1. Sam Adwart
SUITE 5A-1204
799 E DRAGRAM
TUCSON AZ 85705
USA
Phone: (614) 228-5192
E-mail: samadwart@gmail.com
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Summary
MBA, BE with 11 years of experience in financial sector with focus on corporate loan
accounts and large infrastructure projects.
Key Expertise
Credit Appraisal
Financial Analysis
Financial Modelling
Credit Risk Assessment
NPA Resolution
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Experience
IL&FS Infrastructure Development Corporation Ltd. (April 2008 – till date)
Manager (Head Office, New Delhi)
IL&FS Infrastructure Development Corporation Limited (IIDC), a wholly owned
subsidiary of Infrastructure Leasing & Financial Services (IL&FS) is a pioneer in
Public Private Partnership (PPP) initiatives and leader in Infrastructure Advisory in
the country.
Key Assignments
Project Coordinator and Financial Analyst for Business Plan consultancy for
the ‘Dedicated Freight Corridor’ project of Indian Railway.
Financial Analyst for ‘Delhi Mumbai Industrial Corridor (DMIC)’ project of the
Ministry of Commerce, Govt. of India.
IFCI Ltd. (December 2000 – April 2008)
Assistant General Manager (Head Office, New Delhi)
IFCI Ltd. is the oldest and one of largest Development Financial Institution in the
country with focus on providing project finance to medium and large industrial
projects. Joined as Manager at Bangalore office, and later shifted to Chandigarh
office in June 2002 and to Head Office, Delhi in May 2007.
2. Key Responsibilities
Project/Credit Appraisal.
Processing of loan disbursement requests.
Monitoring of loan accounts by analysing quarterly and annual financial
statements, progress reports, internal audit reports, industry analysis and
field visits.
Follow up for timely recovery of loan amounts.
Resolution of Non-Performing Assets (NPA) by One Time Settlement (OTS),
Restructuring of loan accounts.
Representing organisation at Corporate Debt Restructuring (CDR), Board for
Industrial and Financial Reconstruction (BIFR) and lenders’ meetings.
Nominee Director on Borrower’s Boards.
Canara Bank (April 1998 – December 2000)
Officer (Head Office, Bangalore)
Canara Bank is one of the largest Banks in the Country. Joined as Probationary
Officer and after one year’s training in General/Branch banking was posted at
Industrial Advisory Division, at Head Office.
Key Responsibilities
Credit Appraisal for fund based and non-fund based working capital and term
loan facilities for large corporate borrowers.
Techno-Economic Viability Studies (for existing clients) involving field visits,
detailed industry and technical analysis and interactions with Borrowers’
management.
Arrived at ideal inventory norms for major industries.
Worked on validation and implementation of ‘Credit Risk Rating Model’.
Carried out Credit Risk Rating for corporate loan accounts.
General/Branch Banking.
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Education
Master of Business Administration (Finance) (1996-1998)
University Business School, Panjab University, Chandigarh
Bachelor of Engineering (Electronics and Electrical Communication) (1992-1996)
Punjab Engineering College, Chandigarh
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Personal Details
