among
target groups
Tried to understand effective
methods of green banking such as
paperless banking, energy
consciousness, mass
transportation system, green
building, etc
Green banking will provide
tremendous opportunities for
Indian banks from funding
sustainable projects to offering
innovative products and
services. Commitment from
green banking will cause huge
financial burden for India. RBI
and Indian Government should
play proactive role and
formulate green banking
To impart education to
attain sustainable
development through
green banking
Need of creating awareness
through websites and press
To enumerate effective Need of E-Learning programmes
4. International Journal of Trend in Scientific Research and Development (IJTSRD) @ www.ijtsrd.com eISSN: 2456-6470
@ IJTSRD | Unique Paper ID – IJTSRD38004 | Volume – 5 | Issue – 1 | November-December 2020 Page 614
methods of green
banking
Disclosure of Environmental
reports
policy guidelines and Indian
Banks should adopt green
banking without much delay
5 Role of green
banking in
sustainable
development of
India
To understand the role
of green banking in
sustainable
development of
country
Detail analysis of role of green
banking in sustainable growth
and also the opportunities were
highlighted.
The disastrous impact of
recent storms, flood, draught
and high temperature is a
caution for all of us to think
seriously about global
warming and its possible
impact on environment.
Government, people and
business organisations must
play a major role and in
particular financial institution
has greater role to play in
creating low carbon economy.
Green banking will definitely
benefit banks, industries,
government and environment
as a whole.
To highlight the
initiatives taken by
Indian banks to make
them go green
Initiatives taken by Indian Public
and private sector banks as a part
of green banking such as
Instabanking, vehicle financing,
carbon footprints calculator.
To discuss various
strategies used by
different banks in
India as a part of green
banking
Need of recognising and
rewarding environmental
conscious financial institutions
To find opportunities
available to banks in
this area
IRDA may come up with green
insurance
6 Green banking:
perception and
willingness of
customers to
adopt green
banking
To analyze the
perception of
customers towards
adoption of green
banking
Banks with the help of central
bank are working effectively and
efficiently for the successful
practice of green banking.
The technological up gradation
in the name of green banking
has made positive impact to
customers, banking industry
and economy. The young
generation is more aware of
green banking and now there
is a need of creating awareness
among the aged population
and also to ensure security as
these are more concerned
about the same. The banks,
customers and authorities
must work for better impact of
green banking and it can really
be a tool for better customer
satisfaction.
Young generation is more willing
to practice green banking
To study customers
satisfaction level
towards the adoption
of green banking
Importance of providing training
to employees and conducting
seminar to impart knowledge of
green banking.
Role of Government in building
better infrastructure.
There is no correlation between
increase incomes with the use of
Green banking products.
7 Role of green
banking in
environment
sustainability-A
study of selected
commercial banks
in Himachal
Pradesh
To identify various
initiatives taken
towards green banking
and environmental
sustainability by
commercial banks in
India
SBI has upper hand in taking
initiatives for practice of green
banking
Banks are taking new
initiatives and promoting
different green banking
products. Banks should also
adopt environment friendly
practices which ensure the
efficient use of resources. The
bank employees should
consider the green banking
initiatives as their
responsibility and banking
sector is the backbone of the
nation hence it is important for
the banking sector to make
sure it is a major global
corporate citizen by ensuring
environmental safety through
green banking.
This is the best time to make
compulsory adoption of green
banking as large group of
customers are computer literates.
To conduct SWOC
analysis of green
banking practices of
the commercial banks
Customers may take time to usage
of green banking products and
services
The technology required under
green banking may be costly
Data privacy in the hands of banks
can be a challenge
Need of training to employees for
better implementation of green
banking
5. International Journal of Trend in Scientific Research and Development (IJTSRD) @ www.ijtsrd.com eISSN: 2456-6470
@ IJTSRD | Unique Paper ID – IJTSRD38004 | Volume – 5 | Issue – 1 | November-December 2020 Page 615
8 Green banking
practices in Indian
banks
To make an attempt to
highlight major
benefits and challenges
of green banking for
Indian banks
Green banking reduces paper
work which in turn ensures less
cutting of trees and that creates
awareness about environment
and social responsibility
Banks are responsible
corporate citizens and they
believe that every green step
taken today would go a long
way in building green future.
In this regard banks must
work towards better global
environment. Possible policies
and initiatives to promote
green banking. Banks are
running short of time and
every bank must think about
sustainable growth of nation
by adopting green banking.
To present the status
of Indian banks in
adoption of green
banking
Green banking benefits future
generation by ensuring eco-
friendly banking.
It gives ecological gains
To find ways of going
green through green
banking
It is proactive and smart way of
thinking with a vision for future
sustainability.
9 Green banking: As
banks initiative for
sustainable
development
To know the
importance of green
banking
Need of developing websites and
spread news.
Banking is getting more and
more popularity all over the
world, green banking could
not be a good profit avenue
but it has great potential to
gain market share and
sustainable profits in future. It
can be a way to reduce
pollution and save
environment aiding
sustainable growth.
To identify steps
necessary to adopt
green banking
Importance of educating through
banks internet and public
websites.
To identify initiatives
taken by banks for
sustainable
development
Communication through press
To know the
challenges and benefits
of green banking
The operating expenses would
increase with adoption of green
banking
Green banking fulfils social
responsibility
10 Green banking for
environmental
management -A
paradigm shift
To discuss green
banking and
sustainability
The case study of SBI and ICICI
has been highlighted about the
application of Green banking
It is very important to the
banks to be pro active and
accelerate the rate of growth
of the economy as there is
continues change in
environment leading to face
intense competition in global
market. The banks needs to
adhere to the strategies, public
policies and strict laws and
banks should add morality of
sustainability and
responsibility. It is important
that Indian banks gets addict
to green banking.
To highlight stages,
initiatives, benefits and
future of green
banking
Reduction in transaction cost by
going green
Competition edge through
innovation in products and
services
To discuss the laws
and guidelines which
governs environmental
conservation and
sustainability in green
banking
Better risk management which
builds good images
Helps in recovery of financial
loans
Convenient to both bank and
customers
Conclusion
Banks have understood the importance and need of
environmental sustainabilityalong with economic progress
of nation. Learning from their western counterparts the
banks in India are also adopting environmental safety
measures in their day to day operation and playing an
important role in maintaining the ecological balance. The
time demands banks to focus on initiatives such as creating
awareness and helping smaller firms to change theirprocess
so they can be more environment friendly in naturewhichin
turn widespread the concept of environmentalsustainability.
Green banking is the corporate social responsibility of every
bank and must needs to set continues efforts and adopt
sustainable practices inall spheres of bankingoperationand
work closely with stakeholders to adopt successful green
banking practices.
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