Finding a well-planned and comprehensive Employee Benefits Program for your employees can be a real challenge. Ethika is here to put in place a cutting-edge Employee Benefits Program so that your employees are happy and continue to work for you. We at Ethika believe that with the right planning, any size of organisation can provide attractive Employee Benefits Program to its employees. We also deploy a strong Employee Communication and Assistance service to ensure your employees know about the investments you make for their wellbeing, and to also provide them with timely assistance and guidance. Improve productivity Decrease absenteeism Reduce health claims costs Reduce disability claims costs Improve work environment Increase employee engagement Improve preparedness and response Reduce employee turnover Attract new talent.

1. Employee
Benefits
InsuranceHappy Employees
Happy Business!

2. Finding a well-planned and comprehensive Employee Benefits Program for
your employees can be a real challenge. Ethika is here to put in place a
cutting-edge Employee Benefits Program so that your employees are
happy and continue to work for you. We at Ethika believe that with the right
planning, any size of organisation can provide attractive Employee Benefits
Program to its employees.
We also deploy a strong Employee Communication and Assistance service
to ensure your employees know about the investments you make for their
wellbeing, and to also provide them with timely assistance and guidance.
Improve productivity Decrease absenteeism
Reduce health claims costs Reduce disability claims costs
Improve work environment Increase employee engagement
Improve preparedness and response
Reduce employee turnover Attract new talent
One of the most important components of running a
successful business is keeping employees happy.
Organisation's
Employee
will help you to:
Benefits program
Our tailor-made plan for your

3. We also scrutinize the issued policy, check the adherence of proposal sent to
insurance underwriter, and ensure that no fine print inclusions have been made which
jeopardize our clients’ interests.
Consultation
As a Licenced Insurance Broker from Insurance Regulatory and Development
Authority of India, we are authorized to negotiate on your behalf with all the
Insurance companies. Once we freeze your requirement, we reach out to those
insurers who show interest in picking up your risk. We then present you a
cost-benefit analysis which will help you to take the right decision.
Competitive Premium
and Appropriate Clauses
Putting together a generous Benefits Program that will profoundly impact the life
and loyalty of your employees requires legal and financial counsel. There is no
one solution, and as any HR manager will testify, the demands of each work
place are different.
Our Expert team will manage the following things so that you can focus on your
core business:
Benchmarking Claims Control Measures
Scientific Claim Projections Merger and Acquisitions
Employee funded Group Policies Gap Analysis
The Premium quoted by us comes with the assurance
that they are the lowest in the industry.
No compromise on value to client.

4. With our Employee Benefit Administration Process, we at Ethika ensure that
employee benefits are not delayed or tedious to handle for the employees.
We understand that each claim is unique in terms of conditions and
requirement and therefore provide our clients with personalised claim
assistance and claim management, guiding them every step of the way
from intimation to settlement.
We are sensitive to employees’ emotions and to their
expectations from their employer and insurer during
claim processing.
We provide our clients with a calming, assuring and
dependable experience at the time of claim.
We believe that “A delayed benefit reduces the
overall perceived benefit of the policy”.
Our service promise: “Red carpet treatment! Always!”
Red Carpet Service
Cashless Claims
Reimbursement Claims
MIS Reports
Employee Communications
365 days x 24/7 Online Assistance Onsite Helpdesk

5. Insurance
Benefits Software
Our one-of-the-kind Employee Benefits management tool helps you to manage all
the insurance benefits from your desktop. Employees can see their coverages and
also enroll for the optional employee funded policies. It can be easily integrated
with your HR intranet or payroll software. It is offered at zero cost to you.
Online management of the enrolment of employees
Flexi coverage management
Management Information System (MIS)
Employee benefit surveys
Online additions and deletions of employees
Manage employee communications
Main features of the tool include:

6. Rated 4.9 of 5 Stars for service
Product List
Group Health Insurance
Group Term Life Insurance
Group Personal Accident Insurance
Group Super Top-up Insurance
Group Gratuity Insurance
Employee Benefits Insurance
Other insurance
Directors & Officers Liability Insurance
Commercial General Liability Insurance
Errors And Omissions Insurance
Trade Credit Insurance
Workmen Compensation Insurance
Fire Insurance / Asset Insurance
Cyber Crime Insurance
ETHIKA INSURANCE BROKING PVT. LTD.
No. 1-88/136, Plot No. 88, 1st Floor, Gachibowli,
Hyderabad, 500 032, Telangana
sarath.reddy@ethika.co.in
+91 8498094601www.ethika.co.in
Hyderabad | Mumbai | Bengaluru