India is projected to become the third largest banking market globally by 2040. As socially responsible corporate citizens, Indian banks have an important role to play in reducing carbon emissions through CSR initiatives like rural development, women's empowerment, education, and green banking. Green banking aims to promote environmentally friendly practices by reducing paper usage, encouraging online banking, and offering green financial products like green loans and mortgages. While green banking has benefits like rationalizing resource usage and faster customer service, banks must also manage risks like credit, legal, and reputation risk when implementing green initiatives.

1. By:
Aashika Jain

2.  India is likely leave behind UK, Japan and
Germany and will know as third largest
domestic banking market in the world by
2040 after china and the US.
-by ‘Price Waterhouse
Coopers’(Banking in 2050)

3.  As socially responsible corporate citizens
(SRCC), Indian banks have a major role and
responsibility in supplementing government
efforts towards substantial reduction in
carbon emission.
 CSR involves the management toward good
work for community.
 CSR has been identified as a tool to
contribute Indian banking bottom line and
also ensure its long term sustainability.

4.  Main types of CSR practices are:
1. Rural Development
2. Woman Empowerment
3. Poverty Eradication
4. Community Welfare
5. Vocational Training
6. Education and Employment
7. Green Banking.

5.  Green banking is like a normal bank, which
considers all the social and environmental
factors, it is also called as a ethical bank.
 Ethical banks have started with the aim of
protecting the environment. And it is
controlled by same authorities as what a
traditional bank do.

6. "Green banking means promoting
environmental friendly practices and reducing
your carbon footprints from your banking
activities."

7.  To study concept and need of ‘Green
Banking’.
 To identify the steps necessary to adopt
Green Banking.
 To identify various issues and controversies
related to green banking with reference to
Indian banks (State Bank of India).

8.  Credit risk
 Legal risk
 Reputation risk

9.  Carbon credit business
 Green Banking Financial
Products
 Green mortgage
 Social Responsibility Services
 Carbon Footprint Reduction
◦ Green loan
◦ Green credit cards
◦ Green checking accounts
◦ Energy Consciousness
◦ Green Buildings
◦ Mobile banking
◦ Online banking
◦ Using Mass Transportation
System

10.  Cost of traditional banking:
1. Environment degradation.
2. Wastage of paper and trees.
3. More man power is require handling the paper work.
4. Delay in getting transaction’s information.
5. Inconvenient in terms of long hours of waiting at
bank counters.
6. Time consuming process.

11.  Benefits of green banking
◦ Rationalization of paper use.
◦ Helps in controlling Deforestation.
◦ Time and Money is saved.
◦ Faster services to the customers.
◦ Generate Clean and hygienic environment.
◦ development of human capital of country.
Sustainable
DevelopmentLeads to the
Financial
Institutions
and Banks
By
Green
Banking or
CSR

12.  RBI
 SBI
 ICICI Bank
 Induslnd Bank
 Union Bank of India
 Yes Bank
 IDBI Bank

13.  Basically Green banking avoids as much paper work as
possible and rely on online/ electronic transactions for
processing so that we get green credit cards and green
mortgages. Less paperwork means less cutting of trees.
 It also involves creating awareness to banking business
people about environmental and social responsibility
enabling them to do an environmental friendly business
practice.
 Green Ethical banks adopt and implement environmental
standards for lending, which is really a proactive idea that
would enable eco-friendly business practices which would
benefit our future generations.
 When we are awarded with a loan, the interest of that loan
is comparatively less with normal banks because green
banks give more importance to environmental friendly
factors - ecological gains.
 Green Banking as a concept is a proactive and smart way
of thinking with a vision for future sustainability.

14. Conclusion
Adopt green banking
Reduce Paper Work
Create Environment Awareness
Save the Earth