FinTech & InsurTech: Company presentation by Henrik Gebbing, Finoa at the NOAH Conference Berlin 2019, 13-14 June, STATION.

1. - Confidential -

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3. 2
C O N F I D E N T I A L

4. 3
C O N F I D E N T I A L
Crypto-Currencies are just ONE use case of Digital Assets
PAYMENT-TOKEN
(Crypto-Currencies)
UTILITY-TOKEN
(Network Participation)
SECURITY-TOKEN
(Equity, Debt, Mezzanine)
DIGITAL ASSETS
Cryptographically represented
on the Blockchain

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C O N F I D E N T I A L
2019 is the year of Digital Assets: Regulators define playing-field

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C O N F I D E N T I A L
23
5
1
11
6
21 24
0.5
24
25
9
22
2
20 2619
X
1
1
1
2027
1
4
7
15
19
Financial asset tokenization (Digital Assets) with expected market
volume of $24trn by 2027 – following WEF expectations
SOURCE: World Economic Forum - Global Agenda Council 2015; Deloitte Research; BCG - Global Wealth Report; Oliver Wyman - Personal Financial Assets Report
0.4 0.6 1.3 2.5 10.04.0
XX% % of Tokenized
GDP on Blockchain
7.0 8.55.5
1 e.g. Insurance Policies, Pensions, Alternative Investments 2 e.g. Infrastructure Projects, Car Fleets, Patents
Other tokenizable Assets2
Listed Equity
Investment FundsUnlisted Equity
Other Equity Bonds
Home Equity
Other financial Assets1
Projected Tokenized Market Volume until 2027, in $trn by asset class

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C O N F I D E N T I A L
…but?

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C O N F I D E N T I A L
News Clipping

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C O N F I D E N T I A L
Blockchain-based Digital Assets are subject to
numerous threats of Private Key Exposure
EXPOSURE OF
PRIVATE KEY
7
Counter
Party
Risk
Phishing
Loss of
Keys
Hacks
Tran-
saction
Errors
Fraud

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C O N F I D E N T I A L
So what can
Institutionals
do when
handling Digital
Assets with
Private Keys?

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C O N F I D E N T I A L
There are currently two options to store/safeguard Digital Assets
HOT STORAGE
accessible but INSECURE
COLD STORAGE
secure but INACCESSIBLE

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C O N F I D E N T I A L
WARM
STORAGE
ACCESSIBLE
and
SECURE
Finoa combines the accessibility of hot-storage with the security
standards of cold-storage

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C O N F I D E N T I A L
Finoa's proprietary Private-Key-Management system uses state-of-the-
art Banking Security Standards
"Blockchain-adapted CBS“
(Core Banking System)
"Mobile HSM"
(Regular Smartphone with
programmable HSM)
"eBanking"
(www.finoa.io)
"Network Nodes"
(Blockchain Nodes for
Respective Protocols)
"Programmable HSMs"
(Hardware-Security-Modules)
Banking-Scale High-Security Data Center
Powered by
Core
Banking
System

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C O N F I D E N T I A L
Finoa's client segments divide into direct- and indirect-channels
Issuer
▪ STOs/ICOs
▪ Issuance Platforms
(Financial) Institutions
▪ Banks/Custody Banks
▪ Insurance Companies
Infrastructure Players
▪ Telecommunication
▪ Utility
▪ IoT
▪ Mobile Payment
Custody
Bank
Tokenization
Infrastructure
Engine
Technology
Provider
= Direct Channel = Indirect Channel
Digital Asset Investors
▪ Crypto Funds
▪ Venture Capital
▪ HNWI
▪ Crypto Payment
Startups
▪ Mining Pools
Long-Term
▪ Traditional AM
▪ Private Equity
▪ Retail

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C O N F I D E N T I A L
We have a team with extensive experience in the financial industry and
traditional- and blockchain-technology
Thomas Zimmer
CIO
Former Member of the
Board and CIO at 1&1
Internet AG
in Germany
Henrik Gebbing
Co-Founder
former consultant at
McKinsey & Co. for 4 yrs.
with focus on sales and
banking
Gero Reschke
TECH, Brokerage
>15 yrs. Financial Risk
Mgmt. & Financial Flows
Optimization, Algorithmic
Securities Trading
Matthias Albrecht
CTO
>20 yrs. experience in
banking tech; founder
and core-dev. of biw
Bank (FlatEx)
Roland Kloeters
TECH, Custody
>15 yrs. Debit Card
Authentication Systems,
Algorithmic Securities
Trading
MANAGEMENT TEAM
+ external developers
Christopher May
Co-Founder
former banker at
Oddo BHF, 4 yrs.
consultant at McKinsey
& Co. with focus on
banking
Sven Turowski
TECH, Banking
>5 years Core Banking
and Trading Software
Development
Nelson Macchi
Business Dev.
former consultant at
Accenture Strategy
for 5 yrs. with focus on
digital and marketing
Martin Rieke
TECH, Quant
>9 yrs. High-
Performance Software
Development for large
financial institutions
Robin Weishaupt
TECH, Cryptography
>5 yrs. Software
Development in financial
industry, PhD in
Cryptography

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C O N F I D E N T I A L
Stay tuned! Big announcements coming soon!

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C O N F I D E N T I A L
D I G I T A L A S S E T B A N K I N G
Get in touch and find our publications…
henrik@finoa.io
www.finoa.io
https://medium.com/@Finoa_Banking
Henrik Gebbing
Co-Founder & Managing
Director