This document discusses the UK private healthcare services sector. It shows that most revenue comes from acute care, followed by elderly care. It notes that businesses in this sector provide alternatives to public services and support innovation. The document also discusses quality assurance measures like regulatory compliance and incident management in these businesses. Finally, it depicts how care pathways can expand to include more community-based care.
PAS 88:2008 Guidance on accessibility of large hotel premises and hotel chainsScott Rains
PAS 88 was developed by BSI British Standards, the Equality and Human Rights Commission, and VisitBritain to provide guidance for large hotels and chains on making their premises accessible to disabled guests. It contains principles for complying with the Disability Discrimination Act and is based on best practices from industry leaders and the National Accessible Scheme. PAS 88 addresses accessibility across all areas of hotels, from pre-arrival to check-out.
New York City Health & Hospitals Corporationlponssa
This document summarizes the transformation of the supply chain management at NYC Health and Hospitals Corporation (HHC). HHC is the largest municipal healthcare system in the US, serving 1.3 million patients annually. It was facing a $1 billion budget shortfall and needed to restructure its supply chain to reduce costs. The transformation established pillars like strategic sourcing, vendor management, and performance management to standardize processes and leverage the system's size. The results included over $8 million in supply savings in the first year and a projected $21.46 million in total annual savings from various initiatives. Key metrics were also implemented to track progress. The transformation of the supply chain was a critical part of HHC's "Road A
The document provides information about benefit plans and elections for Advanced Battery Technologies employees. It outlines the plan year and deductible periods for medical benefits, as well as times when employees can make changes to their pre-tax benefits. Qualifying life events that allow mid-year benefit changes are also defined. The summary also reviews the company's benefit offerings, including medical, dental, vision, life and disability insurance, retirement plans, and flexible spending accounts. Details are provided on the various medical plan options, associated costs, and key features of the dental, vision, life and disability benefits.
Benefit Solutions That Count Site Sellerjimlunsford
This document summarizes Colonial Life's benefits solutions and services. Colonial Life offers benefits administration, enrollment, and communication services to help businesses expand their employee benefit offerings and simplify benefits administration in a cost effective manner. They provide personalized benefits counseling and statements to educate employees on their options and allow for quick, efficient enrollment.
Sogeti provides comprehensive and flexible benefits to employees including medical, dental, vision, life and disability insurance, an employee assistance program, adoption assistance, a 401k retirement plan, tuition reimbursement, and personal time off. The benefits are designed to support employees' health, financial security, work-life balance, and professional development. Core medical benefits have a $0 premium cost for employees and cover preventative care at 100%. Additional benefits such as an HSA contribute to employees' savings. Sogeti aims to offer strong benefits, reward and empower employees, and create an environment that exceeds expectations.
Sogeti provides flexible benefits to employees including comprehensive medical, dental and vision coverage at no premium cost to employees. The benefits package also includes life insurance, short and long term disability coverage, an employee assistance program, adoption assistance and a 401k retirement plan with company matching. The benefits are designed to support employees' health, financial security and work-life balance.
The document discusses long term care insurance options from Aviva including MyCare and MyCare Plus. It provides an overview of long term care needs, what long term care entails, details of the existing ElderShield program in Singapore, and introduces MyCare and MyCare Plus as additional long term care insurance options. Contact details for Aviva representatives are also provided.
The document summarizes a presentation given by David Oakley of Florida Hospital and Marc Danziger of The Revere Group to the Midwest HIMSS on setting healthcare IT strategy in a Web 2.0 world. It introduces the concept of Web 3.0 and provides biographies of the two speakers. It describes Florida Hospital's services and initiatives as well as their current legacy applications. It also discusses opportunities for patient experience, marketing, and using a "magic quadrant" to evaluate technologies.
PAS 88:2008 Guidance on accessibility of large hotel premises and hotel chainsScott Rains
PAS 88 was developed by BSI British Standards, the Equality and Human Rights Commission, and VisitBritain to provide guidance for large hotels and chains on making their premises accessible to disabled guests. It contains principles for complying with the Disability Discrimination Act and is based on best practices from industry leaders and the National Accessible Scheme. PAS 88 addresses accessibility across all areas of hotels, from pre-arrival to check-out.
New York City Health & Hospitals Corporationlponssa
This document summarizes the transformation of the supply chain management at NYC Health and Hospitals Corporation (HHC). HHC is the largest municipal healthcare system in the US, serving 1.3 million patients annually. It was facing a $1 billion budget shortfall and needed to restructure its supply chain to reduce costs. The transformation established pillars like strategic sourcing, vendor management, and performance management to standardize processes and leverage the system's size. The results included over $8 million in supply savings in the first year and a projected $21.46 million in total annual savings from various initiatives. Key metrics were also implemented to track progress. The transformation of the supply chain was a critical part of HHC's "Road A
The document provides information about benefit plans and elections for Advanced Battery Technologies employees. It outlines the plan year and deductible periods for medical benefits, as well as times when employees can make changes to their pre-tax benefits. Qualifying life events that allow mid-year benefit changes are also defined. The summary also reviews the company's benefit offerings, including medical, dental, vision, life and disability insurance, retirement plans, and flexible spending accounts. Details are provided on the various medical plan options, associated costs, and key features of the dental, vision, life and disability benefits.
Benefit Solutions That Count Site Sellerjimlunsford
This document summarizes Colonial Life's benefits solutions and services. Colonial Life offers benefits administration, enrollment, and communication services to help businesses expand their employee benefit offerings and simplify benefits administration in a cost effective manner. They provide personalized benefits counseling and statements to educate employees on their options and allow for quick, efficient enrollment.
Sogeti provides comprehensive and flexible benefits to employees including medical, dental, vision, life and disability insurance, an employee assistance program, adoption assistance, a 401k retirement plan, tuition reimbursement, and personal time off. The benefits are designed to support employees' health, financial security, work-life balance, and professional development. Core medical benefits have a $0 premium cost for employees and cover preventative care at 100%. Additional benefits such as an HSA contribute to employees' savings. Sogeti aims to offer strong benefits, reward and empower employees, and create an environment that exceeds expectations.
Sogeti provides flexible benefits to employees including comprehensive medical, dental and vision coverage at no premium cost to employees. The benefits package also includes life insurance, short and long term disability coverage, an employee assistance program, adoption assistance and a 401k retirement plan with company matching. The benefits are designed to support employees' health, financial security and work-life balance.
The document discusses long term care insurance options from Aviva including MyCare and MyCare Plus. It provides an overview of long term care needs, what long term care entails, details of the existing ElderShield program in Singapore, and introduces MyCare and MyCare Plus as additional long term care insurance options. Contact details for Aviva representatives are also provided.
The document summarizes a presentation given by David Oakley of Florida Hospital and Marc Danziger of The Revere Group to the Midwest HIMSS on setting healthcare IT strategy in a Web 2.0 world. It introduces the concept of Web 3.0 and provides biographies of the two speakers. It describes Florida Hospital's services and initiatives as well as their current legacy applications. It also discusses opportunities for patient experience, marketing, and using a "magic quadrant" to evaluate technologies.
INSTITUTIONAL BANKING PRESENTATION AT GNAT Hall (19 MARCH 2015)Godwin Tabiri
This document provides information about an institutional banking presentation given by Richard Anyamesem, Gabriel Addai Duah, and Godwin Tabiri Appiah on March 19, 2015 at GNAT Hall. The presentation focused on who the speakers are from an organization that is part of a global microfinance coalition, the products and services available including loan facilities, deposit products, and training to transform lives and businesses. It outlined how to benefit including requirements like application forms, registration documents, financial statements, evidence of loans, and 120% collateral in the form of property, vehicles, or cash.
Corporate Banking is responsible for managing relationships with major corporate and institutional clients by delivering a comprehensive range of financial products and services. This involves working closely with specialists across treasury, capital markets, transaction banking, and other areas. Corporate Banking is also responsible for originating and managing credit and lending products.
This document discusses relationship banking models and frameworks. It proposes a relationship banking platform with integrated front-end and back-end organization to optimally manage client relationships across product groups and geographies. The key aspects of the relationship banking model discussed are developing customer-specific knowledge, single point of ownership for client relationships, cross-selling products, quantifying client value, and taking a consultative rather than transactional approach. The document also covers pricing frameworks, allocating human capital, and performance metrics for relationship banking.
Simon Rowles Institutional Bank Presentation July 2014Simon Rowles
Presentation to a New Zealand institutional bank and their customers. The big data arms race is supermarket retail has finally come to banking with loyalty program now capable of covering all bank products through data driven merchant funded value.
Wholesale banking refers to providing banking services to large corporate clients, multinational firms, and other financial institutions rather than individual consumers. It involves borrowing and lending large sums of money. Services offered include savings and checking accounts, loans, underwriting, market making, and mergers and acquisitions advice. Wholesale banks deal primarily with large businesses, real estate developers, mortgage brokers, and other institutional customers.
This document discusses retail and wholesale banking in India. It defines retail banking as conducting business with individuals through segmented products, channels, and customer groups. Key drivers of retail banking include economic prosperity, changing demographics, and convenience banking. Opportunities in retail banking lie in housing, consumer finance, and wealth management. Wholesale banking refers to conducting business with corporations and includes various fund-based and non-fund-based products and services. Opportunities in wholesale banking include commercial lending, small businesses, investment banking, and structured finance.
Retail banking provides banking services to individual customers through local branches. It offers savings and checking accounts, mortgages, loans, debit/credit cards. Retail banking started in 15th century Europe and expanded through branch networks in the 19th century. Today it is characterized by multiple products and distribution channels for different customer groups. In India, retail banking has grown over 35% in the last 5 years and offers potential in rural areas. It provides secure money management and access to accounts/services through various channels like ATMs, internet and mobile banking.
Treating Customers Fairly is a Strategic MatterStephenRosling
This document discusses the importance of treating customers fairly in the financial services industry. It argues that fair treatment is a benefit, not a cost, for firms. The first section outlines what fair treatment means and regulatory actions being taken globally to enforce it. Subsequent sections discuss the costs of unfair treatment through fines and loss of trust. The document then describes the services offered by TCF Matters to help firms implement fair treatment practices through assessments, program design, delivery, and ongoing support. It argues that the benefits of fair treatment include reputation, trust, and profitability. In summary, this document makes the case that fair customer treatment is essential for financial firms from both regulatory and business perspectives.
This document discusses an integrated wellness solution that identifies risks, plans incentives, and measures outcomes. It analyzes data to identify cost drivers and provide money-saving solutions. The solution assists with establishing wellness programs that incentivize participation and health improvements through premium adjustments. It provides services like biometric screenings, online tools, and support with appeals and regulations to implement effective wellness programs.
The document provides an overview of new healthcare revenue opportunities for banks that are presented by recent healthcare reforms. It discusses how leading financial institutions can capitalize on these opportunities by (1) strengthening relationships with existing customers in the healthcare sector, (2) growing deposits and fee income, (3) increasing household penetration, and (4) acquiring new customers. The presentation then outlines specific products and services that banks can offer to healthcare providers, such as revenue cycle management, payment automation, and consumer-directed healthcare accounts.
The document discusses the services provided by Basi & Basi Financial Planning, an independent financial planning firm. It outlines the firm's history and focus on personalized service. It also discusses key aspects of their wealth management approach, including asset allocation, fund selection, and tax strategies. Additionally, it summarizes regulations from the Retail Distribution Review that independent financial advisers must comply with going forward. Finally, it shows how independent financial advisers and solicitors can work together across a client's lifecycle to provide complementary services.
Accretive Health - Revenue Cycle - Revenue Cycle Management AccretiveHealth
This document provides an overview and summary of Accretive Health's business for investors attending the Credit Suisse 2012 Healthcare Conference. It includes a safe harbor statement, descriptions of Accretive Health's three main offerings (revenue cycle management, quality and total cost of care management, and physician advisory services), highlights of the company's mission and value proposition. It also provides financial performance summaries and outlook, growth priorities, and defines how the company uses non-GAAP measures like adjusted EBITDA in evaluating performance.
A 2 ben simmes social environmental impact.pptadhersdomain
Oikocredit aims to achieve social impact through five pillars: 1) strengthening its own operations, 2) partnering with responsible microfinance institutions, 3) benefiting end-clients, 4) contributing to the microfinance sector, and 5) engaging investors. Key activities to support these pillars include conducting social audits of partners, promoting transparency and client protection, providing capacity building, and monitoring social performance data. The ultimate goals are empowering disadvantaged people through access to credit and promoting global social justice through socially responsible investing.
Martin Bardsley & Adam Steventon: Stemming demand: how best to track the impa...Nuffield Trust
The document discusses approaches for evaluating interventions aimed at reducing demand for emergency healthcare services using routine data. It summarizes challenges with traditional evaluation methods and proposes using existing data sets to continuously monitor outcomes over time for broad groups of users, developing accurate comparison groups, and exploiting linked data sets. Key approaches discussed are a randomized controlled trial of a telecare intervention and using case controls derived from routine data to account for issues like regression to the mean.
Industry association of rural banks: strategic partner for developing access ...MABSIV
Ms. Ruth Aseron shares how the Rural Bankers Association of the Philippines leads to promote access to microinsurance for low-income clients in the countryside. This was presented during the 7th International Microinsurance Conference in 2011 in Rio de Janeiro, Brazil from Nov 8-10.
This document provides an overview of AmerisourceBergen's Investor Day presentation on December 11, 2008. It begins with forward-looking statements and risk factors. The agenda then outlines speakers and topics to be covered, including ABC's distribution and related services, generics, specialty distribution, health policy, packaging, and financial review. Key points are that ABC aims to be resilient through its diversification across drug distribution and services, focus on specialty drugs and generics, and investments in business transformation. It provides an update on FY2008 financial results and the current pharmaceutical market environment of slower but continued growth.
Microlinks Breakfast Seminar
Muhammad Siddiquee, Team Lead, CARE Bangladesh
siddiquee@bd.care.org
Christian Pennotti, Technical Advisor, CARE USA
cpennotti@care.com
Innovative Technologies In Community Care - Allan Turnerhealthcareisi
The document discusses innovative technologies in community care in Australia. It notes that the Australian population is aging, with more people over 65. This is increasing demand for community care services to support independent living for the elderly. New models are needed to meet this growing need given constraints on funding and caregiver support. The organization Silver Chain provides various community care programs using a software system called ComCare to schedule services, record care delivery, and support clinical management of clients.
How your vision practice can benefit by offering hearing servicesOptiCall
The document discusses establishing hearing services in an eyecare practice. It outlines the business opportunity, with over 10,000 Medicare patients representing an $11.88 million sales opportunity. Working with a consulting firm reduces risks but requires significant investment. The document promotes a partnership with Beltone, a leader in hearing aid technology, to provide products, training, marketing and ongoing support. Key aspects of the Beltone program include wireless hearing aids, patient protocols, and a starter package that can be leased for $32,500 with monthly fees of $2,900.
Consumer Driven Health (CDH) plans are growing in popularity as a way to engage consumers and reduce healthcare costs. There are five key factors for CDH success: [1] meaningful consumer engagement tools and incentives, [2] the right plan design with an employer-funded account, [3] a long-term strategy for changing consumer behavior, [4] a consumer-friendly administrative platform, and [5] comprehensive employee communications. The document also provides a case study of Fowler White Boggs, which implemented a CDH plan in 2006 and saw reduced costs, increased preventive care usage, and high employee engagement through wellness programs.
Shape your ICD-10 Technology Strategy: Be Ready for Change and Protect Revenueoptum
This document discusses strategies for hospitals to prepare for the transition to ICD-10 coding. It provides an overview of ICD-10, highlights key impact areas for hospitals, and risks around productivity and reimbursement. It then presents a three-phase model project plan for hospitals to investigate impacts, innovate processes, and implement changes. New technologies like computer-assisted coding are spotlighted as ways to support the transition by helping coders and improving documentation. The document concludes with a case study showing benefits some hospitals achieved through implementing computer-assisted coding, including increased coder productivity, accuracy, and cost savings.
INSTITUTIONAL BANKING PRESENTATION AT GNAT Hall (19 MARCH 2015)Godwin Tabiri
This document provides information about an institutional banking presentation given by Richard Anyamesem, Gabriel Addai Duah, and Godwin Tabiri Appiah on March 19, 2015 at GNAT Hall. The presentation focused on who the speakers are from an organization that is part of a global microfinance coalition, the products and services available including loan facilities, deposit products, and training to transform lives and businesses. It outlined how to benefit including requirements like application forms, registration documents, financial statements, evidence of loans, and 120% collateral in the form of property, vehicles, or cash.
Corporate Banking is responsible for managing relationships with major corporate and institutional clients by delivering a comprehensive range of financial products and services. This involves working closely with specialists across treasury, capital markets, transaction banking, and other areas. Corporate Banking is also responsible for originating and managing credit and lending products.
This document discusses relationship banking models and frameworks. It proposes a relationship banking platform with integrated front-end and back-end organization to optimally manage client relationships across product groups and geographies. The key aspects of the relationship banking model discussed are developing customer-specific knowledge, single point of ownership for client relationships, cross-selling products, quantifying client value, and taking a consultative rather than transactional approach. The document also covers pricing frameworks, allocating human capital, and performance metrics for relationship banking.
Simon Rowles Institutional Bank Presentation July 2014Simon Rowles
Presentation to a New Zealand institutional bank and their customers. The big data arms race is supermarket retail has finally come to banking with loyalty program now capable of covering all bank products through data driven merchant funded value.
Wholesale banking refers to providing banking services to large corporate clients, multinational firms, and other financial institutions rather than individual consumers. It involves borrowing and lending large sums of money. Services offered include savings and checking accounts, loans, underwriting, market making, and mergers and acquisitions advice. Wholesale banks deal primarily with large businesses, real estate developers, mortgage brokers, and other institutional customers.
This document discusses retail and wholesale banking in India. It defines retail banking as conducting business with individuals through segmented products, channels, and customer groups. Key drivers of retail banking include economic prosperity, changing demographics, and convenience banking. Opportunities in retail banking lie in housing, consumer finance, and wealth management. Wholesale banking refers to conducting business with corporations and includes various fund-based and non-fund-based products and services. Opportunities in wholesale banking include commercial lending, small businesses, investment banking, and structured finance.
Retail banking provides banking services to individual customers through local branches. It offers savings and checking accounts, mortgages, loans, debit/credit cards. Retail banking started in 15th century Europe and expanded through branch networks in the 19th century. Today it is characterized by multiple products and distribution channels for different customer groups. In India, retail banking has grown over 35% in the last 5 years and offers potential in rural areas. It provides secure money management and access to accounts/services through various channels like ATMs, internet and mobile banking.
Treating Customers Fairly is a Strategic MatterStephenRosling
This document discusses the importance of treating customers fairly in the financial services industry. It argues that fair treatment is a benefit, not a cost, for firms. The first section outlines what fair treatment means and regulatory actions being taken globally to enforce it. Subsequent sections discuss the costs of unfair treatment through fines and loss of trust. The document then describes the services offered by TCF Matters to help firms implement fair treatment practices through assessments, program design, delivery, and ongoing support. It argues that the benefits of fair treatment include reputation, trust, and profitability. In summary, this document makes the case that fair customer treatment is essential for financial firms from both regulatory and business perspectives.
This document discusses an integrated wellness solution that identifies risks, plans incentives, and measures outcomes. It analyzes data to identify cost drivers and provide money-saving solutions. The solution assists with establishing wellness programs that incentivize participation and health improvements through premium adjustments. It provides services like biometric screenings, online tools, and support with appeals and regulations to implement effective wellness programs.
The document provides an overview of new healthcare revenue opportunities for banks that are presented by recent healthcare reforms. It discusses how leading financial institutions can capitalize on these opportunities by (1) strengthening relationships with existing customers in the healthcare sector, (2) growing deposits and fee income, (3) increasing household penetration, and (4) acquiring new customers. The presentation then outlines specific products and services that banks can offer to healthcare providers, such as revenue cycle management, payment automation, and consumer-directed healthcare accounts.
The document discusses the services provided by Basi & Basi Financial Planning, an independent financial planning firm. It outlines the firm's history and focus on personalized service. It also discusses key aspects of their wealth management approach, including asset allocation, fund selection, and tax strategies. Additionally, it summarizes regulations from the Retail Distribution Review that independent financial advisers must comply with going forward. Finally, it shows how independent financial advisers and solicitors can work together across a client's lifecycle to provide complementary services.
Accretive Health - Revenue Cycle - Revenue Cycle Management AccretiveHealth
This document provides an overview and summary of Accretive Health's business for investors attending the Credit Suisse 2012 Healthcare Conference. It includes a safe harbor statement, descriptions of Accretive Health's three main offerings (revenue cycle management, quality and total cost of care management, and physician advisory services), highlights of the company's mission and value proposition. It also provides financial performance summaries and outlook, growth priorities, and defines how the company uses non-GAAP measures like adjusted EBITDA in evaluating performance.
A 2 ben simmes social environmental impact.pptadhersdomain
Oikocredit aims to achieve social impact through five pillars: 1) strengthening its own operations, 2) partnering with responsible microfinance institutions, 3) benefiting end-clients, 4) contributing to the microfinance sector, and 5) engaging investors. Key activities to support these pillars include conducting social audits of partners, promoting transparency and client protection, providing capacity building, and monitoring social performance data. The ultimate goals are empowering disadvantaged people through access to credit and promoting global social justice through socially responsible investing.
Martin Bardsley & Adam Steventon: Stemming demand: how best to track the impa...Nuffield Trust
The document discusses approaches for evaluating interventions aimed at reducing demand for emergency healthcare services using routine data. It summarizes challenges with traditional evaluation methods and proposes using existing data sets to continuously monitor outcomes over time for broad groups of users, developing accurate comparison groups, and exploiting linked data sets. Key approaches discussed are a randomized controlled trial of a telecare intervention and using case controls derived from routine data to account for issues like regression to the mean.
Industry association of rural banks: strategic partner for developing access ...MABSIV
Ms. Ruth Aseron shares how the Rural Bankers Association of the Philippines leads to promote access to microinsurance for low-income clients in the countryside. This was presented during the 7th International Microinsurance Conference in 2011 in Rio de Janeiro, Brazil from Nov 8-10.
This document provides an overview of AmerisourceBergen's Investor Day presentation on December 11, 2008. It begins with forward-looking statements and risk factors. The agenda then outlines speakers and topics to be covered, including ABC's distribution and related services, generics, specialty distribution, health policy, packaging, and financial review. Key points are that ABC aims to be resilient through its diversification across drug distribution and services, focus on specialty drugs and generics, and investments in business transformation. It provides an update on FY2008 financial results and the current pharmaceutical market environment of slower but continued growth.
Microlinks Breakfast Seminar
Muhammad Siddiquee, Team Lead, CARE Bangladesh
siddiquee@bd.care.org
Christian Pennotti, Technical Advisor, CARE USA
cpennotti@care.com
Innovative Technologies In Community Care - Allan Turnerhealthcareisi
The document discusses innovative technologies in community care in Australia. It notes that the Australian population is aging, with more people over 65. This is increasing demand for community care services to support independent living for the elderly. New models are needed to meet this growing need given constraints on funding and caregiver support. The organization Silver Chain provides various community care programs using a software system called ComCare to schedule services, record care delivery, and support clinical management of clients.
How your vision practice can benefit by offering hearing servicesOptiCall
The document discusses establishing hearing services in an eyecare practice. It outlines the business opportunity, with over 10,000 Medicare patients representing an $11.88 million sales opportunity. Working with a consulting firm reduces risks but requires significant investment. The document promotes a partnership with Beltone, a leader in hearing aid technology, to provide products, training, marketing and ongoing support. Key aspects of the Beltone program include wireless hearing aids, patient protocols, and a starter package that can be leased for $32,500 with monthly fees of $2,900.
Consumer Driven Health (CDH) plans are growing in popularity as a way to engage consumers and reduce healthcare costs. There are five key factors for CDH success: [1] meaningful consumer engagement tools and incentives, [2] the right plan design with an employer-funded account, [3] a long-term strategy for changing consumer behavior, [4] a consumer-friendly administrative platform, and [5] comprehensive employee communications. The document also provides a case study of Fowler White Boggs, which implemented a CDH plan in 2006 and saw reduced costs, increased preventive care usage, and high employee engagement through wellness programs.
Shape your ICD-10 Technology Strategy: Be Ready for Change and Protect Revenueoptum
This document discusses strategies for hospitals to prepare for the transition to ICD-10 coding. It provides an overview of ICD-10, highlights key impact areas for hospitals, and risks around productivity and reimbursement. It then presents a three-phase model project plan for hospitals to investigate impacts, innovate processes, and implement changes. New technologies like computer-assisted coding are spotlighted as ways to support the transition by helping coders and improving documentation. The document concludes with a case study showing benefits some hospitals achieved through implementing computer-assisted coding, including increased coder productivity, accuracy, and cost savings.
MEFIN_Microinsurance through Rural BanksGhay Mapano
This document provides an overview of microinsurance in the Philippines and the experience of Country Builders Bank with a partner-agent microinsurance model. It discusses the regulatory framework and policies governing microinsurance, the strategy and milestones of the Rural Bankers Association of the Philippines in promoting microinsurance, and how Country Builders Bank obtained necessary licenses and approvals to offer microinsurance through a partner insurer. Specific details are given on Country Builders Bank's training of agents, product launch, and enrollment results for principal members and dependents within the first year.
The document discusses the Banking Ombudsman scheme in India. Some key points:
- The Banking Ombudsman is an agency that handles customer complaints against banks and provides an inexpensive forum for resolution. There are currently 21 Banking Ombudsmen located across India.
- Grounds for complaints include non-adherence to working hours, failure to provide services, issues with loans/advances, among others. The process involves filing a complaint to the bank first, and then to the Banking Ombudsman if not satisfied with the bank's response.
- The Banking Ombudsman has powers like general supervision, expenditure approval, and submitting annual reports to RBI.
The document discusses resources and tools provided by the IFAC SMP Committee to help small- and medium-sized practices (SMPs) implement IAASB standards. It outlines guides on using ISAs in SME audits and quality control for SMPs, which provide practical assistance for applying standards cost-effectively. It also describes an e-news publication and translations of materials to further support SMPs. The presentation highlights key differences between audits, reviews, and compilations based on IAASB standards to help SMPs properly implement the appropriate level of assurance engagement.
The document discusses the Philippine Business for Social Progress (PBSP) and its Enterprise Development Program. PBSP is a non-profit foundation established by Philippine businesses to fight poverty through corporate social responsibility programs. Its Enterprise Development Program aims to reduce poverty by increasing access to financing and business development services for micro, small, and medium enterprises. It provides wholesale lending and technical assistance to partner financial institutions and microfinance organizations to enhance their lending capabilities.
Similar to Gavin White, Director, RBS Health Services (20)
Grainne Flynn was diagnosed with diabetes in 1993 and began her journey of diabetes education and peer support that empowered her as a patient. She became involved in diabetes advocacy as a blogger, event organizer, and support group facilitator. Through education, family and peer support online and in support groups, she felt empowered in managing her diabetes.
This document outlines a modified diabetes care model called the Portsmouth Model or "Super Six." It describes the different patient populations and types of care provided at the hospital, primary care, and diabetes support team levels. The hospital team focuses on acute, pregnancy/pre-pregnancy, active foot disease, advancing CKD/RRT, type 1 diabetes including insulin pumps, and complex type 2 diabetes patients. Primary care manages those at risk of diabetes, with controlled type 2 diabetes, and uncontrolled type 2 diabetes with guidelines. The diabetes support team cares for uncontrolled type 2 diabetes patients and type 1 patients who do not attend appointments are invited to an online community. Patient numbers are provided for each group.
Gerald Tomkin , Director of the Diabetes Institute Beacon HospitalInvestnet
This document summarizes a presentation on diabetes, atherosclerosis, and cholesterol. It discusses how diabetes increases the risk of cardiovascular disease and mortality. It notes that achieving lipid targets substantially reduces cardiovascular risk, but that target achievement is still uncommon. New therapies that inhibit microsomal triglyceride transfer protein, apolipoprotein C3, proprotein convertase subtilisin/kexin type 9, and other targets may help lower lipids and reduce risk, but require further study of long-term safety and efficacy. The need to more intensively reduce risk factors to further lower cardiovascular event rates is emphasized.
Dr. Ronan Canavan , Clinical lead of the National Clinical Programme for Diab...Investnet
Ronan Canavan, a consultant endocrinologist, gave a presentation at the Future Health Summit on designing better diabetes care. The presentation discussed standards, an integrated care model, retinopathy screening and treatment, podiatry, education, and paediatrics. It reviewed a 1999 model of diabetes care and discussed progress made in the last 5 years, including establishing a clinical diabetes program, retinal screening, developing a model of care for diabetic foot care, and integrated diabetes nurse specialists. The presentation concluded by discussing how Ireland can be the best in areas like prevention, technology, and education.
This document presents information on CliniBridge, a behavioral analysis software platform for clinicians that is integrated with a mobile platform for patients and caregivers. The platforms were pilot tested with Sussex Community NHS Trust and aimed to 1) avoid patient relapses and readmissions to meet funding targets, 2) allow patients to self-manage for improved outcomes, 3) increase the effectiveness of therapy, and 4) use silent data and intervention systems. The platforms were presented by Dervilla O'Brien, Managing Director and Co-Founder of CliniBridge.
The document describes an app developed by Dr. Malcolm R. Kell and colleagues to help breast cancer survivors focus on physical activity, diet, and reducing their body mass index (BMI) after treatment. The free app allows users to select an exercise intensity, see how much exercise is needed over 10 weeks to lower BMI by 10%, update their BMI, and access simple recipes to support a healthy diet for weight loss. The goal is to provide breast cancer survivors a simple tool to promote healthy living and improved survivorship after breast cancer.
Serious problems require serious solutions. Alcohol misuse costs €57 billion annually and only 1 in 9 people who misuse alcohol receive treatment. A smartphone and web-based platform is proposed as an innovative, user-friendly, evidence-based, and cheaper way to provide personalized treatment at scale. The platform utilizes computerized cognitive behavioral therapy and text messaging, which studies have shown can be effective in treating alcohol misuse. It seeks to revolutionize the UK addiction treatment market and plans clinical trials in Ireland and the UK in 2016 before rolling out more broadly in Europe and the US.
Dr. Robert Kelly discusses pressures facing the Irish health system including resources, costs, quality, and efficiency. Barriers include doctors' limited time and resources, and patients' issues with access, time, mobility and costs. Telemedicine can help overcome these barriers by giving patients more convenient lower-cost access supported by information to high-quality care. VideoDoc is an Irish telemedicine platform provider that operates a virtual clinic model and enables doctors to integrate the platform into their practices to develop telemedicine solutions for patients. The platform aims to improve healthcare experiences and outcomes at affordable costs through more engaged patients.
Cathal Brennan , Medical Device Assessor- Human Products Authorisation and Re...Investnet
This document discusses the regulation of standalone software as a medical device. It begins by defining standalone software and noting the EU directive that amended the definition of a medical device to include software intended for medical purposes. It then covers how to qualify standalone software as a medical device and classify it. The document reviews essential requirements, harmonized standards, conformity assessment procedures including CE marking, and registration requirements. It provides advice for manufacturers on ensuring compliance and for users on reporting issues. The role of the Irish regulator HPRA in providing guidance and conducting oversight is also discussed.
This document summarizes the effects of digital distraction on human behavior and brain function. It notes that people now spend 2-3 times as much time online as a decade ago and most check social media daily and switch between devices over 20 times an hour. This constant connectivity is changing how our brain functions, shortening attention spans and affecting memory. The ability to stay focused without distraction has become a rare "superpower." However, the document also sees opportunities to make sense of data and provide tips to use technology in a supportive rather than substitutive way.
1) The document discusses using neuroimaging and machine learning to detect dementia earlier by predicting which patients with mild cognitive impairment (MCI) will progress to dementia within a year.
2) The researchers have developed a model that can predict MCI to dementia progression with 75% accuracy by analyzing brain MRIs.
3) They are working to improve their model's accuracy and to predict the biological brain age and time to dementia for patients.
Keregen Therapeutics is a UK-based early stage drug discovery and development company focused on developing precision medicines for Parkinson's Disease. They were founded in 2015 and are operating out of University College London and Stevenage Bioscience Catalyst. Keregen is developing first-in-class small molecule activators of the Nrf2 pathway as a disease-modifying treatment for Parkinson's with the goal of a safer oral therapy that can be taken once daily. The company has participated in accelerator programs, secured initial funding, hired new employees, and aligned with academia to access resources and personnel as they progress their lead candidate towards clinical trials.
Darren Cunningham, Inflection Bio SciencesInvestnet
Darren Cunningham, CEO of Inflection Bio, presented an overview of the company's mission to develop new cancer treatments by targeting the PIM kinase pathway. Inflection Bio has a pipeline of targeted therapeutics for cancers like multiple myeloma, NSCLC, and hematological malignancies. Its lead candidates inhibit both PIM and PI3K/mTOR to address resistance to existing therapies. The company utilizes a network of research collaborators and has raised €2.2 million to advance its preclinical programs, with the goal of securing partners after Phase I trials.
This document discusses developing more effective drug delivery systems for treating blindness linked to diabetes or aging. It describes Phision Therapeutics' work on developing novel small molecule drugs and biodegradable microcapsule formulations for sustained drug release over 4-6 months via microneedles, as an alternative to frequent eye injections. The founders aim to commercialize this technology to reduce the burden of treatment for patients and clinicians.
This document describes the development of the BraineyApp, a mobile application created by Niamh Malone to help with self-recovery and rehabilitation following acquired brain injuries like stroke or traumatic brain injury. The app provides a personalized recovery journey broken into weekly and monthly goals. It underwent user testing and focus groups. Funding is being sought to further develop prototypes with input from medical experts and technology companies to expand the app's reach and features to support recovery from various neurological conditions and surgeries.
Toby Basey-Fisher , CEO, Co Founder, Eva DiagnosticsInvestnet
Evadiagnostics provides a smart health solution that offers immediate blood testing and actionable patient information to help with triaging. Their clinically validated platform technology connects devices, software, and data to improve patient care through better planning and quality of care driven by new data insights. They were recently recognized as European winners for their award-winning team and significant health economic impact through health solutions that improve patient outcomes.
Ena Prosser, Fountain Healthcare PartnersInvestnet
This document summarizes information about a life sciences venture capital partnership. They have €170 million under management across two funds and invest in companies seeking €8-10 million or more that have large market potential and an acceptable level of risk. Their team includes experts across clinical, commercial, IP, manufacturing and legal areas. They take an active role in their investments and want to connect early with companies that have strong teams critical to success.
Raglan Capital is an investment firm based in Dublin that develops investment opportunities by identifying and sourcing proprietary projects. In recent years it has raised over $500 million for ventures in sectors like oil and gas, financial technology, online gaming, medtech, and life sciences. One of Raglan's recent successes was instrumental in the formation of Amryt Pharma, a rare disease drug company that listed on the London AIM exchange in April 2016 with a market capitalization of $50 million and $20 million in cash.
Academic institutions in Ireland are driving support and innovation in several ways:
1) Through technology transfer offices and innovation centers that work directly with industry to identify needs and fund applied research projects to develop solutions.
2) By establishing research centers organized around key industry sectors like food and agriculture that are jointly funded and driven by partnerships between academia and industry.
3) By offering degree programs, facilities, expertise and other resources to support industry-identified priorities and challenges in areas like biomedical technologies and brewing/distilling.
The biomechanics of running involves the study of the mechanical principles underlying running movements. It includes the analysis of the running gait cycle, which consists of the stance phase (foot contact to push-off) and the swing phase (foot lift-off to next contact). Key aspects include kinematics (joint angles and movements, stride length and frequency) and kinetics (forces involved in running, including ground reaction and muscle forces). Understanding these factors helps in improving running performance, optimizing technique, and preventing injuries.
Giloy in Ayurveda - Classical Categorization and SynonymsPlanet Ayurveda
Giloy, also known as Guduchi or Amrita in classical Ayurvedic texts, is a revered herb renowned for its myriad health benefits. It is categorized as a Rasayana, meaning it has rejuvenating properties that enhance vitality and longevity. Giloy is celebrated for its ability to boost the immune system, detoxify the body, and promote overall wellness. Its anti-inflammatory, antipyretic, and antioxidant properties make it a staple in managing conditions like fever, diabetes, and stress. The versatility and efficacy of Giloy in supporting health naturally highlight its importance in Ayurveda. At Planet Ayurveda, we provide a comprehensive range of health services and 100% herbal supplements that harness the power of natural ingredients like Giloy. Our products are globally available and affordable, ensuring that everyone can benefit from the ancient wisdom of Ayurveda. If you or your loved ones are dealing with health issues, contact Planet Ayurveda at 01725214040 to book an online video consultation with our professional doctors. Let us help you achieve optimal health and wellness naturally.
The skin is the largest organ and its health plays a vital role among the other sense organs. The skin concerns like acne breakout, psoriasis, or anything similar along the lines, finding a qualified and experienced dermatologist becomes paramount.
Breast cancer: Post menopausal endocrine therapyDr. Sumit KUMAR
Breast cancer in postmenopausal women with hormone receptor-positive (HR+) status is a common and complex condition that necessitates a multifaceted approach to management. HR+ breast cancer means that the cancer cells grow in response to hormones such as estrogen and progesterone. This subtype is prevalent among postmenopausal women and typically exhibits a more indolent course compared to other forms of breast cancer, which allows for a variety of treatment options.
Diagnosis and Staging
The diagnosis of HR+ breast cancer begins with clinical evaluation, imaging, and biopsy. Imaging modalities such as mammography, ultrasound, and MRI help in assessing the extent of the disease. Histopathological examination and immunohistochemical staining of the biopsy sample confirm the diagnosis and hormone receptor status by identifying the presence of estrogen receptors (ER) and progesterone receptors (PR) on the tumor cells.
Staging involves determining the size of the tumor (T), the involvement of regional lymph nodes (N), and the presence of distant metastasis (M). The American Joint Committee on Cancer (AJCC) staging system is commonly used. Accurate staging is critical as it guides treatment decisions.
Treatment Options
Endocrine Therapy
Endocrine therapy is the cornerstone of treatment for HR+ breast cancer in postmenopausal women. The primary goal is to reduce the levels of estrogen or block its effects on cancer cells. Commonly used agents include:
Selective Estrogen Receptor Modulators (SERMs): Tamoxifen is a SERM that binds to estrogen receptors, blocking estrogen from stimulating breast cancer cells. It is effective but may have side effects such as increased risk of endometrial cancer and thromboembolic events.
Aromatase Inhibitors (AIs): These drugs, including anastrozole, letrozole, and exemestane, lower estrogen levels by inhibiting the aromatase enzyme, which converts androgens to estrogen in peripheral tissues. AIs are generally preferred in postmenopausal women due to their efficacy and safety profile compared to tamoxifen.
Selective Estrogen Receptor Downregulators (SERDs): Fulvestrant is a SERD that degrades estrogen receptors and is used in cases where resistance to other endocrine therapies develops.
Combination Therapies
Combining endocrine therapy with other treatments enhances efficacy. Examples include:
Endocrine Therapy with CDK4/6 Inhibitors: Palbociclib, ribociclib, and abemaciclib are CDK4/6 inhibitors that, when combined with endocrine therapy, significantly improve progression-free survival in advanced HR+ breast cancer.
Endocrine Therapy with mTOR Inhibitors: Everolimus, an mTOR inhibitor, can be added to endocrine therapy for patients who have developed resistance to aromatase inhibitors.
Chemotherapy
Chemotherapy is generally reserved for patients with high-risk features, such as large tumor size, high-grade histology, or extensive lymph node involvement. Regimens often include anthracyclines and taxanes.
NAVIGATING THE HORIZONS OF TIME LAPSE EMBRYO MONITORING.pdfRahul Sen
Time-lapse embryo monitoring is an advanced imaging technique used in IVF to continuously observe embryo development. It captures high-resolution images at regular intervals, allowing embryologists to select the most viable embryos for transfer based on detailed growth patterns. This technology enhances embryo selection, potentially increasing pregnancy success rates.
Osvaldo Bernardo Muchanga-GASTROINTESTINAL INFECTIONS AND GASTRITIS-2024.pdfOsvaldo Bernardo Muchanga
GASTROINTESTINAL INFECTIONS AND GASTRITIS
Osvaldo Bernardo Muchanga
Gastrointestinal Infections
GASTROINTESTINAL INFECTIONS result from the ingestion of pathogens that cause infections at the level of this tract, generally being transmitted by food, water and hands contaminated by microorganisms such as E. coli, Salmonella, Shigella, Vibrio cholerae, Campylobacter, Staphylococcus, Rotavirus among others that are generally contained in feces, thus configuring a FECAL-ORAL type of transmission.
Among the factors that lead to the occurrence of gastrointestinal infections are the hygienic and sanitary deficiencies that characterize our markets and other places where raw or cooked food is sold, poor environmental sanitation in communities, deficiencies in water treatment (or in the process of its plumbing), risky hygienic-sanitary habits (not washing hands after major and/or minor needs), among others.
These are generally consequences (signs and symptoms) resulting from gastrointestinal infections: diarrhea, vomiting, fever and malaise, among others.
The treatment consists of replacing lost liquids and electrolytes (drinking drinking water and other recommended liquids, including consumption of juicy fruits such as papayas, apples, pears, among others that contain water in their composition).
To prevent this, it is necessary to promote health education, improve the hygienic-sanitary conditions of markets and communities in general as a way of promoting, preserving and prolonging PUBLIC HEALTH.
Gastritis and Gastric Health
Gastric Health is one of the most relevant concerns in human health, with gastrointestinal infections being among the main illnesses that affect humans.
Among gastric problems, we have GASTRITIS AND GASTRIC ULCERS as the main public health problems. Gastritis and gastric ulcers normally result from inflammation and corrosion of the walls of the stomach (gastric mucosa) and are generally associated (caused) by the bacterium Helicobacter pylor, which, according to the literature, this bacterium settles on these walls (of the stomach) and starts to release urease that ends up altering the normal pH of the stomach (acid), which leads to inflammation and corrosion of the mucous membranes and consequent gastritis or ulcers, respectively.
In addition to bacterial infections, gastritis and gastric ulcers are associated with several factors, with emphasis on prolonged fasting, chemical substances including drugs, alcohol, foods with strong seasonings including chilli, which ends up causing inflammation of the stomach walls and/or corrosion. of the same, resulting in the appearance of wounds and consequent gastritis or ulcers, respectively.
Among patients with gastritis and/or ulcers, one of the dilemmas is associated with the foods to consume in order to minimize the sensation of pain and discomfort.
Osvaldo Bernardo Muchanga-GASTROINTESTINAL INFECTIONS AND GASTRITIS-2024.pdf
Gavin White, Director, RBS Health Services
1. Royal Bank of Scotland Corporate &
Institutional Banking
Gavin White
Director, UK Healthcare Services
rbs.com/cib
2. UK private healthcare services sector
UK market revenue by provider type
90
80
70
60
GBPbn
50
74.5
40
30
20
10 0.3 10.2 4.2 4.7
12.9 0.3 8 7.3 10.2 7.2 4.5
0 5.5 2.9
Primary Care Dentistry Acute Care Mental Health Elderly Care Domiciliary Childrens'
/ Learning Care Care
Disability
Private Public / 3rd Sector
Source: Candesic, Laing & Buisson 2011
RBS76692
2
3. Businesses supported
Key themes – value alternative to public sector / innovation / capital
• Provision of new purpose built homes (marketwide only 8% homes constructed since 2000)
Elderly Care • Unprecedented level of regulatory scrutiny
• Focus on private pay and dementia care
Fertility Business
• Complements NHS provision
• Pioneer of fertility technology
Supported Living • High acuity business provided in domiciliary setting
Provider • Geographic scale
• Alternative to Local Authority and expensive residential provision
Fostering Provider • Weekly fees benchmark below public sector comparable
• Strong care ethos
RBS76692
3
4. Quality assurance
Primary focus on safeguarding culture, quality of care, and regulatory compliance
Structure Systematic quality focus Regulatory Compliance
120
Monthly quality reporting
Board 100
HR and training policy
80
GBPbn
KPI tracking systems 60
Quality Director CEO Service users’ “voice” 40
20
Whistleblowing policy
Quality Team COO 0
Incident management team
0-1 ticks 2-3 ticks
4 ticks 5 ticks
RBS76692
4
5. Care pathways
Expansion of community based care
Acute
Hospital
Outpatient
Need /
Cost of Care
Dependency
Residential Care
Day Care / Respite Care
Home Care
RBS76692
5