SlideShare a Scribd company logo
Personal Financial Success  Presented by: Life by One Design a division of Virtual Business Unlimited, LLC
Introduction “ If you want something  you’ve never had, You have to do what  you’ve never done!”
Personal Financial Success ,[object Object],[object Object],[object Object],[object Object],[object Object]
Obstacles ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Millions of people are not attaining personal financial success because of the following obstacles:
Step 1 Maximize Cashflow by Correcting Tax Withholding Over 100 million Americans have their W-4 filled out incorrectly, causing their employer to withhold too much cashflow from each check.  Over withholding can cause employees to have a cashflow shortfall. Solution:   Correct the W-4 and use the extra cashflow to pay off debt or invest.
Step 2 Maximize Cashflow  by Minimizing Taxes Business owners have access to hundreds of tax deductions which employees do not.  More deductions equal less taxes and more cashflow for lifestyle and investments. Solution:   Keep records of all of your business activities. Some common deductions: Car and Truck Expenses, Travel, Communications Expenses, Meals and Entertainment, Wages, Interest.
Step 3 Maximize Cashflow  by Debt Elimination ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Step 3 Maximize Cashflow  by Debt Elimination Millions of Americans lose thousands of dollars annually and millions of dollars of wealth over their lifetime to debt. Example:   A family spending $1,000 monthly on interest payments as they pay their debt, would spend $12,000 annually and $480,000 in 40 years.  If they did not have the debt and invested the $1,000 monthly for the same period of time at 9.5% annual rate of return, they would have accumulated over $5,000,000.00* Solution:   Use some of the extra cashflow to eliminate debt quickly.  This frees up cashflow for lifestyle and investments. * Tax consequences have not been considered.
Step 4 Maximize Cashflow and Wealth by Investing Americans are among the poorest savers in the world.  The average American invests less than 2% of their income.  ,[object Object],[object Object],* The numbers on this chart represent an example for illustrative purposes only.  Tax consequences have not been considered and individual results will vary.  The rate of return used for this chart is 9.5% annually. $6,099,108 $2,135,772 $597,240 $3,000 $3,049,554 $1,067,886 $298,620 $1,500 $1,016,518 $355,962 $99,540 $500 30 Years 20 Years 10 Years Monthly Investment
Financial Success ,[object Object],[object Object],[object Object],[object Object],Almost everyone desires Personal Financial   Success…   but most will never attain it, because they depend on institutions with conflicting objectives.

More Related Content

What's hot

Common Myths About the Debt
Common Myths About the DebtCommon Myths About the Debt
Common Myths About the Debt
Fix the Debt Campaign
 
Federal Spending
Federal SpendingFederal Spending
Federal Spending
Dan Ewert
 
Debt trajectory data hf
Debt trajectory data hfDebt trajectory data hf
Debt trajectory data hf
Joseph Botana
 
Improving Your Credit
Improving Your CreditImproving Your Credit
Improving Your Credit
tgwade
 
Changing the channel on the economy
Changing the channel on the economy     Changing the channel on the economy
Changing the channel on the economy
Canadian Union of Public Employees
 
Iceland Plan for Monetary Reform -- presentation at Turkish Central Bank
Iceland Plan for Monetary Reform -- presentation at Turkish Central BankIceland Plan for Monetary Reform -- presentation at Turkish Central Bank
Iceland Plan for Monetary Reform -- presentation at Turkish Central Bank
Asad Zaman
 
21st Century Financial Literacy
21st Century Financial Literacy21st Century Financial Literacy
21st Century Financial Literacy
Vincent Young
 
Bda powerpoint economic platform sb 2 1
Bda powerpoint economic platform sb 2 1Bda powerpoint economic platform sb 2 1
Bda powerpoint economic platform sb 2 1
Bernews
 
Glide Paths from the Fiscal Cliff
Glide Paths from the Fiscal CliffGlide Paths from the Fiscal Cliff
Glide Paths from the Fiscal Cliff
Kishore Jethanandani, MBA, MA, MPhil,
 
Essay Question For IE Business School, Spain
Essay Question For IE Business School, SpainEssay Question For IE Business School, Spain
Essay Question For IE Business School, Spain
Aarjav Jain
 
Baillieu Holst 2016 Investment Seminar
Baillieu Holst 2016 Investment SeminarBaillieu Holst 2016 Investment Seminar
Baillieu Holst 2016 Investment Seminar
Darryl Gobbett
 
Childrens Hospices And The Recession 100129
Childrens Hospices And The Recession 100129Childrens Hospices And The Recession 100129
Childrens Hospices And The Recession 100129
Karl Wilding
 
High Pension Costs: When and Where is the Peak
High Pension Costs: When and Where is the PeakHigh Pension Costs: When and Where is the Peak
High Pension Costs: When and Where is the Peak
Nyhart Actuary & Employee Benefit Consultancy
 
Response to Prime Minister Kenny Anthony June 10 2014 speech
Response to Prime Minister Kenny Anthony June 10 2014 speechResponse to Prime Minister Kenny Anthony June 10 2014 speech
Response to Prime Minister Kenny Anthony June 10 2014 speech
UnitedPac Saint Lucia (Conservative Movement)
 
Economic Update State and Local Issues Oct 2012
Economic Update State and Local Issues Oct 2012Economic Update State and Local Issues Oct 2012
Economic Update State and Local Issues Oct 2012
Chris Mohr
 
Microfinance In Our Backyard
Microfinance In Our BackyardMicrofinance In Our Backyard
Microfinance In Our Backyard
ACCION East
 
UC Irvine Business Outlook 2011 presentation
UC Irvine Business Outlook 2011 presentationUC Irvine Business Outlook 2011 presentation
UC Irvine Business Outlook 2011 presentation
brian1976x
 
Is govt investment productive
Is govt investment productiveIs govt investment productive
Is govt investment productive
Adam Jones
 
Sofa Getting Fiscally Fit
Sofa Getting Fiscally FitSofa Getting Fiscally Fit
SOFA Preparing For Long Term Care (Issues of Ageing)
SOFA Preparing For Long Term Care (Issues of Ageing)SOFA Preparing For Long Term Care (Issues of Ageing)
SOFA Preparing For Long Term Care (Issues of Ageing)
The Society for Financial Awareness (SOFA)
 

What's hot (20)

Common Myths About the Debt
Common Myths About the DebtCommon Myths About the Debt
Common Myths About the Debt
 
Federal Spending
Federal SpendingFederal Spending
Federal Spending
 
Debt trajectory data hf
Debt trajectory data hfDebt trajectory data hf
Debt trajectory data hf
 
Improving Your Credit
Improving Your CreditImproving Your Credit
Improving Your Credit
 
Changing the channel on the economy
Changing the channel on the economy     Changing the channel on the economy
Changing the channel on the economy
 
Iceland Plan for Monetary Reform -- presentation at Turkish Central Bank
Iceland Plan for Monetary Reform -- presentation at Turkish Central BankIceland Plan for Monetary Reform -- presentation at Turkish Central Bank
Iceland Plan for Monetary Reform -- presentation at Turkish Central Bank
 
21st Century Financial Literacy
21st Century Financial Literacy21st Century Financial Literacy
21st Century Financial Literacy
 
Bda powerpoint economic platform sb 2 1
Bda powerpoint economic platform sb 2 1Bda powerpoint economic platform sb 2 1
Bda powerpoint economic platform sb 2 1
 
Glide Paths from the Fiscal Cliff
Glide Paths from the Fiscal CliffGlide Paths from the Fiscal Cliff
Glide Paths from the Fiscal Cliff
 
Essay Question For IE Business School, Spain
Essay Question For IE Business School, SpainEssay Question For IE Business School, Spain
Essay Question For IE Business School, Spain
 
Baillieu Holst 2016 Investment Seminar
Baillieu Holst 2016 Investment SeminarBaillieu Holst 2016 Investment Seminar
Baillieu Holst 2016 Investment Seminar
 
Childrens Hospices And The Recession 100129
Childrens Hospices And The Recession 100129Childrens Hospices And The Recession 100129
Childrens Hospices And The Recession 100129
 
High Pension Costs: When and Where is the Peak
High Pension Costs: When and Where is the PeakHigh Pension Costs: When and Where is the Peak
High Pension Costs: When and Where is the Peak
 
Response to Prime Minister Kenny Anthony June 10 2014 speech
Response to Prime Minister Kenny Anthony June 10 2014 speechResponse to Prime Minister Kenny Anthony June 10 2014 speech
Response to Prime Minister Kenny Anthony June 10 2014 speech
 
Economic Update State and Local Issues Oct 2012
Economic Update State and Local Issues Oct 2012Economic Update State and Local Issues Oct 2012
Economic Update State and Local Issues Oct 2012
 
Microfinance In Our Backyard
Microfinance In Our BackyardMicrofinance In Our Backyard
Microfinance In Our Backyard
 
UC Irvine Business Outlook 2011 presentation
UC Irvine Business Outlook 2011 presentationUC Irvine Business Outlook 2011 presentation
UC Irvine Business Outlook 2011 presentation
 
Is govt investment productive
Is govt investment productiveIs govt investment productive
Is govt investment productive
 
Sofa Getting Fiscally Fit
Sofa Getting Fiscally FitSofa Getting Fiscally Fit
Sofa Getting Fiscally Fit
 
SOFA Preparing For Long Term Care (Issues of Ageing)
SOFA Preparing For Long Term Care (Issues of Ageing)SOFA Preparing For Long Term Care (Issues of Ageing)
SOFA Preparing For Long Term Care (Issues of Ageing)
 

Similar to Personal Financial Success Seminar Online

How Money Works Us Ppt
How Money Works Us PptHow Money Works Us Ppt
How Money Works Us Ppt
jtuggle1
 
How Money Works Us
How Money Works UsHow Money Works Us
How Money Works Us
Kris Ellis
 
Debt Eliminator
Debt EliminatorDebt Eliminator
Debt Eliminator
Andrew Van Valer
 
The Alliance Presentation
The Alliance PresentationThe Alliance Presentation
The Alliance Presentation
Alanda Burroughs
 
pri
pripri
Tailored Tax Strategy For Business Owner
Tailored Tax Strategy For Business OwnerTailored Tax Strategy For Business Owner
Tailored Tax Strategy For Business Owner
MBritos
 
50 Tax Savings Ideas
50 Tax Savings Ideas50 Tax Savings Ideas
50 Tax Savings Ideas
FormerIRS
 
Vindicated kitchen table show with jon lavin
Vindicated kitchen table show with jon lavinVindicated kitchen table show with jon lavin
Vindicated kitchen table show with jon lavin
Kent Fischer
 
The 12 Keys to Creating Financial Certainty
The 12 Keys to Creating Financial CertaintyThe 12 Keys to Creating Financial Certainty
The 12 Keys to Creating Financial Certainty
AllianceGroup Financial
 
HBW Presentation 2010
HBW Presentation 2010HBW Presentation 2010
HBW Presentation 2010
vandrade30
 
Primerica
PrimericaPrimerica
Primerica
Kris Ellis
 
How Money Works
How Money WorksHow Money Works
How Money Works
TxTransformers
 
Banking Strategies 8 09[1]
Banking Strategies 8 09[1]Banking Strategies 8 09[1]
Banking Strategies 8 09[1]
debbierabe
 
42199 6 Page Sales Us Pps
42199 6 Page Sales Us Pps42199 6 Page Sales Us Pps
42199 6 Page Sales Us Pps
Daniel Tsukamoto
 
Mini Case Study The Bakers Part I & II
Mini Case Study The Bakers Part I & IIMini Case Study The Bakers Part I & II
Mini Case Study The Bakers Part I & II
Amanda Smith
 
Accountable Advice_May-June-2014_1stNat_C
Accountable Advice_May-June-2014_1stNat_CAccountable Advice_May-June-2014_1stNat_C
Accountable Advice_May-June-2014_1stNat_C
Jude Sandvall, 720-255-1021
 
A simple guide to retirement
A simple guide to retirementA simple guide to retirement
A simple guide to retirement
ferelrew
 
Tax free foundational asset retirement
Tax free foundational asset retirementTax free foundational asset retirement
Tax free foundational asset retirement
Amerinsur
 
Financial Education Services Business Opportunity
Financial Education Services Business OpportunityFinancial Education Services Business Opportunity
Financial Education Services Business Opportunity
American Credit Redemption
 
Debt Seminar Presentation Pc
Debt Seminar Presentation PcDebt Seminar Presentation Pc
Debt Seminar Presentation Pc
sharon_ireland
 

Similar to Personal Financial Success Seminar Online (20)

How Money Works Us Ppt
How Money Works Us PptHow Money Works Us Ppt
How Money Works Us Ppt
 
How Money Works Us
How Money Works UsHow Money Works Us
How Money Works Us
 
Debt Eliminator
Debt EliminatorDebt Eliminator
Debt Eliminator
 
The Alliance Presentation
The Alliance PresentationThe Alliance Presentation
The Alliance Presentation
 
pri
pripri
pri
 
Tailored Tax Strategy For Business Owner
Tailored Tax Strategy For Business OwnerTailored Tax Strategy For Business Owner
Tailored Tax Strategy For Business Owner
 
50 Tax Savings Ideas
50 Tax Savings Ideas50 Tax Savings Ideas
50 Tax Savings Ideas
 
Vindicated kitchen table show with jon lavin
Vindicated kitchen table show with jon lavinVindicated kitchen table show with jon lavin
Vindicated kitchen table show with jon lavin
 
The 12 Keys to Creating Financial Certainty
The 12 Keys to Creating Financial CertaintyThe 12 Keys to Creating Financial Certainty
The 12 Keys to Creating Financial Certainty
 
HBW Presentation 2010
HBW Presentation 2010HBW Presentation 2010
HBW Presentation 2010
 
Primerica
PrimericaPrimerica
Primerica
 
How Money Works
How Money WorksHow Money Works
How Money Works
 
Banking Strategies 8 09[1]
Banking Strategies 8 09[1]Banking Strategies 8 09[1]
Banking Strategies 8 09[1]
 
42199 6 Page Sales Us Pps
42199 6 Page Sales Us Pps42199 6 Page Sales Us Pps
42199 6 Page Sales Us Pps
 
Mini Case Study The Bakers Part I & II
Mini Case Study The Bakers Part I & IIMini Case Study The Bakers Part I & II
Mini Case Study The Bakers Part I & II
 
Accountable Advice_May-June-2014_1stNat_C
Accountable Advice_May-June-2014_1stNat_CAccountable Advice_May-June-2014_1stNat_C
Accountable Advice_May-June-2014_1stNat_C
 
A simple guide to retirement
A simple guide to retirementA simple guide to retirement
A simple guide to retirement
 
Tax free foundational asset retirement
Tax free foundational asset retirementTax free foundational asset retirement
Tax free foundational asset retirement
 
Financial Education Services Business Opportunity
Financial Education Services Business OpportunityFinancial Education Services Business Opportunity
Financial Education Services Business Opportunity
 
Debt Seminar Presentation Pc
Debt Seminar Presentation PcDebt Seminar Presentation Pc
Debt Seminar Presentation Pc
 

Recently uploaded

where can I find a legit pi merchant online
where can I find a legit pi merchant onlinewhere can I find a legit pi merchant online
where can I find a legit pi merchant online
DOT TECH
 
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptxOAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
hiddenlevers
 
when will pi network coin be available on crypto exchange.
when will pi network coin be available on crypto exchange.when will pi network coin be available on crypto exchange.
when will pi network coin be available on crypto exchange.
DOT TECH
 
DEMAND AND SUPPLY.docx Notes for Economics
DEMAND AND SUPPLY.docx Notes for EconomicsDEMAND AND SUPPLY.docx Notes for Economics
DEMAND AND SUPPLY.docx Notes for Economics
Opanga1
 
BONKMILLON Unleashes Its Bonkers Potential on Solana.pdf
BONKMILLON Unleashes Its Bonkers Potential on Solana.pdfBONKMILLON Unleashes Its Bonkers Potential on Solana.pdf
BONKMILLON Unleashes Its Bonkers Potential on Solana.pdf
coingabbar
 
Earn a passive income with prosocial investing
Earn a passive income with prosocial investingEarn a passive income with prosocial investing
Earn a passive income with prosocial investing
Colin R. Turner
 
What price will pi network be listed on exchanges
What price will pi network be listed on exchangesWhat price will pi network be listed on exchanges
What price will pi network be listed on exchanges
DOT TECH
 
How Non-Banking Financial Companies Empower Startups With Venture Debt Financing
How Non-Banking Financial Companies Empower Startups With Venture Debt FinancingHow Non-Banking Financial Companies Empower Startups With Venture Debt Financing
How Non-Banking Financial Companies Empower Startups With Venture Debt Financing
Vighnesh Shashtri
 
SWAIAP Fraud Risk Mitigation Prof Oyedokun.pptx
SWAIAP Fraud Risk Mitigation   Prof Oyedokun.pptxSWAIAP Fraud Risk Mitigation   Prof Oyedokun.pptx
SWAIAP Fraud Risk Mitigation Prof Oyedokun.pptx
Godwin Emmanuel Oyedokun MBA MSc PhD FCA FCTI FCNA CFE FFAR
 
^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...
^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...
^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...
mayaclinic18
 
how to sell pi coins effectively (from 50 - 100k pi)
how to sell pi coins effectively (from 50 - 100k  pi)how to sell pi coins effectively (from 50 - 100k  pi)
how to sell pi coins effectively (from 50 - 100k pi)
DOT TECH
 
This assessment plan proposal is to outline a structured approach to evaluati...
This assessment plan proposal is to outline a structured approach to evaluati...This assessment plan proposal is to outline a structured approach to evaluati...
This assessment plan proposal is to outline a structured approach to evaluati...
lamluanvan.net Viết thuê luận văn
 
Donald Trump Presentation and his life.pptx
Donald Trump Presentation and his life.pptxDonald Trump Presentation and his life.pptx
Donald Trump Presentation and his life.pptx
SerdarHudaykuliyew
 
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
AntoniaOwensDetwiler
 
Eco-Innovations and Firm Heterogeneity. Evidence from Italian Family and Nonf...
Eco-Innovations and Firm Heterogeneity.Evidence from Italian Family and Nonf...Eco-Innovations and Firm Heterogeneity.Evidence from Italian Family and Nonf...
Eco-Innovations and Firm Heterogeneity. Evidence from Italian Family and Nonf...
University of Calabria
 
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
sameer shah
 
Tdasx: Unveiling the Trillion-Dollar Potential of Bitcoin DeFi
Tdasx: Unveiling the Trillion-Dollar Potential of Bitcoin DeFiTdasx: Unveiling the Trillion-Dollar Potential of Bitcoin DeFi
Tdasx: Unveiling the Trillion-Dollar Potential of Bitcoin DeFi
nimaruinazawa258
 
Who Is Abhay Bhutada, MD of Poonawalla Fincorp
Who Is Abhay Bhutada, MD of Poonawalla FincorpWho Is Abhay Bhutada, MD of Poonawalla Fincorp
Who Is Abhay Bhutada, MD of Poonawalla Fincorp
beulahfernandes8
 
Instant Issue Debit Cards - School Designs
Instant Issue Debit Cards - School DesignsInstant Issue Debit Cards - School Designs
Instant Issue Debit Cards - School Designs
egoetzinger
 
Role of Information Technology in Revenue - Prof Oyedokun.pptx
Role of Information Technology in Revenue  - Prof Oyedokun.pptxRole of Information Technology in Revenue  - Prof Oyedokun.pptx
Role of Information Technology in Revenue - Prof Oyedokun.pptx
Godwin Emmanuel Oyedokun MBA MSc PhD FCA FCTI FCNA CFE FFAR
 

Recently uploaded (20)

where can I find a legit pi merchant online
where can I find a legit pi merchant onlinewhere can I find a legit pi merchant online
where can I find a legit pi merchant online
 
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptxOAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
 
when will pi network coin be available on crypto exchange.
when will pi network coin be available on crypto exchange.when will pi network coin be available on crypto exchange.
when will pi network coin be available on crypto exchange.
 
DEMAND AND SUPPLY.docx Notes for Economics
DEMAND AND SUPPLY.docx Notes for EconomicsDEMAND AND SUPPLY.docx Notes for Economics
DEMAND AND SUPPLY.docx Notes for Economics
 
BONKMILLON Unleashes Its Bonkers Potential on Solana.pdf
BONKMILLON Unleashes Its Bonkers Potential on Solana.pdfBONKMILLON Unleashes Its Bonkers Potential on Solana.pdf
BONKMILLON Unleashes Its Bonkers Potential on Solana.pdf
 
Earn a passive income with prosocial investing
Earn a passive income with prosocial investingEarn a passive income with prosocial investing
Earn a passive income with prosocial investing
 
What price will pi network be listed on exchanges
What price will pi network be listed on exchangesWhat price will pi network be listed on exchanges
What price will pi network be listed on exchanges
 
How Non-Banking Financial Companies Empower Startups With Venture Debt Financing
How Non-Banking Financial Companies Empower Startups With Venture Debt FinancingHow Non-Banking Financial Companies Empower Startups With Venture Debt Financing
How Non-Banking Financial Companies Empower Startups With Venture Debt Financing
 
SWAIAP Fraud Risk Mitigation Prof Oyedokun.pptx
SWAIAP Fraud Risk Mitigation   Prof Oyedokun.pptxSWAIAP Fraud Risk Mitigation   Prof Oyedokun.pptx
SWAIAP Fraud Risk Mitigation Prof Oyedokun.pptx
 
^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...
^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...
^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...
 
how to sell pi coins effectively (from 50 - 100k pi)
how to sell pi coins effectively (from 50 - 100k  pi)how to sell pi coins effectively (from 50 - 100k  pi)
how to sell pi coins effectively (from 50 - 100k pi)
 
This assessment plan proposal is to outline a structured approach to evaluati...
This assessment plan proposal is to outline a structured approach to evaluati...This assessment plan proposal is to outline a structured approach to evaluati...
This assessment plan proposal is to outline a structured approach to evaluati...
 
Donald Trump Presentation and his life.pptx
Donald Trump Presentation and his life.pptxDonald Trump Presentation and his life.pptx
Donald Trump Presentation and his life.pptx
 
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
 
Eco-Innovations and Firm Heterogeneity. Evidence from Italian Family and Nonf...
Eco-Innovations and Firm Heterogeneity.Evidence from Italian Family and Nonf...Eco-Innovations and Firm Heterogeneity.Evidence from Italian Family and Nonf...
Eco-Innovations and Firm Heterogeneity. Evidence from Italian Family and Nonf...
 
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
 
Tdasx: Unveiling the Trillion-Dollar Potential of Bitcoin DeFi
Tdasx: Unveiling the Trillion-Dollar Potential of Bitcoin DeFiTdasx: Unveiling the Trillion-Dollar Potential of Bitcoin DeFi
Tdasx: Unveiling the Trillion-Dollar Potential of Bitcoin DeFi
 
Who Is Abhay Bhutada, MD of Poonawalla Fincorp
Who Is Abhay Bhutada, MD of Poonawalla FincorpWho Is Abhay Bhutada, MD of Poonawalla Fincorp
Who Is Abhay Bhutada, MD of Poonawalla Fincorp
 
Instant Issue Debit Cards - School Designs
Instant Issue Debit Cards - School DesignsInstant Issue Debit Cards - School Designs
Instant Issue Debit Cards - School Designs
 
Role of Information Technology in Revenue - Prof Oyedokun.pptx
Role of Information Technology in Revenue  - Prof Oyedokun.pptxRole of Information Technology in Revenue  - Prof Oyedokun.pptx
Role of Information Technology in Revenue - Prof Oyedokun.pptx
 

Personal Financial Success Seminar Online

  • 1. Personal Financial Success Presented by: Life by One Design a division of Virtual Business Unlimited, LLC
  • 2. Introduction “ If you want something you’ve never had, You have to do what you’ve never done!”
  • 3.
  • 4.
  • 5. Step 1 Maximize Cashflow by Correcting Tax Withholding Over 100 million Americans have their W-4 filled out incorrectly, causing their employer to withhold too much cashflow from each check. Over withholding can cause employees to have a cashflow shortfall. Solution: Correct the W-4 and use the extra cashflow to pay off debt or invest.
  • 6. Step 2 Maximize Cashflow by Minimizing Taxes Business owners have access to hundreds of tax deductions which employees do not. More deductions equal less taxes and more cashflow for lifestyle and investments. Solution: Keep records of all of your business activities. Some common deductions: Car and Truck Expenses, Travel, Communications Expenses, Meals and Entertainment, Wages, Interest.
  • 7.
  • 8. Step 3 Maximize Cashflow by Debt Elimination Millions of Americans lose thousands of dollars annually and millions of dollars of wealth over their lifetime to debt. Example: A family spending $1,000 monthly on interest payments as they pay their debt, would spend $12,000 annually and $480,000 in 40 years. If they did not have the debt and invested the $1,000 monthly for the same period of time at 9.5% annual rate of return, they would have accumulated over $5,000,000.00* Solution: Use some of the extra cashflow to eliminate debt quickly. This frees up cashflow for lifestyle and investments. * Tax consequences have not been considered.
  • 9.
  • 10.