1 in 7 Americans live in poverty, many of whom are women trying to start microenterprises but lack access to fair capital. Grameen America and ACCION USA address this need through providing small, affordable loans along with financial training and mentoring. Both organizations have high repayment rates and help borrowers establish credit histories and savings. The microloans empower low-income individuals, especially women, to invest in small businesses and create jobs in their communities.