The Farm Service Agency provides two types of farm loans - direct loans which are made and serviced by FSA staff and include training requirements, and guaranteed loans which are made by commercial lenders but guaranteed by FSA. Direct loan programs include operating loans, youth loans, emergency loans, and farm ownership loans, with maximum amounts ranging from $50,000 to $300,000. Guaranteed loan programs include the same operating and farm ownership loans, with maximum guaranteed amounts of $1,399,000 individually or combined. FSA also offers new streamlined guaranteed loans up to $100,000 through commercial or nonprofit lenders.