The document provides an overview and summary of the employee benefit plans for an organization's open enrollment period. It includes information about the new medical and prescription drug plan administrator, wellness incentives that reduce premium costs, and an overview of the dental, vision, life, disability, and voluntary accident and critical illness plans. Employees can obtain ID cards, check claims status, and find plan forms on the new administrator's website. The summary also reviews dependent eligibility, premium costs for each plan, and details about coverage and provider networks.
Adressing the topic of Flexible Benefis from it\'s definition to emergind trends that will affect compensation in the workplace
-Presented at the HRPA of Peel Compensation Dinner on 21st January 2009.
Adressing the topic of Flexible Benefis from it\'s definition to emergind trends that will affect compensation in the workplace
-Presented at the HRPA of Peel Compensation Dinner on 21st January 2009.
Designing and Administering The Benefits by MahnoorMah Noor
Its all about how to design the benefits for the employees , what strategies can be made for designing the benefits ,the role of administration in administering the benefits and introducing different benefits package ...
Employee Benefits in the Obamacare World & How to Maximize Its ImpactJoseph Appelbaum
Are you struggling to understand Obamacare and how it impacts your company? Do you want to learn about how to use employee benefits as a recruitment and retention tool?
This presentation will provide valuable insight into employee benefits in the Obamacare world and how to maximize its impact. Under Obamacare, employers are offered the option to "pay or play." But, for most companies there is no choice—they must “play” in order to recruit and retain employees. This not only includes offering health insurance but also life, disability, and the whole spectrum of employee benefits.
Here you'll learn about the impact of Obamacare on the employee benefits mix and employer decision-making process, along with understanding the importance of insurance benefits as a mandatory piece of the total compensation puzzle.
Employee benefits and Services in organizationRaju Samanta
What are the employee benefits and services?
Employee benefits?
what is services?
What is PF, Gratuity?
Why employer will provide benefits to its employee
Informe sobre los sistemas de retribución flexible realizado a partir de encuestas a lectores de la publicación Employee Benefits y de los usuarios de www.employeebenefits.co.uk (en inglés)
I presented this topic in my class Presentation, so i shared them here, You can also reach to my blog to read these slide and complete Article at:
<a>http://digitaljhang.com/compensation-of-employees/</a>
Designing and Administering The Benefits by MahnoorMah Noor
Its all about how to design the benefits for the employees , what strategies can be made for designing the benefits ,the role of administration in administering the benefits and introducing different benefits package ...
Employee Benefits in the Obamacare World & How to Maximize Its ImpactJoseph Appelbaum
Are you struggling to understand Obamacare and how it impacts your company? Do you want to learn about how to use employee benefits as a recruitment and retention tool?
This presentation will provide valuable insight into employee benefits in the Obamacare world and how to maximize its impact. Under Obamacare, employers are offered the option to "pay or play." But, for most companies there is no choice—they must “play” in order to recruit and retain employees. This not only includes offering health insurance but also life, disability, and the whole spectrum of employee benefits.
Here you'll learn about the impact of Obamacare on the employee benefits mix and employer decision-making process, along with understanding the importance of insurance benefits as a mandatory piece of the total compensation puzzle.
Employee benefits and Services in organizationRaju Samanta
What are the employee benefits and services?
Employee benefits?
what is services?
What is PF, Gratuity?
Why employer will provide benefits to its employee
Informe sobre los sistemas de retribución flexible realizado a partir de encuestas a lectores de la publicación Employee Benefits y de los usuarios de www.employeebenefits.co.uk (en inglés)
I presented this topic in my class Presentation, so i shared them here, You can also reach to my blog to read these slide and complete Article at:
<a>http://digitaljhang.com/compensation-of-employees/</a>
The presentation comprised the strategy to improve employee performances through compensation and benefit. The presentation also includes case study of FMCG industry.
In this presentation, "Learning: The New Employee Benefit," Pat Schoof, former Salesforce and Shutterfly HR executive, explores the history of employee benefits, trends in employee engagement and the future of learning in the workplace and its future as a major employee benefit.
For more information, contact business@udemy.com.
Promulgation of SEBI (Share Based Employee Benefit) Regulations, 2014Corporate Professionals
With our endeavor to disseminate information upon the SEBI’s new Regulations, we have prepared a small presentation on Promulgation of SEBI (Share Based Employee Benefit) Regulations, 2014.
This presentation provides an overview of eligibility for government financial assistance programs through Covered California and provides instructions for enrolling in a Covered California health plan.
Understand how health insurance actually works and then visit us at www.selectmycoverage.com to compare quotes from all the various carriers and even apply online. Should you need assistance, please contact our office. Thanks for checking us out!
Review this presentation to understand how health insurance actually works and then visit us online at www.selectmycoverage.com to obtain a quote and apply
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ARTIFICIAL INTELLIGENCE IN HEALTHCARE.pdfAnujkumaranit
Artificial intelligence (AI) refers to the simulation of human intelligence processes by machines, especially computer systems. It encompasses tasks such as learning, reasoning, problem-solving, perception, and language understanding. AI technologies are revolutionizing various fields, from healthcare to finance, by enabling machines to perform tasks that typically require human intelligence.
These lecture slides, by Dr Sidra Arshad, offer a quick overview of physiological basis of a normal electrocardiogram.
Learning objectives:
1. Define an electrocardiogram (ECG) and electrocardiography
2. Describe how dipoles generated by the heart produce the waveforms of the ECG
3. Describe the components of a normal electrocardiogram of a typical bipolar leads (limb II)
4. Differentiate between intervals and segments
5. Enlist some common indications for obtaining an ECG
Study Resources:
1. Chapter 11, Guyton and Hall Textbook of Medical Physiology, 14th edition
2. Chapter 9, Human Physiology - From Cells to Systems, Lauralee Sherwood, 9th edition
3. Chapter 29, Ganong’s Review of Medical Physiology, 26th edition
4. Electrocardiogram, StatPearls - https://www.ncbi.nlm.nih.gov/books/NBK549803/
5. ECG in Medical Practice by ABM Abdullah, 4th edition
6. ECG Basics, http://www.nataliescasebook.com/tag/e-c-g-basics
Couples presenting to the infertility clinic- Do they really have infertility...Sujoy Dasgupta
Dr Sujoy Dasgupta presented the study on "Couples presenting to the infertility clinic- Do they really have infertility? – The unexplored stories of non-consummation" in the 13th Congress of the Asia Pacific Initiative on Reproduction (ASPIRE 2024) at Manila on 24 May, 2024.
These simplified slides by Dr. Sidra Arshad present an overview of the non-respiratory functions of the respiratory tract.
Learning objectives:
1. Enlist the non-respiratory functions of the respiratory tract
2. Briefly explain how these functions are carried out
3. Discuss the significance of dead space
4. Differentiate between minute ventilation and alveolar ventilation
5. Describe the cough and sneeze reflexes
Study Resources:
1. Chapter 39, Guyton and Hall Textbook of Medical Physiology, 14th edition
2. Chapter 34, Ganong’s Review of Medical Physiology, 26th edition
3. Chapter 17, Human Physiology by Lauralee Sherwood, 9th edition
4. Non-respiratory functions of the lungs https://academic.oup.com/bjaed/article/13/3/98/278874
Title: Sense of Smell
Presenter: Dr. Faiza, Assistant Professor of Physiology
Qualifications:
MBBS (Best Graduate, AIMC Lahore)
FCPS Physiology
ICMT, CHPE, DHPE (STMU)
MPH (GC University, Faisalabad)
MBA (Virtual University of Pakistan)
Learning Objectives:
Describe the primary categories of smells and the concept of odor blindness.
Explain the structure and location of the olfactory membrane and mucosa, including the types and roles of cells involved in olfaction.
Describe the pathway and mechanisms of olfactory signal transmission from the olfactory receptors to the brain.
Illustrate the biochemical cascade triggered by odorant binding to olfactory receptors, including the role of G-proteins and second messengers in generating an action potential.
Identify different types of olfactory disorders such as anosmia, hyposmia, hyperosmia, and dysosmia, including their potential causes.
Key Topics:
Olfactory Genes:
3% of the human genome accounts for olfactory genes.
400 genes for odorant receptors.
Olfactory Membrane:
Located in the superior part of the nasal cavity.
Medially: Folds downward along the superior septum.
Laterally: Folds over the superior turbinate and upper surface of the middle turbinate.
Total surface area: 5-10 square centimeters.
Olfactory Mucosa:
Olfactory Cells: Bipolar nerve cells derived from the CNS (100 million), with 4-25 olfactory cilia per cell.
Sustentacular Cells: Produce mucus and maintain ionic and molecular environment.
Basal Cells: Replace worn-out olfactory cells with an average lifespan of 1-2 months.
Bowman’s Gland: Secretes mucus.
Stimulation of Olfactory Cells:
Odorant dissolves in mucus and attaches to receptors on olfactory cilia.
Involves a cascade effect through G-proteins and second messengers, leading to depolarization and action potential generation in the olfactory nerve.
Quality of a Good Odorant:
Small (3-20 Carbon atoms), volatile, water-soluble, and lipid-soluble.
Facilitated by odorant-binding proteins in mucus.
Membrane Potential and Action Potential:
Resting membrane potential: -55mV.
Action potential frequency in the olfactory nerve increases with odorant strength.
Adaptation Towards the Sense of Smell:
Rapid adaptation within the first second, with further slow adaptation.
Psychological adaptation greater than receptor adaptation, involving feedback inhibition from the central nervous system.
Primary Sensations of Smell:
Camphoraceous, Musky, Floral, Pepperminty, Ethereal, Pungent, Putrid.
Odor Detection Threshold:
Examples: Hydrogen sulfide (0.0005 ppm), Methyl-mercaptan (0.002 ppm).
Some toxic substances are odorless at lethal concentrations.
Characteristics of Smell:
Odor blindness for single substances due to lack of appropriate receptor protein.
Behavioral and emotional influences of smell.
Transmission of Olfactory Signals:
From olfactory cells to glomeruli in the olfactory bulb, involving lateral inhibition.
Primitive, less old, and new olfactory systems with different path
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Pulmonary Thromboembolism - etilogy, types, medical- Surgical and nursing man...VarunMahajani
Disruption of blood supply to lung alveoli due to blockage of one or more pulmonary blood vessels is called as Pulmonary thromboembolism. In this presentation we will discuss its causes, types and its management in depth.
2. Introduction
• New plan administrator-J.P. Farley for the medical and prescription drug
coverage.
• No action needed if not making any changes. Current plan election will
transfer to new administrator.
• ID cards are mailed directly to your home address, watch your mail.
• Should you choose to waive coverage at this time, you must wait until
next open enrollment if you choose to reapply.
3. Today’s Discussion
• JP Farley: Medical/Prescription
o Referenced Based Pricing
• Wellness Incentives
• Anthem: Dental
• VSP: Vision
• Aetna:
o Life and Voluntary Life
o Short Term Disability (STD)
o Long Term Disability (LTD)
• Allstate:
o Voluntary Accident & Critical Illness
• Next Steps for Enrollment
• Questions
4. Plan Features
• Your plan does not utilize a network.
o The plan covers all legal and appropriate providers of
covered services.
o Your health plan will reimburse your claims on a set fee
schedule
• You will have an ID card
o This card will have all the information providers need:
• To submit a claim to your health plan for payment.
• More information about the specific benefits your plan covers.
5. Plan Features
• Connected Care Management Services
o Nurse Care Manager provides a customized, coordinated treatment plan and education
that compliments your health care providers’ on-going care.
• 24/7 Website Access : JPFarley.com
o Plan information
o Claims information
o Plan forms
o Wellness tools
• Patient Advocacy Services
o Billing and out-of-pocket collections assistance:
• Help with favorable payment arrangements
• Protect against aggressive medical bill collectors
• Provide support to advocate for the participant’s patient rights
6. Patient Advocacy Q & A
• What if my provider bills me differently than my plan
states?
o Should you receive a bill from your provider asking you to pay more for a
service than indicated on Explanation of Benefits (EOB) statement, call
J.P. Farley and speak with a Patient Advocate.
• Balanced Billed?
1. Contact Patient Advocate Services
2. Patient Advocate will engage you and forward appropriate documentation to provider and credit
bureaus
3. Patient Advocate will maintain follow up and communication
4. Standard process usually only entails the need for two dispute letters
5. If collection notifications or aggressive bill collection attempts continue, Patient Advocate will
provide direction to legal resources to assist
7.
8. Medical Details
In-Network
Deductible (Embedded/Per Person) $750 / $2,250
Coinsurance 70%
Out-of-Pocket Limit
Plan pays 100% after annual out-of-pocket
maximum (includes deductible and coinsurance)
$5,000 / $10,000
Preventive
Nationally recommended services
No Cost Share
Urgent Care $25
Emergency Room $250-30% coinsurance
Inpatient / Outpatient Services @ Hospital 70% after deductible
Precertification will be required if you have any of the following: Inpatient
hospitalization, Inpatient surgery, Outpatient surgery, Diagnostic testing and
imaging studies, Mental health and chemical dependency services.
9. Prescription Drug
Retail (up to 31-day supply)
Tier 1 / Tier 2 / Tier 3
Mail Order (90-day supply)
Tier 1 / Tier 2 / Tier 3
*Mandatory Generic DAW2*
**Required mail services after 3rd fill at
retail**
$5 copay / $80 copay / 50%
$10 copay / $160 copay / 50%
…. Up to out of pocket maximum
10. Prescription Drug
• Pharmacy Benefit
o Prescription Benefit Coverage is designed to provide coverage for retail and mail
order prescriptions. Your medical plan enrollment provides you access to this
benefit. Options include home delivery and 90-day retail supplies.
• Prescription Precertification
o Required for all medications that cost $750+ per month or per dose. We can
assist you with additional care in obtaining the full advantages of the best
specialty pharmacy benefit options in the marketplace today.
11. Practical Prescription Tips
$4 Generic Programs
o Walgreens, CVS, Wal-Mart, K Mart, Marcs, Giant Eagle, Sam’s Club
o Fill your 30 day generic Rx for $4
– Only applicable for select generic Rx’s
Free Medications
o Giant Eagle
o Blood Pressure, Antibiotics
– Only applicable on select medications
**Utilizing these programs to purchase your prescription will not
cause a claim through your insurance**
12. Prevention is Key
• Some of the recommended services you’ll have full coverage for include:
o Immunizations and wellness visits for children
o Routine preventive exams for adults
o Adult immunizations
o Adult screenings (e.g. mammogram, prostate, diabetes)
o Colorectal cancer screenings
•
• PLEASE NOTE:
o You won’t have to pay anything for these services when
the purpose of your visit is to get preventive care
o The services listed above are not preventive if you get them as part of a visit to diagnose,
monitor or treat an illness or injury. Then copays, coinsurance and deductibles apply.
o Let your doctor know that these preventive services are covered at 100% when they are
billed as part of your preventive care.
13. What is a Wellness Program?
• “Workplace Wellness refers to programs designed to improve the health
and well-being of employees in order to enhance organizational
performance and reduce costs. Wellness programs typically address
specific behaviors and health risk factors, such as poor nutrition, physical
inactivity, stress, obesity, and tobacco use. Wellness programs can also
focus on chronic disease management programs for asthma, diabetes,
insomnia and heart disease.” 1
1 Schweyer A. Energizing Workplace Wellness Programs: The Role of Incentives, Rewards &
Recognition. Incentive Research Foundation. July 2011. Accessed at
http://theirf.org/direct/user/site/0/files/IRF%20Wellness%20Phase%20One%20Final%20June%2
017%202011%20(1).pdf
14. Wellness Program
• Preventive Care Form
o Form is completed by Physician which states that participant is up to date with
their preventive care services for their age and gender.
You receive a reduction in your contribution of $25.00 a month for
completing Preventive Care Form
17. Dependent Eligibility
• In order to enroll a spouse in the company sponsored health plan you must:
o Provide proof of marriage
o Your spouse must not be eligible for benefits through their own employer
o You must provide a signed affidavit from their employer stating they are not eligible for
health insurance through their company.
• Children who submit proof of eligibility are eligible for all benefits until age 26
• Proof of eligibility documents include:
o Most recent federal tax filing form with financial information blacked-off.
o Birth certificate if child covered as tax dependent by another parent
o Marriage certificate dated within the last 12 months
18. Anthem - Dental
Search For Dental Providers at: www.anthem.com > select Find a Doctor - Dental - Search Criteria
- State - Plan Type = Dental - Plan Name = Dental Blue 100/200/300.
Basic Enhanced
Deductible
Single / Family
$50 / $150 $50 / $150
Waived for Preventive Yes Yes
Preventive Services 100% 100%
Basic Services 80% 80%
Major Services N/A 50%
Annual Maximum $1,000 $1,000
Orthodontia Not Covered 50%
Out of Network
Reimbursement
90th percentile 90th percentile
22. Aetna-Life and Voluntary Life
Basic Life/AD&D
• Employer paid benefit
• $20,000 employee coverage
• 1x base salary up to $150,000 (qualifying employees)
Voluntary Life/AD&D
Employee:
• $10,000 increments, minimum $20,000 up to $100,000
• $100,000 guaranteed issue amount
Spouse:
Employee must elect coverage in order for spouse or child to be eligible for coverage.
• $10,000 benefit up to $50,000 (not to exceed 50% of Employee amount)
• $50,000 guaranteed issue amount
Child(ren):
• $5,000 benefit
** If you currently have coverage and elect additional coverage during annual enrollment: you may increase your
coverage by one $10,000 increment not to exceed $100,000. Amounts greater will require evidence of good health.
You may increase your spouse coverage one $10,000 increment not to exceed $50,000.**
23. Short Term & Long Term Disability
• Short-Term Disability
o 50% of your average weekly salary
o Maximum Weekly benefit: $450
o Waiting Period: 15th Day Accident / 15th Day Sickness
o Benefit Duration: 24 weeks
• Long-Term Disability
o 50% of your earnings up to $2,000
o Elimination Period: 180 days
o Benefit Duration: Social Security normal retirement age
o Pre-Existing Condition Limitation: 3 months prior / 12 months after
**These are a packaged benefits. You can not purchase them separately**
24. Allstate Voluntary Benefits
• Type of Coverage Available:
o Voluntary Off-the-Job Accident Plan
o Voluntary Critical Illness Plan (includes cancer coverage)
• Key Features:
o Coverage is available to employee, spouse and/or children.
o These plans are LIFETIME plans, coverage is portable.
o Money is paid directly to you.
25. Allstate Accident Plan
• Benefit payments for off-the-job accidental injuries including: x-rays, stitches, broken
bones, dislocations, burns, hospital confinement, life insurance and more…
• Guaranteed issue for all ages.
• Outpatient Physician Treatment Benefit (OPR)
o Pays you $100 per physician visit for any reason. Does not have to be
related to an accident (i.e. dental cleaning, eye doctor, sore throat,
physical…).
o 2 visits per person per calendar year
o 4 visits per family $200 per person or $400 per family
26. Allstate Accident Plan
• Example of Injury Payout from a Car Accident:
o Fractured Arm: $3,300
o X-Ray: $300
o Emergency Room: $300
o Physician Treatment: $150
o Physical Therapy 6 visits: $540
o Ambulance Ride: $300
o 2 follow up visits to doctor: $300
• Accident Plan Payout: $5,190
29. Allstate Critical Illness
• Benefit Amount Available
o $10,000 (Low) or $15,000 (High)
o High Plan includes Cancer Benefit
• Payments for Illnesses such as:
Cancer
Heart Attack
Stroke
Coronary Artery By-Pass Surgery and more…
• Wellness Benefit
o $75 - includes screenings for cancer or heart screening tests, cholesterol tests, Colonoscopy,
Mammogram, Pap Smear, PSA Test, Stress Test, etc.
o 1 test per covered person, per calendar year
o Visit https://www.allstatebenefits.com/mybenefits/ to file this claim online without a receipt
30. Allstate Critical Illness
• Premiums are based on employee age and employee/spouse tobacco usage
• Free coverage for children
• Premiums are locked in by age class for the lifetime of the plan.
Example: EE age 36-50 / high plan / non-smoker
Cost of plan = $6.02 per week
When the employee turns 51 they will remain in the 36-50 age bracket and avoid
a doubling of rates by moving up into the next age bracket.
33. Allstate Voluntary Benefits
For more information the Allstate Voluntary Benefits please contact your
broker, Britton Gallagher at:
Voluntary Benefits
216-658-8577 or 216-658-7806
1-866-230-9184
Voluntarybenefits@brittongallagher.com
34. Next Steps for Enrollment
• Enrollment Steps
o If electing coverage for the first time, or changing your current
benefits election complete a Benefit Plan Enrollment Form.
o Return completed forms to Rhonda Petruzzi by November 21st
o After electing coverage, ID cards are mailed directly to the
address listed on application, watch your mail.
35. ID Cards
o Watch your mail for new ID Cards
• J.P. Farley – Medical
• Anthem – Dental (All Employees will
receive new ID cards)
36. Qualifying Events
• During the year, the only time you are permitted to make election
changes is:
o Birth of a child
o Marriage
o Divorce/Legal Separation
o Loss of coverage
o Adoption
• HR Must Be Notified within 31 Days of the Qualifying (Life
Changing) Event
This template can be used as a starter file to give updates for project milestones.
Sections
Sections can help to organize your slides or facilitate collaboration between multiple authors. On the Home tab, under Slides, click Section, and then click Add Section.
Notes
Use the Notes pane for delivery notes or to provide additional details for the audience. You can see these notes in Presenter View during your presentation.
Keep in mind the font size (important for accessibility, visibility, videotaping, and online production)
Coordinated colors
Pay particular attention to the graphs, charts, and text boxes.
Consider that attendees will print in black and white or grayscale. Run a test print to make sure your colors work when printed in pure black and white and grayscale.
Graphics, tables, and graphs
Keep it simple: If possible, use consistent, non-distracting styles and colors.
Label all graphs and tables.